{"id":3765,"date":"2023-05-31T10:49:44","date_gmt":"2023-05-31T10:49:44","guid":{"rendered":"https:\/\/coinkickoff.com\/?p=3765"},"modified":"2026-01-08T14:14:54","modified_gmt":"2026-01-08T14:14:54","slug":"usdc-vs-frax","status":"publish","type":"post","link":"https:\/\/coinkickoff.com\/lt\/usdc-vs-frax\/","title":{"rendered":"USDC vs FRAX"},"content":{"rendered":"<h1><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-290 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/08\/Frax-Crypto.jpg\" alt=\"USDC vs FRAX\" width=\"1000\" height=\"533\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/08\/Frax-Crypto.jpg 1000w, https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/08\/Frax-Crypto-300x160.jpg 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/08\/Frax-Crypto-768x409.jpg 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/08\/Frax-Crypto-18x10.jpg 18w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/h1>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Skyriai<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Perjungti turinio lentel\u0119\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Perjungti<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-frax\/#USDC_vs_FRAX\" >USDC vs FRAX<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-frax\/#The_History_of_USDC_and_FRAX\" >USDC ir FRAX istorija<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-frax\/#How_Do_USDC_and_FRAX_Work\" >Kaip veikia USDC ir FRAX?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-frax\/#What_Are_the_Main_Use_Cases_of_USDC_and_FRAX\" >Kokie yra pagrindiniai USDC ir FRAX naudojimo atvejai?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-frax\/#USDC_and_FRAX_Price_History\" >USDC ir FRAX kain\u0173 istorija<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-frax\/#USDC_Price_History\" >USDC Kain\u0173 istorija<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-frax\/#FRAX_Price_History\" >FRAX kainos istorija<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-frax\/#USDC_and_FRAX_Market_Cap\" >USDC ir FRAX rinkos kapitalizacija<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-frax\/#USDC_Market_Cap\" >USDC Rinkos kapitalizacija<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-frax\/#FRAX_Market_Cap\" >FRAX rinkos kapitalizacija<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-frax\/#USDC_vs_FRAX_Main_Similarities\" >USDC ir FRAX: pagrindiniai pana\u0161umai\u00a0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-frax\/#DeFi_Rewards\" >\"DeFi Rewards\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-frax\/#Centralization\" >Centralizacija\u00a0<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-frax\/#USDC_vs_FRAX_Main_Differences\" >USDC ir FRAX: pagrindiniai skirtumai\u00a0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-frax\/#Collaterals\" >U\u017etikrinimo priemon\u0117s<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-frax\/#Reserves\" >Rezervai<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-frax\/#Market_Capitalization\" >Rinkos kapitalizacija<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-frax\/#Risks_Associated_With_USDC_and_FRAX\" >Rizika, susijusi su USDC ir FRAX\u00a0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-frax\/#Risk_of_Depegging\" >Depeggingo rizika<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-frax\/#Legal_and_Financial_Risks\" >Teisin\u0117 ir finansin\u0117 rizika<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-frax\/#Where_Can_You_Buy_USDC_and_FRAX\" >Kur galima \u012fsigyti USDC ir FRAX?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-frax\/#How_Can_You_Exchange_USDC_for_FRAX\" >Kaip pakeisti USDC \u012f FRAX?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-frax\/#Future_Plans_for_USDC_and_FRAX\" >USDC ir FRAX ateities planai<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h1><span class=\"ez-toc-section\" id=\"USDC_vs_FRAX\"><\/span><span style=\"font-weight: 400;\">USDC vs FRAX<\/span><span class=\"ez-toc-section-end\"><\/span><\/h1>\n<p><span style=\"font-weight: 400;\">Popieriuje, <a href=\"https:\/\/coinkickoff.com\/lt\/usd-coin-usdc\/\" data-internallinksmanager029f6b8e52c=\"8\" title=\"Kas yra USD Coin (USDC)? Kaip jis veikia ir kur j\u012f \u012fsigyti?\">USDC<\/a> ir <a href=\"https:\/\/coinkickoff.com\/lt\/frax-crypto-frax\/\" data-internallinksmanager029f6b8e52c=\"51\" title=\"Kas yra Frax Crypto (FRAX)? Kaip ji veikia ir kur j\u0105 \u012fsigyti?\">FRAX<\/a> yra gana pana\u0161ios: jos yra stabiliaicoins susietos su JAV doleriu. Ta\u010diau jos turi svarbi\u0173 skirtum\u0173, apie kuriuos tur\u0117tum\u0117te \u017einoti prie\u0161 pirkdami bet kuri\u0105 i\u0161 j\u0173. coin<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0160iame straipsnyje lyginame USDC ir \"Frax\", kad suprastum\u0117te investavimo \u012f \u0161ias stabilias coins sistemas rizik\u0105 ir naud\u0105. Toliau nieko nelaukdami pateikiame m\u016bs\u0173 USDC ir FRAX ap\u017evalg\u0105.