{"id":2197,"date":"2023-01-27T09:09:06","date_gmt":"2023-01-27T09:09:06","guid":{"rendered":"https:\/\/coinkickoff.com\/?p=2197"},"modified":"2026-01-08T14:13:21","modified_gmt":"2026-01-08T14:13:21","slug":"tether-vs-usd-coin","status":"publish","type":"post","link":"https:\/\/coinkickoff.com\/sk\/tether-vs-usd-coin\/","title":{"rendered":"Tether vs USD Coin"},"content":{"rendered":"<h1><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2199 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/usdt-vs-usdc.jpg\" alt=\"Tether vs USD Coin\" width=\"1000\" height=\"563\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/usdt-vs-usdc.jpg 1000w, https:\/\/coinkickoff.com\/wp-content\/uploads\/usdt-vs-usdc-300x169.jpg 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/usdt-vs-usdc-768x432.jpg 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/usdt-vs-usdc-18x10.jpg 18w, https:\/\/coinkickoff.com\/wp-content\/uploads\/usdt-vs-usdc-600x338.jpg 600w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/h1>\n<p><span style=\"font-weight: 400;\">Ak sa zauj\u00edmate o kryptomeny, pravdepodobne ste u\u017e po\u010duli o <\/span><b>stablecoins<\/b><span style=\"font-weight: 400;\">. Tieto digit\u00e1lne akt\u00edva sa stali masovo popul\u00e1rne, preto\u017ee s\u013eubuj\u00fa, \u017ee zadr\u017eia volatilitu spojen\u00fa s kryptomenami vo v\u0161eobecnosti.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V tomto <a href=\"https:\/\/coinkickoff.com\/sk\/tether-usdt\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"\u010co je Tether (USDT)? Ako funguje a kde ho k\u00fapi\u0165?\">Tether<\/a> vs <a href=\"https:\/\/coinkickoff.com\/sk\/usd-coin-usdc\/\" data-internallinksmanager029f6b8e52c=\"8\" title=\"\u010co je USD Coin (USDC)? Ako funguje a kde ho k\u00fapi\u0165?\">USD Coin<\/a> recenzia, vysvetl\u00edme, pre\u010do s\u00fa tieto stablecoins obrovsk\u00fdm probl\u00e9mom, prediskutujeme ich rozdiely a uvedieme rizik\u00e1 a v\u00fdhody ich obchodovania.<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Sekcie<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Prep\u00ednanie tabu\u013eky obsahu\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Prep\u00edna\u010d<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/coinkickoff.com\/sk\/tether-vs-usd-coin\/#The_History_of_Tether_USDT_and_USD_Coin_USDC\" >Hist\u00f3ria Tether (USDT) a USD Coin (USDC)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/coinkickoff.com\/sk\/tether-vs-usd-coin\/#How_Do_Tether_and_USD_Coin_Work\" >Ako funguj\u00fa Tether a USD Coin?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/coinkickoff.com\/sk\/tether-vs-usd-coin\/#What_Are_the_Main_Use_Cases_of_USDT_and_USDC\" >Ak\u00e9 s\u00fa hlavn\u00e9 pr\u00edpady pou\u017eitia USDT a USDC?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/coinkickoff.com\/sk\/tether-vs-usd-coin\/#USDT_and_USDC_Price_History\" >USDT a USDC Cenov\u00e1 hist\u00f3ria<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/coinkickoff.com\/sk\/tether-vs-usd-coin\/#USDT_Price_History\" >USDT Cenov\u00e1 hist\u00f3ria<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/coinkickoff.com\/sk\/tether-vs-usd-coin\/#USDC_Price_History\" >USDC Cenov\u00e1 hist\u00f3ria<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/coinkickoff.com\/sk\/tether-vs-usd-coin\/#Tether_and_USD_Coin_Market_Cap\" >Tether a USD Coin Trhov\u00e1 kapacita<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/coinkickoff.com\/sk\/tether-vs-usd-coin\/#USDT_Market_Cap\" >USDT Trhov\u00e1 kapitaliz\u00e1cia<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/coinkickoff.com\/sk\/tether-vs-usd-coin\/#USDC_Market_Cap\" >USDC Trhov\u00e1 kapitaliz\u00e1cia<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/coinkickoff.com\/sk\/tether-vs-usd-coin\/#Main_Similarities_Between_Tether_and_USD_Coin\" >Hlavn\u00e9 podobnosti medzi Tether a USD Coin<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/coinkickoff.com\/sk\/tether-vs-usd-coin\/#Main_Differences_Between_Tether_and_USD_Coin\" >Hlavn\u00e9 rozdiely medzi Tether a USD Coin<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/coinkickoff.com\/sk\/tether-vs-usd-coin\/#Trading_Pairs_and_Exchange_Availablity\" >Obchodn\u00e9 p\u00e1ry a dostupnos\u0165 v\u00fdmeny<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/coinkickoff.com\/sk\/tether-vs-usd-coin\/#Transparency_and_Trust\" >Transparentnos\u0165 a d\u00f4vera<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/coinkickoff.com\/sk\/tether-vs-usd-coin\/#Interest_Rates_on_USDT_and_USDC\" >\u00darokov\u00e9 sadzby pre USDT a USDC<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/coinkickoff.com\/sk\/tether-vs-usd-coin\/#Tether_vs_USD_Coin_Risks_Associated_With_USDT_and_USDC\" >Tether vs USD Coin: rizik\u00e1 spojen\u00e9 s USDT a USDC<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/coinkickoff.com\/sk\/tether-vs-usd-coin\/#Where_Can_You_Buy_USDT_and_USDC\" >Kde si m\u00f4\u017eete k\u00fapi\u0165 USDT a USDC?