{"id":3013,"date":"2023-03-20T20:22:09","date_gmt":"2023-03-20T20:22:09","guid":{"rendered":"https:\/\/coinkickoff.com\/?p=3013"},"modified":"2026-01-08T14:11:53","modified_gmt":"2026-01-08T14:11:53","slug":"what-is-apy-in-crypto","status":"publish","type":"post","link":"https:\/\/coinkickoff.com\/ro\/what-is-apy-in-crypto\/","title":{"rendered":"Ce este APY \u00een Crypto?"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-3014 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-apy-1.jpg\" alt=\"Ce este APY?\" width=\"1000\" height=\"667\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-apy-1.jpg 1000w, https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-apy-1-300x200.jpg 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-apy-1-768x512.jpg 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-apy-1-18x12.jpg 18w, https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-apy-1-600x400.jpg 600w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Obiectivul pe termen lung al multor investitori este de a-\u0219i construi portofoliile p\u00e2n\u0103 la punctul \u00een care s\u0103 se poat\u0103 \u00eentre\u021bine numai din dob\u00e2nzile \u0219i dividendele ob\u021binute. C\u00e2t de fantastic ar fi dac\u0103 de\u021binerile tale de criptomonede ar cre\u0219te f\u0103r\u0103 niciun efort din partea ta?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Mul\u021bumit\u0103 unei practici relativ noi, cunoscut\u0103 sub numele de <\/span><b>miza cripto<\/b><span style=\"font-weight: 400;\">, acest lucru ar putea fi posibil. \u00cen acest articol, v\u0103 spunem cum s\u0103 alege\u021bi o platform\u0103 care ofer\u0103 aceast\u0103 op\u021biune \u0219i s\u0103 ob\u021bine\u021bi un venit pasiv din economiile dvs. cripto sub forma unui <\/span><b>randamentul anual procentual sau APY \u00een criptografie.<\/b><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Sec\u021biuni<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Comuta\u021bi tabelul de con\u021binut\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/coinkickoff.com\/ro\/what-is-apy-in-crypto\/#APY_vs_APR_vs_ROI\" >APY vs. APR vs. ROI\u00a0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/coinkickoff.com\/ro\/what-is-apy-in-crypto\/#Types_of_Interest\" >Tipuri de interes<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/coinkickoff.com\/ro\/what-is-apy-in-crypto\/#The_Variable_vs_Fixed_APY\" >APY variabil vs APY fix<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/coinkickoff.com\/ro\/what-is-apy-in-crypto\/#How_to_Start_Generating_APY_in_Crypto\" >Cum s\u0103 \u00eencepe\u021bi s\u0103 genera\u021bi APY \u00een Crypto?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/coinkickoff.com\/ro\/what-is-apy-in-crypto\/#How_Does_Staking_Crypto_Work\" >Cum func\u021bioneaz\u0103 miza Crypto?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/coinkickoff.com\/ro\/what-is-apy-in-crypto\/#How_Safe_Is_Crypto_Staking\" >C\u00e2t de sigur\u0103 este miza Crypto Staking?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/coinkickoff.com\/ro\/what-is-apy-in-crypto\/#Earning_APY_by_Staking_Crypto_on_Binance\" >C\u00e2\u0219tig\u00e2nd APY prin miza Crypto pe Binance<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/coinkickoff.com\/ro\/what-is-apy-in-crypto\/#Binance_Earn\" >Binance C\u00e2\u0219tig\u0103<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/coinkickoff.com\/ro\/what-is-apy-in-crypto\/#Guaranteed_Earning\" >C\u00e2\u0219tig garantat<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/coinkickoff.com\/ro\/what-is-apy-in-crypto\/#Savings\" >Economii<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/coinkickoff.com\/ro\/what-is-apy-in-crypto\/#Launchpool\" >Launchpool<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/coinkickoff.com\/ro\/what-is-apy-in-crypto\/#Locked_Staking\" >\u00cencuiat de