{"id":2919,"date":"2023-03-06T07:19:45","date_gmt":"2023-03-06T07:19:45","guid":{"rendered":"https:\/\/coinkickoff.com\/?p=2919"},"modified":"2026-01-08T14:12:14","modified_gmt":"2026-01-08T14:12:14","slug":"tether-vs-dai","status":"publish","type":"post","link":"https:\/\/coinkickoff.com\/ro\/tether-vs-dai\/","title":{"rendered":"Tether vs DAI"},"content":{"rendered":"<p><span style=\"font-weight: 400;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-2920 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai.jpg\" alt=\"tether (usdt) vs Dai\" width=\"1000\" height=\"563\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai.jpg 1000w, https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai-300x169.jpg 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai-768x432.jpg 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai-18x10.jpg 18w, https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai-600x338.jpg 600w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/span><\/p>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/coinkickoff.com\/ro\/tether-usdt\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"Ce este Tether (USDT)? Cum func\u021bioneaz\u0103 \u0219i de unde se poate cump\u0103ra?\">Tether<\/a>'s USDT \u0219i MakerDAO's <a href=\"https:\/\/coinkickoff.com\/ro\/dai-dai\/\" data-internallinksmanager029f6b8e52c=\"20\" title=\"Ce este Dai (DAI)? Cum func\u021bioneaz\u0103 \u0219i de unde \u00eel pute\u021bi cump\u0103ra?\">DAI<\/a> sunt ambele <\/span><b>stablecoins, active criptografice care valoreaz\u0103 \u00eentotdeauna 1 USD, datorit\u0103 unui suport extern, dar care func\u021bioneaz\u0103 pu\u021bin diferit<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00cen aceast\u0103 analiz\u0103 Tether vs DAI, vom discuta asem\u0103n\u0103rile \u0219i diferen\u021bele dintre ele \u0219i vom explica riscurile \u0219i beneficiile asociate cu fiecare coin.<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Sec\u021biuni<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Comuta\u021bi tabelul de con\u021binut\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/coinkickoff.com\/ro\/tether-vs-dai\/#The_History_of_Tether_USDT_and_DAI_Coin_DAI\" >Istoria Tether (USDT) \u0219i DAI Coin (DAI)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/coinkickoff.com\/ro\/tether-vs-dai\/#How_Do_Tether_and_DAI_Work\" >Cum func\u021bioneaz\u0103 Tether \u0219i DAI?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/coinkickoff.com\/ro\/tether-vs-dai\/#What_Are_the_Main_Use_Cases_of_USDT_and_DAI\" >Care sunt principalele cazuri de utilizare a USDT \u0219i DAI?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/coinkickoff.com\/ro\/tether-vs-dai\/#Tether_vs_DAI_Price_History\" >Tether vs DAI Istoric pre\u021b<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/coinkickoff.com\/ro\/tether-vs-dai\/#USDT_Price_History\" >USDT Istoric pre\u021b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/coinkickoff.com\/ro\/tether-vs-dai\/#DAI_Price_History\" >DAI Istoric pre\u021b<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/coinkickoff.com\/ro\/tether-vs-dai\/#Tether_vs_DAI_Market_Cap\" >Cap. de pia\u021b\u0103 Tether vs DAI<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/coinkickoff.com\/ro\/tether-vs-dai\/#USDT_Market_Cap\" >USDT Cap de pia\u021b\u0103<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/coinkickoff.com\/ro\/tether-vs-dai\/#DAI_Market_Cap\" >DAI Cap de pia\u021b\u0103<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/coinkickoff.com\/ro\/tether-vs-dai\/#Main_Similarities_Between_Tether_and_DAI\" >Principalele asem\u0103n\u0103ri \u00eentre Tether \u0219i DAI<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/coinkickoff.com\/ro\/tether-vs-dai\/#Governance\" >Guvernan\u021b\u0103<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/coinkickoff.com\/ro\/tether-vs-dai\/#Main_Differences_Between_Tether_and_DAI\" >Principalele diferen\u021be \u00eentre Tether \u0219i DAI<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/coinkickoff.com\/ro\/tether-vs-dai\/#Pegging_Mechanism\" >Mecanismul de ancorare<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/coinkickoff.com\/ro\/tether-vs-dai\/#State_of_Reserves\" >Situa\u021bia rezervelor<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/coinkickoff.com\/ro\/tether-vs-dai\/#Market_Capitalization\" >Capitalizarea pie\u021bei<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/coinkickoff.com\/ro\/tether-vs-dai\/#Risks_Associated_With_Tether_and_DAI\" >Riscuri asociate cu Tether \u0219i DAI\u00a0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/coinkickoff.com\/ro\/tether-vs-dai\/#Risk_of_Losing_Their_Peg\" >Riscul de a-\u0219i pierde Peg-ul<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/coinkickoff.com\/ro\/tether-vs-dai\/#Legal_and_Financial_Risks\" >Riscuri juridice \u0219i financiare<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/coinkickoff.com\/ro\/tether-vs-dai\/#Where_Can_You_Buy_USDT_and_DAI\" >De unde pute\u021bi cump\u0103ra USDT \u0219i DAI?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/coinkickoff.com\/ro\/tether-vs-dai\/#How_Can_You_Exchange_USDT_for_DAI\" >Cum pute\u021bi schimba USDT cu DAI?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/coinkickoff.com\/ro\/tether-vs-dai\/#Future_Plans_for_Tether_and_DAI\" >Planuri viitoare pentru Tether \u0219i DAI<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/coinkickoff.com\/ro\/tether-vs-dai\/#Diversifying_DAI_Collaterals\" >Diversificarea colateralelor DAI<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/coinkickoff.com\/ro\/tether-vs-dai\/#Depegging_DAI\" >Depegging DAI<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"The_History_of_Tether_USDT_and_DAI_Coin_DAI\"><\/span><span style=\"font-weight: 400;\">Istoria Tether (USDT) \u0219i DAI Coin (DAI)<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">At\u00e2t Tether, c\u00e2t \u0219i MakerDAO au c\u00e2teva controverse care au un impact puternic asupra prezentului \u0219i viitorului acestor active. Tether continu\u0103 s\u0103 se confrunte cu o reac\u021bie negativ\u0103 \u00een ceea ce prive\u0219te starea rezervelor sale, \u00een timp ce guvernan\u021ba MakerDAO (care controleaz\u0103, de asemenea, rezervele sale) prime\u0219te critici din cauza naturii sale centralizate.