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/coinkickoff.com\/sk\/tether-vs-usd-coin\/#How_Can_You_Exchange_USDT_for_USDC\" >Ako m\u00f4\u017eete vymeni\u0165 USDT za USDC?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/coinkickoff.com\/sk\/tether-vs-usd-coin\/#Future_Plans_for_Tether_and_USD_Coin\" >Bud\u00face pl\u00e1ny pre Tether a USD Coin<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"The_History_of_Tether_USDT_and_USD_Coin_USDC\"><\/span><span style=\"font-weight: 400;\">Hist\u00f3ria Tether (USDT) a USD Coin (USDC)<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>USDT, stabiln\u00fdcoin vydan\u00fd spolo\u010dnos\u0165ou Tether Holdings Ltd, je najv\u00e4\u010d\u0161\u00edm stabiln\u00fdmcoin na trhu, ale m\u00e1 dos\u0165 kontroverzn\u00fa hist\u00f3riu.<\/b><span style=\"font-weight: 400;\"> Model coin bol vydan\u00fd v roku 2014 a r\u00fdchlo sa stal v\u00fdznamn\u00fdm hr\u00e1\u010dom v odvetv\u00ed po ohl\u00e1sen\u00ed spolupr\u00e1ce so spolo\u010dnos\u0165ou <a href=\"https:\/\/coinkickoff.com\/sk\/crypto-exchanges\/\" data-internallinksmanager029f6b8e52c=\"141\" title=\"21 Najlep\u0161ie kryptomenov\u00e9 burzy a aplik\u00e1cie v roku 2024\">kryptografick\u00e1 burza<\/a> <\/span><a href=\"https:\/\/www.bitfinex.com\/sign-up?refcode=kjCYk-CZD\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Bitfinex<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V roku 2017 Paradise Papers odhalili, \u017ee <a href=\"https:\/\/coinkickoff.com\/sk\/bitfinex-review\/\" data-internallinksmanager029f6b8e52c=\"151\" title=\"Recenzie Bitfinex 2023: poplatky, funkcie, bezpe\u010dnos\u0165, v\u00fdhody a nev\u00fdhody\">Bitfinex<\/a> a Tether neboli v skuto\u010dnosti dve nez\u00e1visl\u00e9 spolo\u010dnosti, ale boli <\/span><a href=\"https:\/\/www.icij.org\/investigations\/paradise-papers\/paradise-papers-connection-sparks-massive-bitcoin-lawsuit\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">zalo\u017een\u00e9 a prev\u00e1dzkovan\u00e9 tou istou skupinou \u013eud\u00ed<\/span><\/a><span style=\"font-weight: 400;\">. Odborn\u00edci na finan\u010dn\u00fa kriminalitu tvrdili, \u017ee Bitfinex a Tether vyu\u017eili svoju spolupr\u00e1cu na <\/span><a href=\"https:\/\/www.theverge.com\/22620464\/tether-backing-cryptocurrency-stablecoin\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">manipulova\u0165 s cenou Bitcoin<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tether a Bitfinex skon\u010dili <\/span><a href=\"https:\/\/www.reuters.com\/technology\/tether-bitfinex-agree-pay-425-mln-fines-settle-us-cftc-charges-2021-10-15\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">zaplatenie pok\u00fat vo v\u00fd\u0161ke viac ako 50 mili\u00f3nov dol\u00e1rov<\/span><\/a><span style=\"font-weight: 400;\"> ke\u010f vy\u0161lo najavo, \u017ee Tether pou\u017eila svoje rezervy na po\u017ei\u010danie svojej sesterskej spolo\u010dnosti Bitfinex viac ako 900 mili\u00f3nov dol\u00e1rov, ke\u010f mala burza nedostatok likvidity. Navy\u0161e pr\u00e1vnik spolo\u010dnosti Tether priznal, \u017ee Tether bola <\/span><a href=\"https:\/\/www.theverge.com\/2021\/10\/15\/22728253\/tether-41-million-misleading-statements-fiat-currency-bitfinex-cftc\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">iba 74% s podporou<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><b>Pokia\u013e ide o USDC, coin bol uveden\u00fd na trh v roku 2018 spolo\u010dnos\u0165ou <\/b><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" target=\"_blank\" rel=\"noopener\"><b>Coinbase<\/b><\/a><b> a <\/b><a href=\"https:\/\/www.circle.com\/en\/\" target=\"_blank\" rel=\"noopener\"><b>Kruh<\/b><\/a><b> ako konkuren\u010dn\u00fd stabiln\u00fdcoin pre USDT.<\/b><span style=\"font-weight: 400;\"> Spolo\u010dnosti vyu\u017eili probl\u00e9my Tether s org\u00e1nmi \u010dinn\u00fdmi v trestnom konan\u00ed a m\u00e9diami, aby si na trhu vydobyli priestor pre nov\u00fd stabiln\u00fd coin, ktor\u00fd je inzerovan\u00fd ako transparentn\u00fd a kompatibiln\u00fd.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Circle s\u013e\u00fabil, \u017ee bude <\/span><a href=\"https:\/\/www.bloomberg.com\/news\/articles\/2021-08-11\/coinbase-drops-promise-of-token-s-cash-backing-that-wasn-t-true\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">dol\u00e1r v bankov\u00fdch rezerv\u00e1ch za ka\u017ed\u00fd USDC<\/span><\/a><span style=\"font-weight: 400;\"> ktor\u00e9 spolo\u010dnos\u0165 vyrazila po\u010das obeda. V roku 2020 v\u0161ak atestuj\u00faca spolo\u010dnos\u0165 ozn\u00e1mila, \u017ee namiesto USD by sa rezervy mohli dr\u017ea\u0165 v invest\u00edci\u00e1ch.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Potom v roku 2022, <\/span><a href=\"https:\/\/www.bloomberg.com\/quote\/1700828D:US\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Circle Internet Financial Inc.