miz\u0103<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/coinkickoff.com\/ro\/what-is-apy-in-crypto\/#DeFi_Staking\" >DeFi Staking<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/coinkickoff.com\/ro\/what-is-apy-in-crypto\/#Dual_Investment\" >Investi\u021bie dubl\u0103<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/coinkickoff.com\/ro\/what-is-apy-in-crypto\/#Binance_Liquid_Swap\" >Binance Lichid Swap<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/coinkickoff.com\/ro\/what-is-apy-in-crypto\/#Conclusion\" >Concluzie<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"APY_vs_APR_vs_ROI\"><\/span><span style=\"font-weight: 400;\">APY vs. APR vs. ROI\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Deschiderea unui cont de economii (cripto) necesit\u0103 o analiz\u0103 atent\u0103 a unui num\u0103r de parametri. Unul dintre acestea este <\/span><b>randamentul anual procentual sau APY<\/b><span style=\"font-weight: 400;\">, care reprezint\u0103 procentul din c\u00e2\u0219tigurile anuale ale investi\u021biei dumneavoastr\u0103.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00cen practic\u0103, pute\u021bi utiliza un cont de economii \u00een criptomonede pentru a v\u0103 stoca coins, pentru a primi o rat\u0103 de rentabilitate predeterminat\u0103 pentru aceste coins \u0219i pentru a vedea cum soldul dumneavoastr\u0103 cre\u0219te treptat \u00een timp.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">APY este un indicator utilizat pentru a determina valoarea dob\u00e2nzii pe care o pute\u021bi acumula anual prin intermediul contului dumneavoastr\u0103 de economii. \u00cen acest scop, <\/span><b>un APY mai mare se traduce \u00eentotdeauna printr-o rat\u0103 real\u0103 a dob\u00e2nzii pl\u0103tite la soldul contului dumneavoastr\u0103, care ia \u00een considerare efectul dob\u00e2nzii compuse <\/b><span style=\"font-weight: 400;\">(explicat mai jos).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pute\u021bi acumula APY prin intermediul mai multor conturi de depozit, inclusiv conturi de economii, conturi de investi\u021bii cripto sau certificate de depozit (CD).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00cen plus, pentru a lua o decizie \u00een cuno\u0219tin\u021b\u0103 de cauz\u0103 \u00een ceea ce prive\u0219te alegerea unui creditor, a unui card de credit sau a unui produs financiar, clien\u021bii pot utiliza <\/span><b>rata anual\u0103 efectiv\u0103 (APR)<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">TAE este o modalitate de a indica costul real al \u00eemprumutului de bani sau al dob\u00e2nzilor la o investi\u021bie pe o anumit\u0103 perioad\u0103 de timp. <\/span><b>\u00cen acest caz, capitalizarea nu este luat\u0103 \u00een considerare.<\/b><span style=\"font-weight: 400;\">, \u00eens\u0103 ar putea exista taxe sau comisioane suplimentare legate de tranzac\u021bie.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00cen cele din urm\u0103, rata de <\/span><b>randamentul investi\u021biilor (ROI)<\/b><span style=\"font-weight: 400;\"> este un indicator utilizat \u00een afaceri \u0219i \u00een finan\u021be pentru a evalua succesul unui angajament financiar. Randamentul investi\u021biilor este o modalitate de a afla c\u00e2\u021bi bani a\u021bi c\u00e2\u0219tigat dintr-o investi\u021bie \u00een compara\u021bie cu c\u00e2t a\u021bi investit \u00een ea.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Types_of_Interest\"><\/span><span style=\"font-weight: 400;\">Tipuri de interes<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><b><a href=\"https:\/\/coinkickoff.com\/ro\/compound-comp\/\" data-internallinksmanager029f6b8e52c=\"108\" title=\"Ce este Compound (COMP), cum func\u021bioneaz\u0103 \u0219i de unde se poate cump\u0103ra?