{"id":2842,"date":"2023-03-01T05:47:46","date_gmt":"2023-03-01T05:47:46","guid":{"rendered":"https:\/\/coinkickoff.com\/?p=2842"},"modified":"2026-01-08T14:12:18","modified_gmt":"2026-01-08T14:12:18","slug":"luno-review","status":"publish","type":"post","link":"https:\/\/coinkickoff.com\/ro\/luno-review\/","title":{"rendered":"Luno Review 2023: Func\u021bii, caracteristici, siguran\u021b\u0103, argumente pro \u0219i contra"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-1212 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/Luno-homepage.png\" alt=\"Luno recenzie\" width=\"2800\" height=\"1555\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/Luno-homepage.png 2800w, https:\/\/coinkickoff.com\/wp-content\/uploads\/Luno-homepage-300x167.png 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/Luno-homepage-1024x569.png 1024w, https:\/\/coinkickoff.com\/wp-content\/uploads\/Luno-homepage-768x427.png 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/Luno-homepage-1536x853.png 1536w, https:\/\/coinkickoff.com\/wp-content\/uploads\/Luno-homepage-2048x1137.png 2048w, https:\/\/coinkickoff.com\/wp-content\/uploads\/Luno-homepage-18x10.png 18w\" sizes=\"auto, (max-width: 2800px) 100vw, 2800px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Luno este o platform\u0103 mobil\u0103 de tranzac\u021bionare \u0219i un portofel de criptomonede care accept\u0103 \u0219apte criptomonede. Este cunoscut ca un schimb de tip boutique cu caracteristici limitate, de\u0219i stabilitatea sa a fost pus\u0103 sub semnul \u00eentreb\u0103rii \u00eenc\u0103 de la <\/span><a href=\"https:\/\/www.cnbc.com\/2023\/01\/20\/crypto-lender-genesis-trading-files-for-bankruptcy-barry-silbert-digital-currency-group.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">falimentul companiei surori Genesis<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00cen aceast\u0103 recenzie Luno, vom analiza toate aspectele tranzac\u021bion\u0103rii pe platform\u0103, inclusiv taxele, caracteristicile \u0219i posibilele probleme, astfel \u00eenc\u00e2t s\u0103 pute\u021bi decide dac\u0103 este cea mai bun\u0103 alegere pentru dumneavoastr\u0103.<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Sec\u021biuni<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Comuta\u021bi tabelul de con\u021binut\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/coinkickoff.com\/ro\/luno-review\/#Pros_Cons_of_Luno\" >Pro \u0219i contra lui Luno<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/coinkickoff.com\/ro\/luno-review\/#Pros\" >Pro<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/coinkickoff.com\/ro\/luno-review\/#Cons\" >Contra<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/coinkickoff.com\/ro\/luno-review\/#About_Luno\" >Despre Luno\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/coinkickoff.com\/ro\/luno-review\/#Crypto_Coins_Available_on_Luno_Crypto_Exchange\" >Crypto Coins disponibil pe Luno Crypto Exchange<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/coinkickoff.com\/ro\/luno-review\/#Fiat_Currencies_Supported_on_Luno\" >Monedele Fiat acceptate pe Luno\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/coinkickoff.com\/ro\/luno-review\/#Countries_Supported_on_Luno\" >\u021a\u0103ri acceptate pe Luno\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/coinkickoff.com\/ro\/luno-review\/#Luno_Trading_Fees\" >Taxe de tranzac\u021bionare Luno<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/coinkickoff.com\/ro\/luno-review\/#Instant_BuySell_Fees\" >Comisioane de cump\u0103rare\/v\u00e2nzare instantanee<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/coinkickoff.com\/ro\/luno-review\/#Luno_Trading_Fees-2\" >Taxe de tranzac\u021bionare Luno<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/coinkickoff.com\/ro\/luno-review\/#Sending_and_Receiving_Fees\" >Taxe de trimitere \u0219i de primire<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/coinkickoff.com\/ro\/luno-review\/#Deposit_and_Withdrawal_fees\" >Comisioane de depunere \u0219i retragere<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/coinkickoff.com\/ro\/luno-review\/#Main_Features_of_the_Luno_Platform\" >Principalele caracteristici ale platformei Luno<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/coinkickoff.com\/ro\/luno-review\/#Luno_Wallet\" >Portofel Luno<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/coinkickoff.com\/ro\/luno-review\/#Luno_Exchange\" >Schimbul Luno<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/coinkickoff.com\/ro\/luno-review\/#Instant_Buy_Brokerage_Service\" >Instant Buy (Serviciul de brokeraj)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/coinkickoff.com\/ro\/luno-review\/#Place_Recurring_Orders_With_Autopilot\" >Plasa\u021bi comenzi recurente cu Autopilot<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/coinkickoff.com\/ro\/luno-review\/#Educational_Content\" >Con\u021binut educa\u021bional<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/coinkickoff.com\/ro\/luno-review\/#Luno_Business\" >Luno Business<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/coinkickoff.com\/ro\/luno-review\/#How_Easy_Is_It_to_Open_a_Luno_Account\" >C\u00e2t de u\u0219or este s\u0103 deschide\u021bi un cont Luno?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/coinkickoff.com\/ro\/luno-review\/#How_Secure_Is_Luno\" >C\u00e2t de sigur este Luno?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/coinkickoff.com\/ro\/luno-review\/#Has_Luno_Ever_Been_Hacked\" >Luno a fost vreodat\u0103 piratat?