{"id":3389,"date":"2023-04-26T09:24:17","date_gmt":"2023-04-26T09:24:17","guid":{"rendered":"https:\/\/coinkickoff.com\/?p=3389"},"modified":"2026-01-08T14:11:23","modified_gmt":"2026-01-08T14:11:23","slug":"usdc-vs-dai","status":"publish","type":"post","link":"https:\/\/coinkickoff.com\/lt\/usdc-vs-dai\/","title":{"rendered":"USDC vs DAI: kuris geresnis?"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-2920 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai.jpg\" alt=\"USDC vs DAI\" width=\"1000\" height=\"563\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai.jpg 1000w, https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai-300x169.jpg 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai-768x432.jpg 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai-18x10.jpg 18w, https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai-600x338.jpg 600w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><div class=\"cg-choice-box-six   cg-blue\" ><div class=\"cg-cb-row\"><div class=\"cg-cb-items\" id=\"product-265843\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">Dauguma Coins<\/div><\/div><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Binance\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/10\/Binance_logo.png\" class=\"cg-img-1\" alt=\"Binance\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-post-title=\"Binance\" target=\"\" rel=\"nofollow noopener\">Binance<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li><strong>350+<\/strong> \u012etrauktos kriptovaliutos<\/li><li><strong>&lt;0.10%<\/strong> Sandori\u0173 mokes\u010diai<\/li><li><strong>120 mln.<\/strong> Registruoti naudotojai<\/li><li>Saugus turto fondas naudotojams<\/li><li>U\u017edirbti i\u0161 ind\u0117li\u0173<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-style=\"default\" data-post-title=\"Binance\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Prad\u0117kite<\/a><\/span><\/span><\/div><\/div><div class=\"cg-cb-items\" id=\"product-265829\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">Dauguma \u0161ali\u0173<\/div><\/div><a href=\"https:\/\/kraken.pxf.io\/756J3y\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Kraken\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/Kraken-logo.webp\" class=\"cg-img-1\" alt=\"Krakenas\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/kraken.pxf.io\/756J3y\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-post-title=\"Kraken\" target=\"\" rel=\"nofollow noopener\">Krakenas<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li>JAV \u012fsik\u016br\u0119s<\/li><li>Prad\u0117kite nuo kuo ma\u017eiau <strong>$10<\/strong><\/li><li>Pirkti ir parduoti <strong>200+<\/strong> kriptovaliutos<\/li><li>\"Pro\" sprendimas didesniems prekybininkams<\/li><li>Galima \u012fsigyti <strong>190+<\/strong> \u0161alys<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/kraken.pxf.io\/756J3y\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-style=\"default\" data-post-title=\"Kraken\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Prad\u0117kite<\/a><\/span><\/span><\/div><\/div><div class=\"cg-cb-items\" id=\"product-265822\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">JAV \u012fsik\u016br\u0119s<\/div><\/div><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Coinbase\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/10\/Coinbase.png\" class=\"cg-img-1\" alt=\"Coinbase\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-post-title=\"Coinbase\" target=\"\" rel=\"nofollow noopener\">Coinbase<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li><strong>200+<\/strong> \u012etrauktos kriptovaliutos<\/li><li>Gaukite kriptovaliut\u0105 po pirmojo pirkimo<\/li><li>Apdraustas draudimu&nbsp;<\/li><li>Saugi saugykla su saugyklos apsauga<\/li><li>Patikimiausia kriptovaliut\u0173 platforma<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-style=\"default\" data-post-title=\"Coinbase\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Prad\u0117kite<\/a><\/span><\/span><\/div><\/div><\/div><\/div>\n<\/p>\n<p><b>Stablecoins kaip <a href=\"https:\/\/coinkickoff.com\/lt\/usd-coin-usdc\/\" data-internallinksmanager029f6b8e52c=\"8\" title=\"Kas yra USD Coin (USDC)? Kaip jis veikia ir kur j\u012f \u012fsigyti?\">USDC<\/a> ir <a href=\"https:\/\/coinkickoff.com\/lt\/dai-dai\/\" data-internallinksmanager029f6b8e52c=\"20\" title=\"Kas yra Dai (DAI)? Kaip jis veikia ir kur j\u012f \u012fsigyti?\">DAI<\/a> yra susietos su USD santykiu vienas su vienu, o tai rei\u0161kia, kad j\u0173 kainos yra stabilios.<\/b><span style=\"font-weight: 400;\"> D\u0117l to juos galima naudoti perkant ir prekiaujant kitomis kriptovaliutomis arba investuojant \u012f \"DeFi\" projektus.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0160ioje USDC vs DAI ap\u017evalgoje paai\u0161kinsime dviej\u0173 stabili\u0173 coins skirtumus ir i\u0161vardysime prekybos jais rizik\u0105 ir naud\u0105.<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Skyriai<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Perjungti turinio lentel\u0119\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Perjungti<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-dai\/#The_History_of_Circle_USDC_and_DAI_Coin_DAI\" >Apskritimo istorija (USDC) ir DAI Coin (DAI)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-dai\/#How_Do_USDC_and_DAI_Work\" >Kaip veikia USDC ir DAI?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-dai\/#What_Are_the_Main_Use_Cases_of_USDC_and_DAI\" >Kokie yra pagrindiniai USDC ir DAI naudojimo atvejai?