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"The_History_of_USDC_and_FRAX\"><\/span><span style=\"font-weight: 400;\">USDC ir FRAX istorija<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>I\u0161leido <a href=\"https:\/\/coinkickoff.com\/lt\/coinbase-review\/\">Coinbase<\/a>, vienas did\u017eiausi\u0173 <a href=\"https:\/\/coinkickoff.com\/lt\/crypto-exchanges\/\" data-internallinksmanager029f6b8e52c=\"141\" title=\"21 Geriausios kriptovaliut\u0173 keityklos ir programos 2024 m.\">kriptovaliut\u0173 mainai<\/a> pasaulyje, o \"Circle Consortium\", USDC yra antra pagal rinkos vert\u0119 stabilicoin bendrov\u0117 pasaulyje.\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\"USDC\" pirm\u0105 kart\u0105 buvo prad\u0117ta teikti 2018 m. kaip JAV \u012fsik\u016brusi ir reguliuojama alternatyva <a href=\"https:\/\/coinkickoff.com\/lt\/tether-usdt\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"Kas yra Tether (USDT)? Kaip jis veikia ir kur j\u012f \u012fsigyti?\">USDT<\/a>, pirmasis ir s\u0117kmingiausias pasaulyje stabiluscoin. Turtas tur\u0117jo b\u016bti <\/span><a href=\"https:\/\/www.bloomberg.com\/news\/articles\/2021-08-11\/coinbase-drops-promise-of-token-s-cash-backing-that-wasn-t-true\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">u\u017etikrintos JAV doleriais federaliniu draudimu apdraustuose bankuose.<\/span><\/a><span style=\"font-weight: 400;\">, nors Circle galiausiai pripa\u017eino, kad <\/span><a href=\"https:\/\/markets.businessinsider.com\/news\/currencies\/coinbase-crypto-stablecoin-usdc-mistake-reserves-treasuries-cash-treasurys-circle-2021-8\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">USDC rezervus sudar\u0117 ne tik grynieji pinigai<\/span><\/a><span style=\"font-weight: 400;\"> 2020 m.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u017dinoma, net ir atsarg\u0173 laikymas banko s\u0105skaitose n\u0117ra tobulas sprendimas, kaip paai\u0161k\u0117jo 2023 m., kai <\/span><a href=\"https:\/\/www.reuters.com\/business\/crypto-firm-circle-reveals-33-bln-exposure-silicon-valley-bank-2023-03-11\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Bankas \"Silvergate Bank\" paskelb\u0117 bankrot\u0105<\/span><\/a><span style=\"font-weight: 400;\">. Tuo metu \"Circle\" tur\u0117jo 3,3 mlrd. vert\u0117s USDC Silvergate banke ir, kai naujiena pasiek\u0117 prekystalius, patyr\u0117 nuostoli\u0173.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">USDC greitai susigr\u0105\u017eino savo 1 USD \u017eenkliuk\u0105, kai \"Circle\" ir FDIC paskelb\u0117, kad \"Silvergate\" s\u0105skaitos bus padengtos ir klientai nepatirs nuostoli\u0173.<\/span><\/p>\n<p><b>\"Frax\" buvo prad\u0117tas naudoti 2020 m. J\u0105 i\u0161leido \"Frax Finance\", \"DeFi\" bendrov\u0117.<\/b><span style=\"font-weight: 400;\"> Nors paleidimo metu jis buvo gana populiarus, d\u0117l rizikingo susiejimo mechanizmo, kuris i\u0161 dalies priklauso nuo algoritm\u0173, jis \u0161iek tiek nusileido kitiems stabiliemscoin projektams.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Do_USDC_and_FRAX_Work\"><\/span><span style=\"font-weight: 400;\">Kaip veikia USDC ir FRAX?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Jei \u017einote, kaip veikia stablecoins, jau \u017einote, kaip veikia FRAX ir USDC. \u0160iuos stabiliuscoins bet kada galima i\u0161keisti \u012f 1 USD, nes j\u0173 kaina yra stabili, tod\u0117l jie vadinami stabiliaiscoins.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ta\u010diau kaip jiems pavyksta i\u0161laikyti fiksuot\u0105 1 USD kain\u0105? Na, USDC tai daro klasikiniu b\u016bdu. Ji laiko rezerv\u0105, kur\u012f sudaro toks turtas kaip grynieji pinigai, komerciniai popieriai ir obligacijos, kuris garantuoja, kad USDC emitentas \"Circle\" visada gali i\u0161 j\u016bs\u0173 atpirkti USDC u\u017e 1 USD.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Galite apie tai galvoti kaip apie bank\u0105. \u012ene\u0161ate grynuosius pinigus, gaunate kriptovaliutas, o jei kriptovaliut\u0173 nebereikia, tiesiog i\u0161kei\u010diate jas atgal \u012f grynuosius pinigus.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Frax skiriasi nuo stabili\u0173coins, toki\u0173 kaip USDC ir USDT, dviem b\u016bdais. Pirma, ji u\u017etikrinama ne grynaisiais pinigais ar j\u0173 ekvivalentais, o kitomis kriptovaliutomis, kaip USDC. J\u016bs atiduodate emisijos \u012fmonei savo coins, o ji jums suteikia FRAX. Kai norite susigr\u0105\u017einti savo coins, jie i\u0161 j\u016bs\u0173 nuperka FRAX u\u017e \u0161ias kriptovaliut\u0173 atsargas. Kitaip tariant, tai priklauso nuo kito kriptovaliut\u0173 turto.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nor\u0117dami i\u0161kalti FRAX, turite u\u017etikrinti kriptovaliut\u0173 mi\u0161in\u012f, \u012fskaitant \"Frax Finance\" vietin\u012f valdym\u0105 token. Jums reikia u\u017eblokuoti tam tikr\u0105 sum\u0105 <a href=\"https:\/\/coinkickoff.com\/lt\/frax-share-crypto-fxs\/\" data-internallinksmanager029f6b8e52c=\"94\" title=\"Kas yra &quot;Frax Share Crypto&quot; (FXS)? Kaina ir kur j\u0105 \u012fsigyti\">FXS<\/a> kartu su kita kriptovaliuta coin, pavyzd\u017eiui, USDC, kad gautum\u0117te FRAX.