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">MakerDAO, organiza\u021bia din spatele DAI stablecoin, a fost lansat\u0103 \u00een 2014 de c\u0103tre <a href=\"https:\/\/coinkickoff.com\/ro\/thorchain-rune\/\" data-internallinksmanager029f6b8e52c=\"53\" title=\"Ce este Thorchain (RUNE) Cum func\u021bioneaz\u0103 \u0219i de unde s\u0103 o cumpere?\">Rune<\/a> Christensen. Organiza\u021bia a dezvoltat <a href=\"https:\/\/coinkickoff.com\/ro\/maker-mkr\/\" data-internallinksmanager029f6b8e52c=\"63\" title=\"Ce este Maker (MKR) Cum func\u021bioneaz\u0103 \u0219i de unde s\u0103 o cumpere?\">Maker<\/a> Protocolul privind <a href=\"https:\/\/coinkickoff.com\/ro\/ethereum-eth\/\" data-internallinksmanager029f6b8e52c=\"2\" title=\"Ce este Ethereum (ETH)? Pre\u021b, istoric \u0219i unde se poate cump\u0103ra\">Ethereum<\/a> blockchain \u0219i a lansat \u00een 2017 sistemul stabilcoin DAI.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">DAI \u0219i-a f\u0103cut un nume pe pia\u021b\u0103 ca fiind un coin cu guvernan\u021b\u0103 descentralizat\u0103, deoarece de\u021bin\u0103torii de token de la MakerDAO au drept de vot pentru deciziile care au impact asupra viitorului proiectului.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Cu toate acestea, organiza\u021bia este destul de centralizat\u0103, Christensen \u0219i echipa fondatoare de\u021bin\u00e2nd suficient MKR pentru a influen\u021ba direc\u021bia proiectului.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00cen 2022, MakerDAO a anun\u021bat mai multe <\/span><a href=\"https:\/\/finance.yahoo.com\/news\/makerdao-members-support-founders-endgame-180208820.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">planuri de diversificare a rezervelor DAI<\/span><\/a><span style=\"font-weight: 400;\"> prin investi\u021bii \u00een active reale \u0219i parteneriate cu \u00eentreprinderi criptografice. Acest lucru reprezint\u0103 o schimbare uria\u0219\u0103, deoarece DAI este \u00een primul r\u00e2nd un stabilcoin cripto-colateralizat.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Christensen a sugerat c\u0103 DAI ar putea deveni de-pegged \u00een viitor.<\/span><\/p>\n<p><b>USDT a fost lansat \u00een 2014 de Tether Holdings Ltd. \u0219i este cel mai mare stabilcoin de pe pia\u021b\u0103 dup\u0103 capitalizarea de pia\u021b\u0103. <\/b><span style=\"font-weight: 400;\">USDT a \u00eenceput tranzac\u021bionarea la data de<\/span> <a href=\"https:\/\/www.icij.org\/investigations\/paradise-papers\/paradise-papers-connection-sparks-massive-bitcoin-lawsuit\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Compania sor\u0103 a Tether<\/span><\/a><span style=\"font-weight: 400;\">, a <\/span><a href=\"https:\/\/www.bitfinex.com\/sign-up?refcode=kjCYk-CZD\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Bitfinex<\/span><\/a><span style=\"font-weight: 400;\"> schimb.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">De\u0219i USDT a devenit un activ popular pentru tranzac\u021bionare <a href=\"https:\/\/coinkickoff.com\/ro\/bitcoin-btc\/\" data-internallinksmanager029f6b8e52c=\"1\" title=\"Ce este Bitcoin (BTC)? Pre\u021b, istoric \u0219i unde se poate cump\u0103ra\">BTC<\/a> \u0219i alte criptomonede, mul\u021bi au suspectat Tether de joc murdar \u0219i au acuzat compania c\u0103 tip\u0103re\u0219te bani de monopol \u0219i \u00eei folose\u0219te pentru a <\/span><a href=\"https:\/\/www.theverge.com\/22620464\/tether-backing-cryptocurrency-stablecoin\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">cre\u0219terea pre\u021burilor cripto<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00cen 2021, Tether \u0219i <a href=\"https:\/\/coinkickoff.com\/ro\/bitfinex-review\/\" data-internallinksmanager029f6b8e52c=\"151\" title=\"Bitfinex Recenzii 2023: Taxe, caracteristici, siguran\u021b\u0103, pro \u0219i contra\">Bitfinex<\/a> au fost obligate s\u0103 pl\u0103teasc\u0103 aproximativ <\/span><a href=\"https:\/\/www.reuters.com\/technology\/tether-bitfinex-agree-pay-425-mln-fines-settle-us-cftc-charges-2021-10-15\/,\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">amenzi de 60 de milioane de euro<\/span><\/a><span style=\"font-weight: 400;\"> c\u0103tre CFTC \u0219i statul New York c\u00e2nd s-a aflat c\u0103 societatea a min\u021bit cu privire la rezervele sale, iar USDT nu a fost \u00eentotdeauna garantat unu la unu cu USD.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pute\u021bi afla mai multe despre istoriile <\/span><a href=\"https:\/\/coinkickoff.com\/ro\/dai-dai\/\"><span style=\"font-weight: 400;\">MakerDAO<\/span><\/a><span style=\"font-weight: 400;\"> \u0219i <\/span><a href=\"https:\/\/coinkickoff.com\/ro\/bitfinex-review\/\"><span style=\"font-weight: 400;\">Bitfinex<\/span><\/a><span style=\"font-weight: 400;\"> \u00een recenziile noastre.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Do_Tether_and_DAI_Work\"><\/span><span style=\"font-weight: 400;\">Cum func\u021bioneaz\u0103 Tether \u0219i DAI?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Dac\u0103 \u00een\u021belege\u021bi cum func\u021bioneaz\u0103 stablecoins, ar trebui s\u0103 ave\u021bi o \u00een\u021belegere general\u0103 a modului \u00een care func\u021bioneaz\u0103 Tether \u0219i MakerDAO. Aceste organiza\u021bii emit USDT \u0219i DAI pe pia\u021b\u0103 \u00een schimbul unor \u00eemprumuturi colaterale.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tether este o companie privat\u0103, cu scop lucrativ, care emite USDT stablecoin. Compania creeaz\u0103 USDT \u00een schimbul \u00eemprumuturilor USD \u0219i emite USDT b\u0103tut c\u0103tre cump\u0103r\u0103tor. Cump\u0103r\u0103torii \u00ee\u0219i pot vinde USDT la Tether \u0219i \u00ee\u0219i pot recupera \u00eemprumuturile. Bine\u00een\u021beles, acest lucru se refer\u0103 la partea institu\u021bional\u0103 a lucrurilor \u0219i pute\u021bi, de asemenea, s\u0103 cump\u0103ra\u021bi USDT pe diverse burse, a\u0219a cum fac majoritatea utilizatorilor de retail.