<\/span><\/a><span style=\"font-weight: 400;\"> prv\u00fdkr\u00e1t zverejnila vyhl\u00e1senie o majetku spolo\u010dnosti USD Coin a odhalila, \u017ee spolo\u010dnos\u0165 <\/span><a href=\"https:\/\/markets.businessinsider.com\/news\/currencies\/coinbase-crypto-stablecoin-usdc-mistake-reserves-treasuries-cash-treasurys-circle-2021-8\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">len 61% podporn\u00fdch akt\u00edv<\/span><\/a><span style=\"font-weight: 400;\"> v hotovosti a pe\u0148a\u017en\u00fdch ekvivalentoch a 9% v komer\u010dn\u00fdch cenn\u00fdch papieroch. Celkov\u00e9 akt\u00edva zah\u0155\u0148ali podnikov\u00e9 dlhopisy, americk\u00e9 \u0161t\u00e1tne dlhopisy a komer\u010dn\u00e9 cenn\u00e9 papiere.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Do_Tether_and_USD_Coin_Work\"><\/span><span style=\"font-weight: 400;\">Ako funguj\u00fa Tether a USD Coin?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Aby ste pochopili, ak\u00e9 s\u00fa st\u00e1vky na investovanie do USDT a USDC, mus\u00edte pochopi\u0165, ako stabiln\u00fdcoins funguje.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V\u00e4\u010d\u0161ina kryptomien vr\u00e1tane <a href=\"https:\/\/coinkickoff.com\/sk\/bitcoin-btc\/\" data-internallinksmanager029f6b8e52c=\"1\" title=\"\u010co je Bitcoin (BTC)? Cena, hist\u00f3ria a kde k\u00fapi\u0165\">Bitcoin<\/a> a <a href=\"https:\/\/coinkickoff.com\/sk\/ethereum-eth\/\" data-internallinksmanager029f6b8e52c=\"2\" title=\"\u010co je Ethereum (ETH)? Cena, hist\u00f3ria a kde k\u00fapi\u0165\">Ethereum<\/a>, nie s\u00fa kryt\u00e9 extern\u00fdmi akt\u00edvami. Tieto coins maj\u00fa hodnotu najm\u00e4 preto, \u017ee si \u013eudia myslia, \u017ee maj\u00fa hodnotu alebo \u010dasom z\u00edskaj\u00fa hodnotu.<\/span> <span style=\"font-weight: 400;\">In\u00fdmi slovami, s\u00fa to \u0161pekulat\u00edvne akt\u00edva, ktor\u00e9 z\u00edskavaj\u00fa hodnotu z trhov\u00fdch \u0161pekul\u00e1ci\u00ed.<\/span><\/p>\n<p><b>Stabiln\u00e9coins ako USDT a USDC s\u00fa kryt\u00e9 extern\u00fdmi akt\u00edvami, ako s\u00fa akcie, hotovos\u0165 a drah\u00e9 kovy. To zni\u017euje volatilitu coins a umo\u017e\u0148uje \u013eu\u010fom vstupova\u0165 na trh a vystupova\u0165 z neho bez v\u00fdrazn\u00e9ho rizika.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">V t\u00fdchto d\u0148och je v\u00e4\u010d\u0161ina kryptoobchodov denominovan\u00e1 v stablecoins. In\u00fdmi slovami, stablecoins funguj\u00fa ako lepidlo, ktor\u00e9 dr\u017e\u00ed cel\u00fd trh s kryptomenami pohromade. To d\u00e1va emituj\u00facim spolo\u010dnostiam ve\u013ek\u00fa moc, ale aj ve\u013ek\u00fa zodpovednos\u0165.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kryptografick\u00fd biznis, aj ke\u010f m\u00e1 hodnotu mili\u00e1rd, je v\u00e4\u010d\u0161inou nelikvidn\u00fd a z\u00e1vis\u00ed od stablecoins pre hotovos\u0165 <a href=\"https:\/\/coinkickoff.com\/sk\/flow-blockchain-flow\/\" data-internallinksmanager029f6b8e52c=\"57\" title=\"\u010co je Flow Blockchain (FLOW) Ako funguje a kde ho k\u00fapi\u0165?\">prietok<\/a>. Ak stabiln\u00fdcoin neudr\u017e\u00ed svoj kol\u00edk, mohlo by to z trhu vymaza\u0165 miliardy alebo sp\u00f4sobi\u0165 domino efekt, ktor\u00fd ovplyvn\u00ed v\u0161etk\u00fdch v krypto biznise.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Dnes je dobre zn\u00e1me, \u017ee v\u00e4\u010d\u0161ina kryptomien nie je kryt\u00e1 (alebo plne kryt\u00e1) dol\u00e1rov\u00fdmi rezervami. To vn\u00e1\u0161a do cel\u00e9ho podniku prvok rizika - ak emituj\u00faca spolo\u010dnos\u0165 pr\u00edde o svoje invest\u00edcie, stablecoins strat\u00ed svoje krytie.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Teraz, ke\u010f rozumiete <\/span><a href=\"https:\/\/www.ft.com\/content\/0a70d30b-9dec-4b33-aebc-75f7a0f11900\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">vysok\u00e9 st\u00e1vky<\/span><\/a><span style=\"font-weight: 400;\"> v hre stablecoin, prejdime k na\u0161ej aktu\u00e1lnej recenzii a porovnajme USDC a USDT.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_the_Main_Use_Cases_of_USDT_and_USDC\"><\/span><span style=\"font-weight: 400;\">Ak\u00e9 s\u00fa hlavn\u00e9 pr\u00edpady pou\u017eitia USDT a USDC?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Stablecoins m\u00e1 mnoho pr\u00edpadov pou\u017eitia. <\/span><b>Po prv\u00e9, USDT a USDC s\u00fa popul\u00e1rne obchodn\u00e9 p\u00e1ry pre kryptomeny.<\/b><span style=\"font-weight: 400;\"> M\u00f4\u017eete obchodova\u0165 s tis\u00edckami coins s t\u00fdmito stabiln\u00fdmi coins vr\u00e1tane Bitcoin, Ethereum, <a href=\"https:\/\/coinkickoff.com\/sk\/dogecoin-doge\/\" data-internallinksmanager029f6b8e52c=\"14\" title=\"\u010co je Dogecoin (DOGE)? Ako funguje a kde ho k\u00fapi\u0165?\">Dogecoin<\/a>, <a href=\"https:\/\/coinkickoff.com\/sk\/shiba-inu-shib\/\" data-internallinksmanager029f6b8e52c=\"16\" title=\"\u010co je Shiba Inu (SHIB)? Ako funguje a kde ho k\u00fapi\u0165?\">Shiba Inu<\/a>a mnoho \u010fal\u0161\u00edch.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Je \u0165a\u017ek\u00e9 obchodova\u0165 men\u0161ie altcoins s fiat menami, ako je USD alebo EUR (hoci ich n\u00e1kup je v\u010faka poskytovate\u013eom tret\u00edch str\u00e1n aspo\u0148 jednoduch\u0161\u00ed), ale USDT a USDC poskytuj\u00fa perfektn\u00e9 br\u00e1ny. Dokonca aj burzy a DeFi protokoly, ktor\u00e9 nemaj\u00fa pr\u00edstup k tradi\u010dn\u00fdm bankov\u00fdm cest\u00e1m, m\u00f4\u017eu poskytn\u00fa\u0165 pr\u00edstup k v\u00e4\u010d\u0161ine altcoins prostredn\u00edctvom stablecoins.