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kaip galite \u012fsivaizduoti, tai sukelia papildom\u0105 rizik\u0105: Jei kriptovaliutos, kuriomis remiamas FRAX, praranda savo vert\u0119, bendrov\u0117 nebegali garantuoti 1 USD FRAX vert\u0117s. Siekdama suma\u017einti \u0161i\u0105 rizik\u0105, FRAX naudoja algoritm\u0105, pagal kur\u012f nusprend\u017eia, koks bus kriptovaliut\u0173 u\u017estato ir FRAX keitimo kursas. Taigi FRAX yra pusiau algoritminis coin.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ta\u010diau FRAX priklausomyb\u0117 nuo FXS yra dar viena silpna vieta. Pavyzd\u017eiui, jei nusiperkate 1 FRAX, u\u017eblokuodami 0,50 USD vert\u0117s USDC ir 0,50 USD vert\u0117s FXS, j\u016bs\u0173 turto vert\u0117 yra susieta ir su USDC, ir su FXS verte. Idealiu atveju FXS vert\u0117 tur\u0117t\u0173 did\u0117ti, nes FRAX tampa vis populiaresnis, ta\u010diau istori\u0161kai buvo prie\u0161ingai.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kitaip tariant, prie\u0161ingai nei USDC, FRAX yra nepakankamai u\u017etikrinta. Tai rei\u0161kia, kad FRAX atsarg\u0173 nepakanka, kad b\u016bt\u0173 visi\u0161kai u\u017etikrintas FRAX kainos stabilumas.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_the_Main_Use_Cases_of_USDC_and_FRAX\"><\/span><span style=\"font-weight: 400;\">Kokie yra pagrindiniai USDC ir FRAX naudojimo atvejai?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Vienas i\u0161 pagrindini\u0173 \"stablecoins\" naudojimo atvej\u0173 - momentiniai vert\u0117s pervedimai: Galite si\u0173sti t\u016bkstan\u010dius doleri\u0173 bet kuriam pasaulio gyventojui tiesiog nusipirkdami USDC ir i\u0161si\u0173sdami j\u012f \u012f jo s\u0105skait\u0105. I\u0161si\u0173sti USDC yra daug grei\u010diau nei pervesti pinigus, ypa\u010d kai atliekate tarptautines operacijas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">USDC yra antras pagal dyd\u012f stabilus coin pasaulyje, tod\u0117l j\u012f galima naudoti ir kitais atvejais: Daugelis kriptovaliut\u0173 bir\u017e\u0173 valdo USDC rinkas \u012fvairiems kitiems coins, coin kainas i\u0161reik\u0161damos USDC. <\/span><b>Tai rei\u0161kia, kad galite prekiauti dauguma kit\u0173 kriptovaliut\u0173 su USDC.\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Dar vienas USDC privalumas - jis naudingas kaip \"DeFi\" investicinis produktas. <\/span><b>Savo USDC galite u\u017erakinti \"DeFi\" fonduose ir gauti pasyvi\u0173 pajam\u0173 i\u0161 savo l\u0117\u0161\u0173.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">FRAX \u0161iais aspektais n\u0117ra toks naudingas kaip USDC. D\u0117l ma\u017eos rinkos kapitalizacijos ir nepakankamo u\u017etikrinimo FRAX gerokai sunkiau pervesti vert\u0119. Dauguma kriptovaliut\u0173 bir\u017e\u0173 taip pat nevykdo FRAX\/USD rink\u0173.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ta\u010diau 2023 m. FRAX populiarumas \u0161iek tiek i\u0161augo, nes emitentas si\u016blo kelet\u0105 paslaug\u0173, \u012fskaitant statymus ir turto skolinimo fondus. Viena i\u0161 populiariausi\u0173 j\u0173 si\u016blom\u0173 paslaug\u0173 yra j\u0173 <\/span><a href=\"https:\/\/docs.frax.finance\/frax-ether\/overview\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\"Frax Ether<\/span><\/a><span style=\"font-weight: 400;\"> fond\u0105, kuriame naudotojai gali u\u017edirbti 6-10% pal\u016bkan\u0173 u\u017e savo <a href=\"https:\/\/coinkickoff.com\/lt\/ethereum-eth\/\" data-internallinksmanager029f6b8e52c=\"2\" title=\"Kas yra Ethereum (ETH)? Kaina, istorija ir kur \u012fsigyti\">Ethereum<\/a> ind\u0117liai.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"USDC_and_FRAX_Price_History\"><\/span><span style=\"font-weight: 400;\">USDC ir FRAX kain\u0173 istorija<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"USDC_Price_History\"><\/span><span style=\"font-weight: 400;\">USDC Kain\u0173 istorija<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-3761 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/Screen-Shot-2023-05-31-at-1.09.24-PM-e1685527934221.png\" alt=\"\" width=\"637\" height=\"522\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/Screen-Shot-2023-05-31-at-1.09.24-PM-e1685527934221.png 637w, https:\/\/coinkickoff.com\/wp-content\/uploads\/Screen-Shot-2023-05-31-at-1.09.24-PM-e1685527934221-300x246.png 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/Screen-Shot-2023-05-31-at-1.09.24-PM-e1685527934221-15x12.png 15w\" sizes=\"auto, (max-width: 637px) 100vw, 637px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Kaip matote, 1 USDC yra vertas $1. Ta\u010diau 2023 m. USDC trumpam nutrauk\u0117 savo susiejim\u0105 d\u0117l \u017einios apie Silvergate banko bankrot\u0105. USDC kaina greitai atsigavo po to, kai buvo paskelbta, kad banko FDIC draudimas bus i\u0161pl\u0117stas, siekiant apsaugoti USDC atsargas.