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/coinkickoff.com\/ro\/luno-review\/#Is_Luno_a_Regulated_Exchange\" >Este Luno o burs\u0103 reglementat\u0103?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/coinkickoff.com\/ro\/luno-review\/#How_Does_Luno_Compare_to_Other_Crypto_Exchanges\" >Cum se compar\u0103 Luno cu alte schimburi criptografice?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/coinkickoff.com\/ro\/luno-review\/#Fees\" >Taxe<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/coinkickoff.com\/ro\/luno-review\/#Features\" >Caracteristici<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/coinkickoff.com\/ro\/luno-review\/#Security\" >Securitate<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/coinkickoff.com\/ro\/luno-review\/#Does_Luno_Have_an_App\" >Are Luno o aplica\u021bie?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/coinkickoff.com\/ro\/luno-review\/#Luno_Review_Final_Thoughts\" >Luno Review: G\u00e2nduri finale<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Pros_Cons_of_Luno\"><\/span><span style=\"font-weight: 400;\">Pro \u0219i contra lui Luno<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Pros\"><\/span><span style=\"font-weight: 400;\">Pro<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ofer\u0103 o modalitate u\u0219oar\u0103 de a converti \u00eentre monedele cripto \u0219i fiat<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Are o platform\u0103 de tranzac\u021bionare prietenoas\u0103 pentru \u00eencep\u0103tori<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Conturile de afaceri permit \u00eentreprinderilor s\u0103 accepte \u0219i s\u0103 pl\u0103teasc\u0103 \u00een cripto-monede<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sunt disponibile mai multe op\u021biuni de plat\u0103, inclusiv transferuri bancare, carduri de debit \u0219i de credit.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Disponibil \u00een multe \u021b\u0103ri din Asia de Sud \u0219i Africa<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">25 de perechi de tranzac\u021bionare disponibile pentru clien\u021bii din Marea Britanie<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Cons\"><\/span><span style=\"font-weight: 400;\">Contra<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Scump <a href=\"https:\/\/coinkickoff.com\/ro\/prices\/\" data-internallinksmanager029f6b8e52c=\"136\" title=\"Top 100 Pre\u021buri live la criptomonede (USD)\">pre\u021buri cripto<\/a> din cauza diferen\u021belor mari<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Suport\u0103 doar \u0219apte criptomonede<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lichiditate sc\u0103zut\u0103<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Nu exist\u0103 instrumente avansate de tranzac\u021bionare<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Perechi de tranzac\u021bionare limitate pentru clien\u021bii din SUA (<a href=\"https:\/\/coinkickoff.com\/ro\/bitcoin-btc\/\" data-internallinksmanager029f6b8e52c=\"1\" title=\"Ce este Bitcoin (BTC)? Pre\u021b, istoric \u0219i unde se poate cump\u0103ra\">BTC<\/a> \u0219i <a href=\"https:\/\/coinkickoff.com\/ro\/ethereum-eth\/\" data-internallinksmanager029f6b8e52c=\"2\" title=\"Ce este Ethereum (ETH)? Pre\u021b, istoric \u0219i unde se poate cump\u0103ra\">ETH<\/a> numai)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Comisioane ridicate pentru retrageri<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"About_Luno\"><\/span><span style=\"font-weight: 400;\">Despre Luno\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Luno este o platform\u0103 de tranzac\u021bionare la scar\u0103 mic\u0103 \u0219i un furnizor de portofele cu sediul \u00een Regatul Unit. Platforma este disponibil\u0103 \u00een peste 40 de \u021b\u0103ri, de\u0219i majoritatea func\u021biilor \u0219i perechilor de tranzac\u021bionare sunt specifice fiec\u0103rei loca\u021bii.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ofertele criptografice ale lui Luno sunt foarte limitate \u00een compara\u021bie cu <a href=\"https:\/\/coinkickoff.com\/ro\/crypto-exchanges\/\" data-internallinksmanager029f6b8e52c=\"141\" title=\"21 Cele mai bune 21 Cele mai bune schimburi de criptomonede \u0219i aplica\u021bii \u00een 2024\">schimburi criptografice<\/a> ca <\/span><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Coinbase<\/span><\/a><span style=\"font-weight: 400;\"> sau <\/span><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Binance<\/span><\/a><span style=\"font-weight: 400;\">. A devenit popular datorit\u0103 interfe\u021bei sale u\u0219or de utilizat pentru \u00eencep\u0103tori \u0219i a disponibilit\u0103\u021bii \u00een \u021b\u0103rile \u00een curs de dezvoltare.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Este demn de remarcat faptul c\u0103 Luno este de\u021binut\u0103 de conglomeratul criptografic Digital Currency Group (DCG). DCG este compania-mam\u0103 a <\/span><a href=\"https:\/\/www.cnbc.com\/2023\/01\/20\/crypto-lender-genesis-trading-files-for-bankruptcy-barry-silbert-digital-currency-group.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Genesis, o firm\u0103 de creditare de criptomonede care \u0219i-a declarat falimentul \u00een ianuarie 2023<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Falimentul Genesis ar putea afecta \u0219i Luno, dar este prea devreme pentru a stabili impactul. Cu toate acestea, Luno a anun\u021bat deja <\/span><a href=\"https:\/\/www.cnbc.com\/2023\/01\/25\/dcg-owned-crypto-exchange-luno-axes-35percent-of-staff.