\">Compus<\/a> dob\u00e2nd\u0103 <\/b><span style=\"font-weight: 400;\">se refer\u0103 la suma pe care o c\u00e2\u0219tiga\u021bi fie din depozitele de criptomonede pe care le depune\u021bi \u00een contul dumneavoastr\u0103 (cunoscut\u0103 \u0219i sub numele de suma principal\u0103), fie din dob\u00e2nda pe care o acumula\u021bi la economiile dumneavoastr\u0103. Deoarece valoarea activului suport cre\u0219te, v\u0103 pute\u021bi g\u00e2ndi la dob\u00e2nda compus\u0103 ca fiind <\/span><b>\"dob\u00e2nd\u0103 la dob\u00e2nd\u0103<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><b>Dob\u00e2nda simpl\u0103, pe de alt\u0103 parte, se refer\u0103 doar la dob\u00e2nda acumulat\u0103 doar la depozitul ini\u021bial.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Datorit\u0103 modului \u00een care func\u021bioneaz\u0103 capitalizarea, este posibil s\u0103 se genereze fonduri noi \u00een timp, acesta fiind unul dintre motivele pentru care dob\u00e2nda compus\u0103 este considerat\u0103 un instrument de investi\u021bii puternic \u00een lumea finan\u021belor.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00cen plus, dob\u00e2nda ob\u021binut\u0103 din investi\u021bie este compus\u0103 \u0219i ad\u0103ugat\u0103 la suma principal\u0103 \u00een mod regulat, ceea ce permite cre\u0219terea soldului. Ca urmare a cre\u0219terii soldului, fiecare plat\u0103 a dob\u00e2nzii va fi mai mare.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"The_Variable_vs_Fixed_APY\"><\/span><span style=\"font-weight: 400;\">APY variabil vs APY fix<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Randamentul procentual anual al investi\u021biei dumneavoastr\u0103 poate fi fie <\/span><b>fix<\/b><span style=\"font-weight: 400;\"> sau <\/span><b>variabil\u0103<\/b><span style=\"font-weight: 400;\">. Pentru a clarifica, acest lucru indic\u0103 faptul c\u0103 rata la care vor cre\u0219te economiile dumneavoastr\u0103 va r\u0103m\u00e2ne constant\u0103 pentru o perioad\u0103 prestabilit\u0103 (\u00een cazul ratei fixe) sau va fluctua \u00een func\u021bie de condi\u021biile pie\u021bei (dac\u0103 rata este variabil\u0103).<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Start_Generating_APY_in_Crypto\"><\/span><span style=\"font-weight: 400;\">Cum s\u0103 \u00eencepe\u021bi s\u0103 genera\u021bi APY \u00een Crypto?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Punerea de mize pe token, p\u0103strarea acestora \u00eentr-un cont de economii criptografic sau implicarea \u00een <\/span><a href=\"https:\/\/coinmarketcap.com\/alexandria\/article\/what-is-yield-farming\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">agricultura de randament<\/span><\/a><span style=\"font-weight: 400;\"> \u00eemprumut\u00e2nd criptomonede la un fond de lichidit\u0103\u021bi sunt diferite modalit\u0103\u021bi prin care pute\u021bi c\u00e2\u0219tiga dob\u00e2nd\u0103 la investi\u021biile dumneavoastr\u0103 \u00een criptomonede la o rat\u0103 compus\u0103.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Platformele de tranzac\u021bionare cripto, protocoalele financiare descentralizate (DeFi) \u0219i aplica\u021biile de portofele digitale sunt toate locuri \u00een care v\u0103 pute\u021bi angaja \u00een aceste activit\u0103\u021bi generatoare de dob\u00e2nzi cu averile dumneavoastr\u0103 cripto.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Dar \u00eenainte de a alege o platform\u0103, un protocol sau o aplica\u021bie de portofel \u00een care crede\u021bi c\u0103 a\u021bi putea ob\u021bine cel mai mare randament anual pentru criptomonedele dumneavoastr\u0103, ar trebui s\u0103 lua\u021bi \u00een considerare alte c\u00e2teva aspecte:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Depozitele clien\u021bilor sunt recompensate de obicei cu dob\u00e2nd\u0103 \u00een aceea\u0219i criptomoned\u0103 \u00een care au depus ini\u021bial.