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"FRAX_Price_History\"><\/span><span style=\"font-weight: 400;\">FRAX kainos istorija<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span style=\"font-weight: 400;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-2929 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/frax-price-history.png\" alt=\"frax kain\u0173 istorija\" width=\"977\" height=\"633\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/frax-price-history.png 977w, https:\/\/coinkickoff.com\/wp-content\/uploads\/frax-price-history-300x194.png 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/frax-price-history-768x498.png 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/frax-price-history-18x12.png 18w\" sizes=\"auto, (max-width: 977px) 100vw, 977px\" \/><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\"Frax\" vert\u0117 yra ma\u017edaug 1 USD, nors buvo atvej\u0173, kai kaina kilo ir krito. Kain\u0173 svyravimus galima paai\u0161kinti staigiu paklausos padid\u0117jimu arba suma\u017e\u0117jimu.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"USDC_and_FRAX_Market_Cap\"><\/span><span style=\"font-weight: 400;\">USDC ir FRAX rinkos kapitalizacija<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"USDC_Market_Cap\"><\/span><span style=\"font-weight: 400;\">USDC Rinkos kapitalizacija<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-3760 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/Screen-Shot-2023-05-31-at-1.09.47-PM-e1685527982119.png\" alt=\"\" width=\"644\" height=\"590\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/Screen-Shot-2023-05-31-at-1.09.47-PM-e1685527982119.png 644w, https:\/\/coinkickoff.com\/wp-content\/uploads\/Screen-Shot-2023-05-31-at-1.09.47-PM-e1685527982119-300x275.png 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/Screen-Shot-2023-05-31-at-1.09.47-PM-e1685527982119-13x12.png 13w\" sizes=\"auto, (max-width: 644px) 100vw, 644px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">2023 m. pirm\u0105j\u012f ketvirt\u012f USDC prarado dal\u012f rinkos, grei\u010diausiai d\u0117l naujien\u0173 apie \"Silvergate\" bankrot\u0105. Ta\u010diau, nepaisant nuostoli\u0173, \u0161is turtas vis dar i\u0161lieka antras pagal populiarum\u0105 stabiluscoin rinkoje.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Yra<\/span><b> apie 29 mlrd. USDC token <\/b><a href=\"https:\/\/coinmarketcap.com\/currencies\/tether\/\" target=\"_blank\" rel=\"noopener\"><b>apyvartoje<\/b><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">USDC n\u0117ra i\u0161 anksto nustatytos vir\u0161utin\u0117s ribos. Apskritis ir susijusios organizacijos, turin\u010dios tinkamus \u012fgaliojimus, gali i\u0161kalti daugiau USDC token, kol yra j\u0173 paklausa. Kai paklausa suma\u017e\u0117ja ir \u017emon\u0117s parduoda USDC u\u017e USD ar kitus token, pertekliniai USDC token sudeginami.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">USDC i\u0161duodamas Ethereum, <a href=\"https:\/\/coinkickoff.com\/lt\/stellar-xlm\/\" data-internallinksmanager029f6b8e52c=\"33\" title=\"Kas yra &quot;Stellar&quot; (XLM), kaip jis veikia ir kur j\u012f \u012fsigyti?\">\u017dvaig\u017ed\u017ei\u0173<\/a>, <a href=\"https:\/\/coinkickoff.com\/lt\/solana-sol\/\" data-internallinksmanager029f6b8e52c=\"5\" title=\"Kas yra Solana (SOL)? Kaip jis veikia ir kur j\u012f \u012fsigyti?\">Solana<\/a>, ir <a href=\"https:\/\/coinkickoff.com\/lt\/algorand-algo\/\" data-internallinksmanager029f6b8e52c=\"182\" title=\"Kas yra Algorand (ALGO)? Kaina, istorija ir kur pirkti\">Algorandas<\/a> blok\u0173 grandines, taip pat galite naudotis <a href=\"https:\/\/coinkickoff.com\/lt\/tron-trx\/\" data-internallinksmanager029f6b8e52c=\"27\" title=\"Kas yra Tronas (TRX) Kaip jis veikia ir kur j\u012f \u012fsigyti?\">TRON<\/a> USDC \"Tron\" tinkle.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"FRAX_Market_Cap\"><\/span><span style=\"font-weight: 400;\">FRAX rinkos kapitalizacija<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-3766 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/Screen-Shot-2023-05-31-at-1.44.24-PM-e1685529918938.png\" alt=\"\" width=\"723\" height=\"540\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/Screen-Shot-2023-05-31-at-1.44.24-PM-e1685529918938.png 723w, https:\/\/coinkickoff.com\/wp-content\/uploads\/Screen-Shot-2023-05-31-at-1.44.24-PM-e1685529918938-300x224.png 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/Screen-Shot-2023-05-31-at-1.44.24-PM-e1685529918938-16x12.png 16w\" sizes=\"auto, (max-width: 723px) 100vw, 723px\" \/><\/p>\n<p><a href=\"https:\/\/coinmarketcap.com\/currencies\/usd-coin\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">FRAX<\/span><\/a><span style=\"font-weight: 400;\">, kadaise buv\u0119s vienas geriausi\u0173 stabili\u0173coins apyvartoje, prarado savo populiarum\u0105 po to, kai krito <a href=\"https:\/\/coinkickoff.com\/lt\/terra-luna\/\" data-internallinksmanager029f6b8e52c=\"4\" title=\"Kas buvo Terra (LUNA)? Kaip jis veik\u0117?\">Terra<\/a> <a href=\"https:\/\/coinkickoff.com\/lt\/terrausd-ust\/\" data-internallinksmanager029f6b8e52c=\"15\" title=\"Kas buvo TerraUSD (UST)? Kaip jis veik\u0117?