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">concedierea a 35% din personalul companiei, invoc\u00e2nd pia\u021ba<\/span><\/a><span style=\"font-weight: 400;\"> turbulen\u021be.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Luno nu a oprit retragerile, iar opera\u021biunile continu\u0103. Cu toate acestea, majoritatea traderilor consider\u0103 falimentul Genesis ca fiind un posibil semnal de alarm\u0103.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Crypto_Coins_Available_on_Luno_Crypto_Exchange\"><\/span><span style=\"font-weight: 400;\">Crypto Coins disponibil pe Luno Crypto Exchange<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Luno accept\u0103 7 criptomonede, inclusiv Bitcoin (BTC), Ethereum (ETH), <a href=\"https:\/\/coinkickoff.com\/ro\/solana-sol\/\" data-internallinksmanager029f6b8e52c=\"5\" title=\"Ce este Solana (SOL)? Cum func\u021bioneaz\u0103 \u0219i de unde se poate cump\u0103ra?\">Solana<\/a> (SOL), <a href=\"https:\/\/coinkickoff.com\/ro\/bitcoin-cash-bch\/\" data-internallinksmanager029f6b8e52c=\"26\" title=\"Ce este Bitcoin Cash (BCH)? Pre\u021bul, istoricul \u0219i de unde se poate cump\u0103ra\">Bitcoin Numerar<\/a> (BCH), <a href=\"https:\/\/coinkickoff.com\/ro\/litecoin-ltc\/\" data-internallinksmanager029f6b8e52c=\"21\" title=\"Ce este Litecoin (LTC)? Pre\u021b, istoric \u0219i unde se poate cump\u0103ra\">Litecoin<\/a> (LTC), <a href=\"https:\/\/coinkickoff.com\/ro\/ripple-xrp\/\" data-internallinksmanager029f6b8e52c=\"10\" title=\"Ce este Ripple (XRP)? Pre\u021b, istoric \u0219i unde se poate cump\u0103ra\">Ripple<\/a> (XRP), <a href=\"https:\/\/coinkickoff.com\/ro\/usd-coin-usdc\/\" data-internallinksmanager029f6b8e52c=\"8\" title=\"Ce este USD Coin (USDC)? Cum func\u021bioneaz\u0103 \u0219i de unde \u00eel pute\u021bi cump\u0103ra?\">USDC<\/a>, <a href=\"https:\/\/coinkickoff.com\/ro\/legatura-de-lant\/\" data-internallinksmanager029f6b8e52c=\"25\" title=\"Ce este Chainlink (LINK)? Cum func\u021bioneaz\u0103 \u0219i de unde se poate cump\u0103ra?\">Re\u021bea de lan\u021buri<\/a> (LINK), <a href=\"https:\/\/coinkickoff.com\/ro\/uniswap-uni\/\" data-internallinksmanager029f6b8e52c=\"34\" title=\"Ce este Uniswap (UNI), cum func\u021bioneaz\u0103 \u0219i de unde se poate cump\u0103ra?\">Uniswap<\/a> (UNI), \u0219i <a href=\"https:\/\/coinkickoff.com\/ro\/cardano-ada\/\" data-internallinksmanager029f6b8e52c=\"9\" title=\"Ce este Cardano (ADA)? Cum func\u021bioneaz\u0103 \u0219i de unde se poate cump\u0103ra?\">Cardano<\/a> (ADA).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Exist\u0103 25 de perechi de tranzac\u021bionare pentru clien\u021bii din Marea Britanie, dar utilizatorii din SUA sunt limita\u021bi la Ethereum \u0219i Bitcoin.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Re\u021bine\u021bi c\u0103 coins disponibile variaz\u0103 \u00een func\u021bie de \u021bara dumneavoastr\u0103. Verifica\u021bi Luno's <\/span><a href=\"https:\/\/www.luno.com\/en\/za\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">site<\/span><\/a><span style=\"font-weight: 400;\"> pentru mai multe informa\u021bii despre monedele disponibile \u00een \u021bara dumneavoastr\u0103.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Fiat_Currencies_Supported_on_Luno\"><\/span><span style=\"font-weight: 400;\">Monedele Fiat acceptate pe Luno\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Luno accept\u0103 aproximativ 11 valute fiat, inclusiv USD, GBP, EUR, AUD, IDR, ZAR, ZMW, MYR, NGN, SGD \u0219i UGX.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Metodele de depunere \u0219i retragere variaz\u0103 \u00een func\u021bie de \u021bara dumneavoastr\u0103. Clien\u021bii din SUA, Marea Britanie, Australia, Indonezia, Malaezia \u0219i Uganda pot depune prin transferuri bancare, SEPA sau al\u021bi furnizori de pl\u0103\u021bi, cum ar fi PayID.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Utilizatorii din Nigeria pot depune prin intermediul depozitelor prin voucher, iar utilizatorii din Africa de Sud pot depune prin EFT \u0219i depozite \u00een numerar.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Clien\u021bii din Australia \u0219i Europa pot cump\u0103ra criptomonede \u0219i cu carduri de debit \u0219i de credit.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Depozitele \u00een valut\u0103 Fiat sunt \u00een mare parte gratuite; cu toate acestea, Luno percepe un comision mic pentru depozitele sub o limit\u0103 minim\u0103 care variaz\u0103 de la o \u021bar\u0103 la alta. Banca dumneavoastr\u0103 \u0219i\/sau furnizorul de pl\u0103\u021bi pot percepe comisioane suplimentare.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Countries_Supported_on_Luno\"><\/span><span style=\"font-weight: 400;\">\u021a\u0103ri acceptate pe Luno\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Platforma de tranzac\u021bionare Luno este disponibil\u0103 \u00een 40 de \u021b\u0103ri, printre care Fran\u021ba, Marea Britanie, SUA, Australia, Indonezia, Malaezia, Nigeria, Singapore, Africa de Sud, Uganda \u0219i \u021b\u0103ri din <\/span><a href=\"https:\/\/www.ecb.europa.eu\/paym\/integration\/retail\/sepa\/html\/index.en.