{"id":1408,"date":"2022-12-15T08:41:08","date_gmt":"2022-12-15T08:41:08","guid":{"rendered":"https:\/\/coinkickoff.com\/?p=1408"},"modified":"2026-01-08T14:14:52","modified_gmt":"2026-01-08T14:14:52","slug":"what-is-cryptocurrency","status":"publish","type":"post","link":"https:\/\/coinkickoff.com\/ro\/what-is-cryptocurrency\/","title":{"rendered":"Ce este Crypto \u0219i cum func\u021bioneaz\u0103?"},"content":{"rendered":"<h1><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-1409 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-cryptocurrency-and-how-does-it-work.jpg\" alt=\"\" width=\"1000\" height=\"500\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-cryptocurrency-and-how-does-it-work.jpg 1000w, https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-cryptocurrency-and-how-does-it-work-300x150.jpg 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-cryptocurrency-and-how-does-it-work-768x384.jpg 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-cryptocurrency-and-how-does-it-work-18x9.jpg 18w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/h1>\n<p><span style=\"font-weight: 400;\">Ast\u0103zi, investitorii \u00een criptomonede pot alege dintr-o gam\u0103 ame\u021bitoare de monede digitale, platforme de tranzac\u021bionare criptografic\u0103 \u0219i instrumente de investi\u021bii de ultim\u0103 genera\u021bie pentru a-i ajuta s\u0103 fac\u0103 tranzac\u021bii profitabile pe pia\u021ba activelor digitale, aflat\u0103 \u00een cre\u0219tere rapid\u0103.<\/span><\/p>\n<p><a href=\"https:\/\/bitcoin.org\/\" target=\"_blank\" rel=\"noopener\"><b>Bitcoin<\/b><\/a><b>, prima criptomoned\u0103 recunoscut\u0103 oficial, a debutat \u00een 2009 \u0219i este \u0219i ast\u0103zi cea mai popular\u0103 de acest tip. <\/b><span style=\"font-weight: 400;\">Fiind un concept nou care \u00ee\u0219i propune s\u0103 revolu\u021bioneze domeniul monedelor tradi\u021bionale, <a href=\"https:\/\/coinkickoff.com\/ro\/bitcoin-btc\/\" data-internallinksmanager029f6b8e52c=\"1\" title=\"Ce este Bitcoin (BTC)? Pre\u021b, istoric \u0219i unde se poate cump\u0103ra\">BTC<\/a> a deschis calea pentru o multitudine de alte criptomonede alternative care au st\u00e2rnit mult interes.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Deoarece monedele virtuale sunt \u00eenc\u0103 o evolu\u021bie destul de recent\u0103 \u00een lumea finan\u021belor, v\u0103 propun s\u0103 analiz\u0103m mai \u00een detaliu principiul de baz\u0103 care le face s\u0103 func\u021bioneze \u0219i modul \u00een care a\u021bi putea beneficia de pe urma unei investi\u021bii \u00een criptomonede.<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Sec\u021biuni<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Comuta\u021bi tabelul de con\u021binut\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/coinkickoff.com\/ro\/what-is-cryptocurrency\/#What_Is_Cryptocurrency\" >Ce este criptomoneda?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/coinkickoff.com\/ro\/what-is-cryptocurrency\/#How_Does_Cryptocurrency_Work\" >Cum func\u021bioneaz\u0103 criptomoneda?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/coinkickoff.com\/ro\/what-is-cryptocurrency\/#Where_to_Buy_Cryptocurrency\" >De unde s\u0103 cump\u0103ra\u021bi criptomoned\u0103?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/coinkickoff.com\/ro\/what-is-cryptocurrency\/#Centralized_Cryptocurrency_Exchanges_CEXs\" >Burse centralizate de criptomonede (CEX)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/coinkickoff.com\/ro\/what-is-cryptocurrency\/#Decentralized_Cryptocurrency_Exchanges_DEXs\" >Bursele descentralizate de criptomonede (DEX-uri)<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/coinkickoff.com\/ro\/what-is-cryptocurrency\/#How_to_Pick_the_Best_Crypto_Exchange\" >Cum de a alege cel mai bun schimb valutar Crypto?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/coinkickoff.com\/ro\/what-is-cryptocurrency\/#How_to_Start_Investing_in_Crypto\" >Cum s\u0103 \u00eencepi s\u0103 investe\u0219ti \u00een Crypto?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/coinkickoff.com\/ro\/what-is-cryptocurrency\/#Where_Can_You_Spend_Cryptocurrency\" >Unde pute\u021bi cheltui criptomoneda?