\">UST<\/a>. Kaip i\u0161 dalies algoritminis coin, paremtas USDC, jis laikomas ma\u017eiau naudingu ir patikimu, palyginti su kitomis rinkoje esan\u010diomis galimyb\u0117mis.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Rinkoje yra apie 1 mlrd. FRAX. Palyginti su USDC, rinkos kapitalizacija yra gana ma\u017ea. Ties\u0105 sakant, labai nedaug \u017emoni\u0173 kada nors nukrypo nuo USDT, USDC ir <a href=\"https:\/\/coinkickoff.com\/lt\/binance-usd-busd\/\" data-internallinksmanager029f6b8e52c=\"13\" title=\"Kas yra Binance USD (BUSD)? Kaina, istorija ir kur \u012fsigyti\">BUSD<\/a> kai kalbama apie stabil\u0173coins, tod\u0117l ma\u017eas \"Frax\" populiarumas n\u0117ra ne\u012fprastas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kaip ir kitiems stabiliemscoins, FRAX n\u0117ra nustatytos ribos. Daugiau FRAX galite nukaldinti u\u017erakindami u\u017estatus i\u0161maniosiose sutartyse. Nor\u0117dami nukaldinti FRAX, turite u\u017erakinti FXS token kartu su kita priimtina kriptovaliuta (da\u017eniausiai USDC).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">FRAX neturi savo blok\u0173 grandin\u0117s ir yra i\u0161leistas Ethereum.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"USDC_vs_FRAX_Main_Similarities\"><\/span><span style=\"font-weight: 400;\">USDC vs FRAX: <\/span><span style=\"font-weight: 400;\">Pagrindiniai pana\u0161umai\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Pagrindinis USDC ir FRAX pana\u0161umas yra tas, kad jie abu yra stabil\u016bscoins, susieti su USD. \u0160tai keletas kit\u0173 j\u0173 pana\u0161um\u0173.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"DeFi_Rewards\"><\/span><span style=\"font-weight: 400;\">\"DeFi Rewards\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Stablecoins yra populiarus \"DeFi\" turtas, ta\u010diau, nors tiek USDC, tiek FRAX yra gana populiar\u016bs, j\u0173 rinkos apr\u0117ptis labai skiriasi: USDC galima naudoti beveik visuose DeFi protokoluose, o FRAX suteikia kur kas ma\u017eiau galimybi\u0173 u\u017edirbti pasyvi\u0173 pajam\u0173.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Papras\u010diau tariant, daugumoje basein\u0173 galite u\u017erakinti USDC ir gauti padori\u0105 gr\u0105\u017e\u0105. Frax leid\u017eia statyti eter\u012f mainais \u012f frxEther, kur\u012f galite statyti \u012f Frax nuosav\u0105 tdrxEther baseine, kad gautum\u0117te peln\u0105.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kalbant apie \"DeFi\" atlyg\u012f, galime pasakyti, kad FRAX tiesiog neturi tokios paklausos kaip USDC.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Centralization\"><\/span><span style=\"font-weight: 400;\">Centralizacija\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Galb\u016bt nustebsite, bet nepaisant to, kad \"Frax Finance\" yra \"decentralizuota autonomin\u0117 organizacija\", i\u0161 tikr\u0173j\u0173 ji n\u0117ra labai decentralizuota ir, ties\u0105 sakant, gali b\u016bti laikoma centralizuotu projektu, pana\u0161iai kaip USDC. Kod\u0117l?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kelios prie\u017eastys. Kaip daugelis i\u0161 j\u016bs\u0173 \u017eino, kai kriptovaliut\u0173 projektas yra centralizuotas, tai rei\u0161kia, kad yra keli \u017emon\u0117s, kurie priima esminius sprendimus d\u0117l coin ir jo ateities. Pavyzd\u017eiui, USDC emitentas \"Circle Consortium\" yra centralizuota organizacija, turinti \u012fvairi\u0173 suinteresuot\u0173j\u0173 \u0161ali\u0173. Palyginti su kitais coins, ji yra \u0161iek tiek labiau decentralizuota, bet vis dar toli gra\u017eu ne savaranki\u0161kas, bendruomen\u0117s valdomas projektas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nenuostabu, kad \"Frax Finance\" taip pat kontroliuoja keli \u017emon\u0117s. FRAX administratoriai turi privilegijuot\u0105 prieig\u0105 prie protokolo, o <\/span><a href=\"https:\/\/code4rena.com\/reports\/2022-09-frax\/#h-02-frontrunning-by-malicious-validator\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">saugumo auditas<\/span><\/a><span style=\"font-weight: 400;\"> 2022 m. atskleid\u0117 kelet\u0105 projekto protokolo tr\u016bkum\u0173, nesuderinam\u0173 su decentralizuotu FRAX \u012fvaizd\u017eiu.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nustatyta, kad administratoriai gali paskirti pasirinktus tvirtintojus, kurie savo ruo\u017etu gali i\u0161naudoti tinkl\u0105 savo naudai. \u0160ie administratoriai, jei tik panor\u0117t\u0173, gali i\u0161minusuoti neribot\u0105 frxETH kiek\u012f.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"USDC_vs_FRAX_Main_Differences\"><\/span><span style=\"font-weight: 400;\">USDC vs FRAX: <\/span><span style=\"font-weight: 400;\">Pagrindiniai skirtumai\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>Abu stabiluscoins \u017eada kainos garantij\u0105: FRAX ir USDC visada tur\u0117t\u0173 b\u016bti verti 1 USD. Ta\u010diau jie taiko skirtingus \u0161io pa\u017eado \u012fgyvendinimo b\u016bdus.<\/b><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Collaterals\"><\/span><span style=\"font-weight: 400;\">U\u017etikrinimo priemon\u0117s<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">USDC ir \"Frax\" naudoja skirtingas u\u017etikrinimo priemones, kad u\u017etikrint\u0173 savo s\u0105sajas su USD.