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-dai\/#USDC_and_DAI_Price_History\" >USDC ir DAI kain\u0173 istorija<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-dai\/#USDC_Price_History\" >USDC Kain\u0173 istorija<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-dai\/#DAI_Price_History\" >DAI Kain\u0173 istorija<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-dai\/#Circle_and_DAI_Market_Cap\" >Apskritimas ir DAI rinkos talpa<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-dai\/#USDC_Market_Cap\" >USDC Rinkos kapitalizacija<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-dai\/#DAI_Market_Cap\" >DAI Rinkos kapitalizacija<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-dai\/#USDC_vs_DAI_Main_Similarities\" >USDC ir DAI pagrindiniai pana\u0161umai<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-dai\/#USDC_vs_DAI_Main_Differences\" >USDC ir DAI pagrindiniai skirtumai<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-dai\/#Pegging_Mechanism\" >Susiejimo mechanizmas<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-dai\/#State_of_Reserves\" >Rezerv\u0173 b\u016bkl\u0117<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-dai\/#Governance\" >Valdymas<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-dai\/#Market_Capitalization\" >Rinkos kapitalizacija<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-dai\/#Risks_Associated_With_USDC_and_DAI\" >Rizika, susijusi su USDC ir DAI\u00a0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-dai\/#Risk_of_Losing_Their_Peg\" >Rizika prarasti \"Peg<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-dai\/#Legal_and_Financial_Risks\" >Teisin\u0117 ir finansin\u0117 rizika<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-dai\/#Where_Can_You_Buy_USDC_and_DAI\" >Kur galite \u012fsigyti USDC ir DAI?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-dai\/#How_Can_You_Exchange_USDC_for_DAI\" >Kaip pakeisti USDC \u012f DAI?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/coinkickoff.com\/lt\/usdc-vs-dai\/#Future_Plans_for_Circle_and_DAI\" >Ateities planai d\u0117l \"Circle\" ir DAI<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"The_History_of_Circle_USDC_and_DAI_Coin_DAI\"><\/span><span style=\"font-weight: 400;\">Apskritimo istorija (USDC) ir DAI Coin (DAI)<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>USDC prad\u0117jo veikti <\/b><a href=\"https:\/\/www.circle.com\/en\/\" target=\"_blank\" rel=\"noopener\"><b>Apskritimas<\/b><\/a><b>, konsorciumas, kur\u012f sudaro <\/b><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" target=\"_blank\" rel=\"noopener\"><b>Coinbase<\/b><\/a><b> bir\u017eoje, 2018 m.<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">I\u0161 prad\u017ei\u0173 USDC tur\u0117jo b\u016bti padengtas dolerio atsargomis, ta\u010diau v\u0117liau bendrov\u0117 <\/span><a href=\"https:\/\/www.bloomberg.com\/news\/articles\/2021-08-11\/coinbase-drops-promise-of-token-s-cash-backing-that-wasn-t-true\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">i\u0161 dalies pakeit\u0117 \u0161i\u0105 politik\u0105<\/span><\/a><span style=\"font-weight: 400;\"> \u012f <\/span><b>paremti stabil\u0173coin kitomis investicijomis, pavyzd\u017eiui, \u012fmoni\u0173 obligacijomis, JAV i\u017edo obligacijomis ir komerciniais vertybiniais popieriais.<\/b><span style=\"font-weight: 400;\">. Pagal Circle, <\/span><a href=\"https:\/\/markets.businessinsider.com\/news\/currencies\/coinbase-crypto-stablecoin-usdc-mistake-reserves-treasuries-cash-treasurys-circle-2021-8\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">apie 61% i\u0161 USDC atsarg\u0173<\/span><\/a><span style=\"font-weight: 400;\"> sudaro pinigai ir pinig\u0173 ekvivalentai.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\"Circle\" reklamuoja USDC kaip skaidr\u0173 ir reguliuojam\u0105 stabil\u0173coin. Ta\u010diau pastaruoju metu buvo suabejota stabilicoin patikimumu, ypa\u010d po to, kai \u017elugo \"Silvergate Bank\" (SVB), kuris tur\u0117jo nema\u017eai USDC atsarg\u0173 - apie 3,3 mlrd. USD.\u00a0<\/span><\/p>\n<p><b>USDC i\u0161lieka antra pagal rinkos vert\u0119 stabilicoin<\/b><span style=\"font-weight: 400;\">, ateinantis po <a href=\"https:\/\/coinkickoff.com\/lt\/tether-usdt\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"Kas yra Tether (USDT)? Kaip jis veikia ir kur j\u012f \u012fsigyti?\">Tether<\/a>USDT.<\/span><\/p>\n<p><b>DAI stabiluscoin 2017 m. prad\u0117jo veikti MakerDAO, decentralizuota autonomin\u0117 organizacija, kuri\u0105 \u012fk\u016br\u0117 <a href=\"https:\/\/coinkickoff.com\/lt\/thorchain-rune\/\" data-internallinksmanager029f6b8e52c=\"53\" title=\"Kas yra Thorchain (RUNE) Kaip jis veikia ir kur j\u012f \u012fsigyti?\">Rune<\/a> Christensenas 2014 m.<\/b><span style=\"font-weight: 400;\"> MakerDAO nariai (<a href=\"https:\/\/coinkickoff.com\/lt\/maker-mkr\/\" data-internallinksmanager029f6b8e52c=\"63\" title=\"Kas yra Maker (MKR), kaip jis veikia ir kur j\u012f nusipirkti?\">MKR<\/a> tur\u0117tojai) gali balsuoti d\u0117l stablecoin ateities ir dalyvauti sprendim\u0173 pri\u0117mimo procese, tod\u0117l taip vadinama decentralizuota autonomin\u0117 sistema.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ta\u010diau \"DAI\" sulauk\u0117 kritikos d\u0117l to, kad buvo gana centralizuota, nes Christensenas ir \u012fk\u016br\u0117j\u0173 komanda tur\u0117jo daug sprendim\u0173 pri\u0117mimo galios. Kitos kritikos DAI da\u017enai sulaukia d\u0117l priklausomyb\u0117s nuo USDC.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Skirtingai nei USDT ar USDC, kurie yra u\u017etikrinti fiat pinigais ir kitu realiu turtu, <\/span><b>DAI daugiausia yra paremtas kitomis kriptovaliutomis.<\/b><span style=\"font-weight: 400;\"> Tai rei\u0161kia, kad token yra pa\u017eeid\u017eiamas d\u0117l kain\u0173 svyravim\u0173, ypa\u010d jei pagrindini\u0173 token vertei \u012ftakos turi teisiniai ar rinkos poky\u010diai.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">2022 m. MakerDAO pri\u0117m\u0117 pasi\u016blym\u0105, kad DAI rezervai b\u016bt\u0173 labiau decentralizuoti. <\/span><a href=\"https:\/\/finance.yahoo.com\/news\/makerdao-members-support-founders-endgame-180208820.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">investavimas \u012f real\u0173 turt\u0105<\/span><\/a><span style=\"font-weight: 400;\">. Ateityje DAI gali tapti realiu turtu u\u017etikrintu stabiliucoin.\u00a0<\/span><\/p>\n<div class=\"cg-choice-box-six   cg-blue\" ><div class=\"cg-cb-row\"><div class=\"cg-cb-items\" id=\"product-265843\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">Dauguma Coins<\/div><\/div><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Binance\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/10\/Binance_logo.png\" class=\"cg-img-1\" alt=\"Binance\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-post-title=\"Binance\" target=\"\" rel=\"nofollow noopener\">Binance<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li><strong>350+<\/strong> \u012etrauktos kriptovaliutos<\/li><li><strong>&lt;0.10%<\/strong> Sandori\u0173 mokes\u010diai<\/li><li><strong>120 mln.