<\/span><\/p>\n<p><b>Po druh\u00e9, ke\u010f\u017ee tieto coins maj\u00fa pevn\u00fa hodnotu, obchodn\u00edci m\u00f4\u017eu prij\u00edma\u0165 kryptografick\u00e9 platby denominovan\u00e9 v USDT alebo USDC bez ob\u00e1v z volatility. <a href=\"https:\/\/coinkickoff.com\/sk\/prices\/\" data-internallinksmanager029f6b8e52c=\"136\" title=\"Top 100 \u017div\u00e9 ceny kryptomien (USD)\">ceny kryptomien<\/a>.\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Nakoniec, USDC a USDT s\u00fa ve\u013emi popul\u00e1rne v protokoloch DeFi, ako <\/span><b>obchodn\u00edci m\u00f4\u017eu po\u017ei\u010diava\u0165 svoje stablecoins a z\u00edskava\u0165 pas\u00edvny pr\u00edjem v\u010faka vysok\u00fdm \u00farokov\u00fdm sadzb\u00e1m.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Treba poznamena\u0165, \u017ee mnoh\u00e9 z t\u00fdchto decentralizovan\u00fdch finan\u010dn\u00fdch protokolov s\u00fa \u00faplne neregulovan\u00e9 a mnoh\u00e9 z nich sa zr\u00fatili kv\u00f4li neudr\u017eate\u013en\u00fdm obchodn\u00fdm praktik\u00e1m, ktor\u00e9 sa v niektor\u00fdch pr\u00edpadoch rovnaj\u00fa pyram\u00eddov\u00fdm sch\u00e9mam, ako napr. <\/span><a href=\"https:\/\/www.marketwatch.com\/story\/new-york-attorney-general-files-fraud-suit-against-celsius-network-and-its-founder-alex-mashinsky-11672934579\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Celzius<\/span><\/a><span style=\"font-weight: 400;\">, kryptografick\u00e1 spolo\u010dnos\u0165, ktor\u00e1 pon\u00fakla 8,8% v\u00fdnosov na Tether.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"USDT_and_USDC_Price_History\"><\/span><span style=\"font-weight: 400;\">USDT a USDC Cenov\u00e1 hist\u00f3ria<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"USDT_Price_History\"><\/span><span style=\"font-weight: 400;\">USDT Cenov\u00e1 hist\u00f3ria<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Dol\u00e1rov\u00e1 hodnota USDT by sa mala v\u017edy rovna\u0165 $1, ale po\u010das bankov\u00fdch oper\u00e1ci\u00ed m\u00f4\u017ee doch\u00e1dza\u0165 k miernym v\u00fdkyvom. Cena sa zvy\u010dajne r\u00fdchlo vr\u00e1ti na svoju fixn\u00fa cenu $1.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"USDC_Price_History\"><\/span><span style=\"font-weight: 400;\">USDC Cenov\u00e1 hist\u00f3ria<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Dol\u00e1rov\u00e1 hodnota USDC by sa mala v\u017edy rovna\u0165 $1, ale po\u010das bankov\u00fdch oper\u00e1ci\u00ed m\u00f4\u017ee doch\u00e1dza\u0165 k miernym v\u00fdkyvom ceny. Cena sa zvy\u010dajne r\u00fdchlo vr\u00e1ti na svoju fixn\u00fa cenu $1.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Tether_and_USD_Coin_Market_Cap\"><\/span><span style=\"font-weight: 400;\">Tether a USD Coin Trhov\u00e1 kapacita<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"USDT_Market_Cap\"><\/span><span style=\"font-weight: 400;\">USDT Trhov\u00e1 kapitaliz\u00e1cia<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">USDT je najv\u00e4\u010d\u0161ia stabiln\u00e1coin a tretia najv\u00e4\u010d\u0161ia kryptomena pod\u013ea trhovej kapitaliz\u00e1cie po Bitcoin a Ethereum.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Od janu\u00e1ra 2023 s\u00fa<\/span> <a href=\"https:\/\/coinmarketcap.com\/currencies\/tether\/\" target=\"_blank\" rel=\"noopener\"><b>viac ako 60 mili\u00e1rd kusov USDT token v obehu<\/b><\/a><span style=\"font-weight: 400;\">. Po bankrote spolo\u010dnosti FTX stratil tento majetok na trhovej hodnote.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Akt\u00edva nemaj\u00fa stanoven\u00fa celkov\u00fa z\u00e1sobu. Spolo\u010dnos\u0165 Tether m\u00f4\u017ee razi\u0165 to\u013eko USDT, ko\u013eko chce, hoci by mala ma\u0165 v rezerve ekvivalent USD pre ka\u017ed\u00fd token, aspo\u0148 teoreticky.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Mno\u017estvo USDT v obehu sa men\u00ed v z\u00e1vislosti od dopytu po Tether. Ak sa dopyt zv\u00fd\u0161i, spolo\u010dnos\u0165 Tether vyraz\u00ed viac token, a ke\u010f \u013eudia vyplatia alebo premenia USDT na in\u00e9 coins, spolo\u010dnos\u0165 prebyto\u010dn\u00e9 token sp\u00e1li.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">USDT je k dispoz\u00edcii na v\u00e4\u010d\u0161ine hlavn\u00fdch b\u00farz a je podporovan\u00fd mnoh\u00fdmi blockchainov\u00fdmi sie\u0165ami vr\u00e1tane Ethereum, <a href=\"https:\/\/coinkickoff.com\/sk\/algorand-algo\/\" data-internallinksmanager029f6b8e52c=\"182\" title=\"\u010co je Algorand (ALGO)? Cena, hist\u00f3ria a kde k\u00fapi\u0165\">Algorand<\/a>, <a href=\"https:\/\/coinkickoff.com\/sk\/stellar-xlm\/\" data-internallinksmanager029f6b8e52c=\"33\" title=\"\u010co je Stellar (XLM), ako funguje a kde ho k\u00fapi\u0165?\">Hviezdne<\/a>, <a href=\"https:\/\/coinkickoff.com\/sk\/hedera-hbar\/\" data-internallinksmanager029f6b8e52c=\"35\" title=\"\u010co je Hedera (HBAR), ako funguje a kde ju k\u00fapi\u0165?