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tether sus\u021bine c\u0103 \u00eemprumuturile sunt p\u0103strate \u00een rezerv\u0103 pentru a sus\u021bine USDT \u0219i pentru a se asigura c\u0103 r\u0103m\u00e2ne ancorat\u0103 la 1:1 cu dolarul american.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">DAI func\u021bioneaz\u0103 pu\u021bin diferit. Este un coin stabil construit pe Ethereum blockchain \u0219i emis de c\u0103tre <\/span><a href=\"https:\/\/www.crunchbase.com\/organization\/makerdao\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">MakerDAO<\/span><\/a><span style=\"font-weight: 400;\">, o alt\u0103 companie privat\u0103 cu scop lucrativ care se anun\u021b\u0103, de asemenea, ca o organiza\u021bie autonom\u0103 descentralizat\u0103. Procesul de batere a monedei DAI este controlat de MakerDAO \u0219i de algoritmii MakerDAO.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Atunci c\u00e2nd investitorii doresc s\u0103 cumpere DAI, trebuie s\u0103 ofere un \u00eemprumut de criptomoned\u0103 \u00een valoare de cel pu\u021bin 150% mai mult dec\u00e2t DAI pe care doresc s\u0103 o cumpere. De exemplu, pentru a achizi\u021biona DAI \u00een valoare de 100 USD, este necesar s\u0103 se ofere un \u00eemprumut de Ether \u00een valoare de 150 USD.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Acest lucru este cunoscut sub numele de supracolateralizare \u0219i este necesar deoarece <a href=\"https:\/\/coinkickoff.com\/ro\/prices\/\" data-internallinksmanager029f6b8e52c=\"136\" title=\"Top 100 Pre\u021buri live la criptomonede (USD)\">pre\u021burile criptomonedelor<\/a> sunt volatile. Acest lucru asigur\u0103 c\u0103 DAI r\u0103m\u00e2ne stabil chiar dac\u0103 pre\u021burile Ether scad.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Criptomonedele \u00eemprumutate sunt blocate \u00een contracte inteligente cunoscute sub numele de pozi\u021bii de datorie colateralizat\u0103 (CDP) pe protocolul Maker. Algoritmii \u021bin eviden\u021ba \u00eemprumuturilor colaterale \u0219i lichideaz\u0103 activele blocate dac\u0103 stabilitatea pre\u021bului DAI este amenin\u021bat\u0103. Comercian\u021bii \u00ee\u0219i pot recupera activele blocate return\u00e2nd DAI \u00eemprumutat \u0219i pl\u0103tind o tax\u0103 de stabilitate.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_the_Main_Use_Cases_of_USDT_and_DAI\"><\/span><span style=\"font-weight: 400;\">Care sunt principalele cazuri de utilizare a USDT \u0219i DAI?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Stablecoins face ca tranzac\u021biile criptografice s\u0103 fie mai u\u0219oare \u0219i mai rapide. <\/span><b>Pute\u021bi tranzac\u021biona majoritatea criptomonedelor contra USDT, iar multe perechi DAI\/Criptomonede sunt disponibile pe <a href=\"https:\/\/coinkickoff.com\/ro\/crypto-exchanges\/\" data-internallinksmanager029f6b8e52c=\"141\" title=\"21 Cele mai bune 21 Cele mai bune schimburi de criptomonede \u0219i aplica\u021bii \u00een 2024\">schimburi criptografice<\/a><\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><b>Comercian\u021bii pot accepta pl\u0103\u021bi cripto denominate \u00een USDT f\u0103r\u0103 a se \u00eengrijora de fluctua\u021biile nebune\u0219ti de pre\u021b care au ajuns s\u0103 caracterizeze active precum Bitcoin.<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">DAI \u0219i USDT sunt foarte populare \u00een DeFi. <\/span><b>Cele mai multe protocoale DeFi v\u0103 permit s\u0103 \u00eemprumuta\u021bi DAI \u0219i USDT pentru a c\u00e2\u0219tiga dob\u00e2nd\u0103 pentru coins.<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">DAI ofer\u0103, de asemenea, un <\/span><b>DAI Rat\u0103 de economisire de 1% atunci c\u00e2nd depune\u021bi DAI \u00een contractul inteligent DSR al lui Maker<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Tether_vs_DAI_Price_History\"><\/span><span style=\"font-weight: 400;\">Tether vs DAI Istoric pre\u021b<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"USDT_Price_History\"><\/span><span style=\"font-weight: 400;\">USDT Istoric pre\u021b<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-2925 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/tether-usdt-price.png\" alt=\"istoricul pre\u021burilor usdt\" width=\"959\" height=\"613\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/tether-usdt-price.png 959w, https:\/\/coinkickoff.com\/wp-content\/uploads\/tether-usdt-price-300x192.png 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/tether-usdt-price-768x491.png 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/tether-usdt-price-18x12.png 18w\" sizes=\"auto, (max-width: 959px) 100vw, 959px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Dup\u0103 cum pute\u021bi vedea \u00een graficul de mai sus, 1 USDT valoreaz\u0103 $1, de\u0219i pre\u021bul poate fluctua uneori. Fluctua\u021biile de pre\u021b apar de obicei atunci c\u00e2nd cererea pentru USDT cre\u0219te sau scade brusc \u00eentr-un timp scurt, dar pre\u021bul revine rapid la $1.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"DAI_Price_History\"><\/span><span style=\"font-weight: 400;\">DAI Istoric pre\u021b<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-2922 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/dai-price-.png\" alt=\"DAI istoricul pre\u021burilor\" width=\"989\" height=\"613\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/dai-price-.png 989w, https:\/\/coinkickoff.com\/wp-content\/uploads\/dai-price--300x186.png 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/dai-price--768x476.png 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/dai-price--18x12.png 18w\" sizes=\"auto, (max-width: 989px) 100vw, 989px\" \/>1 1 DAI ar trebui s\u0103 valoreze \u00eentotdeauna $1, de\u0219i pot ap\u0103rea fluctua\u021bii de pre\u021b atunci c\u00e2nd cererea pentru activul respectiv cre\u0219te sau scade \u00eentr-o perioad\u0103 scurt\u0103 de timp. Pre\u021bul revine rapid la pre\u021bul fixat de $1.