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Spa\u021biul unic de pl\u0103\u021bi \u00een euro (SEPA)<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00cen \u021b\u0103rile acceptate, accesul la anumite func\u021bii poate varia \u00een func\u021bie de loca\u021bia utilizatorului. Pute\u021bi g\u0103si lista complet\u0103 a \u021b\u0103rilor suportate de platform\u0103 <\/span><a href=\"https:\/\/www.luno.com\/en\/countrylist\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">aici<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00cen SUA, Luno nu este disponibil \u00een Hawaii, Nevada, New York \u0219i Texas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Printre \u021b\u0103rile restric\u021bionate se num\u0103r\u0103 Algeria, Anguilla, Egipt, Panama, Qatar, Rusia, Seychelles, Maroc, Cuba, Bangladesh, Samoa American\u0103, Cuba, Dominica, Nepal, Iran, Irak, Fiji, Guam, Palau, Siria \u0219i Insulele Virgine. Pute\u021bi consulta lista complet\u0103 <\/span><a href=\"https:\/\/www.luno.com\/help\/en\/articles\/320745526699759-which-countries-can-i-use-my-luno-account-in\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">lista loca\u021biilor restric\u021bionate de pe site-ul web al Luno<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nu uita\u021bi c\u0103 nu v\u0103 pute\u021bi \u00eenscrie pe Luno dac\u0103 v\u0103 afla\u021bi \u00een una dintre loca\u021biile men\u021bionate mai sus. Dac\u0103 v-a\u021bi \u00eenscris pe burs\u0103 \u00een timp ce v\u0103 afla\u021bi \u00eentr-o \u021bar\u0103 cu suport, nu ve\u021bi putea s\u0103 v\u0103 folosi\u021bi contul \u00een timp ce v\u0103 afla\u021bi \u00eentr-o loca\u021bie f\u0103r\u0103 suport.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Clien\u021bii cu sediul \u00een SUA pot utiliza Luno numai \u00een SUA \u0219i Canada.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Luno_Trading_Fees\"><\/span><span style=\"font-weight: 400;\">Taxe de tranzac\u021bionare Luno<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Platformele de tranzac\u021bionare precum Luno au, \u00een general, comisioane mai mari dec\u00e2t bursele de criptomonede. Luno are un program de taxe complicat, deoarece tarifele variaz\u0103 \u00een func\u021bie de \u021bara din care v-a\u021bi \u00eenscris.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Comisioanele includ comisioanele de cump\u0103rare instantanee, comisioanele de tranzac\u021bionare (de obicei doar pentru cei care cump\u0103r\u0103, dar exist\u0103 \u0219i excep\u021bii), comisioanele pentru trimiterea\/primirea criptogramei la adresa portofelului dvs. \u0219i comisioanele de depunere \u0219i retragere.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">S\u0103 verific\u0103m mai \u00een detaliu taxele Luno.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Instant_BuySell_Fees\"><\/span><span style=\"font-weight: 400;\">Comisioane de cump\u0103rare\/v\u00e2nzare instantanee<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Cump\u0103rarea instantanee v\u0103 ajut\u0103 s\u0103 cump\u0103ra\u021bi \u0219i s\u0103 vinde\u021bi cripto cu u\u0219urin\u021b\u0103 prin intermediul portofelului de plat\u0103 Luno. Instant buy este u\u0219or de utilizat pentru \u00eencep\u0103tori, dar comisioanele sunt \u00een general mai mari dec\u00e2t cele de pe pia\u021b\u0103.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Re\u021bine\u021bi c\u0103 clien\u021bii din SUA nu au acces la pie\u021bele de tranzac\u021bionare \u0219i trebuie s\u0103 utilizeze func\u021bia de cump\u0103rare instantanee pentru a cump\u0103ra \u0219i vinde cripto pe Luno, care cost\u0103 aproximativ 0,75% din \u00eentreaga tranzac\u021bie.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Comisioanele de cump\u0103rare instantanee sunt de 2% pentru AUD (3,5% cu pl\u0103\u021bi prin card de credit), 1,5% pentru EUR, 1,10% pentru IDR, 2% pentru MYR, 2% pentru NGR, 3,50% pentru SGD, 3,90% pentru ZAR, 2% pentru UGX \u0219i 1,50% pentru GBP.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Luno_Trading_Fees-2\"><\/span><span style=\"font-weight: 400;\">Taxe de tranzac\u021bionare Luno<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Luno <a href=\"https:\/\/coinkickoff.com\/ro\/maker-mkr\/\" data-internallinksmanager029f6b8e52c=\"63\" title=\"Ce este Maker (MKR) Cum func\u021bioneaz\u0103 \u0219i de unde s\u0103 o cumpere?\">produc\u0103tor<\/a> \u0219i comisioanele de acceptare variaz\u0103 \u00een func\u021bie de pia\u021b\u0103, dar, \u00een cea mai mare parte, bursa nu percepe comisioane pentru ordinele de creare. Malaezia este singura excep\u021bie, deoarece comisioanele de creare \u00eencep de la 0,25%.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Comisioanele de acceptare \u00eencep de la 0,10% \u00een Australia, Europa, Nigeria, Africa de Sud, Uganda \u0219i Regatul Unit.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00cen Malaezia \u0219i Indonezia, acceptan\u021bii pl\u0103tesc 0,50% \u0219i, respectiv, 0,21%.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Comercian\u021bii din Singapore \u0219i din SUA nu pot tranzac\u021biona pe burs\u0103 \u0219i nici nu pot profita de comisioanele de tip maker\/taker.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Sending_and_Receiving_Fees\"><\/span><span style=\"font-weight: 400;\">Taxe de trimitere \u0219i de primire<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Primirea de criptomonede pe bursa Luno este gratuit\u0103, dar trimiterea de criptomonede cost\u0103 taxe. Trebuie s\u0103 pl\u0103ti\u021bi o tax\u0103 dinamic\u0103 bazat\u0103 pe traficul re\u021belei blockchain atunci c\u00e2nd trimite\u021bi criptomonede.