\">Hedera<\/a>, <a href=\"https:\/\/coinkickoff.com\/sk\/tron-trx\/\" data-internallinksmanager029f6b8e52c=\"27\" title=\"\u010co je Tron (TRX), ako funguje a kde ho k\u00fapi\u0165?\">Tron<\/a>, <a href=\"https:\/\/coinkickoff.com\/sk\/solana-sol\/\" data-internallinksmanager029f6b8e52c=\"5\" title=\"\u010co je Solana (SOL)? Ako funguje a kde ho k\u00fapi\u0165?\">Solana<\/a>a \u010fal\u0161ie.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"USDC_Market_Cap\"><\/span><span style=\"font-weight: 400;\">USDC Trhov\u00e1 kapitaliz\u00e1cia<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><a href=\"https:\/\/coinmarketcap.com\/currencies\/usd-coin\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">USDC<\/span><\/a><span style=\"font-weight: 400;\"> je tre\u0165ou najv\u00e4\u010d\u0161ou stabilnoucoin a piatou najv\u00e4\u010d\u0161ou kryptomenou pod\u013ea trhovej kapitaliz\u00e1cie po Bitcoin a Ethereum. V s\u00fa\u010dasnosti existuje <\/span><a href=\"https:\/\/www.coingecko.com\/en\/coins\/usd-coin\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">cirkula\u010dn\u00e9 nap\u00e1janie<\/span><\/a><span style=\"font-weight: 400;\"> z <\/span><b>43 mili\u00e1rd USDC<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">USDC nem\u00e1 celkov\u00fa dod\u00e1vku a <\/span><a href=\"https:\/\/www.centre.io\/usdc-faq\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Finan\u010dn\u00e9 in\u0161tit\u00facie schv\u00e1len\u00e9 kruhom<\/span><\/a><span style=\"font-weight: 400;\"> m\u00f4\u017ee vyda\u0165 USDC na z\u00e1klade dopytu po akt\u00edvach. Podobne ako v pr\u00edpade USDT sa celkov\u00e1 ponuka men\u00ed v z\u00e1vislosti od dopytu na trhu.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">USDC je k dispoz\u00edcii na v\u00e4\u010d\u0161ine hlavn\u00fdch b\u00farz a je podporovan\u00fd mnoh\u00fdmi blockchainov\u00fdmi sie\u0165ami vr\u00e1tane Ethereum, Algorand, Stellar, Hedera, Tron, Solana a \u010fal\u0161\u00edch.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/coinkickoff.com\/sk\/binance-review\/\" data-internallinksmanager029f6b8e52c=\"152\" title=\"Binance Recenzie 2024: Vlastnosti, poplatky, bezpe\u010dnos\u0165, klady a z\u00e1pory\">Binance<\/a> m\u00e1 <\/span><a href=\"https:\/\/www.binance.com\/en\/support\/announcement\/binance-to-auto-convert-usdc-usdp-tusd-to-busd-binance-usd-e62f703604a94538a1f1bc803b2d579f\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">vyraden\u00e9 z ponuky USDC<\/span><\/a><span style=\"font-weight: 400;\"> a mnoho \u010fal\u0161\u00edch stabiln\u00fdchcoins (ale nie USDT) v roku 2022.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Main_Similarities_Between_Tether_and_USD_Coin\"><\/span><span style=\"font-weight: 400;\">Hlavn\u00e9 podobnosti medzi Tether a USD Coin<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">USDT a USDC s\u00fa stabiln\u00e9coins podporovan\u00e9 USD. Jeden USDT a USDC mus\u00ed ma\u0165 v\u017edy hodnotu 1 USD.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">USDC a USDT s\u00fa popul\u00e1rne stabiln\u00e9 coins, ktor\u00e9 n\u00e1jdete na v\u00e4\u010d\u0161ine b\u00farz s kryptomenami. Obe akt\u00edva m\u00f4\u017eete pou\u017ei\u0165 na obchodovanie s BTC a altcoins, po\u017ei\u010diavanie a po\u017ei\u010diavanie na protokoloch DeFi alebo na kryptografick\u00e9 platby.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nemaj\u00fa celkov\u00e9 z\u00e1soby, preto\u017ee emituj\u00face in\u0161tit\u00facie m\u00f4\u017eu vytvori\u0165 \u010fal\u0161ie, ak je po akt\u00edvach dopyt.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Napokon, obe akt\u00edva boli kritizovan\u00e9 v s\u00favislosti s bezpe\u010dnos\u0165ou a \u010delia probl\u00e9mom s transparentnos\u0165ou. Rezervy ani jednej zo stajn\u00edcoin neboli v plnej miere preveren\u00e9 nez\u00e1vislou spolo\u010dnos\u0165ou.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Main_Differences_Between_Tether_and_USD_Coin\"><\/span><span style=\"font-weight: 400;\">Hlavn\u00e9 rozdiely medzi Tether a USD Coin<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">USDT zost\u00e1va najpou\u017e\u00edvanej\u0161\u00edm stabiln\u00fdmcoin na svete, ale v posledn\u00fdch rokoch sa v\u00fdrazne presadil aj USDC. Poves\u0165 USDT dostala ve\u013ek\u00fd \u00fader kv\u00f4li nedostato\u010dnej transparentnosti spolo\u010dnosti a USDC sa \u00faspe\u0161ne pred\u00e1va ako bezpe\u010dnej\u0161ia a transparentnej\u0161ia alternat\u00edva.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pozrime sa na rozdiely podrobnej\u0161ie.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Trading_Pairs_and_Exchange_Availablity\"><\/span><span style=\"font-weight: 400;\">Obchodn\u00e9 p\u00e1ry a dostupnos\u0165 v\u00fdmeny<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Hoci s\u00fa obe stablecoins dostupn\u00e9 na hlavn\u00fdch blockchainoch a mo\u017eno ich sp\u00e1rova\u0165 s tis\u00edckami digit\u00e1lnych akt\u00edv, s rast\u00facou centraliz\u00e1ciou v kryptoekosyst\u00e9me sa to zmenilo.