<\/strong> Registruoti naudotojai<\/li><li>Saugus turto fondas naudotojams<\/li><li>U\u017edirbti i\u0161 ind\u0117li\u0173<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-style=\"default\" data-post-title=\"Binance\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Prad\u0117kite<\/a><\/span><\/span><\/div><\/div><div class=\"cg-cb-items\" id=\"product-265829\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">Dauguma \u0161ali\u0173<\/div><\/div><a href=\"https:\/\/kraken.pxf.io\/756J3y\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Kraken\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/Kraken-logo.webp\" class=\"cg-img-1\" alt=\"Krakenas\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/kraken.pxf.io\/756J3y\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-post-title=\"Kraken\" target=\"\" rel=\"nofollow noopener\">Krakenas<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li>JAV \u012fsik\u016br\u0119s<\/li><li>Prad\u0117kite nuo kuo ma\u017eiau <strong>$10<\/strong><\/li><li>Pirkti ir parduoti <strong>200+<\/strong> kriptovaliutos<\/li><li>\"Pro\" sprendimas didesniems prekybininkams<\/li><li>Galima \u012fsigyti <strong>190+<\/strong> \u0161alys<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/kraken.pxf.io\/756J3y\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-style=\"default\" data-post-title=\"Kraken\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Prad\u0117kite<\/a><\/span><\/span><\/div><\/div><div class=\"cg-cb-items\" id=\"product-265822\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">JAV \u012fsik\u016br\u0119s<\/div><\/div><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Coinbase\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/10\/Coinbase.png\" class=\"cg-img-1\" alt=\"Coinbase\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-post-title=\"Coinbase\" target=\"\" rel=\"nofollow noopener\">Coinbase<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li><strong>200+<\/strong> \u012etrauktos kriptovaliutos<\/li><li>Gaukite kriptovaliut\u0105 po pirmojo pirkimo<\/li><li>Apdraustas draudimu&nbsp;<\/li><li>Saugi saugykla su saugyklos apsauga<\/li><li>Patikimiausia kriptovaliut\u0173 platforma<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-style=\"default\" data-post-title=\"Coinbase\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Prad\u0117kite<\/a><\/span><\/span><\/div><\/div><\/div><\/div>\n\n<p><span style=\"font-weight: 400;\">Galite daugiau su\u017einoti apie <\/span><a href=\"https:\/\/coinkickoff.com\/lt\/dai-dai\/\"><span style=\"font-weight: 400;\">DAI<\/span><\/a><span style=\"font-weight: 400;\"> ir USDC m\u016bs\u0173 ap\u017evalgose.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Do_USDC_and_DAI_Work\"><\/span><span style=\"font-weight: 400;\">Kaip veikia USDC ir DAI?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Kaip jau \u017einote, stabilicoins, susieta su USD, visada tur\u0117t\u0173 b\u016bti verta 1 USD, kitaip nei kitos nepastovios kriptovaliutos, pvz. <a href=\"https:\/\/coinkickoff.com\/lt\/bitcoin-btc\/\" data-internallinksmanager029f6b8e52c=\"1\" title=\"Kas yra Bitcoin (BTC)? Kaina, istorija ir kur \u012fsigyti\">Bitcoin<\/a> (BTC) arba <a href=\"https:\/\/coinkickoff.com\/lt\/ethereum-eth\/\" data-internallinksmanager029f6b8e52c=\"2\" title=\"Kas yra Ethereum (ETH)? Kaina, istorija ir kur \u012fsigyti\">Ethereum<\/a> (ETH).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kaip ir dauguma kit\u0173 stabili\u0173coins, USDC ir DAI i\u0161laiko savo kainos stabilum\u0105 d\u0117l paskol\u0173 su u\u017estatu (algoritminiai stabil\u016bscoins yra i\u0161imtis i\u0161 taisykl\u0117s, ta\u010diau \u017einoma, kad jie \u017elunga). I\u0161 esm\u0117s, <\/span><b>USDC ir DAI turi bazin\u012f turt\u0105, kuris u\u017etikrina j\u0173 kain\u0173 stabilum\u0105<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0160tai kaip tai veikia: Kai \"Circle\" i\u0161leid\u017eia nauj\u0105 USDC emisij\u0105 rinkoje, jie savo rezervuose u\u017erakina i\u0161leistos USDC emisijos gryn\u0173j\u0173 pinig\u0173 ekvivalent\u0105. Pavyzd\u017eiui, jei bendrov\u0117 i\u0161leid\u017eia 100 USDC token, ji turi papildyti savo rezervus 100 USD. Taip bendrov\u0117 garantuoja, kad vienas USDC yra vertas 1 USD, nes bendrov\u0117 visada j\u012f perka u\u017e toki\u0105 kain\u0105.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">DAI veikia \u0161iek tiek kitaip, nes DAI atsargas sudaro ne doleriai, o kiti token ir stabil\u016bs coins, pavyzd\u017eiui, Ethereum ir USDC. Kaip galite sp\u0117ti, d\u0117l to jis \u0161iek tiek labiau pa\u017eeid\u017eiamas rinkos s\u0105lyg\u0173, nes DAI turi priklausyti nuo <a href=\"https:\/\/coinkickoff.com\/lt\/prices\/\" data-internallinksmanager029f6b8e52c=\"136\" title=\"Top 100 Live Cryptocurrency kainos (USD)\">kripto kaina<\/a> stabilumas veikti. Kad kompensuot\u0173 t\u0105 papildom\u0105 pa\u017eeid\u017eiamum\u0105, <\/span><b>DAI taiko sistem\u0105, vadinam\u0105 over-collateralizing<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Geriau suprasime, kaip veikia USDC, jei palyginsime j\u0105 su tuo, kaip veikia USDC. Kaip k\u0105 tik paai\u0161kinome, 100 USD u\u017etenka nusipirkti 100 USDC. J\u016bs duodate \"Circle\" 100 USD, o \u012fmon\u0117 juos \u012ftraukia \u012f savo atsargas ir mainais duoda jums 100 USDC. J\u016bs\u0173 100 USD dabar yra u\u017estatas u\u017e j\u016bs\u0173 USDC.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Jei DAI veikt\u0173 kaip USDC, jums tereik\u0117t\u0173 \"MakerDAO\" perduoti 100 USDC, kad gautum\u0117te 100 DAI. Bet taip n\u0117ra! I\u0161 tikr\u0173j\u0173, kad gautum\u0117te 100 DAI, \"MakerDAO\" reikia atiduoti nuo 120 iki 150 USDC. D\u0117l to DAI yra pernelyg u\u017etikrintas turtas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">DAI reikia tokio perteklinio u\u017etikrinimo, nes kriptovaliut\u0173 kainos, net ir stabilioscoin kainos, yra pa\u017eeid\u017eiamos kain\u0173 svyravim\u0173. Taigi \"MakerDAO\" stengiasi u\u017etikrinti, kad j\u0173 turtas tur\u0117t\u0173 apsaugos burbul\u0105, jei kriptovaliut\u0173 kainos smarkiai krist\u0173.