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Tether_vs_DAI_Market_Cap\"><\/span><span style=\"font-weight: 400;\">Cap. de pia\u021b\u0103 Tether vs DAI<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"USDT_Market_Cap\"><\/span><span style=\"font-weight: 400;\">USDT Cap de pia\u021b\u0103<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-2924 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/usdt-marketcap.png\" alt=\"USDT marketcap\" width=\"961\" height=\"631\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/usdt-marketcap.png 961w, https:\/\/coinkickoff.com\/wp-content\/uploads\/usdt-marketcap-300x197.png 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/usdt-marketcap-768x504.png 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/usdt-marketcap-18x12.png 18w\" sizes=\"auto, (max-width: 961px) 100vw, 961px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">USDT este cea mai mare criptomoned\u0103 stabil\u0103coin \u0219i a treia criptomoned\u0103 ca m\u0103rime dup\u0103 capitalizarea de pia\u021b\u0103, dup\u0103 Bitcoin \u0219i Ethereum.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00cencep\u00e2nd cu ianuarie 2023, exist\u0103<\/span><b> peste 60 de miliarde de USDT tokens <\/b><a href=\"https:\/\/coinmarketcap.com\/currencies\/tether\/\" target=\"_blank\" rel=\"noopener\"><b>\u00een circula\u021bie<\/b><\/a><span style=\"font-weight: 400;\">. Activul a pierdut ceva teren \u00een ceea ce prive\u0219te capitalizarea de pia\u021b\u0103 \u00een urma falimentului FTX.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nu exist\u0103 o ofert\u0103 total\u0103 stabilit\u0103 pentru USDT, deoarece Tether poate emite mai multe token \u00een func\u021bie de cererea pentru acest activ. Atunci c\u00e2nd cererea cre\u0219te, se creeaz\u0103 mai multe token. Persoanele \u0219i institu\u021biile pot vinde sau converti USDT \u00een alte coins, caz \u00een care compania arde surplusul de token.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tether promite s\u0103 de\u021bin\u0103 rezerve pentru fiecare USDT \u00een circula\u021bie pentru a proteja leg\u0103tura unu la unu dintre active \u0219i dolarul american. Dac\u0103 societatea emite mai multe token dec\u00e2t rezervele sale, pre\u021bul se va pr\u0103bu\u0219i atunci c\u00e2nd cererea va sc\u0103dea.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">USDT este disponibil pe majoritatea burselor majore \u0219i este sus\u021binut de multe re\u021bele blockchain, inclusiv Ethereum, <a href=\"https:\/\/coinkickoff.com\/ro\/algorand-algo\/\" data-internallinksmanager029f6b8e52c=\"182\" title=\"Ce este Algorand (ALGO)? Pre\u021bul, istoricul \u0219i unde s\u0103 cumpere\">Algorand<\/a>, <a href=\"https:\/\/coinkickoff.com\/ro\/hedera-hbar\/\" data-internallinksmanager029f6b8e52c=\"35\" title=\"Ce este Hedera (HBAR) Cum func\u021bioneaz\u0103 \u0219i de unde s\u0103 o cump\u0103ra\u021bi?\">Hedera<\/a>, <a href=\"https:\/\/coinkickoff.com\/ro\/tron-trx\/\" data-internallinksmanager029f6b8e52c=\"27\" title=\"Ce este Tron (TRX) Cum func\u021bioneaz\u0103 \u0219i de unde s\u0103-l cumpere?\">Tron<\/a>, <a href=\"https:\/\/coinkickoff.com\/ro\/solana-sol\/\" data-internallinksmanager029f6b8e52c=\"5\" title=\"Ce este Solana (SOL)? Cum func\u021bioneaz\u0103 \u0219i de unde se poate cump\u0103ra?\">Solana<\/a>, \u0219i multe altele.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"DAI_Market_Cap\"><\/span><span style=\"font-weight: 400;\">DAI Cap de pia\u021b\u0103<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-2923 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/DAI-marketcap.png\" alt=\"DAI Marketcap\" width=\"968\" height=\"613\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/DAI-marketcap.png 968w, https:\/\/coinkickoff.com\/wp-content\/uploads\/DAI-marketcap-300x190.png 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/DAI-marketcap-768x486.png 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/DAI-marketcap-18x12.png 18w\" sizes=\"auto, (max-width: 968px) 100vw, 968px\" \/><\/p>\n<p><a href=\"https:\/\/coinmarketcap.com\/currencies\/usd-coin\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">DAI<\/span><\/a><span style=\"font-weight: 400;\"> este al patrulea cel mai mare stabilcoin \u0219i al \u0219aisprezecelea cel mai mare criptomoned\u0103 dup\u0103 capitalizarea de pia\u021b\u0103. \u00cencep\u00e2nd cu ianuarie 2023, exist\u0103 o <\/span><a href=\"https:\/\/coinmarketcap.com\/currencies\/multi-collateral-dai\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">alimentarea prin circula\u021bie<\/span><\/a><span style=\"font-weight: 400;\"> de <\/span><b>5,8 miliarde de euro DAI<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">DAI nu are o ofert\u0103 total\u0103, iar MakerDAO poate emite noi DAI token \u00een func\u021bie de cererea pentru acest activ. Procesul este automat \u0219i controlat de contractele inteligente ale protocolului Maker. Oferta total\u0103 variaz\u0103 \u00een func\u021bie de cererea de pe pia\u021b\u0103.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">MakerDAO folose\u0219te o combina\u021bie de contracte inteligente \u0219i guvernan\u021b\u0103 pentru a controla cantitatea de DAI token-uri \u00een circula\u021bie. Guvernan\u021ba este comercializat\u0103 ca fiind descentralizat\u0103 \u0219i autonom\u0103, dar echipa fondatoare are o participa\u021bie de control \u00een fondul de decizie.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">DAI ruleaz\u0103 pe blockchain-ul Ethereum \u0219i este disponibil pe majoritatea burselor de cripto-monede \u0219i pe multe protocoale DeFi.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Main_Similarities_Between_Tether_and_DAI\"><\/span><span style=\"font-weight: 400;\">Principalele asem\u0103n\u0103ri \u00eentre Tether \u0219i DAI<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>USDT \u0219i DAI sunt am\u00e2ndou\u0103 comparate cu USD \u00eentr-un raport de unu la unu. Nu exist\u0103 un num\u0103r total stabilit de rezerve pentru niciunul dintre cele dou\u0103 coin stabile, deoarece pot fi create mai multe token dac\u0103 cererea pentru aceste active cre\u0219te.