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Napr\u00edklad, <\/span><a href=\"https:\/\/www.reuters.com\/technology\/binance-convert-users-usdc-into-its-own-stablecoin-2022-09-05\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Binance vyraden\u00fd zo zoznamu USDC v roku 2022<\/span><\/a><span style=\"font-weight: 400;\">a ozn\u00e1mila, \u017ee platforma bude podporova\u0165 len <a href=\"https:\/\/coinkickoff.com\/sk\/binance-coin-bnb\/\" data-internallinksmanager029f6b8e52c=\"6\" title=\"\u010co je to Binance Coin (BNB)? Ako funguje a kde ho k\u00fapi\u0165?\">BNB<\/a> a USDT stabiln\u00fdcoins. E\u0161te sa uvid\u00ed, \u010di ostatn\u00e9 kryptografick\u00e9 burzy, ako napr. <a href=\"https:\/\/coinkickoff.com\/sk\/coinbase-review\/\" data-internallinksmanager029f6b8e52c=\"142\" title=\"Coinbase Recenzie 2024: Funkcie, poplatky, bezpe\u010dnos\u0165, v\u00fdhody a nev\u00fdhody\">Coinbase<\/a> bude nasledova\u0165 pr\u00edklad Binance a za\u010dne vyra\u010fova\u0165 konkuren\u010dn\u00fd stablecoins.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Transparency_and_Trust\"><\/span><span style=\"font-weight: 400;\">Transparentnos\u0165 a d\u00f4vera<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Ako ste si u\u017e mo\u017eno domysleli, spolo\u010dnos\u0165 Tether sa dostala pod pa\u013ebu kritiky pre svoje tajnosti a chybn\u00e9 kroky t\u00fdkaj\u00face sa USDT. Hoci spolo\u010dnos\u0165 zverej\u0148uje hodnotenia od pridru\u017een\u00fdch in\u0161tit\u00faci\u00ed, nie je mo\u017en\u00e9 zisti\u0165, \u010di je akt\u00edvum skuto\u010dne plne kryt\u00e9.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Gener\u00e1lny prokur\u00e1tor New Yorku na konci vy\u0161etrovania Tether ozn\u00e1mil, \u017ee Tether nedisponuje finan\u010dn\u00fdmi prostriedkami, ktor\u00e9 tvrdila, \u017ee m\u00e1, ale bez ofici\u00e1lneho auditu nie je mo\u017en\u00e9 zisti\u0165 \u00fapln\u00fd obraz.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tether publikuje <\/span><a href=\"https:\/\/wallet.tether.to\/transparency?__cf_chl_jschl_tk__=b0a445e56ea923d73a5bfaa700449ed8f22c4f2d-1584683291-0-AUDfTlNU7aNbYIRpEbcUmrRADCfGNGsvqo-fiOqxjipp2TRh-5vwhBkhCGPNRTu577X1fR1QXN8eWurzR5Vtoof2wCcQzjKTQt_27_l1fmSsdiSYKJ845sypUUM47h1bgs-guaB1_GGDoQCfNR-ixDYTgPf6jbpKqjWvk9dOwwaVFfM98EroypWO8oz37siHiLsidWUrBYksr4bTvYSZTYZsiCsyRSO2W5dBm5rpN1n30kGbnIjQxskcLc8hjAeanCzNpl-6xLryzu_t5S0vswRkq-0gaquZCWzFLi2OxwKB\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">denn\u00e9 aktualiz\u00e1cie t\u00fdkaj\u00face sa jej rezerv<\/span><\/a><span style=\"font-weight: 400;\">, ale nebol vykonan\u00fd \u00fapln\u00fd audit, napriek tomu, \u017ee <\/span><a href=\"https:\/\/www.cftc.gov\/PressRoom\/PressReleases\/8450-21\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">pr\u00edkaz Komisie pre obchodovanie s komoditn\u00fdmi futures<\/span><\/a><span style=\"font-weight: 400;\"> pre spolo\u010dnos\u0165, aby ho dokon\u010dila.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Matersk\u00e1 spolo\u010dnos\u0165 USDC vyd\u00e1va <\/span><a href=\"https:\/\/www.centre.io\/usdc-transparency\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">pravideln\u00e9 hodnotiace spr\u00e1vy<\/span><\/a><span style=\"font-weight: 400;\"> o ich rezerv\u00e1ch, ale tieto spr\u00e1vy op\u00e4\u0165 nie s\u00fa auditmi. \u00da\u010dtovn\u00e1 spolo\u010dnos\u0165 Grant Thornton LLP posudzuje rezervy a ka\u017ed\u00fd mesiac zverej\u0148uje zistenia. To znamen\u00e1, \u017ee spolo\u010dnos\u0165 Circle uskuto\u010dnila menej rizikov\u00e9 invest\u00edcie ako Tether a zaviazala sa vlastni\u0165 len americk\u00e9 dol\u00e1re a kr\u00e1tkodob\u00e9 pokladni\u010dn\u00e9 pouk\u00e1\u017eky.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Interest_Rates_on_USDT_and_USDC\"><\/span><span style=\"font-weight: 400;\">\u00darokov\u00e9 sadzby pre USDT a USDC<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Oba akt\u00edva m\u00f4\u017eete po\u017ei\u010da\u0165 a zalo\u017ei\u0165, aby ste z\u00edskali pr\u00edjem zo svojich akt\u00edv. Viacer\u00e9 protokoly DeFi pon\u00fakaj\u00fa \u00faro\u010denie va\u0161ich akt\u00edv stablecoin r\u00f4znymi sadzbami.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Protokoly DeFi s\u00fa kryptoinvesti\u010dn\u00e9 n\u00e1stroje, ktor\u00e9 sa stali popul\u00e1rnymi od roku 2017. Do t\u00fdchto protokolov m\u00f4\u017eete na ur\u010dit\u00fd \u010das posla\u0165 svoje coins a vyu\u017ei\u0165 tak relat\u00edvne vysok\u00e9 APY, ktor\u00e9 pon\u00fakaj\u00fa v porovnan\u00ed s bankami.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00darokov\u00e9 sadzby protokolu DeFi pre USDT a USDC si m\u00f4\u017eete overi\u0165 online alebo na r\u00f4znych burz\u00e1ch. \u00darokov\u00e9 sadzby sa m\u00f4\u017eu meni\u0165 ka\u017ed\u00fd t\u00fd\u017ede\u0148, preto je dobr\u00e9 \u010dasto kontrolova\u0165, ko\u013eko pon\u00fakaj\u00fa jednotliv\u00e9 protokoly.