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tiksl\u0173 u\u017estato santyk\u012f nustato \"Maker Protocol\", kuris naudoja algoritmus, stebin\u010dius u\u017estato santykius, kad DAI kaina i\u0161likt\u0173 stabili. Kai \u012fne\u0161ate token \u012f \"Maker Protocol\", j\u016bs\u0173 turtas u\u017erakinamas \u012fkaitu u\u017etikrintose skolos pozicijose (angl. Collateralized Debt Positions, CDP) i\u0161maniosiose sutartyse. Jei j\u016bs\u0173 u\u017estato vert\u0117 nukrenta \u017eemiau tam tikro lygio, i\u0161maniosios sutartys automati\u0161kai likviduoja turt\u0105, kad DAI kaina i\u0161likt\u0173 stabili.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_the_Main_Use_Cases_of_USDC_and_DAI\"><\/span><span style=\"font-weight: 400;\">Kokie yra pagrindiniai USDC ir DAI naudojimo atvejai?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Stabiluscoins gali b\u016bti naudojamas perkant ir kei\u010diant daugum\u0105 altcoins. <\/span><b>Dauguma <a href=\"https:\/\/coinkickoff.com\/lt\/crypto-exchanges\/\" data-internallinksmanager029f6b8e52c=\"141\" title=\"21 Geriausios kriptovaliut\u0173 keityklos ir programos 2024 m.\">kriptovaliut\u0173 mainai<\/a> veikia altcoin rinkose, i\u0161reik\u0161tose USDC arba USDT, nes tai dvi did\u017eiausios stabilioscoins rinkos.<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Did\u017eiausias USDC privalumas yra jo<\/span><i><span style=\"font-weight: 400;\"> lengvas konversijos mechanizmas<\/span><\/i><span style=\"font-weight: 400;\">. <\/span><b>Galite pirkti ir parduoti USDC su fiat valiuta, t. y. \u012feiti \u012f kriptovaliut\u0173 rink\u0105 ir i\u0161eiti i\u0161 jos per \u0161\u012f stabil\u0173coin<\/b><span style=\"font-weight: 400;\">. Pavyzd\u017eiui, jei norite i\u0161sigryninti peln\u0105, gaut\u0105 pardavus BTC, galite i\u0161keisti savo BTC \u012f USDC ir i\u0161sigryninti pinigus per centralizuotus mainus.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">DAI n\u0117ra toks populiarus kaip USDC prekiaujant ir perkant skaitmenin\u012f turt\u0105. Kadangi jo paprastai negalima tiesiogiai konvertuoti \u012f grynuosius pinigus, jis n\u0117ra tinkamas greitam pasitraukimui i\u0161 rinkos. Ta\u010diau tai populiarus DeFi turtas. <\/span><b>Savo DAI galite \u012fne\u0161ti \u012f<\/b> <b>\"Maker's DSR\" i\u0161mani\u0105j\u0105 sutart\u012f, kad u\u017edirbtum\u0117te 1% taupymo norm\u0105.\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u017dinoma, <\/span><b>savo DAI ir USDC turt\u0105 taip pat galite \u012fne\u0161ti \u012f \u012fvairius DeFi protokolus arba paskolinti ir u\u017edirbti pal\u016bkan\u0173.<\/b><\/p>\n<h2><span class=\"ez-toc-section\" id=\"USDC_and_DAI_Price_History\"><\/span><span style=\"font-weight: 400;\">USDC ir DAI kain\u0173 istorija<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"USDC_Price_History\"><\/span><span style=\"font-weight: 400;\">USDC Kain\u0173 istorija<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h2><span><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-3391 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/usdc-price.png\" alt=\"usdc kaina\" width=\"985\" height=\"605\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/usdc-price.png 985w, https:\/\/coinkickoff.com\/wp-content\/uploads\/usdc-price-300x184.png 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/usdc-price-768x472.png 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/usdc-price-18x12.png 18w\" sizes=\"auto, (max-width: 985px) 100vw, 985px\" \/><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">1 USDC visada tur\u0117t\u0173 b\u016bti vertas $1, nors kartais kaina gali svyruoti d\u0117l staigi\u0173 rinkos poky\u010di\u0173. Kai \u017emon\u0117s per trump\u0105 laik\u0105 perka arba parduoda USDC dideliais kiekiais, kaina gali pakilti arba suma\u017e\u0117ti, ta\u010diau paprastai ji labai greitai koreguojasi.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"DAI_Price_History\"><\/span><span style=\"font-weight: 400;\">DAI Kain\u0173 istorija<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-2922 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/dai-price-.png\" alt=\"dai kaina\" width=\"989\" height=\"613\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/dai-price-.png 989w, https:\/\/coinkickoff.com\/wp-content\/uploads\/dai-price--300x186.png 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/dai-price--768x476.png 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/dai-price--18x12.png 18w\" sizes=\"auto, (max-width: 989px) 100vw, 989px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">1 DAI visada tur\u0117t\u0173 b\u016bti vertas $1, nors kainos gali svyruoti. Kain\u0173 svyravimai paprastai b\u016bna tada, kai paklausa per trump\u0105 laik\u0105 smarkiai padid\u0117ja arba suma\u017e\u0117ja, ta\u010diau kaina greitai atsistato iki $1.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Circle_and_DAI_Market_Cap\"><\/span><span style=\"font-weight: 400;\">Apskritimas ir DAI rinkos talpa<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"USDC_Market_Cap\"><\/span><span style=\"font-weight: 400;\">USDC Rinkos kapitalizacija<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-3390 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/usdc-marketcap.png\" alt=\"usdc rinkos kapitalizacija\" width=\"963\" height=\"599\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/usdc-marketcap.png 963w, https:\/\/coinkickoff.com\/wp-content\/uploads\/usdc-marketcap-300x187.png 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/usdc-marketcap-768x478.png 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/usdc-marketcap-18x12.png 18w\" sizes=\"auto, (max-width: 963px) 100vw, 963px\" \/><\/p>\n<div class=\"cg-choice-box-six   cg-blue\" ><div class=\"cg-cb-row\"><div class=\"cg-cb-items\" id=\"product-265843\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">Dauguma Coins<\/div><\/div><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Binance\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/10\/Binance_logo.png\" class=\"cg-img-1\" alt=\"Binance\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-post-title=\"Binance\" target=\"\" rel=\"nofollow noopener\">Binance<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li><strong>350+<\/strong> \u012etrauktos kriptovaliutos<\/li><li><strong>&lt;0.10%<\/strong> Sandori\u0173 mokes\u010diai<\/li><li><strong>120 mln.