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Deposit_and_Withdrawal_fees\"><\/span><span style=\"font-weight: 400;\">Comisioane de depunere \u0219i retragere<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Comisioanele de depunere \u0219i retragere Fiat variaz\u0103 \u00een func\u021bie de loca\u021bia dvs., de moneda selectat\u0103 \u0219i de metodele de plat\u0103. Luno ofer\u0103 <\/span><a href=\"https:\/\/www.luno.com\/en\/countries\/GB\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">transferuri bancare gratuite pentru aproape toate monedele acceptate<\/span><\/a><span style=\"font-weight: 400;\">, dar se aplic\u0103 limite minime.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Este posibil ca b\u0103ncile s\u0103 perceap\u0103 taxe suplimentare pentru transferurile bancare \u0219i este posibil s\u0103 pl\u0103ti\u021bi suplimentar \u00een func\u021bie de furnizorul de pl\u0103\u021bi pe care \u00eel utiliza\u021bi.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Main_Features_of_the_Luno_Platform\"><\/span><span style=\"font-weight: 400;\">Principalele caracteristici ale platformei Luno<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Luno ofer\u0103 c\u00e2teva servicii de care comercian\u021bii pot profita, inclusiv un portofel criptografic \u0219i o pia\u021b\u0103 de schimb. Haide\u021bi s\u0103 vedem mai \u00een detaliu c\u00e2teva dintre cele mai notabile caracteristici ale Luno.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Luno_Wallet\"><\/span><span style=\"font-weight: 400;\">Portofel Luno<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Luno ofer\u0103 portofele criptografice pentru BTC, LTC, ETH, XRP, LINK, UNI \u0219i BCH. Utilizatorii pot s\u0103 cumpere, s\u0103 stocheze \u0219i s\u0103 trimit\u0103 criptograme prin portofelele lor.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Portofelul Luno este un portofel mobil de custodie. Fondurile stocate \u00een portofelul t\u0103u criptografic sunt gestionate de companie, iar tu nu controlezi cheile private ale portofelelor.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Luno_Exchange\"><\/span><span style=\"font-weight: 400;\">Schimbul Luno<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Luno ofer\u0103 o pia\u021b\u0103 pentru comercializarea a 25 de perechi coin. Bursa nu percepe comisioane de creare (cu excep\u021bia Malaeziei), iar comisioanele de cump\u0103rare \u00eencep, de obicei, de la 0,10%, ceea ce este considerat sub standardul pie\u021bei.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Principala problem\u0103 a bursei Luno este lichiditatea sc\u0103zut\u0103 a platformei. Dac\u0103 dori\u021bi s\u0103 face\u021bi achizi\u021bii mari sau tranzac\u021bii mari, Luno s-ar putea s\u0103 nu fie cea mai bun\u0103 op\u021biune.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Bursa accept\u0103 accesul API pentru tranzac\u021bionarea automat\u0103, instrumente avansate de grafice \u0219i mai mul\u021bi indicatori de pre\u021b \u0219i v\u0103 permite s\u0103 configura\u021bi alerte de pre\u021b.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Instant_Buy_Brokerage_Service\"><\/span><span style=\"font-weight: 400;\">Instant Buy (Serviciul de brokeraj)<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Instant buy v\u0103 permite s\u0103 cump\u0103ra\u021bi \u0219i s\u0103 vinde\u021bi cripto printr-o interfa\u021b\u0103 u\u0219or de utilizat pentru \u00eencep\u0103tori. Serviciul este mai scump dec\u00e2t ordinele de pia\u021b\u0103, iar utilizatorii pl\u0103tesc adesea \u00eentre 1% \u0219i 4% \u00een comisioane. Vi se va afi\u0219a taxa exact\u0103 \u00eenainte de a confirma orice tranzac\u021bie.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Place_Recurring_Orders_With_Autopilot\"><\/span><span style=\"font-weight: 400;\">Plasa\u021bi comenzi recurente cu Autopilot<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Dac\u0103 dori\u021bi s\u0103 stabili\u021bi achizi\u021bii periodice, pute\u021bi activa comenzile recurente. Aceast\u0103 func\u021bie poate fi setat\u0103 pentru a cump\u0103ra orice coin specific zilnic, s\u0103pt\u0103m\u00e2nal sau lunar. De exemplu, pute\u021bi plasa o comand\u0103 recurent\u0103 pentru a cump\u0103ra lunar $50 \u00een valoare de Bitcoin (BTC).<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Educational_Content\"><\/span><span style=\"font-weight: 400;\">Con\u021binut educa\u021bional<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Platforma g\u0103zduie\u0219te o mul\u021bime de articole informative despre industria cripto \u0219i tranzac\u021bionare. De asemenea, compania a \u00eencheiat un parteneriat cu firma de analiz\u0103 criptografic\u0103 Chainalysis pentru a <\/span><a href=\"https:\/\/twitter.com\/chainalysis\/status\/1473277100308135939?lang=en\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">educarea utilizatorilor cu privire la escrocheriile criptografice<\/span><\/a><span style=\"font-weight: 400;\">. Pute\u021bi g\u0103si \u00een aplica\u021bie mesaje, articole \u0219i videoclipuri despre cum s\u0103 identifica\u021bi \u0219i s\u0103 evita\u021bi escrocheriile cu criptomonede online.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Luno_Business\"><\/span><span style=\"font-weight: 400;\">Luno Business<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Luno Business permite comercian\u021bilor s\u0103 accepte \u0219i s\u0103 stocheze pl\u0103\u021bi \u00een criptomonede. Serviciul este orientat c\u0103tre mineri, servicii de criptomonede \u0219i firme de tranzac\u021bionare.