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Pute\u021bi g\u0103si oricare dintre aceste active pe bursele de criptomonede \u0219i pe protocoalele DeFi. Activele sunt utile pentru a tranzac\u021biona cripto \u0219i pentru a participa la DeFi. Pute\u021bi \u00eemprumuta \u0219i \u00eemprumuta USDT \u0219i DAI pentru a face tranzac\u021bii sau pentru a c\u00e2\u0219tiga dob\u00e2nd\u0103 pentru economiile dumneavoastr\u0103.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Governance\"><\/span><span style=\"font-weight: 400;\">Guvernan\u021b\u0103<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">S-ar putea s\u0103 v\u0103 surprind\u0103 s\u0103 afla\u021bi c\u0103 Tether \u0219i MakerDAO nu sunt at\u00e2t de diferite \u00een ceea ce prive\u0219te guvernan\u021ba. La urma urmei, Tether este o companie privat\u0103, centralizat\u0103, renumit\u0103 pentru procedurile sale opace de batere a monedei USDT \u0219i pentru procesele decizionale ale liderilor companiei.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">MakerDAO, pe de alt\u0103 parte, este comercializat\u0103 ca o \"organiza\u021bie descentralizat\u0103 autonom\u0103\", condus\u0103 de o comunitate de investitori care de\u021bin cu to\u021bii participa\u021bii \u00een deciziile organiza\u021biei cu privire la DAI.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Este cu siguran\u021b\u0103 adev\u0103rat c\u0103 MKR token (protocolul de guvernan\u021b\u0103 token pentru Maker pentru sistemul Dai Multi-Collateral Dai) este cel care guverneaz\u0103 deciziile organiza\u021biei \u00een ceea ce prive\u0219te viitorul sistemului Dai Multi-Collateral.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Cu toate acestea, sistemul nu este deloc descentralizat \u00een practic\u0103. La fel ca \u00een majoritatea organiza\u021biilor descentralizate, puterea de decizie apar\u021bine celor care de\u021bin cea mai mare cantitate de tokens.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">La MakerDAO, aceasta \u00eenseamn\u0103, de obicei, fondatorul Maker Christensen \u0219i al\u021bi membri fondatori ai echipei. \u00cempreun\u0103, ace\u0219tia au mai mult\u0103 putere de vot dec\u00e2t toate celelalte p\u0103r\u021bi interesate care au investit \u00een platform\u0103, lucru care a devenit din ce \u00een ce mai evident \u00een ultimii ani, deoarece MakerDAO a aprobat mai multe decizii controversate privind finan\u021bele \u0219i viitorul proiectului.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Main_Differences_Between_Tether_and_DAI\"><\/span><span style=\"font-weight: 400;\">Principalele diferen\u021be \u00eentre Tether \u0219i DAI<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">USDT \u0219i DAI sunt am\u00e2ndou\u0103coins stabile, dar sunt tipuri diferite decoins stabile datorit\u0103 mecanismelor lor diferite de colateralizare.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Pegging_Mechanism\"><\/span><span style=\"font-weight: 400;\">Mecanismul de ancorare<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Dup\u0103 cum \u0219ti\u021bi deja p\u00e2n\u0103 acum, coins stabilizate la USD valoreaz\u0103 \u00eentotdeauna 1 USD, deoarece sunt garantate cu alte active. Dar aceste active pot fi foarte diferite unele de altele.<\/span><\/p>\n<p><b>\u00cen timp ce USDT este garantat de active financiare tradi\u021bionale, cum ar fi numerar \u0219i obliga\u021biuni, DAI este garantat de alte criptomonede, cum ar fi Ether (ETH), <a href=\"https:\/\/coinkickoff.com\/ro\/usd-coin-usdc\/\" data-internallinksmanager029f6b8e52c=\"8\" title=\"Ce este USD Coin (USDC)? Cum func\u021bioneaz\u0103 \u0219i de unde \u00eel pute\u021bi cump\u0103ra?\">USD Coin<\/a>, <a href=\"https:\/\/coinkickoff.com\/ro\/pax-dollar-usdp\/\" data-internallinksmanager029f6b8e52c=\"97\" title=\"Ce este Pax Dollar (USDP)? Cum func\u021bioneaz\u0103 \u0219i de unde s\u0103 o cump\u0103ra\u021bi?\">Pax Dollar<\/a>, <a href=\"https:\/\/coinkickoff.com\/ro\/infasurat-bitcoin-wbtc\/\" data-internallinksmanager029f6b8e52c=\"17\" title=\"Ce este Wrapped Bitcoin (WBTC)? Cum func\u021bioneaz\u0103 \u0219i de unde \u00eel pute\u021bi cump\u0103ra?\">Wrapped Bitcoin<\/a>, Gemini Dollar (GUSD), <a href=\"https:\/\/coinkickoff.com\/ro\/uniswap-uni\/\" data-internallinksmanager029f6b8e52c=\"34\" title=\"Ce este Uniswap (UNI), cum func\u021bioneaz\u0103 \u0219i de unde se poate cump\u0103ra?\">Uniswap<\/a> (UNI), \u0219i alte c\u00e2teva criptomonede.<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Aceasta este o diferen\u021b\u0103 uria\u0219\u0103 \u00een multe privin\u021be, deoarece afecteaz\u0103 modul \u00een care pot fi emise noi coins stabile \u0219i modul \u00een care sunt \u00eencasate coins excedentare.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nu \u0219tim prea multe despre modul \u00een care Tether emite noile coins, deoarece compania nu divulg\u0103 prea multe informa\u021bii cu privire la acest proces. MakerDAO, pe de alt\u0103 parte, utilizeaz\u0103 contracte inteligente pentru a bate noi DAI, astfel \u00eenc\u00e2t procesul este mult mai transparent.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"State_of_Reserves\"><\/span><span style=\"font-weight: 400;\">Situa\u021bia rezervelor<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><b>Starea rezervelor Tether a fost pus\u0103 sub semnul \u00eentreb\u0103rii \u00eenc\u0103 din 2015, deoarece compania nu public\u0103 audituri care s\u0103 dovedeasc\u0103 faptul c\u0103 are rezerve pentru a sus\u021bine USDT unu la unu<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tether are un palmares negativ \u00een ceea ce prive\u0219te transparen\u021ba rezervelor sale. A fost dezv\u0103luit faptul c\u0103 societatea a indus \u00een eroare at\u00e2t autorit\u0103\u021bile de reglementare, c\u00e2t \u0219i clien\u021bii cu privire la modul \u00een care Tether era sus\u021binut.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pe de alt\u0103 parte,<\/span><b> DAI este sus\u021binut de garan\u021bii criptografice, iar sistemul de sus\u021binere este gestionat prin contracte inteligente, ceea ce face ca procesul s\u0103 fie mai transparent (de\u0219i nu mai pu\u021bin confuz).