<\/strong> Registruoti naudotojai<\/li><li>Saugus turto fondas naudotojams<\/li><li>U\u017edirbti i\u0161 ind\u0117li\u0173<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-style=\"default\" data-post-title=\"Binance\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Prad\u0117kite<\/a><\/span><\/span><\/div><\/div><div class=\"cg-cb-items\" id=\"product-265829\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">Dauguma \u0161ali\u0173<\/div><\/div><a href=\"https:\/\/kraken.pxf.io\/756J3y\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Kraken\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/Kraken-logo.webp\" class=\"cg-img-1\" alt=\"Krakenas\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/kraken.pxf.io\/756J3y\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-post-title=\"Kraken\" target=\"\" rel=\"nofollow noopener\">Krakenas<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li>JAV \u012fsik\u016br\u0119s<\/li><li>Prad\u0117kite nuo kuo ma\u017eiau <strong>$10<\/strong><\/li><li>Pirkti ir parduoti <strong>200+<\/strong> kriptovaliutos<\/li><li>\"Pro\" sprendimas didesniems prekybininkams<\/li><li>Galima \u012fsigyti <strong>190+<\/strong> \u0161alys<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/kraken.pxf.io\/756J3y\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-style=\"default\" data-post-title=\"Kraken\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Prad\u0117kite<\/a><\/span><\/span><\/div><\/div><div class=\"cg-cb-items\" id=\"product-265822\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">JAV \u012fsik\u016br\u0119s<\/div><\/div><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Coinbase\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/10\/Coinbase.png\" class=\"cg-img-1\" alt=\"Coinbase\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-post-title=\"Coinbase\" target=\"\" rel=\"nofollow noopener\">Coinbase<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li><strong>200+<\/strong> \u012etrauktos kriptovaliutos<\/li><li>Gaukite kriptovaliut\u0105 po pirmojo pirkimo<\/li><li>Apdraustas draudimu&nbsp;<\/li><li>Saugi saugykla su saugyklos apsauga<\/li><li>Patikimiausia kriptovaliut\u0173 platforma<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-style=\"default\" data-post-title=\"Coinbase\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Prad\u0117kite<\/a><\/span><\/span><\/div><\/div><\/div><\/div>\n\n<p><a href=\"https:\/\/coinmarketcap.com\/currencies\/usd-coin\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">USDC<\/span><\/a><span style=\"font-weight: 400;\"> yra antra pagal dyd\u012f stabilicoin po USDT ir penkta pagal rinkos kapitalizacij\u0105 kriptovaliuta. Nuo 2023 m. baland\u017eio m\u0117n. <\/span><a href=\"https:\/\/www.coingecko.com\/en\/coins\/usd-coin\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">cirkuliacinis tiekimas<\/span><\/a><span style=\"font-weight: 400;\"> i\u0161 <\/span><b>32 milijardai USDC<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">USDC n\u0117ra nustatyta bendra tiekimo apimtis, nes <\/span><a href=\"https:\/\/www.centre.io\/usdc-faq\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\"Circle\" patvirtintos finans\u0173 \u012fstaigos<\/span><\/a><span style=\"font-weight: 400;\"> gali rinkai tiekti naujus USDC, kol yra paklausa. Kai \u017emon\u0117s parduoda USDC, nor\u0117dami atgauti \u012fkaitus, tos pa\u010dios institucijos sudegina USDC pertekli\u0173.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nors i\u0161 prad\u017ei\u0173 jis buvo sukurtas ir prad\u0117tas naudoti Ethereum tinkluose, dabar USDC galima naudoti keliose blok\u0173 grandin\u0117se, pvz. <a href=\"https:\/\/coinkickoff.com\/lt\/solana-sol\/\" data-internallinksmanager029f6b8e52c=\"5\" title=\"Kas yra Solana (SOL)? Kaip jis veikia ir kur j\u012f \u012fsigyti?\">Solana<\/a>, <a href=\"https:\/\/coinkickoff.com\/lt\/hederos-baras\/\" data-internallinksmanager029f6b8e52c=\"35\" title=\"Kas yra Hedera (HBAR), kaip ji veikia ir kur j\u0105 \u012fsigyti?\">Hedera<\/a>, <a href=\"https:\/\/coinkickoff.com\/lt\/algorand-algo\/\" data-internallinksmanager029f6b8e52c=\"182\" title=\"Kas yra Algorand (ALGO)? Kaina, istorija ir kur pirkti\">Algorandas<\/a>, <a href=\"https:\/\/coinkickoff.com\/lt\/tron-trx\/\" data-internallinksmanager029f6b8e52c=\"27\" title=\"Kas yra Tronas (TRX) Kaip jis veikia ir kur j\u012f \u012fsigyti?\">Tronas<\/a>, ir <a href=\"https:\/\/coinkickoff.com\/lt\/stellar-xlm\/\" data-internallinksmanager029f6b8e52c=\"33\" title=\"Kas yra &quot;Stellar&quot; (XLM), kaip jis veikia ir kur j\u012f \u012fsigyti?\">\u017dvaig\u017ed\u017ei\u0173<\/a>.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"DAI_Market_Cap\"><\/span><span style=\"font-weight: 400;\">DAI Rinkos kapitalizacija<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-2923 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/DAI-marketcap.png\" alt=\"DAI rinkos kapitalizacija\" width=\"968\" height=\"613\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/DAI-marketcap.png 968w, https:\/\/coinkickoff.com\/wp-content\/uploads\/DAI-marketcap-300x190.png 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/DAI-marketcap-768x486.png 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/DAI-marketcap-18x12.png 18w\" sizes=\"auto, (max-width: 968px) 100vw, 968px\" \/><\/p>\n<p><a href=\"https:\/\/coinmarketcap.com\/currencies\/usd-coin\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">DAI<\/span><\/a><span style=\"font-weight: 400;\"> yra ketvirta pagal dyd\u012f stabilicoin ir septyniolikta pagal rinkos kapitalizacij\u0105 kriptovaliuta. Nuo 2023 m. baland\u017eio m\u0117n. <\/span><a href=\"https:\/\/coinmarketcap.com\/currencies\/multi-collateral-dai\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">cirkuliacinis tiekimas<\/span><\/a><span style=\"font-weight: 400;\"> i\u0161 <\/span><b>5,2 mlrd. DAI<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">DAI n\u0117ra nustatytas bendras tiekimo kiekis. Naujus DAI token automati\u0161kai i\u0161leid\u017eia \"Maker Protocol\" i\u0161maniosios sutartys, kai \u017emon\u0117s \u012fmoka u\u017estato kriptovaliutas. MakerDAO yra atsakinga u\u017e protokolo valdym\u0105 ir u\u017estato santykio nustatym\u0105.