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Exist\u0103 o mare concuren\u021b\u0103 \u00eentre ratele APY oferite de diverse platforme. De aceea, comercian\u021bii care c\u00e2\u0219tig\u0103 dob\u00e2nd\u0103 pentru cripto-monedele lor prin cultivarea randamentului trec uneori de la un fond de lichidit\u0103\u021bi la altul pe baza unor rate mai bune. Acest lucru, desigur, d\u0103 roade doar dac\u0103 taxele asociate tranzac\u021biilor nu sunt prea mari.\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Unele ini\u021biative criptografice ar putea fi defectuoase, a\u0219a c\u0103 ar trebui s\u0103 fi\u021bi extrem de precaut cu privire la locul \u00een care v\u0103 plasa\u021bi banii.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"How_Does_Staking_Crypto_Work\"><\/span><span style=\"font-weight: 400;\">Cum func\u021bioneaz\u0103 miza Crypto?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">C\u00e2nd vine vorba de ob\u021binerea de dob\u00e2nzi sau alte recompense, <\/span><a href=\"https:\/\/coinkickoff.com\/ro\/what-is-crypto-staking\/\"><span style=\"font-weight: 400;\">miz\u0103<\/span><\/a><span style=\"font-weight: 400;\"> este cea mai comun\u0103 \u0219i mai simpl\u0103 abordare.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Miza este un instrument financiar f\u0103r\u0103 taxe pentru a genera dob\u00e2nd\u0103 pentru coins stocate \u00een portofelul t\u0103u digital. Structura blockchain-ului, combinat\u0103 cu mecanismul de consens Proof-of-Stake (PoS), face posibil ca investitorii \u00een criptomonede s\u0103 profite de aceast\u0103 \u0219ans\u0103 unic\u0103 de a genera venituri pasive \u0219i randamente APY pentru economiile lor cripto.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Comercian\u021bii care se bazeaz\u0103 pe un lan\u021b de blocuri care \u00eencorporeaz\u0103 Proof-of-Stake pentru a-\u0219i p\u0103stra \u0219i proteja activele digitale au posibilitatea de a \"miza\" pe token-urile lor prin securizarea acestora \u00eentr-un contract inteligent. Lan\u021bul de bloc valideaz\u0103 fiecare nou\u0103 tranzac\u021bie folosind token-urile care au fost puse \u00een joc pentru a crea un consens \u00eentre nodurile care alc\u0103tuiesc re\u021beaua blockchain.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">La r\u00e2ndul s\u0103u, acest lucru protejeaz\u0103 re\u021beaua \u0219i previne orice tranzac\u021bie ilegal\u0103. Ca urmare, c\u00e2\u0219tiga\u021bi APY pentru c\u0103 sus\u021bine\u021bi re\u021beaua blockchain cu coins-ul dvs. mizat. Venitul pasiv va fi transferat automat \u00een soldul contului dvs. \u0219i va fi compus cu de\u021binerile dvs. de criptomonede mizate.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Safe_Is_Crypto_Staking\"><\/span><span style=\"font-weight: 400;\">C\u00e2t de sigur\u0103 este miza Crypto Staking?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.investopedia.com\/articles\/investing\/052014\/why-bitcoins-value-so-volatile.asp#:~:text=Bitcoin&#039;s%20price%20fluctuates%20because%20it,together%20to%20create%20price%20volatility.\" target=\"_blank\" rel=\"noopener\">Volatilitatea pre\u021burilor<\/a> este cel mai evident semn al riscului pe care \u00eel implic\u0103 miza pe criptomonede. Acest risc este prevalent, ca \u0219i riscul legat de aproape orice investi\u021bie. De exemplu, dac\u0103 valoarea monedei coin pe care miza\u021bi scade \u00een timp ce o miza\u021bi, profitul pe care \u00eel ob\u021bine\u021bi prin miz\u0103 ar putea s\u0103 nu fie suficient pentru a acoperi pierderea.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00cen plus, exist\u0103 posibilitatea ca unele dintre cele mai recente eforturi DeFi, care se laud\u0103 cu rate ale dob\u00e2nzii uria\u0219e, s\u0103 fac\u0103 implozie brusc, l\u0103s\u00e2ndu-v\u0103 f\u0103r\u0103 nimic. Verificarea foii de parcurs de dezvoltare a coin pe care dori\u021bi s\u0103 miza\u021bi \u0219i asigurarea faptului c\u0103 creatorii s\u0103i nu au planuri de a renun\u021ba la proiectul lor de criptomoned\u0103 destul de cur\u00e2nd este cel mai prudent lucru pe care \u00eel pute\u021bi face.