<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Cu toate acestea, MakerDAO, organiza\u021bia responsabil\u0103 de guvernarea token \u0219i de a se asigura c\u0103 aceasta \u00ee\u0219i protejeaz\u0103 valoarea de 1:1, a luat decizii controversate cu privire la activele care pot fi folosite ca garan\u021bie pentru DAI.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">De exemplu, \u00een ianuarie 2023, MakerDAO a votat pentru a-\u0219i p\u0103stra rezervele Gemini USD (GUSD) cu aprobarea 51%, o victorie la limit\u0103 care vine datorit\u0103 <\/span><a href=\"https:\/\/www.coindesk.com\/business\/2021\/11\/18\/crypto-exchange-gemini-trust-looks-for-7b-valuation-in-400m-funding-round-report\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">ParaFi, un investitor \u00een Gemini<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00cen timp ce voturile au salvat Gemini \u0219i GUSD de la dezastru, mutarea pune DAI \u00eentr-o situa\u021bie dificil\u0103, deoarece Gemini are probleme financiare din cauza falimentului firmei de criptografiere Genesis. Dac\u0103 Gemini se pr\u0103bu\u0219e\u0219te, de\u021bin\u0103torii GUSD, precum MakerDAO, pot avea probleme serioase.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Market_Capitalization\"><\/span><span style=\"font-weight: 400;\">Capitalizarea pie\u021bei<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><b>Cealalt\u0103 diferen\u021b\u0103 proeminent\u0103 \u00eentre USDT \u0219i DAI este \u00een ceea ce prive\u0219te raza de ac\u021biune.<\/b> <b>USDT este cel mai mare stabilcoin dup\u0103 capitalizarea de pia\u021b\u0103, \u00een timp ce DAI este doar al patrulea.\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u00cen general, aceasta \u00eenseamn\u0103 c\u0103 USDT are o prezen\u021b\u0103 mai mare pe pia\u021b\u0103 \u0219i este mai u\u0219or s\u0103 tranzac\u021biona\u021bi USDT cu diferite coins. Majoritatea \u00eemprumuturilor DeFi pot fi denominate \u00een USDT, de\u0219i exist\u0103 destul de multe oportunit\u0103\u021bi \u0219i pentru DAI.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Risks_Associated_With_Tether_and_DAI\"><\/span><span style=\"font-weight: 400;\">Riscuri asociate cu Tether \u0219i DAI\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Risk_of_Losing_Their_Peg\"><\/span><span style=\"font-weight: 400;\">Riscul de a-\u0219i pierde Peg-ul<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><b>coins stabile \u00ee\u0219i pot pierde fixarea \u00een cazul \u00een care rezervele sunt mai mici dec\u00e2t num\u0103rul de coins \u00een circula\u021bie. <\/b><span style=\"font-weight: 400;\">Pr\u0103bu\u0219irea pre\u021bului care urmeaz\u0103 poate elimina miliarde de dolari de pe pia\u021b\u0103 \u0219i poate provoca un efect de bulg\u0103re de z\u0103pad\u0103 care s\u0103 doboare alte companii \u0219i institu\u021bii. Acest lucru este valabil \u00een special pentru Tether, care are cea mai mare prezen\u021b\u0103 pe pia\u021b\u0103 dintre toate coins stabile, dar este valabil \u0219i pentru DAI.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Auditurile lips\u0103 ale Tether continu\u0103 s\u0103 fie o surs\u0103 de controverse; lipsa rezervelor ar putea duce la pr\u0103bu\u0219irea USDT \u0219i a \u00eentregii pie\u021be criptografice \u00een cazul \u00een care ar exista o criz\u0103 bancar\u0103 puternic\u0103 pe acest activ.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pe de o parte, deoarece rezervele DAI sunt de\u021binute \u00een criptomonede, stabilitatea pre\u021burilor este o preocupare. De\u0219i DAI se bazeaz\u0103 pe o supracolateralizare \u0219i pe algoritmi pentru a asigura o paritate de 1:1 cu USD, volatilitatea criptomonedelor declan\u0219at\u0103 de condi\u021biile de pia\u021b\u0103 sau de reglement\u0103ri ar putea duce la sc\u0103derea valorii activului.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pie\u021bele DeFi \u0219i cripto sunt foarte interdependente. Aproape toate \u00eentreprinderile criptografice depind de alte \u00eentreprinderi criptografice pentru a face noi investi\u021bii \u0219i pentru a veni cu produse derivate. MakerDAO \u0219i Tether sunt juc\u0103tori mari \u00een joc, iar o pr\u0103bu\u0219ire a pre\u021burilor poate avea efecte semnificative asupra \u00eentregii pie\u021be.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Legal_and_Financial_Risks\"><\/span><span style=\"font-weight: 400;\">Riscuri juridice \u0219i financiare<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u00cen ceea ce prive\u0219te riscurile juridice \u0219i financiare, Tether are un istoric mai slab dec\u00e2t DAI, dar ambele companii au luat m\u0103suri controversate.<\/span><\/p>\n<p><b>Tether \u00een primul r\u00e2nd <\/b><a href=\"https:\/\/twitter.com\/Tether_to\/status\/574965820129996800?s=20&amp;t=R27c09QcjUbRcmbUHXKKmA\" target=\"_blank\" rel=\"noopener\"><b>a promis un audit oficial<\/b><\/a><b> \u00een 2015, o promisiune pe care compania a repetat-o de-a lungul anilor<\/b> <b>dar nu s-a \u00eendeplinit \u00een ciuda \u00eengrijor\u0103rilor investitorilor \u0219i ale autorit\u0103\u021bilor de reglementare.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">MakerDAO, pe de alt\u0103 parte, este, de asemenea, foarte centralizat, cu <\/span><b>fondatorul Christensen trece o serie de planuri controversate pentru viitorul DAI<\/b><span style=\"font-weight: 400;\">, inclusiv <\/span><b>posibilitatea de a scoate activul de la nivelul de USD, \u00een ciuda unor obiec\u021bii puternice din partea investitorilor.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">O alt\u0103 preocupare cu privire la DAI provine din capacitatea autorit\u0103\u021bilor de reglementare de a restric\u021biona accesul la portofelele criptografice care func\u021bioneaz\u0103 \u00een afara protocoalelor AML. \u00cen 2022, Biroul de control al activelor str\u0103ine (Office of Foreign Assets Control) <\/span><a href=\"https:\/\/home.treasury.gov\/news\/press-releases\/jy0916\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">a dispus o sanc\u021biune \u00eempotriva Tornado Cash<\/span><\/a><span style=\"font-weight: 400;\">, un mixer criptografic pentru tranzac\u021bii criptografice anonime.