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nors \"MakerDAO\" gars\u0117ja autonominiu ir decentralizuotu valdymu, projekt\u0105 daugiausia kontroliuoja \u012fk\u016br\u0117j\u0173 komanda, kuriai priklauso dauguma MKR token.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Galite \u012fsigyti DAI daugumoje kriptovaliut\u0173 bir\u017e\u0173 ir \u012fne\u0161ti j\u012f \u012f daugel\u012f DeFi protokol\u0173, kad u\u017edirbtum\u0117te pal\u016bkan\u0173.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"USDC_vs_DAI_Main_Similarities\"><\/span><span style=\"font-weight: 400;\">USDC vs DAI\u00a0<\/span><span style=\"font-weight: 400;\">Pagrindiniai pana\u0161umai<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>USDC ir DAI yra stabil\u016bscoins ir USD santykis yra vienas su vienu. Abu aktyvai yra gana populiar\u016bs ir juos galima rasti daugumoje kriptovaliut\u0173 bir\u017e\u0173. Abu turtus galite deponuoti arba u\u017erakinti \"DeFi\" protokoluose, kad gautum\u0117te pasyvi\u0173 pajam\u0173.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Did\u017eiausias USDC ir DAI pana\u0161umas yra tas, kaip jie naudojami i\u0161vestini\u0173 finansini\u0173 priemoni\u0173 programose. <\/span><b>Ir USDC, ir DAI yra populiarios investavimo priemon\u0117s, leid\u017eian\u010dios u\u017edirbti pal\u016bkanas.<\/b><span style=\"font-weight: 400;\"> Abu turtus galite paskolinti kitiems u\u017e dideles pal\u016bkanas.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"USDC_vs_DAI_Main_Differences\"><\/span><span style=\"font-weight: 400;\">USDC vs DAI <\/span><span style=\"font-weight: 400;\">Pagrindiniai skirtumai<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">USDC ir DAI skiriasi keliais aspektais, \u012fskaitant rinkos apr\u0117pt\u012f, susiejimo mechanizmus, atsarg\u0173 b\u016bkl\u0119 ir valdym\u0105. Panagrin\u0117kime juos i\u0161samiau.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Pegging_Mechanism\"><\/span><span style=\"font-weight: 400;\">Susiejimo mechanizmas<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Ankstesniuose skyriuose paai\u0161kinome, kaip DAI ir USDC veikia skirtingai. USDC apsaugo savo vertyb\u0119 \u012fkeisdama realaus pasaulio turt\u0105, pavyzd\u017eiui, grynuosius pinigus ir investicijas, o DAI apsaugo savo vert\u0119 pertekliniu kit\u0173 kriptovaliut\u0173, daugiausia Ethereum ir USDC, \u012fkeitimu.\u00a0<\/span><\/p>\n<p><b>DAI pirmiausia palaiko USD Coin (USDC) ir eteris (ETH), taip pat kiti token, pvz. <a href=\"https:\/\/coinkickoff.com\/lt\/uniswap-uni\/\" data-internallinksmanager029f6b8e52c=\"34\" title=\"Kas yra &quot;Uniswap&quot; (UNI), kaip jis veikia ir kur j\u012f \u012fsigyti?\">Uniswap<\/a> (UNI), <a href=\"https:\/\/coinkickoff.com\/lt\/pax-dollar-usdp\/\" data-internallinksmanager029f6b8e52c=\"97\" title=\"Kas yra &quot;Pax Dollar&quot; (USDP)? Kaip jis veikia ir kur j\u012f \u012fsigyti?\">Pax Dollar<\/a>, \"Gemini Dollar\" (GUSD) ir <a href=\"https:\/\/coinkickoff.com\/lt\/apvyniotas-bitcoin-wbtc\/\" data-internallinksmanager029f6b8e52c=\"17\" title=\"Kas yra Wrapped Bitcoin (WBTC)? Kaip jis veikia ir kur j\u012f \u012fsigyti?\">Wrapped Bitcoin<\/a>ir keletas kit\u0173. <\/b><span style=\"font-weight: 400;\">D\u0117l to DAI beveik visi\u0161kai priklauso nuo keli\u0173 kit\u0173 kriptovaliut\u0173 projekt\u0173. Jei \u0161i\u0173 token vert\u0117 kris, gali kristi ir DAI vert\u0117.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Techni\u0161kai i\u0161maniosios sutartys, kuriomis valdomas \"Maker\" protokolas, yra u\u017eprogramuotos taip, kad suma\u017eint\u0173 devalvacijos rizik\u0105 likviduojant \u012fkait\u0105. Ta\u010diau DAI vis tiek gali prarasti vert\u0119, jei \u017eymusis token savo atsargose visi\u0161kai \u017elugt\u0173.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ta\u010diau tur\u0117tume pa\u017eym\u0117ti, kad DAI neseniai <\/span><b>prad\u0117jo \u012fsigyti realaus pasaulio turto, kad suma\u017eint\u0173 savo priklausomyb\u0119 nuo kriptografini\u0173 investicij\u0173.\u00a0<\/b><\/p>\n<p><b>Kadangi USDC yra tiesiogiai susietas su USD, jis tur\u0117t\u0173 i\u0161likti likvidus tol, kol \"Circle\" laikys pakankamai gryn\u0173j\u0173 pinig\u0173 atsarg\u0173 turtui padengti.<\/b><span style=\"font-weight: 400;\"> Ta\u010diau reik\u0117t\u0173 pa\u017eym\u0117ti, kad \"Circle\" neb\u016btinai visus rezervus laiko grynaisiais pinigais, o USDC gali prarasti savo susiejim\u0105, jei nepakaks rezerv\u0173 token palaikyti.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Taip pereiname prie kito didelio skirtumo tarp \u0161i\u0173 dviej\u0173 r\u016b\u0161i\u0173 turto.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"State_of_Reserves\"><\/span><span style=\"font-weight: 400;\">Rezerv\u0173 b\u016bkl\u0117<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Stabil\u016bscoin rezervai apskritai yra opi tema. Did\u017eiausi\u0105 pasaulyje stabili\u0173coin USDT emitentas Tether jau daugel\u012f met\u0173 atkakliai atsisako pateikti vie\u0161us auditus, nepaisydamas visuomen\u0117s ir oficiali\u0173 institucij\u0173 raginim\u0173 ir keli\u0173 kontroversij\u0173, susijusi\u0173 su turto u\u017etikrinimu.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">USDC emitento \"Circle\" yra ne kitoks. Vietoj oficialaus audito bendrov\u0117 skelbia vie\u0161\u0173j\u0173 apskaitos \u012fmoni\u0173 vertinimo ataskaitas. Deja, kaip nurod\u0117 daugelis kritik\u0173, ataskait\u0173 pagr\u012fstumas ir apimtis toli gra\u017eu n\u0117ra skaidr\u016bs ir lemiami. Tod\u0117l, <\/span><b>be nepriklausomo audito ne\u012fmanoma su\u017einoti USDC atsarg\u0173 b\u016bkl\u0117s.<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\"Circle\" teigimu, did\u017ei\u0105j\u0105 dal\u012f USDC atsarg\u0173 sudaro <\/span><b>trumpalaikiai i\u017edo vekseliai ir pinig\u0173 ekvivalentai.