\u00a0<\/span><\/p>\n<p><b>USDC yra visi\u0161kai \u012fkaitu u\u017etikrintas turtas. Jis u\u017etikrintas grynaisiais pinigais ir pinig\u0173 ekvivalentais, tod\u0117l kiekvien\u0105 apyvartoje esant\u012f USDC galima i\u0161keisti \u012f doler\u012f.<\/b><\/p>\n<p><b>Kita vertus, FRAX yra nepakankamai u\u017etikrintas USDC. Taigi u\u017e kiekvien\u0105 turim\u0105 FRAX galite gauti pus\u0119 USDC ir \u0161iek tiek FXS.<\/b><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Reserves\"><\/span><span style=\"font-weight: 400;\">Rezervai<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Prad\u017eioje pabr\u0117\u017e\u0117me, kad svarbu, jog stabiluscoins b\u016bt\u0173 padengtas vienas prie vieno \u012f grynuosius pinigus pana\u0161iu turtu, kad b\u016bt\u0173 i\u0161vengta de-peggingo.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kadangi USDC yra padengta grynaisiais pinigais ir pinig\u0173 ekvivalentais, USDC atsargos laikomos bankuose. Tai paprastai yra saugesnis variantas, palyginti su kitomis atsarg\u0173 galimyb\u0117mis, pavyzd\u017eiui, kriptovaliut\u0173 atsargomis, nes kriptovaliut\u0173 vagyst\u0117s ir praradimai yra da\u017enesni nei pinig\u0173 praradimas banke.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ta\u010diau bankai taip pat gali \u017elugti. B\u016btent taip nutiko USDC su \"Silvergate Bank\" - bankui paskelbus bankrot\u0105, projektas beveik prarado 3,3 mlrd. USD.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ta\u010diau svarbiausias \u017eodis \u010dia yra <\/span><b>beveik<\/b><span style=\"font-weight: 400;\">. Circle pavyko atkurti savo USDC atsargas d\u0117l vyriausyb\u0117s \u012fsiki\u0161imo, kuriuo buvo i\u0161pl\u0117sta FDIC draudimo apsauga, vir\u0161ijanti i\u0161 anksto nustatyt\u0105 250 000 USD rib\u0105.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u017dinoma, tai, k\u0105 \u017einome apie USDC atsargas, i\u0161 esm\u0117s apsiriboja tik tuo, k\u0105 sako \"Circle\". Neatlikus nepriklausomo audito, ne\u012fmanoma b\u016bti 100% tikram d\u0117l USDC finansinio pagrindo.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kita vertus, FRAX padengtas USDC, ta\u010diau, kadangi jis yra algoritminis ir nepakankamai u\u017etikrintas, jis net n\u0117ra visi\u0161kai u\u017etikrintas. Vienintelis jos prana\u0161umas, palyginti su USDC, yra tas, kad galima sekti FRAX USDC atsargas, o tai techni\u0161kai FRAX suteikia \u0161iek tiek daugiau skaidrumo.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Vis d\u0117lto, atsi\u017evelgiant \u012f tai, k\u0105 \u017einome apie tai, kokia centralizuota gali b\u016bti FRAX, skaidrumas gali b\u016bti iliuzija. Kadangi administratoriai turi speciali\u0173 privilegij\u0173 \"Frax Finance\" tinkle, jie taip pat gali manipuliuoti i\u0161maniosiomis sutartimis.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Market_Capitalization\"><\/span><span style=\"font-weight: 400;\">Rinkos kapitalizacija<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Prisimenate, kaip sak\u0117me, kad USDC galima naudoti keliais atvejais? Na, taip yra tod\u0117l, kad USDC yra labai likvidi coin, turinti did\u017eiul\u0119 rinkos kapitalizacij\u0105. I\u0161 esm\u0117s USDC yra naudingas, nes daugyb\u0117 kit\u0173 \u017emoni\u0173 j\u012f naudoja kaip vert\u0117s priemon\u0119. Juk tai antras pagal dyd\u012f pasaulyje stabiluscoin.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kita vertus, FRAX yra labai ma\u017ea \u017euvis stabili\u0173 coin baseine. Pagal rinkos pasiekiamum\u0105 ji neper\u017eengia pirmojo de\u0161imtuko rib\u0173, jau nekalbant apie tai, kad yra arti USDC.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Reik\u0117t\u0173 pasakyti, kad FRAX yra naujesnis stabiluscoin pasaulio papildymas. USDC rinkoje pasirod\u0117 dvejais metais anks\u010diau nei FRAX, tod\u0117l turi laiko prana\u0161um\u0105. Terra UST \u017elugimas taip pat gal\u0117jo suma\u017einti FRAX rinkos apr\u0117pt\u012f, nes po mil\u017eini\u0161kos nes\u0117km\u0117s \u017emon\u0117s \u0117m\u0117 skirtis su algoritminiu coins.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Risks_Associated_With_USDC_and_FRAX\"><\/span><span style=\"font-weight: 400;\">Rizika, susijusi su USDC ir FRAX\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Risk_of_Depegging\"><\/span><span style=\"font-weight: 400;\">Depeggingo rizika<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Kai stabilicoin, susieta su USD, panaikinamas susiejimas, ji arba nukrenta \u017eemiau, arba pakyla auk\u0161\u010diau savo garantuotos 1 USD kainos.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nors nedideli kain\u0173 svyravimai laikomi normaliais d\u0117l staigaus stabilioscoin paklausos padid\u0117jimo ir suma\u017e\u0117jimo, kain\u0173 suma\u017e\u0117jimas yra svarbesnis \u012fvykis. De-peg rei\u0161kia didel\u012f kainos pokyt\u012f, o kainos stabilizavimasis arba u\u017etrunka tam tikr\u0105 laik\u0105, arba niekada ne\u012fvyksta.