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/coinkickoff.com\/ro\/what-is-cryptocurrency\/#Ways_to_Keep_Your_Cryptocurrencies_Safe\" >Modalit\u0103\u021bi de a v\u0103 p\u0103stra criptomonedele \u00een siguran\u021b\u0103<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/coinkickoff.com\/ro\/what-is-cryptocurrency\/#Hot_Wallets\" >Portofele fierbin\u021bi<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/coinkickoff.com\/ro\/what-is-cryptocurrency\/#Cold_Wallets\" >Portofele reci<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/coinkickoff.com\/ro\/what-is-cryptocurrency\/#Are_Cryptocurrencies_Safe\" >Sunt criptomonedele sigure?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/coinkickoff.com\/ro\/what-is-cryptocurrency\/#Fraud_and_Scams_in_the_Crypto_Market\" >Fraud\u0103 \u0219i escrocherii pe pia\u021ba criptografic\u0103<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/coinkickoff.com\/ro\/what-is-cryptocurrency\/#Conclusion\" >Concluzie<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_Is_Cryptocurrency\"><\/span><span style=\"font-weight: 400;\">Ce este criptomoneda?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>Criptomoneda este o moned\u0103 digital\u0103 sau<\/b> <b>moned\u0103 virtual\u0103<\/b> <b>care utilizeaz\u0103 criptografia pentru a securiza tranzac\u021biile financiare pe o re\u021bea blockchain inovatoare.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Aceast\u0103 re\u021bea descentralizat\u0103 se ocup\u0103 de \u00eenregistrarea tranzac\u021biilor \u0219i de distribuirea de noi unit\u0103\u021bi, ceea ce elimin\u0103 necesitatea ca o autoritate central\u0103 s\u0103 ac\u021bioneze ca organism de emitere sau de reglementare a monedei.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Prin urmare, putem vorbi de criptomonede ca fiind <\/span><b>o form\u0103 de moned\u0103 digital\u0103 descentralizat\u0103<\/b><span style=\"font-weight: 400;\"> care ocole\u0219te necesitatea unor institu\u021bii centralizate, cum ar fi b\u0103ncile, de a procesa \u0219i verifica tranzac\u021biile financiare.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Acesta <\/span><b>descentralizat<\/b><span style=\"font-weight: 400;\">, o re\u021bea global\u0103 de pl\u0103\u021bi sus\u021binut\u0103 de un sistem inovator <\/span><b>tehnologia blockchain<\/b><span style=\"font-weight: 400;\"> permite utilizatorilor s\u0103 trimit\u0103 \u0219i s\u0103 primeasc\u0103 fonduri direct \u00eentre ei, prin intermediul unei re\u021bele de <\/span><b>platform\u0103 peer-to-peer (P2P)<\/b><span style=\"font-weight: 400;\">. La r\u00e2ndul s\u0103u, acest lucru ofer\u0103 o mai mare confiden\u021bialitate investitorilor \u00een criptomonede.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Does_Cryptocurrency_Work\"><\/span><span style=\"font-weight: 400;\">Cum func\u021bioneaz\u0103 criptomoneda?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Numele <\/span><b>cripto<\/b><span style=\"font-weight: 400;\"> provine din faptul c\u0103 metodele de verificare criptografic\u0103 sunt esen\u021biale pentru func\u021bionarea monedei. Utilizarea cript\u0103rii pentru a stoca \u0219i a muta criptomonedele \u00eentre portofele const\u0103 \u00een rezolvarea unor probleme matematice complexe, care necesit\u0103 un nivel ridicat de expertiz\u0103 \u00een domeniul codific\u0103rii \u0219i echipamente de calcul specializate. \u00cen procesul de minerit al criptomonedelor, se creeaz\u0103 noi coins prin aplicarea puterii de calcul pentru a rezolva aceste probleme matematice dificile.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00cen plus, utilizatorii \u00ee\u0219i pot schimba moneda fiduciar\u0103 cu aceste monede virtuale la burse \u0219i pot utiliza portofele digitale pentru a-\u0219i stoca \u0219i transfera fondurile \u00een siguran\u021b\u0103. Atunci c\u00e2nd efectueaz\u0103 un schimb, utilizatorii transfer\u0103 coins \u00een contul celuilalt.