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00cen consecin\u021b\u0103, mai multe afaceri cripto, inclusiv <\/span><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Coinbase<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/aave.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Aave\u021bi<\/span><\/a><span style=\"font-weight: 400;\">, \u0219i <\/span><a href=\"https:\/\/uniswap.org\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Uniswap<\/span><\/a><span style=\"font-weight: 400;\">, portofelele de pe lista neagr\u0103 a portofelelor legate de Tornado Cash. Centrul emitent USDC <\/span><a href=\"https:\/\/thedefiant.io\/usdc-addresses-banned\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">a \u00eenghe\u021bat 38 de adrese de portofel care stocau 75.000 USDC<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Aceast\u0103 mi\u0219care are consecin\u021be grave pentru stablecoins. Dac\u0103 autorit\u0103\u021bile pot pune portofelele pe lista neagr\u0103, at\u00e2t USDC, c\u00e2t \u0219i activele dependente de USDC, cum ar fi DAI, pot avea probleme serioase \u00een ceea ce prive\u0219te protejarea rezervelor lor.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pe de alt\u0103 parte, Christensen, fondatorul DAI, a sugerat ca r\u0103spuns la aceast\u0103 problem\u0103 separarea DAI de USD prin reducerea dependen\u021bei sale de USDC. Decuplarea DAI de USD \u00eenseamn\u0103 sf\u00e2r\u0219itul stabilit\u0103\u021biicoin, deoarece aceasta ar deveni o moned\u0103 cu flotare liber\u0103.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Where_Can_You_Buy_USDT_and_DAI\"><\/span><span style=\"font-weight: 400;\">De unde pute\u021bi cump\u0103ra USDT \u0219i DAI?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Pute\u021bi achizi\u021biona USDT \u0219i DAI de pe majoritatea burselor de cripto-monede, inclusiv de pe bursele de cripto-monede centralizate precum <a href=\"https:\/\/coinkickoff.com\/ro\/coinbase-review\/\" data-internallinksmanager029f6b8e52c=\"142\" title=\"Coinbase Recenzii 2024: Caracteristici, taxe, siguran\u021b\u0103, argumente pro \u0219i contra\">Coinbase<\/a> \u0219i <\/span><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Binance<\/span><\/a><span style=\"font-weight: 400;\"> sau schimburi descentralizate precum <\/span><a href=\"https:\/\/changelly.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Changelly<\/span><\/a><span style=\"font-weight: 400;\"> sau <\/span><a href=\"https:\/\/oasisprotocol.org\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Oasis<\/span><\/a><span style=\"font-weight: 400;\">. <\/span><a href=\"https:\/\/crypto.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Crypto.com<\/span><\/a><span style=\"font-weight: 400;\"> a scos de pe list\u0103 USDT pentru clien\u021bii canadieni din cauza unor probleme de reglementare.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pute\u021bi achizi\u021biona at\u00e2t DAI, c\u00e2t \u0219i USDT cu alte criptomonede sau valut\u0103 fiduciar\u0103 prin transferuri bancare, carduri de credit \u0219i de debit, Apple Pay, Google Pay sau al\u021bi furnizori de pl\u0103\u021bi ter\u021be.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pute\u021bi genera, de asemenea, DAI prin intermediul <\/span><a href=\"https:\/\/oasis.app\/borrow\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Portalul Oasis Vault<\/span><\/a><span style=\"font-weight: 400;\"> sau prin intermediul unor portaluri de seifuri ter\u021be, cum ar fi\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/debank.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">DeBank<\/span><\/a><span style=\"font-weight: 400;\"> \u0219i <\/span><a href=\"https:\/\/defisaver.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">DeFi Saver<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Can_You_Exchange_USDT_for_DAI\"><\/span><span style=\"font-weight: 400;\">Cum pute\u021bi schimba USDT cu DAI?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Pute\u021bi schimba USDT cu DAI pe majoritatea bursele de criptograme, inclusiv <a href=\"https:\/\/coinkickoff.com\/ro\/binance-review\/\" data-internallinksmanager029f6b8e52c=\"152\" title=\"Binance Recenzii 2024: Caracteristici, taxe, siguran\u021b\u0103, argumente pro \u0219i contra\">Binance<\/a>, Coinbaz\u0103, <a href=\"https:\/\/coinkickoff.com\/ro\/kucoin-review\/\" data-internallinksmanager029f6b8e52c=\"153\" title=\"KuCoin Recenzii 2023: Taxe, siguran\u021b\u0103, pro \u0219i contra\">Kucoin<\/a>, \u0219i Bitfinex. Doar verifica\u021bi dac\u0103 bursa de criptomonede pe care o alege\u021bi listeaz\u0103 paritatea USDT\/DAI.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Future_Plans_for_Tether_and_DAI\"><\/span><span style=\"font-weight: 400;\">Planuri viitoare pentru Tether \u0219i DAI<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Este greu de ghicit ce va fi \u00een viitor pentru Tether. USDT r\u0103m\u00e2ne cel mai marecoin stabil de pe pia\u021b\u0103, dar a pierdut ceva teren din cauza situa\u021biei controversate cu rezervele sale \u0219i a lipsei de audituri.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Guvernul american a anun\u021bat c\u0103 inten\u021bioneaz\u0103 s\u0103 ia m\u0103suri pentru a <\/span><a href=\"https:\/\/www.reuters.com\/world\/us\/us-treasury-issue-stablecoin-report-paving-way-new-rules-2021-11-01\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">s\u0103 reglementeze stabilcoins cu mai mult\u0103 aten\u021bie<\/span><\/a><span style=\"font-weight: 400;\">, care ar putea scufunda nava Tether sau, eventual, ar putea s\u0103 o ajute s\u0103 devin\u0103 mai transparent\u0103 \u00een ceea ce prive\u0219te practicile sale de afaceri.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">DAI a f\u0103cut o mul\u021bime de <a href=\"https:\/\/coinkickoff.com\/ro\/valuri-crypto-waves\/\" data-internallinksmanager029f6b8e52c=\"45\" title=\"Ce este Waves Crypto (WAVES) Cum func\u021bioneaz\u0103 \u0219i de unde s\u0103 o cumpere?