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Jei stabilicoin vert\u0117 suma\u017e\u0117ja, coin tampa beveik bevert\u0117. Tod\u0117l de-peggingas kelia rimt\u0105 pavoj\u0173 stabiliamcoins.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Su stabiliucoin turtu visada egzistuoja tam tikra rizika, kad bus panaikintas priri\u0161imas, nors USDC ir FRAX \u0161i rizika \u0161iek tiek skiriasi.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">USDC gali b\u016bti i\u0161registruotas d\u0117l staigaus atsarg\u0173 praradimo, kuris \u012fvyko 2023 m. pirm\u0105j\u012f ketvirt\u012f, kai buvo paskelbta \u017einia apie Silvergate bankrot\u0105. I\u0161jungimas i\u0161 rinkos buvo trumpalaikis, ta\u010diau vis tiek kainavo USDC nema\u017eai rinkos dalies.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Jei USDC visam laikui panaikins savo \u012fsipareigojimus, tai taip pat tur\u0117s \u012ftakos FRAX susiejimui, nes FRAX rezervus sudaro USDC.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kita vertus, FRAX d\u0117l savo pusiau algoritmin\u0117s strukt\u016bros taip pat gali susilpn\u0117ti arba i\u0161ardyti peg\u0105. Jei FXS token (Frax finance token) atsidurs cisternose, tai gali sukelti \u0161io turto de-peg reakcij\u0105.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Legal_and_Financial_Risks\"><\/span><span style=\"font-weight: 400;\">Teisin\u0117 ir finansin\u0117 rizika<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Stablecoins atlieka unikal\u0173 vaidmen\u012f kriptografin\u0117je aplinkoje: jie sujungia tradicin\u0119 ekonomik\u0105 ir pinigus su kriptografine ekonomika. Ta\u010diau tai taip pat rei\u0161kia, kad joms tenka \u0161okti aplink \u012fvairius teisinius apribojimus.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pavyzd\u017eiui, nors per \"stablecoins\" galite greitai pervesti dideles pinig\u0173 sumas, nesusidurdami su biurokratin\u0117mis kli\u016btimis ir bank\u0173 eil\u0117mis, \u0161ia privilegija taip pat galite pasinaudoti \u012fvairiems neteis\u0117tiems sandoriams, \u012fskaitant tarptautini\u0173 sankcij\u0173 pa\u017eeidimus, pinig\u0173 plovim\u0105, nusikaltim\u0173 ir terorizmo finansavim\u0105. Nenuostabu, kad \u0161ie faktai n\u0117ra palank\u016bs \"stablecoins\" reguliavimo institucijoms.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Visai neseniai JAV vald\u017eios institucijos parod\u0117 nenor\u0105 toleruoti su stablecoin susijusi\u0173 neteis\u0117t\u0173 veiksm\u0173 <\/span><a href=\"https:\/\/www.cnbc.com\/2022\/08\/08\/crypto-mixing-service-tornado-cash-blacklisted-by-treasury-department-.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">tamsus keli\u0173 pinigini\u0173, susijusi\u0173 su \"Tornado Cash\", s\u0105ra\u0161as<\/span><\/a><span style=\"font-weight: 400;\">, coin-trumpinimo paslauga, naudojama skaitmeniniam kriptografiniam p\u0117dsakui pasl\u0117pti. \u012e juod\u0105j\u012f s\u0105ra\u0161\u0105 buvo \u012ftrauktos ma\u017edaug 38 su \"Tornado Cash\" susijusios pinigin\u0117s, kuriose buvo daugiau nei 75 000 USDC.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tai yra teisin\u0117s ir finansin\u0117s rizikos, susijusios su kriptovaliutomis, ypa\u010d USDC, pavyzdys.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kita vertus, FRAX kyla rizika d\u0117l jo pusiau algoritmin\u0117s strukt\u016bros. Reguliavimo institucijos yra kalb\u0117jusios apie visi\u0161k\u0105 algoritminio coins u\u017edraudim\u0105, o FRAX balansuoja tarp algoritminio ir \u012fkaitu pagr\u012fsto stabilaus coins.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Dar blogiau, jei USDC prarast\u0173 savo vert\u0119 d\u0117l bet kurios i\u0161 pirmiau min\u0117t\u0173 prie\u017eas\u010di\u0173, FRAX taip pat netrukus prarast\u0173 savo vert\u0119, nes nuo USDC priklauso kain\u0173 stabilumas.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Where_Can_You_Buy_USDC_and_FRAX\"><\/span><span style=\"font-weight: 400;\">Kur galima \u012fsigyti USDC ir FRAX?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Galite \u012fsigyti USDC ir FRAX daugumoje kriptovaliut\u0173 bir\u017e\u0173. Centralizuotose bir\u017eose USDC (o kartais ir FRAX) galite \u012fsigyti grynaisiais pinigais. \u0160\u012f turt\u0105 taip pat galite rasti decentralizuotose bir\u017eose, pvz. <a href=\"https:\/\/coinkickoff.com\/lt\/uniswap-uni\/\" data-internallinksmanager029f6b8e52c=\"34\" title=\"Kas yra &quot;Uniswap&quot; (UNI), kaip jis veikia ir kur j\u012f \u012fsigyti?\">Uniswap<\/a> arba <\/span><a href=\"https:\/\/changelly.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Changelly<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kadangi dauguma kriptovaliut\u0173 bir\u017e\u0173 valdo savo kriptovaliut\u0173 rinkas, kai kuriose j\u0173 gali b\u016bti didesnis \u0161io turto likvidumas. Galite su\u017einoti, kuri bir\u017ea turi did\u017eiausi\u0105 USDC arba FRAX prekybos rink\u0105, patikrin\u0119 j\u0173 rinkos duomenis <\/span><a href=\"https:\/\/coinmarketcap.com\/currencies\/frax\/#Markets\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Coinmarketcap.com<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Can_You_Exchange_USDC_for_FRAX\"><\/span><span style=\"font-weight: 400;\">Kaip pakeisti USDC \u012f FRAX?