<\/span><b>\u00a0portofele criptografice<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pl\u0103\u021bile \u00een criptomonede nu sunt sus\u021binute de nicio banc\u0103 central\u0103 sau guvern \u0219i exist\u0103 doar ca \u00eenregistr\u0103ri digitale \u00eentr-o baz\u0103 de date electronic\u0103, mai degrab\u0103 dec\u00e2t ca moned\u0103 fizic\u0103 care circul\u0103 \u0219i se schimb\u0103 \u00een lumea fizic\u0103.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Toate tranzac\u021biile cu criptomonede sunt \u00eenregistrate public pe o platform\u0103 digital\u0103. <a href=\"https:\/\/coinkickoff.com\/ro\/what-is-ledger-wallet\/\" data-internallinksmanager029f6b8e52c=\"167\" title=\"Ledger Wallet Recenzii 2023: Taxe, caracteristici, siguran\u021b\u0103, argumente pro \u0219i contra\">registrul de conturi<\/a> \u0219i sunt stocate \u00een memoria special\u0103 <\/span><b>portofele digitale (cripto)<\/b><span style=\"font-weight: 400;\"> online sau offline.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Where_to_Buy_Cryptocurrency\"><\/span><span style=\"font-weight: 400;\">De unde s\u0103 cump\u0103ra\u021bi criptomoned\u0103?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u00cen acest moment, s-ar putea s\u0103 fi\u021bi curio\u0219i cu privire la cel mai sigur mod de a cump\u0103ra criptomonede. Cel mai simplu mod de a v\u0103 expune la criptomonede este s\u0103 \u00eenregistra\u021bi un cont de tranzac\u021bionare pe un site de \u00eencredere <a href=\"https:\/\/coinkickoff.com\/ro\/crypto-exchanges\/\" data-internallinksmanager029f6b8e52c=\"141\" title=\"21 Cele mai bune 21 Cele mai bune schimburi de criptomonede \u0219i aplica\u021bii \u00een 2024\">schimb de criptomonede<\/a>.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00cen ceea ce prive\u0219te modul \u00een care sunt tranzac\u021bionate criptomonedele, bursele de active digitale pot fi fie descentralizate (cunoscute \u0219i sub numele de DEX), fie centralizate (CEX). Iat\u0103 \u00een ce fel sunt diferite.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Centralized_Cryptocurrency_Exchanges_CEXs\"><\/span><span style=\"font-weight: 400;\">Burse centralizate de criptomonede (CEX)<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u00cen prezent, platformele centralizate proceseaz\u0103 aproape 99% din toate tranzac\u021biile cu criptomonede. Acest lucru se datoreaz\u0103 faptului c\u0103 CEX-urile pot gestiona un num\u0103r mare de tranzac\u021bii \u00een acela\u0219i timp \u0219i pot finaliza un num\u0103r mare de tranzac\u021bii \u00eentr-un timp scurt.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Cele mai multe platforme de tranzac\u021bionare centralizate servesc, de asemenea, drept platforme de custodie, ceea ce \u00eenseamn\u0103 c\u0103 acestea protejeaz\u0103 cheile dumneavoastr\u0103 private. Hackerilor le este mai u\u0219or s\u0103 exploateze bursele centralizate, deoarece exist\u0103 un singur punct central de e\u0219ec pentru fiecare unitate individual\u0103 a platformei. Pentru a proteja fondurile utilizatorilor lor, aceste platforme implementeaz\u0103 mai multe protocoale de securitate diferite, cum ar fi autentificarea cu doi factori (2FA), criptarea SSL \u0219i un cadru DDoS, pentru a numi doar c\u00e2teva.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Decentralized_Cryptocurrency_Exchanges_DEXs\"><\/span><span style=\"font-weight: 400;\">Bursele descentralizate de criptomonede (DEX-uri)<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Bursele descentralizate elimin\u0103 intermediarii \u0219i rareori monitorizeaz\u0103 sau identific\u0103 utilizatorii. \u00cen plus, deoarece nu sunt reglementate, majoritatea DEX-urilor nu pot accepta depozite \u00een moned\u0103 fiduciar\u0103. Cu toate acestea, unele platforme accept\u0103 pl\u0103\u021bi cu carduri de credit \u0219i de debit odat\u0103 ce au \u00eencheiat parteneriate cu procesatori ter\u021bi.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">De obicei, DEX-urile nu sunt implicate \u00een stocarea sau preluarea \u00een custodie a criptomonedelor sau a cheilor private. Spre deosebire de CEX-uri, utilizatorii DEX p\u0103streaz\u0103 controlul complet asupra fondurilor lor, ceea ce face ca aceste platforme s\u0103 fie mai pu\u021bin susceptibile la hacking \u0219i escrocherii. Atunci c\u00e2nd c\u0103uta\u021bi o afacere bun\u0103, este posibil s\u0103 ave\u021bi nevoie de mai mult timp pe DEX-uri din cauza problemelor de lichiditate sc\u0103zut\u0103 predominante.