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Easy_Is_It_to_Open_a_Luno_Account\"><\/span><span style=\"font-weight: 400;\">C\u00e2t de u\u0219or este s\u0103 deschide\u021bi un cont Luno?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u00censcrierea pentru un cont Luno este foarte simpl\u0103, dar verificarea contului poate dura c\u00e2teva zile. Cei mai mul\u021bi utilizatori \u00ee\u0219i verific\u0103 conturile imediat ce se \u00eenregistreaz\u0103, deoarece trebuie s\u0103 fi\u021bi verificat pentru a utiliza multe dintre func\u021biile platformei.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Iat\u0103 cum v\u0103 pute\u021bi deschide un cont Luno:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Merge\u021bi la Luno's <\/span><a href=\"https:\/\/www.luno.com\/en\/za\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">site<\/span><\/a><span style=\"font-weight: 400;\"> \u0219i selecta\u021bi butonul \u00censcrie\u021bi-v\u0103. Introduce\u021bi adresa dvs. de e-mail sau \u00eenregistra\u021bi-v\u0103 cu contul dvs. Apple, Google sau Facebook.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Alternativ, pute\u021bi desc\u0103rca aplica\u021bia Luno din magazinul de aplica\u021bii dedicat de pe dispozitivul dumneavoastr\u0103 \u0219i v\u0103 pute\u021bi \u00eenscrie prin intermediul aplica\u021biei. Asigur\u0103-te c\u0103 descarci aplica\u021bia oficial\u0103 \u0219i c\u0103 evi\u021bi aplica\u021biile escroace de copiere care seam\u0103n\u0103 cu Luno.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Dup\u0103 ce v\u0103 \u00eenscrie\u021bi, ve\u021bi primi un link pe adresa de e-mail pentru a v\u0103 verifica contul. Apoi, va trebui s\u0103 finaliza\u021bi verificarea identit\u0103\u021bii pentru a \u00eencepe s\u0103 tranzac\u021biona\u021bi cripto.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Verificarea identit\u0103\u021bii este simpl\u0103. Conecta\u021bi-v\u0103 la contul dumneavoastr\u0103 Luno \u0219i selecta\u021bi Profil din meniu. Naviga\u021bi la Settings (Set\u0103ri), atinge\u021bi Verification (Verificare), apoi urma\u021bi instruc\u021biunile de pe ecran.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Este posibil s\u0103 trebuiasc\u0103 s\u0103 furniza\u021bi unul dintre urm\u0103toarele:<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pa\u0219aport<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Permis de conducere<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cartea na\u021bional\u0103 de identitate.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"How_Secure_Is_Luno\"><\/span><span style=\"font-weight: 400;\">C\u00e2t de sigur este Luno?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Luno folose\u0219te m\u0103suri de securitate standard din industrie, cum ar fi autentificarea cu doi factori (2FA) \u0219i stocarea la rece a fondurilor criptografice \u00een depozit. Cheile de portofel sunt generate offline \u0219i \u00een afara site-ului, iar <a href=\"https:\/\/coinkickoff.com\/ro\/bitgo-wallet-review\/\" data-internallinksmanager029f6b8e52c=\"181\" title=\"BitGo Wallet Recenzii 2023: Taxe, caracteristici, siguran\u021b\u0103, argumente pro \u0219i contra\">Bitgo<\/a> Custodie \u0219i Fireblocks gestioneaz\u0103 cheile. O parte din fonduri este p\u0103strat\u0103 \u00een portofele fierbin\u021bi multisig pentru a permite tranzac\u021bii rapide.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Compania respect\u0103 reglement\u0103rile AML \u0219i KYC \u0219i exist\u0103 un program de recompens\u0103 pentru raportarea de erori \u0219i vulnerabilit\u0103\u021bi.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Dar securitatea nu se refer\u0103 doar la rezisten\u021ba unei platforme \u00eempotriva hackerilor; este vorba, de asemenea, de stabilitate financiar\u0103, \u00een special c\u00e2nd vine vorba de schimburi de custodie precum Luno. \u00cen cazul \u00een care bursa d\u0103 faliment, platforma poate \u00eenghe\u021ba activele clien\u021bilor.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Din nefericire, compania sor\u0103 a Luno, Genesis, a cerut protec\u021bia Legii falimentului \u00een ianuarie 2023, ceea ce a declan\u0219at \u00eengrijorarea c\u0103 finan\u021bele Luno nu sunt \u00een regul\u0103.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Oficialii companiei neag\u0103 c\u0103 falimentul Genesis poate avea un impact asupra Luno, dar compania a concediat rapid 35% din for\u021ba sa de munc\u0103 dup\u0103 ce falimentul a ajuns la \u0219tiri, ceea ce indic\u0103 faptul c\u0103 ar putea urma zile grele. \u00cen cazul \u00een care Luno declar\u0103 falimentul, este posibil ca utilizatorii s\u0103 nu-\u0219i mai poat\u0103 retrage fondurile din Luno.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Has_Luno_Ever_Been_Hacked\"><\/span><span style=\"font-weight: 400;\">Luno a fost vreodat\u0103 piratat?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Luno nu a raportat niciun hacker de la \u00eenfiin\u021barea sa. Cu toate acestea, mul\u021bi utilizatori au <\/span><a href=\"https:\/\/www.itweb.co.za\/content\/KWEBbvyaEVKvmRjO\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">a raportat<\/span><\/a><span style=\"font-weight: 400;\"> fonduri de utilizator deturnate, conturi piratate, cripto phishing \u0219i conturi golite. Multe dintre aceste probleme provin probabil din parolele piratate ale utilizatorilor.