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Earning_APY_by_Staking_Crypto_on_Binance\"><\/span><span style=\"font-weight: 400;\">C\u00e2\u0219tig\u00e2nd APY prin miza Crypto pe Binance<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Iat\u0103 o list\u0103 de op\u021biuni generatoare de venituri pasive pe cea mai important\u0103 burs\u0103 din industrie, <\/span><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Binance<\/span><\/a><span style=\"font-weight: 400;\">. Prin intermediul acestei platforme, pute\u021bi participa la miz\u0103 criptografic\u0103 \u0219i astfel pute\u021bi cre\u0219te randamentul APY al criptomonedelor pe care le de\u021bine\u021bi.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Binance_Earn\"><\/span><span style=\"font-weight: 400;\">Binance C\u00e2\u0219tig\u0103<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">V\u0103 pute\u021bi extinde foarte mult portofoliul de criptomonede cu ajutorul <\/span><a href=\"https:\/\/www.binance.com\/en\/support\/faq\/what-is-binance-earn-and-how-to-use-it-bc076f0eb7fb4ae182de6c5eb8968dec\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Binance C\u00e2\u0219tig\u0103<\/span><\/a><span style=\"font-weight: 400;\">'s varietate de instrumente. Platforma ofer\u0103 numeroase op\u021biuni, cum ar fi <\/span><b>C\u00e2\u0219tig garantat<\/b><span style=\"font-weight: 400;\">, <\/span><b>Economii<\/b><span style=\"font-weight: 400;\">, <\/span><b><a href=\"https:\/\/coinkickoff.com\/ro\/binance-coin-bnb\/\" data-internallinksmanager029f6b8e52c=\"6\" title=\"Ce este Binance Coin (BNB)? Cum func\u021bioneaz\u0103 \u0219i de unde s\u0103 o cump\u0103ra\u021bi?\">BNB<\/a> Seiful<\/b><span style=\"font-weight: 400;\">, <\/span><b>Launchpool<\/b><span style=\"font-weight: 400;\">, \u0219i multe altele.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00cen prezent, <a href=\"https:\/\/coinkickoff.com\/ro\/binance-review\/\" data-internallinksmanager029f6b8e52c=\"152\" title=\"Binance Recenzii 2024: Caracteristici, taxe, siguran\u021b\u0103, argumente pro \u0219i contra\">Binance<\/a> Earn le permite utilizatorilor s\u0103 aleag\u0103 \u00eentre dou\u0103 tipuri distincte de c\u00e2\u0219tiguri: <\/span><b>Garantat<\/b><span style=\"font-weight: 400;\"> \u0219i <\/span><b>Randament ridicat<\/b><span style=\"font-weight: 400;\">. Investitorii \u00een criptomonede \u00ee\u0219i pot plasa banii \u00een coins stabile, care ofer\u0103 randamente garantate, sau \u00een coins cu randament ridicat, care ofer\u0103 randamente peste medie, \u00een schimbul unui risc mai mare de a-\u0219i pierde investi\u021bia ini\u021bial\u0103.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Oric\u00e2t de atractive ar p\u0103rea randamentele, nu ar trebui s\u0103 risca\u021bi niciodat\u0103 mai mult dec\u00e2t v\u0103 pute\u021bi permite s\u0103 pierde\u021bi \u00een mod confortabil.<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Guaranteed_Earning\"><\/span><span style=\"font-weight: 400;\">C\u00e2\u0219tig garantat<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Orice element etichetat sub fila \"Garantat\" de pe tabloul de bord Binance Earn ar fi un bun punct de plecare dac\u0103 sunte\u021bi nou \u00een lumea criptomonedelor. Aceste produse ofer\u0103 randamente APY care sunt substan\u021bial mai stabile dec\u00e2t media, iar dup\u0103 perioada ini\u021bial\u0103 de blocare, sunte\u021bi eligibil pentru a primi \u00eenapoi investi\u021bia principal\u0103.