\">valuri<\/a> \u00een 2022, c\u00e2nd MakerDAO a adoptat un <\/span><a href=\"https:\/\/beincrypto.com\/makerdao-mkr-endgame-plan-passed-in-a-vote-where-founder-had-60-influence\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">o serie de planuri controversate<\/span><\/a><span style=\"font-weight: 400;\"> sus\u021binut\u0103 de fondatorul organiza\u021biei, Christensen<\/span><b>.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Denumit \"Endgame\", planul detaliaz\u0103 restructurarea organiza\u021biei MakerDAO \u0219i viitorul DAI. Planul este foarte complex, cu mai multe p\u0103r\u021bi \u00een mi\u0219care, \u0219i va dura ani de zile pentru a fi pus \u00een aplicare.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Christensen a anun\u021bat c\u0103 vrea s\u0103 <\/span><a href=\"https:\/\/beincrypto.com\/makerdao-mkr-endgame-plan-passed-in-a-vote-where-founder-had-60-influence\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">s\u0103 pun\u0103 cap\u0103t dependen\u021bei DAI de USDC pe termen lung<\/span><\/a><span style=\"font-weight: 400;\">, deoarece portofelele USDC pot fi trecute pe lista neagr\u0103 de c\u0103tre autorit\u0103\u021bile de reglementare dac\u0103 sunt suspectate de joc murdar, ceea ce ar putea duce la sc\u0103derea pre\u021burilor DAI. DAI este 40% sus\u021binut de USDC.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Diversifying_DAI_Collaterals\"><\/span><span style=\"font-weight: 400;\">Diversificarea colateralelor DAI<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">MakerDAO a luat m\u0103suri pentru a <\/span><a href=\"https:\/\/finance.yahoo.com\/news\/makerdao-approves-deployment-100m-usdc-184700831.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">s\u0103 \u00ee\u0219i diversifice garan\u021biile<\/span><\/a><span style=\"font-weight: 400;\"> \u0219i \u00ee\u0219i va reduce dependen\u021ba de USDC de la Circle.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Planurile includ investi\u021bii \u00een ac\u021biuni ale guvernului american \u0219i <\/span><a href=\"https:\/\/www.coindesk.com\/business\/2022\/10\/06\/stablecoin-issuer-makerdao-allocates-500m-for-treasuries-corporate-bond-investment\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">obliga\u021biuni corporative<\/span><\/a><span style=\"font-weight: 400;\">, active din lumea real\u0103, cum ar fi bunurile imobiliare, \u0219i parteneriate cu companii de criptomonede precum Coinbase \u0219i Paxos.\u00a0<\/span><span style=\"font-weight: 400;\">MakerDAO a aprobat deja planurile de a transfera $1,6 miliarde USDC c\u0103tre Coinbase Prime pentru a ob\u021bine un randament anual de 1,5%.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Depegging_DAI\"><\/span><span style=\"font-weight: 400;\">Depegging DAI<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Christensen \u0219i-a anun\u021bat, de asemenea, planurile de a <\/span><a href=\"https:\/\/thedefiant.io\/what-is-dai\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">de-peg fa\u021b\u0103 de dolarul american \u00een timp<\/span><\/a><span style=\"font-weight: 400;\">, dar ceea ce \u00eenseamn\u0103 asta pentru viitorul DAI r\u0103m\u00e2ne un semn de \u00eentrebare.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Anun\u021bul a fost f\u0103cut dup\u0103 ce guvernul SUA a ordonat sanc\u021biuni \u00eempotriva portofelelor asociate cu Tornado Cash, unul dintre acestea con\u021bin\u00e2nd 75000 de USDC.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Christensen pl\u0103nuie\u0219te s\u0103 mute garan\u021bia DAI \u00een alte criptomonede (f\u0103r\u0103 stabilitate a pre\u021bului), cum ar fi Ether, dar implica\u021biile unei astfel de mi\u0219c\u0103ri sunt foarte grave. F\u0103r\u0103 stabilitatea pre\u021bului USDC \u0219i a altor garan\u021bii stabilecoin, DAI ar fi la mila pre\u021burilor criptografice care fluctueaz\u0103 liber.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Planul de final de joc al lui Christensen a fost aprobat cu un sprijin de 80%, de\u0219i criticii s-au gr\u0103bit s\u0103 sublinieze c\u0103 Christensen a influen\u021bat 63% din voturi prin intermediul participa\u021biilor sale la MKR.<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Tether's USDT \u0219i MakerDAO's DAI sunt am\u00e2ndou\u0103 stabilecoins, active criptografice care valoreaz\u0103 \u00eentotdeauna 1 USD, datorit\u0103 sprijinului extern, dar func\u021bioneaz\u0103 pu\u021bin diferit.  \u00cen aceast\u0103 recenzie Tether vs DAI, vom discuta asem\u0103n\u0103rile \u0219i diferen\u021bele lor \u0219i vom explica riscurile \u0219i beneficiile asociate cu fiecare coin. Istoria Tether (USDT) \u0219i DAI [...]<\/p>","protected":false},"author":3,"featured_media":2920,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","_glsr_average":0,"_glsr_ranking":0,"_glsr_reviews":0,"footnotes":""},"categories":[4,9],"tags":[],"class_list":{"0":"post-2919","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-coins","8":"category-comparisons","9":"entry"},"featured_image_src":"https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai-600x400.jpg","featured_image_src_square":"https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai-600x563.jpg","author_info":{"display_name":"Ian Wright","author_link":"https:\/\/coinkickoff.com\/ro\/author\/ianw\/"},"_links":{"self":[{"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/posts\/2919","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/comments?post=2919"}],"version-history":[{"count":1,"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/posts\/2919\/revisions"}],"predecessor-version":[{"id":2926,"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/posts\/2919\/revisions\/2926"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/media\/2920"}],"wp:attachment":[{"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/media?parent=2919"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/categories?post=2919"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/tags?post=2919"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}