<\/b><\/p>\n<p><b>Kita vertus, DAI atsargos yra skaidresn\u0117s. Kadangi DAI yra u\u017etikrintas kriptografiniais u\u017estatais ir i\u0161maniosiomis sutartimis, informacija apie rezervus yra vie\u0161a ir gali b\u016bti prieinama bet kam.\u00a0<\/b><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Governance\"><\/span><span style=\"font-weight: 400;\">Valdymas<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Tai \u0161iek tiek sud\u0117tinga, nes \"MakerDAO\" ir \"Circle\" prakti\u0161kai nelabai skiriasi, kai kalbama apie valdym\u0105. Teori\u0161kai jos yra gana skirtingos. Iliustruokime, k\u0105 turime omenyje i\u0161samiau.<\/span><\/p>\n<p><b>Teori\u0161kai \"MakerDAO\" yra decentralizuota autonomin\u0117 organizacija, o tai rei\u0161kia, kad DAI valdo \"Maker\" bendruomen\u0117s nariai.<\/b><span style=\"font-weight: 400;\"> Bendrijos nariai gali deleguoti savo MKR token (Maker Protocol governance token) atstovams, kad \u0161ie j\u0173 vardu balsuot\u0173 svarbiausiais DAI ir MakerDAO klausimais. Taigi teori\u0161kai DAI yra gana decentralizuotas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ta\u010diau, kaip ir dauguma kit\u0173 \"decentralizuot\u0173\" projekt\u0173, <\/span><b>DAI valdymas taip pat yra gana centralizuotas d\u0117l to, kad MKR token yra sutelktas keli\u0173 asmen\u0173 rankose. <\/b><span style=\"font-weight: 400;\">Tarp \u0161i\u0173 suinteresuot\u0173j\u0173 \u0161ali\u0173 yra rizikos kapitalo investuotojai, steig\u0117jai ir DAI valdytojai. \"MakerDao\" \u012fk\u016br\u0117jas Christensenas turi did\u017eiul\u0119 gali\u0105 DAI ekosistemoje.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pavyzd\u017eiui, 2022 m. \"MakerDAO\" pri\u0117m\u0117 prie\u0161taringai vertinam\u0105 plan\u0105 d\u0117l stabilicoin ateities, nes Christensenas turi MKR akcij\u0173. Tai rei\u0161kia, kad su projektu susij\u0119 sprendimai i\u0161 ties\u0173 yra gana centralizuoti.<\/span><\/p>\n<p><b>Kita vertus, USDC emitentas \"Circle\" yra privati, centralizuota bendrov\u0117. Tod\u0117l \u0161i bendrov\u0117 kontroliuoja USDC kalimo proces\u0105 ir visus svarbiausius sprendimus, susijusius su projekto ateitimi.<\/b><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Market_Capitalization\"><\/span><span style=\"font-weight: 400;\">Rinkos kapitalizacija<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><b>Did\u017eiausias skirtumas tarp USDC ir DAI yra j\u0173 rinkos talpa.<\/b> <b>USDC yra antra pagal rinkos vert\u0119 stabilicoin. Kita vertus, DAI yra tik ketvirtoje vietoje.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">USDC pripa\u017e\u012fsta dauguma pagrindini\u0173 institucij\u0173 ir juo galima prekiauti beveik prie\u0161 visus altcoins. Palyginti su USDC, DAI teb\u0117ra gana ni\u0161inis stabiluscoin.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Risks_Associated_With_USDC_and_DAI\"><\/span><span style=\"font-weight: 400;\">Rizika, susijusi su USDC ir DAI\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Risk_of_Losing_Their_Peg\"><\/span><span style=\"font-weight: 400;\">Rizika prarasti \"Peg<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><b>Pagrindin\u0117 rizika, susijusi su stablecoins, yra kainos svyravimai. Tam tikromis aplinkyb\u0117mis stabil\u016bscoins gali prarasti susiet\u0105j\u0105 kain\u0105, da\u017eniausiai tada, kai j\u0173 atsargos yra per ma\u017eos, kad padengt\u0173 apyvartoje esan\u010di\u0173 token skai\u010di\u0173.\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Toks scenarijus \u012fmanomas, jei emisijos bendrov\u0117s nelaiko pakankamai gryn\u0173j\u0173 pinig\u0173 ir pinig\u0173 ekvivalent\u0173 atsarg\u0173 arba jei atsargos pavagiamos, prarandamos ar kitaip neprieinamos.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\"Stablecoins\" kartais gali trumpam atsilikti nuo savo dolerio vert\u0117s, ta\u010diau paprastai greitai atgauna savo kain\u0105. Ta\u010diau jei po nuvert\u0117jimo \u012fvykio kaina greitai neatsistato, ji gali smarkiai kristi \u017eemyn ir sukelti nemokum\u0105.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Paprastai tai rei\u0161kia, kad atitinkamas stabilus coin visi\u0161kai \u017elugs, i\u0161 rinkos i\u0161mesdamas savo dolerio vert\u0119 ir palikdamas token tur\u0117tojus su bever\u010diais token.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Naudojant DAI ir USDC, gali padid\u0117ti atskyrimo rizika. Kadangi USDC sudaro did\u017ei\u0105j\u0105 dal\u012f DAI \u012fkaito, tod\u0117l problema su USDC atsargomis <\/span><a href=\"https:\/\/cointelegraph.com\/news\/circle-s-usdc-instability-causes-domino-effect-on-dai-usdd-stablecoins\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">taip pat gali sukelti DAI atskyrimo \u012fvyk\u012f.<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><b>Kadangi tiek DAI, tiek USDC yra populiarus DeFi turtas, kainos kritimo poveikis gali sukelti bangas visoje kriptovaliut\u0173 rinkoje.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Panagrin\u0117kime kelet\u0105 konkre\u010di\u0173 galim\u0173 problem\u0173 pavyzd\u017ei\u0173:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">2023 m. \"Silvergate Bank\" (SVB), populiari \u012fstaiga tarp kriptovaliut\u0173 verslinink\u0173, paskelb\u0117 bankrot\u0105. Tuo metu, <\/span><a href=\"https:\/\/www.coindesk.com\/consensus-magazine\/2023\/04\/05\/usdc-boasted-transparency-but-it-didnt-help-when-silicon-valley-bank-got-into-trouble\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">SVB tur\u0117jo apie 3,3 mlrd. ind\u0117li\u0173 i\u0161 USDC<\/span><\/a><span style=\"font-weight: 400;\">, t. y. didel\u0117 suma, sudaranti didel\u0119 USDC atsarg\u0173 dal\u012f.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Prane\u0161us apie SVB bankrot\u0105, USDC neteko susietumo su JAV doleriu. Nors Circle greitai patikino investuotojus, kad turi reikiam\u0173 l\u0117\u0161\u0173 tr\u016bkstamiems 3,3 mlrd. USD padengti, \u0161is \u012fvykis atskleid\u0117, kad net grynaisiais pinigais pagr\u012fsti stabil\u016bs coins yra <\/span><a href=\"https:\/\/www.bloomberg.com\/news\/articles\/2023-03-11\/circle-s-usdc-stablecoin-shakiness-reverberates-in-crypto-world-of-defi-dai#xj4y7vzkg\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">pa\u017eeid\u017eiamos d\u0117l rinkos nepakankamumo.