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Hackerii v\u0103 pot accesa contul Luno prin intermediul e-mailului \u0219i parolei contului dumneavoastr\u0103. Schimburile de SIM-uri pot fi folosite pentru a ocoli protec\u021biile de securitate 2FA. Luno (\u0219i aproape toate casele de schimb valutar) nu \u00ee\u0219i asum\u0103 responsabilitatea pentru aceste tipuri de hacking, deoarece este responsabilitatea utilizatorului s\u0103 \u00ee\u0219i p\u0103streze \u00een siguran\u021b\u0103 informa\u021biile din cont.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Is_Luno_a_Regulated_Exchange\"><\/span><span style=\"font-weight: 400;\">Este Luno o burs\u0103 reglementat\u0103?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Luno este \u00eenregistrat\u0103 ca firm\u0103 de criptomonede \u00een mai multe p\u0103r\u021bi ale lumii, inclusiv \u00een SUA \u0219i \u00een Marea Britanie. Pute\u021bi consulta pagina Luno pe <\/span><a href=\"https:\/\/www.luno.com\/en\/legal\/licenses\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">licen\u021be \u0219i \u00eenregistr\u0103ri<\/span><\/a><span style=\"font-weight: 400;\"> pentru o privire mai detaliat\u0103.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Cu toate acestea, chiar dac\u0103 Luno este un serviciu \u00eenregistrat, acest lucru nu \u00eenseamn\u0103 c\u0103 societatea este auditat\u0103 de auditori independen\u021bi sau de autorit\u0103\u021bile de reglementare.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Does_Luno_Compare_to_Other_Crypto_Exchanges\"><\/span><span style=\"font-weight: 400;\">Cum se compar\u0103 Luno cu alte schimburi criptografice?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Luno poate fi comparat cu alte platforme de tranzac\u021bionare, cum ar fi <a href=\"https:\/\/coinkickoff.com\/ro\/coinbase-review\/\" data-internallinksmanager029f6b8e52c=\"142\" title=\"Coinbase Recenzii 2024: Caracteristici, taxe, siguran\u021b\u0103, argumente pro \u0219i contra\">Coinbase<\/a> sau <a href=\"https:\/\/coinkickoff.com\/ro\/binance-review\/\" data-internallinksmanager029f6b8e52c=\"152\" title=\"Binance Recenzii 2024: Caracteristici, taxe, siguran\u021b\u0103, argumente pro \u0219i contra\">Binance<\/a>.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Fees\"><\/span><span style=\"font-weight: 400;\">Taxe<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Taxele Luno \u00eencep de la 0,10% (takers), ceea ce este destul de ieftin \u00een compara\u021bie cu tarifele Coinbase Pro de 0,40% pentru creatori \u0219i 0,60% pentru takers. Binance percepe, de asemenea, 0,10% pentru creatori \u0219i takers. Cu toate acestea, Luno ofer\u0103 un avantaj pentru creatori prin programul s\u0103u cu taxe zero.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ratele de comisioane instantanee ale Luno sunt foarte asem\u0103n\u0103toare cu cele ale Coinbase, deoarece ambele burse percep taxe mari pentru achizi\u021biile de cump\u0103rare instantanee.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Features\"><\/span><span style=\"font-weight: 400;\">Caracteristici<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u00cen timp ce toate cele trei platforme v\u0103 permit s\u0103 tranzac\u021biona\u021bi criptomonede, diferen\u021ba \u00een ceea ce prive\u0219te raza lor de ac\u021biune este evident\u0103. \u00cen timp ce Luno ofer\u0103 aproximativ \u0219apte criptomonede, Coinbase ofer\u0103 200, iar Binance suport\u0103 peste 350 de active digitale.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Binance \u0219i Coinbase ofer\u0103, de asemenea, multe caracteristici suplimentare, cum ar fi oportunit\u0103\u021bi de miz\u0103, carduri de debit criptografic \u0219i alte produse Earn. O alt\u0103 diferen\u021b\u0103 evident\u0103 este lichiditatea. Binance \u0219i Coinbase au cele mai mari volume de tranzac\u021bionare din lume, \u00een timp ce Luno nu se afl\u0103 \u00een top 10 sau 20 dup\u0103 volumul de tranzac\u021bionare.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00cen general, dac\u0103 singurul dvs. obiectiv este s\u0103 achizi\u021biona\u021bi BTC sau ETH, Luno poate fi suficient. Cu toate acestea, dac\u0103 dori\u021bi s\u0103 explora\u021bi altcoins sau s\u0103 tranzac\u021biona\u021bi sume mari, este posibil s\u0103 considera\u021bi c\u0103 Luno v\u0103 lipse\u0219te.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Security\"><\/span><span style=\"font-weight: 400;\">Securitate<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Niciuna dintre aceste platforme \u0219i rezervele lor nu au fost auditate de un auditor independent. F\u0103r\u0103 un astfel de audit, publicul nu are cum s\u0103 \u0219tie cum gestioneaz\u0103 fondurile clien\u021bilor.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Evita\u021bi s\u0103 stoca\u021bi sume mari de cripto-monede \u00een casele de schimb de cripto-monede sau \u00een platformele de tranzac\u021bionare. V\u0103 pute\u021bi pierde economiile dac\u0103 acestea dau faliment, \u00eenghea\u021b\u0103 retragerile sau devin inaccesibile din cauza reglement\u0103rilor.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Does_Luno_Have_an_App\"><\/span><span style=\"font-weight: 400;\">Are Luno o aplica\u021bie?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Aplica\u021bia mobil\u0103 Luno este disponibil\u0103 at\u00e2t pentru iPhone, c\u00e2t \u0219i pentru utilizatorii de Android. Aceasta poate fi desc\u0103rcat\u0103 gratuit din Google Play Store \u0219i Apple Store \u0219i are recenzii medii \u00een ambele magazine.