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Upozor\u0148ujeme, \u017ee protokoly DeFi s\u00fa v\u00e4\u010d\u0161inou neregulovan\u00e9. Hoci \u010dasto s\u013eubuj\u00fa vysok\u00e9 odmeny, nieko\u013eko protokolov DeFi a pridru\u017een\u00fdch b\u00farz skrachovalo a spolu s nimi skrachovali aj finan\u010dn\u00e9 prostriedky z\u00e1kazn\u00edkov.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Zatia\u013e \u010do v minulosti trh pon\u00fakal \u00farokov\u00e9 sadzby 5% a\u017e 20%, od janu\u00e1ra 2023 v\u00e4\u010d\u0161ina renomovan\u00fdch poskytovate\u013eov DeFi nepon\u00faka viac ako 2%. Ak ponuka vyzer\u00e1 pr\u00edli\u0161 dobre na to, aby bola pravdiv\u00e1, mali by ste postupova\u0165 opatrne.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">M\u00f4\u017eete sa tie\u017e pozrie\u0165 na odmeny za st\u00e1vkovanie t\u00fdchto stablecoins na r\u00f4znych platform\u00e1ch. Neposielajte v\u0161ak svoje coins na burzu len preto, \u017ee sa zd\u00e1, \u017ee pon\u00faka vysok\u00e9 odmeny, preto\u017ee ak nie je d\u00f4veryhodn\u00e1, m\u00f4\u017eete o svoju invest\u00edciu pr\u00eds\u0165. Pozrite sa na na\u0161u <\/span><a href=\"https:\/\/coinkickoff.com\/sk\/crypto-exchanges\/\"><span style=\"font-weight: 400;\">recenzie na 22 najlep\u0161\u00edch v\u00fdmen kryptomien<\/span><\/a><span style=\"font-weight: 400;\"> a pozrite si najlep\u0161ie mo\u017enosti na trhu.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Tether_vs_USD_Coin_Risks_Associated_With_USDT_and_USDC\"><\/span><span style=\"font-weight: 400;\">Tether vs USD Coin: rizik\u00e1 spojen\u00e9 s USDT a USDC<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Spolo\u010dnos\u0165 Tether s\u013e\u00fabila, \u017ee po pokute od CTFC poskytne \u00fapln\u00e9 audity, ale namiesto toho zverejnila \"osved\u010denia\", ktor\u00e9 nie s\u00fa <\/span><a href=\"https:\/\/beincrypto.com\/understanding-the-challenges-and-importance-of-reliable-crypto-audits\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">audity<\/span><\/a><span style=\"font-weight: 400;\">. Atestuj\u00face spolo\u010dnosti nemaj\u00fa mo\u017enos\u0165 potvrdi\u0165, ako vyzeraj\u00fa skuto\u010dn\u00e9 rezervy spolo\u010dnosti Tether.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Spolo\u010dnos\u0165 na\u010falej denne zverej\u0148ovala spr\u00e1vy o svojich rezerv\u00e1ch, z ktor\u00fdch vypl\u00fdva, \u017ee do roku 2022 bola takmer polovica Tether v obehu kryt\u00e1 <\/span><a href=\"https:\/\/www.cnbc.com\/2022\/05\/19\/tether-claims-usdt-stablecoin-is-backed-by-non-us-bonds.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">kr\u00e1tkodob\u00e9 ne\u0161pecifikovan\u00e9 komer\u010dn\u00e9 cenn\u00e9 papiere<\/span><\/a><span style=\"font-weight: 400;\">. To tie\u017e vzbudilo podozrenie, preto\u017ee investori nemaj\u00fa mo\u017enos\u0165 zisti\u0165, kto si po\u017ei\u010diava peniaze od Tether a \u010di ich dok\u00e1\u017ee vr\u00e1ti\u0165.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Zatia\u013e \u010do gener\u00e1lny riadite\u013e Jan Ludovicus van der Velde a finan\u010dn\u00fd riadite\u013e Giancarlo Devasini, <\/span><a href=\"https:\/\/www.theverge.com\/22620464\/tether-backing-cryptocurrency-stablecoin\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">odmietnu\u0165 verejn\u00e9 vyst\u00fapenia.<\/span><\/a><span style=\"font-weight: 400;\"> alebo odpoveda\u0165 na ot\u00e1zky novin\u00e1rov o Tether vo v\u0161eobecnosti, spolo\u010dnos\u0165 m\u00e1 st\u00e1le ve\u013emi siln\u00e9 zast\u00fapenie a vo v\u0161eobecnosti m\u00e1 d\u00f4veru trhu. USDT <\/span><a href=\"https:\/\/www.washingtonpost.com\/business\/why-tether-and-stablecoin-usdthave-become-a-big-crypto-worry\/2022\/12\/18\/debd9e14-7f29-11ed-8738-ed7217de2775_story.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">sotva stratil svoj kol\u00edk<\/span><\/a><span style=\"font-weight: 400;\"> po\u010das sporu.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Na druhej strane, emitent USDC, Coinbase, je v\u0161eobecne zn\u00e1my t\u00fdm, \u017ee dodr\u017eiava po\u017eiadavky \u00faradov na podnikanie v USA a inde a je v\u0161eobecne pova\u017eovan\u00fd za seri\u00f3znej\u0161ieho ako jeho konkuren\u010dn\u00e9 burzy, \u010do spolo\u010dnos\u0165 plne vyu\u017eila pri uveden\u00ed stabiln\u00e9ho coin na trh.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">USDC sa po svojom uveden\u00ed na trh v\u00fdrazne presadil, ale dodr\u017eiavanie predpisov a transparentnos\u0165 s\u00fa pre v\u0161etky kryptografick\u00e9 podniky p\u00e1l\u010div\u00fdmi ot\u00e1zkami. Hoci m\u00e1 USDC v porovnan\u00ed so svojimi hlavn\u00fdmi rivalmi, USDT a BNB, lep\u0161iu poves\u0165, je \u0165a\u017ek\u00e9 zisti\u0165, nako\u013eko s\u00fa tieto stabiln\u00e9coins v skuto\u010dnosti stabiln\u00e9.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Where_Can_You_Buy_USDT_and_USDC\"><\/span><span style=\"font-weight: 400;\">Kde si m\u00f4\u017eete k\u00fapi\u0165 USDT a USDC?