<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Savings\"><\/span><span style=\"font-weight: 400;\">Economii<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-weight: 400;\">The <\/span><b>Economii<\/b><span style=\"font-weight: 400;\"> este cea care iese cel mai mult \u00een eviden\u021b\u0103 dintre aceste op\u021biuni. \u0218i anume, Savings le permite investitorilor \u00een criptomonede s\u0103 aleag\u0103 \u00eentre dou\u0103 categorii distincte de produse: <\/span><b>Economii flexibile<\/b><span style=\"font-weight: 400;\"> \u0219i <\/span><b>Economii fixe<\/b><span style=\"font-weight: 400;\">. Pute\u021bi s\u0103 v\u0103 depune\u021bi criptomoneda \u00eentr-un mod similar unui depozit la vedere la o banc\u0103 \u0219i s\u0103 c\u00e2\u0219tiga\u021bi o dob\u00e2nd\u0103 zilnic\u0103 pentru fondurile inactive.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00cen contrast cu <\/span><b>Economii fixe<\/b><span style=\"font-weight: 400;\">, \u00een care fondurile trebuie s\u0103 fie depuse pentru o anumit\u0103 perioad\u0103 de timp \u00een schimbul unei rate de rentabilitate mai mari, <\/span><b>Economii flexibile<\/b><span style=\"font-weight: 400;\"> poate fi retras\u0103 \u00een orice moment. V\u0103 rug\u0103m s\u0103 re\u021bine\u021bi c\u0103, dac\u0103 efectua\u021bi o retragere anticipat\u0103 din contul dvs. de economii fixe, ve\u021bi pierde \u0219i dob\u00e2nda acumulat\u0103 \u00een perioada respectiv\u0103.<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Launchpool\"><\/span><span style=\"font-weight: 400;\">Launchpool<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Dac\u0103 sunte\u021bi \u00een c\u0103utarea unui loc unde s\u0103 v\u0103 procura\u021bi noi active, <\/span><b>Launchpool <\/b><span style=\"font-weight: 400;\">este cel mai bun pariu. token-urile nou emise sunt disponibile ca stimulente pentru miz\u0103 <a href=\"https:\/\/coinkickoff.com\/ro\/bitcoin-btc\/\" data-internallinksmanager029f6b8e52c=\"1\" title=\"Ce este Bitcoin (BTC)? Pre\u021b, istoric \u0219i unde se poate cump\u0103ra\">Bitcoin<\/a>, <a href=\"https:\/\/coinkickoff.com\/ro\/bitcoin-cash-bch\/\" data-internallinksmanager029f6b8e52c=\"26\" title=\"Ce este Bitcoin Cash (BCH)? Pre\u021bul, istoricul \u0219i de unde se poate cump\u0103ra\">Bitcoin Numerar<\/a>, Bitcoin USD, \u0219i alte criptomonede. Ave\u021bi acces nelimitat la orice fonduri la care contribui\u021bi, \u00een plus, se fac pl\u0103\u021bi din or\u0103 \u00een or\u0103 pentru to\u021bi contribuitorii.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Utilizatorii care \u00ee\u0219i mizeaz\u0103 monedele digitale \u00een proiectele DeFi, contribuind la stabilitatea unui fond de lichidit\u0103\u021bi, vor c\u00e2\u0219tiga un bonus pentru participarea lor. Pe m\u0103sur\u0103 ce investitorii \u00ee\u0219i reinvestesc c\u00e2\u0219tigurile, ace\u0219tia dau startul unui proces cunoscut sub numele de yield farming.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">BNB Vault este o solu\u021bie de investi\u021bii care ofer\u0103 o rentabilitate garantat\u0103 a capitalului dumneavoastr\u0103 \u0219i v\u0103 ajut\u0103 s\u0103 g\u0103si\u021bi utiliz\u0103ri productive pentru criptomonedele nefolosite.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pun\u00e2ndu-\u0219i banii \u00een Vault, BNB HODLers \u00ee\u0219i pot diversifica de\u021binerile \u00eentr-o gam\u0103 larg\u0103 de produse financiare centralizate \u0219i descentralizate \u00eentr-un singur proces simplificat, maximiz\u00e2ndu-\u0219i randamentele \u0219i profit\u00e2nd \u00een acela\u0219i timp de o mare varietate de oportunit\u0103\u021bi \u00een cadrul ecosistemului Binance.<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Locked_Staking\"><\/span><span style=\"font-weight: 400;\">\u00cencuiat de miz\u0103<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><b>\u00cencuiat de miz\u0103<\/b><span style=\"font-weight: 400;\"> este o metod\u0103 de a c\u00e2\u0219tiga recompense prin miza criptomonedelor pe blockchain. Odat\u0103 ce \u00eenregistrarea dvs. a fost verificat\u0103, ve\u021bi avea acces la aceste active pentru r\u0103scump\u0103rare, dar exist\u0103 o perioad\u0103 de a\u0219teptare \u00eenainte de a putea face acest lucru. Aceast\u0103 durat\u0103 de blocare variaz\u0103 de la un produs la altul, \u00een func\u021bie de ce coin decide\u021bi s\u0103 achizi\u021biona\u021bi.