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Pick_the_Best_Crypto_Exchange\"><\/span><span style=\"font-weight: 400;\">Cum de a alege cel mai bun schimb valutar Crypto?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Primul pas pentru a pune m\u00e2na pe ni\u0219te criptomonede este alegerea unei platforme de tranzac\u021bionare care func\u021bioneaz\u0103 bine cu metodele \u0219i strategiile pe care inten\u021biona\u021bi s\u0103 le folosi\u021bi.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Cu toate acestea, exist\u0103 \u0219i al\u021bi factori la care trebuie s\u0103 v\u0103 g\u00e2ndi\u021bi, cum ar fi comisioanele de tranzac\u021bionare, procesul de verificare a utilizatorilor, num\u0103rul de criptomonede listate, metodele de plat\u0103, disponibilitatea unui centru de asisten\u021b\u0103 24 de ore din 24 \u0219i mecanismele de securitate care func\u021bioneaz\u0103 pentru siguran\u021ba datelor dvs. private \u0219i a investi\u021biilor.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Care este cea mai bun\u0103 burs\u0103 de criptomonede pe care trebuie s\u0103 o urm\u0103ri\u021bi ar trebui s\u0103 fie determinat\u0103, \u00een cele din urm\u0103, de obiectivele de tranzac\u021bionare \u0219i de cerin\u021bele pe care vi le-a\u021bi stabilit.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Start_Investing_in_Crypto\"><\/span><span style=\"font-weight: 400;\">Cum s\u0103 \u00eencepi s\u0103 investe\u0219ti \u00een Crypto?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Deschiderea unui cont de tranzac\u021bionare la o burs\u0103 de criptomonede este primul pas pentru a \u00eencepe \u00een lumea tranzac\u021biilor. \u00cen timp ce specificul procedurii de \u00eenregistrare se poate schimba de la o platform\u0103 la alta, exist\u0103 c\u00e2teva constante de care trebuie s\u0103 \u021bine\u021bi cont.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Cele mai multe burse de criptomonede reglementate sunt obligate s\u0103 respecte reguli stricte. <strong>Cunoa\u0219terea clientului (KYC)<\/strong> \u0219i <strong>Combaterea sp\u0103l\u0103rii banilor (AML)<\/strong> politici. Acest lucru \u00eenseamn\u0103 c\u0103 este posibil s\u0103 trebuiasc\u0103 s\u0103 furniza\u021bi informa\u021bii de identificare, cum ar fi o adres\u0103 de e-mail, un nume de utilizator \u0219i o parol\u0103.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Urm\u0103torul pas este s\u0103 furniza\u021bi un act de identitate dintr-o surs\u0103 oficial\u0103, o fotografie actual\u0103 a dumneavoastr\u0103 \u0219i o dovad\u0103 de cet\u0103\u021benie sau de reziden\u021b\u0103 actual\u0103. Pentru protec\u021bia dumneavoastr\u0103, cerceta\u021bi politicile de verificare ale bursei de criptomonede pe care inten\u021biona\u021bi s\u0103 tranzac\u021biona\u021bi \u00eenainte de a face orice depunere sau retragere.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Dup\u0103 ce v-a\u021bi verificat identitatea, pute\u021bi depune bani \u0219i pute\u021bi \u00eencepe s\u0103 tranzac\u021biona\u021bi. \u00cen func\u021bie de op\u021biunile de plat\u0103 acceptate de burs\u0103, v\u0103 pute\u021bi alimenta contul fie cu fiat, fie cu criptomonede. De \u00eendat\u0103 ce banii ajung \u00een contul t\u0103u de tranzac\u021bionare, po\u021bi \u00eencepe s\u0103 tranzac\u021bionezi coins.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Where_Can_You_Spend_Cryptocurrency\"><\/span><span style=\"font-weight: 400;\">Unde pute\u021bi cheltui criptomoneda?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Criptomonedele au fost create pentru a func\u021biona ca mijloc de schimb, facilit\u00e2nd achizi\u021bionarea de bunuri at\u00e2t de variate precum o cafea cu lapte de diminea\u021b\u0103, un nou laptop sau chiar o nou\u0103 vil\u0103.