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">FRAX galite \u012fsigyti bet kurioje bir\u017eoje, kurioje ji \u012ftraukta \u012f bir\u017eos s\u0105ra\u0161us. Jums tereikia apsilankyti m\u0117gstamoje bir\u017eoje ir ie\u0161koti USDC\/FRAX poros. Jei bir\u017eoje nurodytas USDC\/FRAX poravimas, jums nekils problem\u0173.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\"Uniswap\", \"Curve\" ir \"Solidly\" si\u016blo did\u017eiausias USDC\/FRAX rinkas. <a href=\"https:\/\/coinkickoff.com\/lt\/gateio-review\/\" data-internallinksmanager029f6b8e52c=\"155\" title=\"&quot;Gate.io&quot; ap\u017evalgos 2023 m: Mokes\u010diai, funkcijos, saugumas, &quot;Pro&quot; ir &quot;prie\u0161\">Gate.io<\/a> yra centralizuota valiut\u0173 bir\u017ea, kurioje galite prekiauti USDC u\u017e Frax.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Future_Plans_for_USDC_and_FRAX\"><\/span><span style=\"font-weight: 400;\">USDC ir FRAX ateities planai<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\"Frax Finance\" \u012fk\u016br\u0117jas Samas Kazemianas 2023 m. paskelb\u0117, kad svarsto galimyb\u0119 statyti <\/span><a href=\"https:\/\/thedefiant.io\/frax-compliant-stablecoin\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">visi\u0161kai atitinkantis reguliavimo reikalavimus stabiluscoin<\/span><\/a><span style=\"font-weight: 400;\">. Kadangi algoritminiai coins yra kar\u0161tame vandenyje su reguliuotojais, Kazemiano planas reikalauja, kad turtas b\u016bt\u0173 visi\u0161kai u\u017etikrintas u\u017estatu.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ta\u010diau kol kas neai\u0161ku, kaip FRAX \u012fsilieja \u012f \u0161i\u0105 schem\u0105. Jei \"Frax\" bus u\u017edraustas JAV d\u0117l savo pusiau algoritmin\u0117s strukt\u016bros, coin b\u016bt\u0173 sunku apsaugoti savo peg.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Dar blogiau, kad JAV vald\u017eios institucijos taip pat grie\u017etai kritikuoja centralizuot\u0173 bir\u017e\u0173 ir fond\u0173 teikiamas \"statym\u0173\" paslaugas. FRAX populiarumas i\u0161augo po to, kai ji prad\u0117jo veikti <\/span><a href=\"https:\/\/defillama.com\/protocol\/fraxlend\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">likvidumo fondas<\/span><\/a><span style=\"font-weight: 400;\"> 2022 m. spalio m\u0117n., ta\u010diau jei reguliavimo institucijos imsis \"DeFi\" ir i\u0161vestini\u0173 finansini\u0173 priemoni\u0173 statym\u0173, tai taip pat gali trukti neilgai.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kita vertus, USDC, atrodo, pavargo nuo \u012fprast\u0173 bank\u0173 nenoro bendradarbiauti su kriptovaliut\u0173 bendrov\u0117mis. Circle CFO pasi\u016bl\u0117, kad geriausias b\u016bdas u\u017etikrinti USDC rezerv\u0173 saugum\u0105 yra <\/span><a href=\"https:\/\/beincrypto.com\/circle-calls-holding-usdc-reserve-federal-reserve\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">saugoti juos Federaliniuose rezervuose.<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>USDC ir FRAX Popieriuje USDC ir FRAX yra gana pana\u0161ios: jos yra stabiliaicoins susietos su JAV doleriu. Ta\u010diau jos turi svarbi\u0173 skirtum\u0173, apie kuriuos tur\u0117tum\u0117te \u017einoti prie\u0161 \u012fsigydami bet kuri\u0105 coin. \u0160iame straipsnyje palyginsime USDC ir FRAX, kad suprastum\u0117te investavimo \u012f \u0161ias stabiliascoins rizik\u0105 ir naud\u0105. Be [...]<\/p>","protected":false},"author":3,"featured_media":135,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","_glsr_average":0,"_glsr_ranking":0,"_glsr_reviews":0,"footnotes":""},"categories":[4,9],"tags":[],"class_list":{"0":"post-3765","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-coins","8":"category-comparisons","9":"entry"},"featured_image_src":"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/06\/USD-Coin-USDC-600x400.png","featured_image_src_square":"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/06\/USD-Coin-USDC-600x600.png","author_info":{"display_name":"Ian Wright","author_link":"https:\/\/coinkickoff.com\/lt\/author\/ianw\/"},"_links":{"self":[{"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/posts\/3765","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/comments?post=3765"}],"version-history":[{"count":2,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/posts\/3765\/revisions"}],"predecessor-version":[{"id":3768,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/posts\/3765\/revisions\/3768"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/media\/135"}],"wp:attachment":[{"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/media?parent=3765"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/categories?post=3765"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/tags?post=3765"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}