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">USDT alebo USDC si m\u00f4\u017eete k\u00fapi\u0165 na v\u00e4\u010d\u0161ine b\u00farz kryptomien. Spolo\u010dnos\u0165 Binance ned\u00e1vno stiahla USDC z burzy, tak\u017ee ak si chcete k\u00fapi\u0165 USDC, vyberte si in\u00fa burzu.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Podobne, <\/span><a href=\"https:\/\/finance.yahoo.com\/news\/crypto-com-delists-tether-usdt-182946648.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Crypto.com ned\u00e1vno vyraden\u00e9 USDT pre kanadsk\u00fdch z\u00e1kazn\u00edkov<\/span><\/a><span style=\"font-weight: 400;\"> z d\u00f4vodu regula\u010dn\u00fdch probl\u00e9mov.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Celkovo v\u0161ak tieto akt\u00edva n\u00e1jdete takmer na ka\u017edej burze kryptomien a m\u00f4\u017eete si ich k\u00fapi\u0165 bankov\u00fdm prevodom, kreditn\u00fdmi a debetn\u00fdmi kartami alebo prostredn\u00edctvom poskytovate\u013eov platieb tret\u00edch str\u00e1n, ako s\u00fa Apple Pay a Google Pay.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Can_You_Exchange_USDT_for_USDC\"><\/span><span style=\"font-weight: 400;\">Ako m\u00f4\u017eete vymeni\u0165 USDT za USDC?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">USDT m\u00f4\u017eete vymeni\u0165 za USDC na v\u00e4\u010d\u0161ine b\u00farz s kryptomenami. Sta\u010d\u00ed, ak si over\u00edte, \u010di kryptoburza, ktor\u00fa ste si vybrali, uv\u00e1dza obe coins. Coinbase z \u010dasu na \u010das pon\u00faka bezplatn\u00e9 konverzie USDT na USDC.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Future_Plans_for_Tether_and_USD_Coin\"><\/span><span style=\"font-weight: 400;\">Bud\u00face pl\u00e1ny pre Tether a USD Coin<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u0164a\u017eko poveda\u0165, \u010do \u010dak\u00e1 USDT a USDT v bud\u00facnosti. Odborn\u00edci tvrdia, \u017ee potenci\u00e1lny krach stabiln\u00fdchcoins ako USDT a USDC by mohol negat\u00edvne ovplyvni\u0165 tradi\u010dn\u00e9 finan\u010dn\u00e9 dom\u00e9ny.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Regula\u010dn\u00e9 org\u00e1ny vyv\u00edjaj\u00fa <\/span><a href=\"https:\/\/www.reuters.com\/world\/us\/us-treasury-issue-stablecoin-report-paving-way-new-rules-2021-11-01\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">pl\u00e1nuje rie\u0161i\u0165 stabiln\u00fdcoins v roku 2023<\/span><\/a><span style=\"font-weight: 400;\">, a kanadsk\u00e1 provincia Ontario u\u017e zak\u00e1zala predaj USDT na kryptoburz\u00e1ch, hoci nie je zn\u00e1me, ko\u013eko b\u00farz bude z\u00e1kaz dodr\u017eiava\u0165.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pozornos\u0165 regul\u00e1tora by mala celkovo znamena\u0165 v\u00e4\u010d\u0161iu transparentnos\u0165 pre obe akt\u00edva. Spolo\u010dnos\u0165 Tether u\u017e ozn\u00e1mila pl\u00e1ny na zn\u00ed\u017eenie zabezpe\u010den\u00fdch \u00faverov na nulu v roku 2023.<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Ak sa zauj\u00edmate o kryptomeny, pravdepodobne ste u\u017e po\u010duli o stablecoins. Tieto digit\u00e1lne akt\u00edva sa stali masovo popul\u00e1rnymi, preto\u017ee s\u013eubuj\u00fa zadr\u017ea\u0165 volatilitu spojen\u00fa s kryptomenami vo v\u0161eobecnosti. V tejto recenzii Tether vs. USD Coin v\u00e1m vysvetl\u00edme, pre\u010do s\u00fa tieto stablecoins obrovsk\u00fdm pr\u00ednosom, rozoberieme ich rozdiely a uvedieme rizik\u00e1, ktor\u00e9 [...]<\/p>","protected":false},"author":3,"featured_media":2199,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","_glsr_average":0,"_glsr_ranking":0,"_glsr_reviews":0,"footnotes":""},"categories":[4,9],"tags":[],"class_list":{"0":"post-2197","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-coins","8":"category-comparisons","9":"entry"},"featured_image_src":"https:\/\/coinkickoff.com\/wp-content\/uploads\/usdt-vs-usdc-600x400.jpg","featured_image_src_square":"https:\/\/coinkickoff.com\/wp-content\/uploads\/usdt-vs-usdc-600x563.jpg","author_info":{"display_name":"Ian Wright","author_link":"https:\/\/coinkickoff.com\/sk\/author\/ianw\/"},"_links":{"self":[{"href":"https:\/\/coinkickoff.com\/sk\/wp-json\/wp\/v2\/posts\/2197","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/coinkickoff.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/coinkickoff.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/sk\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/sk\/wp-json\/wp\/v2\/comments?post=2197"}],"version-history":[{"count":1,"href":"https:\/\/coinkickoff.com\/sk\/wp-json\/wp\/v2\/posts\/2197\/revisions"}],"predecessor-version":[{"id":2200,"href":"https:\/\/coinkickoff.com\/sk\/wp-json\/wp\/v2\/posts\/2197\/revisions\/2200"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/sk\/wp-json\/wp\/v2\/media\/2199"}],"wp:attachment":[{"href":"https:\/\/coinkickoff.com\/sk\/wp-json\/wp\/v2\/media?parent=2197"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/coinkickoff.com\/sk\/wp-json\/wp\/v2\/categories?post=2197"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/coinkickoff.com\/sk\/wp-json\/wp\/v2\/tags?post=2197"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}