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">De\u0219i din ce \u00een ce mai multe organiza\u021bii \u00eencep s\u0103 accepte criptomonedele, tranzac\u021biile la scar\u0103 larg\u0103 implic\u0103 \u00eenc\u0103 rareori monede digitale. Cu toate acestea, pute\u021bi achizi\u021biona o gam\u0103 larg\u0103 de articole de la v\u00e2nz\u0103torii online care accept\u0103 criptomonede. Iat\u0103 c\u00e2teva ilustra\u021bii:<\/span><b><\/b><\/p>\n<ul>\n<li aria-level=\"1\"><b>Cump\u0103r\u0103turi online \u0219i solu\u021bii software tehnologice. <\/b><span style=\"font-weight: 400;\">Criptomonedele \u0219i portofelele pot fi folosite pentru multe servicii online, inclusiv pentru achizi\u021bionarea de nume de domenii, g\u0103zduire web, gestionarea serverelor \u0219i acces la VPN. Pute\u021bi pl\u0103ti pentru o mare varietate de servicii online \u00een mod anonim \u0219i sigur cu criptomonede, datorit\u0103 <a href=\"https:\/\/coinkickoff.com\/ro\/bitpay-review\/\" data-internallinksmanager029f6b8e52c=\"158\" title=\"Recenzii Bitpay 2023: Taxe, caracteristici, siguran\u021b\u0103, argumente pro \u0219i contra\">BitPay<\/a>cu servicii precum <\/span><a href=\"https:\/\/www.expressvpn.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">ExpressVPN<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/hostkey.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">HOSTKEY<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.namecheap.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">DenumireCheap<\/span><\/a><span style=\"font-weight: 400;\">, \u0219i <\/span><a href=\"http:\/\/www.nexusguard.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Nexusguard<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Articole de lux. <\/b><span style=\"font-weight: 400;\">Utilizarea criptomonedelor ca form\u0103 de plat\u0103 este deja adoptat\u0103 de unii dealeri din industria auto, de la francize de mas\u0103 la dealeri de lux de lux. De exemplu, pute\u021bi cump\u0103ra ceasuri Rolex, ma\u0219ini Tesla \u0219i alte articole de lux cu soldul dvs. de criptomonede.\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Poli\u021be de asigurare. <\/b><a href=\"https:\/\/www.axa.ch\/en\/private-customers.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">AXA<\/span><\/a><span style=\"font-weight: 400;\">, o companie de asigur\u0103ri elve\u021bian\u0103, a f\u0103cut anun\u021bul \u00een aprilie 2021 c\u0103 va \u00eencepe s\u0103 accepte Bitcoin ca mijloc de plat\u0103 pentru toate poli\u021bele sale de asigurare, cu excep\u021bia asigur\u0103rilor de via\u021b\u0103. Primele de asigurare pot fi pl\u0103tite, de asemenea, \u00een Bitcoin la Premier Shield, un furnizor de asigur\u0103ri pentru cas\u0103 \u0219i ma\u0219in\u0103 cu sediul \u00een SUA.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Ways_to_Keep_Your_Cryptocurrencies_Safe\"><\/span><span style=\"font-weight: 400;\">Modalit\u0103\u021bi de a v\u0103 p\u0103stra criptomonedele \u00een siguran\u021b\u0103<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">De\u021binerile dvs. de moned\u0103 digital\u0103 ar trebui s\u0103 fie stocate \u00eentr-un portofel digital securizat. Portofelele de criptomonede sunt loca\u021bii de stocare digital\u0103 pentru cheile publice \u0219i private ale criptomonedelor, care faciliteaz\u0103 cump\u0103rarea, v\u00e2nzarea \u0219i schimbul de monede digitale \u0219i monitorizeaz\u0103 de\u021binerile din portofelul propriu.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Chiar dac\u0103 multe pie\u021be ofer\u0103 portofele digitale, sunte\u021bi liber s\u0103 alege\u021bi unul care v\u0103 satisface nevoile \u00een ceea ce prive\u0219te caracteristicile \u0219i siguran\u021ba.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Exist\u0103 dou\u0103 tipuri comune de portofele digitale:<\/span><b> portofele reci (care sunt accesibile doar offline) <\/b><span style=\"font-weight: 400;\">\u0219i <\/span><b>portofele fierbin\u021bi (care sunt \u00eentotdeauna accesibile online)<\/b><span style=\"font-weight: 400;\">. S\u0103 compar\u0103m \u0219i s\u0103 contrast\u0103m avantajele fiec\u0103ruia dintre aceste medii de stocare.