<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"DeFi_Staking\"><\/span><span style=\"font-weight: 400;\">DeFi Staking<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-weight: 400;\">DeFi (Decentralized Finance) este o ini\u021biativ\u0103 care utilizeaz\u0103 tehnologia blockchain \u0219i contractele inteligente pentru a oferi servicii financiare descentralizate. Binance a creat aceast\u0103 op\u021biune cu randament APY pentru a facilita participarea consumatorilor la diverse ini\u021biative descentralizate legate de criptomonede.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ca urmare, acum pute\u021bi accesa f\u0103r\u0103 efort lumea DeFi pe Binance f\u0103r\u0103 s\u0103 v\u0103 face\u021bi griji cu privire la gestionarea cheilor private, la achizi\u021bionarea de resurse, la efectuarea de tranzac\u021bii sau la \u00eendeplinirea oric\u0103ror alte sarcini dificile necesare pentru a participa la mizele DeFi.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nu uita\u021bi c\u0103 produsele DeFi au perioade de blocare obligatorii, a\u0219a c\u0103, dac\u0103 trebuie s\u0103 v\u0103 retrage\u021bi fondurile \u00een avans, este posibil s\u0103 pierde\u021bi premiile corespunz\u0103toare. \u00cenainte de a v\u0103 angaja \u00een miza DeFi pentru randamente mai mari ale APY pe Binance, trebuie s\u0103 v\u0103 familiariza\u021bi cu ghidurile produsului care con\u021bin informa\u021bii suplimentare.<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Dual_Investment\"><\/span><span style=\"font-weight: 400;\">Investi\u021bie dubl\u0103<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Cu o strategie dubl\u0103 de investi\u021bii, v\u0103 pute\u021bi gestiona expunerea la risc \u00een dou\u0103 moduri distincte.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Binance's <\/span><b>Investi\u021bii duale<\/b><span style=\"font-weight: 400;\"> permite utilizatorilor s\u0103 depun\u0103 un singur coin \u0219i s\u0103 c\u00e2\u0219tige \u00een acela\u0219i timp o dob\u00e2nd\u0103 bazat\u0103 pe performan\u021ba a dou\u0103 active diferite. Utiliz\u00e2nd aceast\u0103 func\u021bionalitate, pute\u021bi bloca o dob\u00e2nd\u0103 substan\u021bial\u0103 pentru economiile dvs. prin investirea activelor criptografice \u0219i ve\u021bi c\u00e2\u0219tiga mult mai mult dac\u0103 valoarea de\u021binerilor dvs. cre\u0219te pe pia\u021b\u0103 dup\u0103 ce le-a\u021bi angajat.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Valoarea fondurilor dvs. dup\u0103 ce le depune\u021bi \u00een <\/span><b>Binance Investi\u021bie dubl\u0103<\/b><span style=\"font-weight: 400;\"> se va baza pe performan\u021ba pie\u021bei criptomonedelor. Dup\u0103 ce termenul produsului se \u00eencheie, pute\u021bi \u00eencasa banii folosind fie BTC, fie <a href=\"https:\/\/coinkickoff.com\/ro\/binance-usd-busd\/\" data-internallinksmanager029f6b8e52c=\"13\" title=\"Ce este Binance USD (BUSD)? Pre\u021b, istoric \u0219i unde se poate cump\u0103ra\">BUSD<\/a>. C\u00e2\u0219tigurile nu sunt garantate, dar pot fi at\u00e2t de mari pe c\u00e2t dori\u021bi \u0219i le pute\u021bi folosi pentru a controla riscurile asociate activelor dumneavoastr\u0103 digitale.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">C\u00e2nd contractul se \u00eencheie, decontarea final\u0103 coin este decis\u0103 prin compararea pre\u021bului de decontare cu pre\u021bul la vedere din ziua respectiv\u0103. \u00cen cazul \u00een care pre\u021bul de pia\u021b\u0103 al activelor \u00een criptomonede cre\u0219te \u0219i c\u00e2\u0219tigurile dvs. sunt mai mari dec\u00e2t rata de economisire, ve\u021bi primi suma mai mare.