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Aplica\u021bia \u00eendepline\u0219te acelea\u0219i func\u021bii ca \u0219i versiunea desktop. Interfa\u021ba este o replic\u0103 a versiunii desktop. A\u0219adar, dac\u0103 v-a\u021bi dat deja seama cum s\u0103 naviga\u021bi prin interfa\u021b\u0103, trecerea la versiunea mobil\u0103 nu ar trebui s\u0103 fie prea dificil\u0103.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Luno_Review_Final_Thoughts\"><\/span><span style=\"font-weight: 400;\">Luno Review: G\u00e2nduri finale<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Luno este o platform\u0103 de tranzac\u021bionare popular\u0103 care opereaz\u0103 \u00een mai multe \u021b\u0103ri \u00een curs de dezvoltare, \u00een zonele de plat\u0103 SEPA \u0219i \u00een SUA. Le permite utilizatorilor s\u0103 tranzac\u021bioneze \u0219apte criptomonede, inclusiv principalele coins, precum Bitcoin \u0219i Ethereum, \u0219i ofer\u0103 aproximativ 25 de perechi de tranzac\u021bionare.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Luno nu ofer\u0103 prea multe utilizatorilor din SUA, deoarece ace\u0219tia nu pot tranzac\u021biona pe burs\u0103 \u0219i pot doar s\u0103 cumpere \u0219i s\u0103 v\u00e2nd\u0103 BTC \u0219i ETH prin intermediul func\u021biei de cump\u0103rare instantanee. Utilizatorii din Europa \u0219i din Regatul Unit pot tranzac\u021biona mai multe active la pre\u021buri relativ mici.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Platforma nu percepe comisioane pentru ordinele de creare, iar ordinele de cump\u0103rare \u00eencep de la 0,10%, ceea ce face ca Luno s\u0103 fie foarte competitiv \u00een ceea ce prive\u0219te comisioanele.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Platforma este destul de u\u0219or de navigat, dar, de\u0219i func\u021bia de cump\u0103rare instantanee este u\u0219or de utilizat pentru \u00eencep\u0103tori, este destul de scump\u0103.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Fondurile de schimb sunt stocate \u0219i gestionate de Bitgo, unul dintre cele mai mari nume din industria solu\u021biilor de custodie criptografic\u0103, \u0219i nu au existat rapoarte de piraterie informatic\u0103.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00cen general, Luno este pentru comercian\u021bii de cripto care se mul\u021bumesc s\u0103 cumpere \u0219i s\u0103 tranzac\u021bioneze c\u00e2teva coins importante, cum ar fi BTC \u0219i ETH, deoarece platforma nu ofer\u0103 multe coins sau servicii sofisticate.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Cu toate acestea, v\u0103 rug\u0103m s\u0103 re\u021bine\u021bi c\u0103 <\/span><a href=\"https:\/\/www.techinasia.com\/genesis-bankruptcy-luno-malaysia-assures-funds-safe\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Stabilitatea financiar\u0103 a lui Luno a fost pus\u0103 la \u00eendoial\u0103 de utilizatori \u0219i jurnali\u0219ti<\/span><\/a><span style=\"font-weight: 400;\"> dup\u0103 ce compania sa sor\u0103, Genesis, a intrat \u00een faliment.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00cen cazul \u00een care efectele falimentului se r\u0103sp\u00e2ndesc \u00een r\u00e2ndul filialelor Digital Currency Group (DCG), Luno ar putea ajunge, de asemenea, s\u0103 declare falimentul \u0219i s\u0103 \u00eenghe\u021be fondurile clien\u021bilor.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pentru a afla mai multe despre alte platforme de schimb de criptomonede, consulta\u021bi postarea noastr\u0103 despre <\/span><a href=\"https:\/\/coinkickoff.com\/ro\/crypto-exchanges\/\"><span style=\"font-weight: 400;\">cele mai bune 22 burse criptografice \u0219i 8 alternative<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Luno este o platform\u0103 mobil\u0103 de tranzac\u021bionare \u0219i un portofel de criptomonede care accept\u0103 \u0219apte criptomonede. Este cunoscut ca un schimb de tip boutique cu caracteristici limitate, de\u0219i stabilitatea sa a fost pus\u0103 sub semnul \u00eentreb\u0103rii de la falimentul companiei sale surori Genesis. \u00cen aceast\u0103 recenzie Luno, vom analiza toate aspectele tranzac\u021bion\u0103rii pe platform\u0103, inclusiv taxele, caracteristicile \u0219i [...]<\/p>","protected":false},"author":3,"featured_media":1212,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","_glsr_average":0,"_glsr_ranking":0,"_glsr_reviews":0,"footnotes":""},"categories":[7],"tags":[],"class_list":{"0":"post-2842","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-exchanges","8":"entry"},"featured_image_src":"https:\/\/coinkickoff.com\/wp-content\/uploads\/Luno-homepage-600x400.png","featured_image_src_square":"https:\/\/coinkickoff.com\/wp-content\/uploads\/Luno-homepage-600x600.png","author_info":{"display_name":"Ian Wright","author_link":"https:\/\/coinkickoff.com\/ro\/author\/ianw\/"},"_links":{"self":[{"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/posts\/2842","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/comments?post=2842"}],"version-history":[{"count":1,"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/posts\/2842\/revisions"}],"predecessor-version":[{"id":2843,"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/posts\/2842\/revisions\/2843"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/media\/1212"}],"wp:attachment":[{"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/media?parent=2842"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/categories?post=2842"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/tags?post=2842"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}