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Hot_Wallets\"><\/span><span style=\"font-weight: 400;\">Portofele fierbin\u021bi<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Portofelele de criptomonede de birou, aplica\u021biile de stocare mobil\u0103 \u0219i serviciile de stocare \u00een cloud, toate intr\u0103 \u00een categoria de <\/span><b>portofele fierbin\u021bi<\/b><span style=\"font-weight: 400;\">. Portofelele fierbin\u021bi sunt accesibile numai prin intermediul internetului. Este adev\u0103rat c\u0103 toate portofelele digitale fierbin\u021bi sunt vulnerabile la hacking \u0219i la atacuri cibernetice, dar datorit\u0103 conexiunii lor online constante, portofelele web sunt deosebit de expuse riscului.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Cu toate acestea, datorit\u0103 u\u0219urin\u021bei de utilizare, portofelele fierbin\u021bi au devenit din ce \u00een ce mai populare printre comercian\u021bii de criptomonede. \u00cen compara\u021bie cu utilizarea unui portofel rece, care ar necesita deconectarea de la sistemul de tranzac\u021bionare, conectarea portofelului rece la un computer sau la un dispozitiv mobil, transferul criptomonedelor c\u0103tre un portofel online (fierbinte) \u0219i apoi \u00eencheierea transferului, portofelele mobile fierbin\u021bi sunt preferate de mul\u021bi participan\u021bi pe pia\u021b\u0103.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Este adev\u0103rat c\u0103 portofelele fierbin\u021bi nu sunt la fel de sigure ca cele reci, dar nimeni nu poate nega c\u00e2t de practice sunt \u00een compara\u021bie cu portofelele reci.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Cold_Wallets\"><\/span><span style=\"font-weight: 400;\">Portofele reci<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Portofelele de stocare la rece, cunoscute \u0219i sub numele de portofele hardware sau portofele de h\u00e2rtie, sunt dispozitive fizice offline folosite pentru a stoca criptomonede. Cel mai popular tip de portofel hardware este un dispozitiv mic, de m\u0103rimea unui stick de memorie.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Deoarece nu sunt conectate direct la internet, portofelele reci sunt considerate de obicei o op\u021biune mai sigur\u0103 dec\u00e2t cele fierbin\u021bi. Prin urmare, portofelele hardware sunt imune la \u00eencerc\u0103rile de piraterie.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pentru a-\u021bi lua coins dintr-un portofel rece, un hacker trebuie s\u0103 de\u021bin\u0103 controlul portofelului t\u0103u rece sau s\u0103 cunoasc\u0103 codurile de acces care \u00eel deblocheaz\u0103. Acest lucru este extrem de pu\u021bin probabil, cu excep\u021bia cazului \u00een care portofelul t\u0103u hardware este pierdut sau furat. Chiar dac\u0103 se \u00eent\u00e2mpl\u0103 acest lucru, coins va fi \u00een continuare accesibil cu ajutorul frazei de acces.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Are_Cryptocurrencies_Safe\"><\/span><span style=\"font-weight: 400;\">Sunt criptomonedele sigure?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>Blockchain<\/b><span style=\"font-weight: 400;\"> este tehnologia care st\u0103 la baza majorit\u0103\u021bii criptomonedelor. Termenul blockchain descrie <\/span><b>sistemul de \u00eenregistrare a tranzac\u021biilor \u00een blocuri cronologice<\/b><span style=\"font-weight: 400;\">. Rezultatul final al acestei proceduri dificile din punct de vedere tehnic este un registru digital al tranzac\u021biilor criptografice, care este foarte greu de modificat \u00een vreun fel de c\u0103tre hackeri.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00cen plus, trebuie s\u0103 completa\u021bi o procedur\u0103 de autentificare cu doi factori (2FA) \u00eenainte de a efectua orice tranzac\u021bie. De exemplu, este posibil s\u0103 trebuiasc\u0103 s\u0103 furniza\u021bi informa\u021bii de identificare, cum ar fi detaliile de conectare pentru a ini\u021bia o tranzac\u021bie. Dup\u0103 aceea, s-ar putea s\u0103 vi se cear\u0103 s\u0103 introduce\u021bi un cod care a fost trimis prin SMS pe telefon pentru o securitate suplimentar\u0103.