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Chiar dac\u0103 valoarea de pia\u021b\u0103 a activelor criptografice scade sau c\u00e2\u0219tigurile sunt mai mici dec\u00e2t rata pe care o pute\u021bi economisi, ve\u021bi primi \u00een continuare dob\u00e2nd\u0103 pentru fondurile dumneavoastr\u0103.  Profitul t\u0103u va merge \u00eentotdeauna la tine, a\u0219a c\u0103 nu-\u021bi face griji cu privire la modul \u00een care este distribuit.<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Binance_Liquid_Swap\"><\/span><span style=\"font-weight: 400;\">Binance Lichid Swap<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Pute\u021bi retrage active din fondul de lichidit\u0103\u021bi \u00een orice moment sau pute\u021bi schimba criptomonedele \u00een cadrul acestuia pentru un derapaj redus \u0219i comisioane de manipulare ieftine. Cu toate acestea, dac\u0103 dori\u021bi s\u0103 schimba\u021bi doar un singur activ, va trebui s\u0103 pl\u0103ti\u021bi o tax\u0103 de serviciu.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><span style=\"font-weight: 400;\">Concluzie<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Dac\u0103 sunte\u021bi un entuziast al criptomonedelor \u0219i c\u0103uta\u021bi un randament pentru activele dvs., un cont de economii cu un randament anual ar putea fi solu\u021bia potrivit\u0103. Exist\u0103 o selec\u021bie larg\u0103 de op\u021biuni cu randament de criptomonede disponibile pentru dvs. pe unele dintre cele mai importante platforme de tranzac\u021bionare.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pentru a evita pierderile, citi\u021bi temeinic despre acest subiect \u00eenainte de a v\u0103 dedica eforturile de tranzac\u021bionare acestui instrument financiar. Acorda\u021bi o aten\u021bie deosebit\u0103 comisioanelor, cerin\u021belor de intrare, procesului de ob\u021binere a dob\u00e2nzii \u0219i activelor digitale disponibile, deoarece acestea difer\u0103 de la o platform\u0103 la alta.\u00a0<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Obiectivul pe termen lung al multor investitori este de a-\u0219i construi portofoliile p\u00e2n\u0103 la punctul \u00een care s\u0103 se poat\u0103 \u00eentre\u021bine numai din dob\u00e2nzile \u0219i dividendele ob\u021binute. C\u00e2t de fantastic ar fi dac\u0103 de\u021binerile tale de criptomonede ar cre\u0219te f\u0103r\u0103 niciun efort din partea ta? Mul\u021bumit\u0103 unei practici relativ noi cunoscute sub numele de crypto staking, acest lucru ar putea fi [...]<\/p>","protected":false},"author":3,"featured_media":3014,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","_glsr_average":0,"_glsr_ranking":0,"_glsr_reviews":0,"footnotes":""},"categories":[11],"tags":[],"class_list":{"0":"post-3013","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-knowledge","8":"entry"},"featured_image_src":"https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-apy-1-600x400.jpg","featured_image_src_square":"https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-apy-1-600x600.jpg","author_info":{"display_name":"Ian Wright","author_link":"https:\/\/coinkickoff.com\/ro\/author\/ianw\/"},"_links":{"self":[{"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/posts\/3013","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/comments?post=3013"}],"version-history":[{"count":3,"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/posts\/3013\/revisions"}],"predecessor-version":[{"id":3114,"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/posts\/3013\/revisions\/3114"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/media\/3014"}],"wp:attachment":[{"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/media?parent=3013"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/categories?post=3013"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/tags?post=3013"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}