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">De\u0219i exist\u0103 mai multe m\u0103suri de protec\u021bie a tranzac\u021biilor criptografice, acest lucru nu face ca platformele de criptomonede s\u0103 fie impenetrabile. Mai multe atacuri informatice la scar\u0103 larg\u0103 au provocat pierderi semnificative pentru startup-urile de criptomonede.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00cen continuare, valoarea criptomonedelor este determinat\u0103 exclusiv de for\u021bele pie\u021bei, spre deosebire de monedele fiduciare sus\u021binute de guvern. La r\u00e2ndul s\u0103u, acest lucru poate provoca fluctua\u021bii s\u0103lbatice ale pre\u021burilor, ceea ce poate duce fie la c\u00e2\u0219tiguri uria\u0219e, fie la pierderi devastatoare pentru investitorii \u00een criptomonede.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00cen plus, investi\u021biile \u00een criptomonede sunt protejate de un nivel de reglementare semnificativ mai sc\u0103zut dec\u00e2t produsele financiare tradi\u021bionale, cum ar fi ac\u021biunile, titlurile de valoare \u0219i organismele de plasament colectiv.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Fraud_and_Scams_in_the_Crypto_Market\"><\/span><span style=\"font-weight: 400;\">Fraud\u0103 \u0219i escrocherii pe pia\u021ba criptografic\u0103<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Din p\u0103cate, activitatea infrac\u021bional\u0103 legat\u0103 de criptomonede este \u00een cre\u0219tere rapid\u0103. Urm\u0103toarele sunt exemple ale unora dintre cele mai frecvent observate activit\u0103\u021bi frauduloase care implic\u0103 criptomonede:<\/span><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Site-uri frauduloase.<\/b><span style=\"font-weight: 400;\"> Feri\u021bi-v\u0103 de site-urile de internet care promit rate de rentabilitate rapide, masive \u0219i garantate, at\u00e2ta timp c\u00e2t continua\u021bi s\u0103 v\u0103 plasa\u021bi banii pe pia\u021ba criptografic\u0103 prin intermediul platformei anun\u021bate. Aceste scheme sunt de fapt doar pline de pove\u0219ti false de investi\u021bii personale \u0219i de jargon cripto pentru a face totul s\u0103 par\u0103 mai conving\u0103tor.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Schemele Ponzi. <\/b><span style=\"font-weight: 400;\">Actorii r\u0103u inten\u021biona\u021bi de pe pia\u021b\u0103 pot folosi criptomonedele pentru a promova oportunit\u0103\u021bi de investi\u021bii care nu exist\u0103 \u0219i pentru a crea impresia unor randamente uria\u0219e prin rambursarea vechilor investitori cu banii noilor investitori. Aceste scheme sunt denumite scheme Ponzi virtuale. <\/span><a href=\"https:\/\/www.justice.gov\/usao-nj\/bitclub\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Re\u021beaua BitClub<\/span><\/a><span style=\"font-weight: 400;\">, o astfel de opera\u021biune de \u00een\u0219el\u0103ciune, a reu\u0219it s\u0103 fraudeze investitorii cu peste $700 de milioane de euro \u00eenainte ca operatorii s\u0103i s\u0103 fie acuza\u021bi de o infrac\u021biune \u00een decembrie 2019.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Autoproclamarea unor \"celebrit\u0103\u021bi\".<\/b><span style=\"font-weight: 400;\"> Unii escroci pretind c\u0103 sunt boga\u021bi sau faimo\u0219i, astfel \u00eenc\u00e2t s\u0103 v\u0103 poat\u0103 \u00een\u0219ela cu banii dvs. digitali. De asemenea, ace\u0219tia pot r\u0103sp\u00e2ndi informa\u021bii false prin intermediul serviciilor de mesagerie instantanee sau al forumurilor de discu\u021bii online, conform c\u0103rora un antreprenor bine-cunoscut sus\u021bine o anumit\u0103 criptomoned\u0103. Escrocii \u00ee\u0219i vor vinde de\u021binerile \u00een moneda respectiv\u0103 dup\u0103 ce au umflat pre\u021bul acesteia conving\u00e2nd investitorii s\u0103 cumpere.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Escrocherii online \u00een materie de dragoste.<\/b><span style=\"font-weight: 400;\"> FBI-ul a avertizat \u00een leg\u0103tur\u0103 cu o <\/span><a href=\"https:\/\/www.fbi.gov\/how-we-can-help-you\/safety-resources\/scams-and-safety\/common-scams-and-crimes\/romance-scams\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">tendin\u021b\u0103 de cre\u0219tere a escrocheriilor online \u00een materie de dragoste<\/span><\/a><span style=\"font-weight: 400;\"> \u00een care escrocii conving victimele pe care le-au cunoscut prin intermediul aplica\u021biilor de dating sau al re\u021belelor de socializare s\u0103 pun\u0103 bani sau s\u0103 fac\u0103 schimburi \u00een monede digitale. \u00cen primele \u0219apte luni ale anului 2021, Centrul de reclama\u021bii privind infrac\u021biunile pe internet al FBI a primit peste 1.800 de rapoarte privind \u00een\u0219el\u0103ciunile romantice care implic\u0103.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Oferte \u00een\u0219el\u0103toare. <\/b><span style=\"font-weight: 400;\">Infractorii pot cu u\u0219urin\u021b\u0103 s\u0103 se dea drept participan\u021bi one\u0219ti pe pia\u021b\u0103 sau la burse \u0219i s\u0103 \u00een\u0219ele victimele nevinovate. Ca un alt exemplu de fraud\u0103 cu criptomonede, escrocii promit \u00een mod fals economii pentru pensie sub form\u0103 de criptomonede prin intermediul unor oferte de v\u00e2nzare \u00een\u0219el\u0103toare.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Hacking.<\/b><span style=\"font-weight: 400;\"> \u00cen cele din urm\u0103, exist\u0103 o form\u0103 mai tradi\u021bional\u0103 de piratare a platformelor de schimb de criptomonede, \u00een care infractorii cibernetici ob\u021bin acces neautorizat la banii digitali ai victimelor lor prin spargerea portofelelor digitale ale acestora.\u00a0<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><span style=\"font-weight: 400;\">Concluzie<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Nimeni nu poate nega faptul c\u0103 introducerea Bitcoin \u0219i a altor criptomonede a bulversat complet lumea financiar\u0103 a\u0219a cum o cunoa\u0219tem. De\u0219i exist\u0103 \u00eentotdeauna un anumit grad de risc implicat \u00een orice investi\u021bie, criptomonedele sunt v\u0103zute de unii exper\u021bi ca fiind cu mize deosebit de mari. \u00cen consecin\u021b\u0103, se recomand\u0103 ca poten\u021bialii investitori \u00een criptomonede s\u0103-\u0219i fac\u0103 temele \u00eenainte de a intra \u00een orice tranzac\u021bie legat\u0103 de criptomonede.<\/span><\/p>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Ast\u0103zi, investitorii \u00een criptomonede pot alege dintr-o gam\u0103 ame\u021bitoare de monede digitale, platforme de tranzac\u021bionare criptografic\u0103 \u0219i instrumente de investi\u021bii de ultim\u0103 genera\u021bie pentru a-i ajuta s\u0103 fac\u0103 tranzac\u021bii profitabile pe pia\u021ba activelor digitale, aflat\u0103 \u00een cre\u0219tere rapid\u0103. Bitcoin, prima criptomoned\u0103 recunoscut\u0103 oficial, a debutat \u00een 2009 \u0219i este \u0219i ast\u0103zi cea mai popular\u0103 de acest tip. Fiind un nou [...]<\/p>","protected":false},"author":3,"featured_media":1409,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","_glsr_average":0,"_glsr_ranking":0,"_glsr_reviews":0,"footnotes":""},"categories":[11],"tags":[],"class_list":{"0":"post-1408","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-knowledge","8":"entry"},"featured_image_src":"https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-cryptocurrency-and-how-does-it-work-600x400.jpg","featured_image_src_square":"https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-cryptocurrency-and-how-does-it-work-600x500.jpg","author_info":{"display_name":"Ian Wright","author_link":"https:\/\/coinkickoff.com\/ro\/author\/ianw\/"},"_links":{"self":[{"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/posts\/1408","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/comments?post=1408"}],"version-history":[{"count":3,"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/posts\/1408\/revisions"}],"predecessor-version":[{"id":1439,"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/posts\/1408\/revisions\/1439"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/media\/1409"}],"wp:attachment":[{"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/media?parent=1408"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/categories?post=1408"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/coinkickoff.com\/ro\/wp-json\/wp\/v2\/tags?post=1408"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}