<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">USDC nustojo augti tik po to, kai reguliavimo institucijos paskelb\u0117, kad <\/span><a href=\"https:\/\/www.cnbc.com\/2023\/03\/12\/regulators-unveil-plan-to-stem-damage-from-svb-collapse.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">ind\u0117lininkai atgaut\u0173 galimyb\u0119 naudotis savo l\u0117\u0161omis.<\/span><\/a><span style=\"font-weight: 400;\">. \u012eprastai FDIC ind\u0117li\u0173 draudimu apdraud\u017eiama tik iki 250 000 USD, t. y. gerokai ma\u017eiau nei SVB laikomi ind\u0117liai.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Be abejo, USDC kain\u0173 susiejimo panaikinimas taip pat b\u016bt\u0173 pakenk\u0119s DAI ilguoju laikotarpiu, jei turtas negal\u0117t\u0173 atgauti savo susietosios kainos. Ta\u010diau tai dar ne viskas. DAI taip pat yra \u012fkeistas \u012fvairiais kitais token, \u012fskaitant Gemini USD (GUSD).<\/span><\/p>\n<p><a href=\"https:\/\/www.coindesk.com\/business\/2021\/11\/18\/crypto-exchange-gemini-trust-looks-for-7b-valuation-in-400m-funding-round-report\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Gemini USD (GUSD) yra potenciali DAI rizika<\/span><\/a><span style=\"font-weight: 400;\"> nes patys Dvyniai turi rimt\u0173 finansini\u0173 problem\u0173. \u017dlugus \"Genesis\", kuri vald\u0117 program\u0105 \"Gemini Earn\", \"Gemini\" prarado apie 900 mln. USD. Jei \"Gemini\" finansai \u017elugs, o GUSD kainos kris, gali kilti dar didesn\u0117 gr\u0117sm\u0117 DAI atsargoms.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Legal_and_Financial_Risks\"><\/span><span style=\"font-weight: 400;\">Teisin\u0117 ir finansin\u0117 rizika<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Kaip jau paai\u0161kinome, stablecoins yra puik\u016bs \u012f\u0117jimo ir i\u0161\u0117jimo ta\u0161kai \u012f kriptovaliut\u0173 rink\u0105. Galite pirkti stablecoins bir\u017eoje ir si\u0173sti juos \u012f bet kuri\u0105 pasaulio viet\u0105, kad pervestum\u0117te dideles pinig\u0173 sumas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kadangi reguliavimo institucijos vis geriau supranta, kaip naudojamas stabiluscoins, jos vis atsargiau leid\u017eia \u0161iam turtui jud\u0117ti po pasaul\u012f nereguliuojant.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kaip \u017einote, pagrindinis kriptografini\u0173 coins, pavyzd\u017eiui, Bitcoin (dabar stabiluscoins), pardavimo privalumas yra greiti ir be sien\u0173 atliekami sandoriai, kuriems netrukdo brangi ir daug laiko reikalaujanti bank\u0173 pasaulio biurokratija.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nors tai patrauklus pasi\u016blymas, jis taip pat visi\u0161kai neatsi\u017evelgia \u012f tai, kod\u0117l tradicin\u0117 bankininkyst\u0117 veikia b\u016btent taip. Ne veltui bankai taiko skirtingas taisykles, kad u\u017ekirst\u0173 keli\u0105 pinig\u0173 plovimui, terorizmo finansavimui ir kitai nusikalstamai veiklai.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pastaraisiais metais vald\u017eios institucijos prad\u0117jo steb\u0117ti, kaip stabil\u016bscoin sandoriai naudojami l\u0117\u0161oms neteis\u0117tai pervesti tarp subjekt\u0173, ir imasi priemoni\u0173, kad \u0161is turtas b\u016bt\u0173 grie\u017e\u010diau reguliuojamas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pavyzd\u017eiui, kai U\u017esienio turto kontrol\u0117s tarnyba <\/span><a href=\"https:\/\/home.treasury.gov\/news\/press-releases\/jy0916\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">nurod\u0117 skirti Tornado Cash sankcij\u0105.<\/span><\/a><span style=\"font-weight: 400;\"> 2022 m. kriptovaliut\u0173 main\u0173 tarnybos tur\u0117jo \u012ftraukti \u012f \"juod\u0105j\u012f s\u0105ra\u0161\u0105\" kelias pinigines, prijungtas prie \"Tornado\".<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\"Tornado Mixer\" yra anonimin\u0117s prekybos paslauga, skirta skaitmeniniams p\u0117dsakams blok\u0173 grandin\u0117je pasl\u0117pti ir gali b\u016bti naudojama OFAC sankcijoms ir pinig\u0173 plovimui pa\u017eeisti.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Po \u012fsakymo \"Circle\" \u012f juod\u0105j\u012f s\u0105ra\u0161\u0105 \u012ftrauk\u0117 38 pinigini\u0173 adresus, kuriuose buvo ma\u017eiausiai 75 000 USDC. Tai palyginti nedidel\u0117 suma \"Circle\" (palyginti su SVB laikomais 3,3 mlrd. USD), ta\u010diau ji vis tiek suk\u0117l\u0117 nerim\u0105 kriptovaliut\u0173 ekosistemoje d\u0117l to, kad d\u0117l reglament\u0173 gali kilti pavojus kriptovaliut\u0173 investicijoms.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nors kriptovaliutos da\u017enai parduodamos kaip valdomos kodo, tiesa yra ta, kad, nor\u0117damos veikti, \u0161ios paslaugos turi atitikti finans\u0173 pasaulio taisykles ir reglamentus.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Where_Can_You_Buy_USDC_and_DAI\"><\/span><span style=\"font-weight: 400;\">Kur galite \u012fsigyti USDC ir DAI?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">USDC ir DAI galite \u012fsigyti beveik visose kriptovaliut\u0173 bir\u017eose. Did\u017eiausios DAI rinkos yra \u0161ios <a href=\"https:\/\/coinkickoff.com\/lt\/binance-review\/\" data-internallinksmanager029f6b8e52c=\"152\" title=\"Binance Atsiliepimai 2024: Funkcijos, mokes\u010diai, saugumas, privalumai ir tr\u016bkumai\">Binance<\/a>, <a href=\"https:\/\/coinkickoff.com\/lt\/coinbase-review\/\" data-internallinksmanager029f6b8e52c=\"142\" title=\"Coinbase Atsiliepimai 2024: Funkcijos, mokes\u010diai, saugumas, privalumai ir tr\u016bkumai\">Coinbase<\/a>, \"Uniswap\" ir <a href=\"https:\/\/coinkickoff.com\/lt\/kraken-review\/\" data-internallinksmanager029f6b8e52c=\"171\" title=\"&quot;Kraken&quot; ap\u017evalgos 2023: Mokes\u010diai, funkcijos, saugumas, privalumai ir tr\u016bkumai\">Krakenas<\/a>. Pana\u0161iai did\u017eiausios USDC rinkos yra Binance, \"Kraken\", \"Uniswap\" ir <a href=\"https:\/\/coinkickoff.com\/lt\/kucoin-review\/\" data-internallinksmanager029f6b8e52c=\"153\" title=\"KuCoin Atsiliepimai 2023: Mokes\u010diai, saugumas, privalumai ir tr\u016bkumai\">Kucoin<\/a>.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Dauguma centralizuot\u0173 bir\u017e\u0173 leid\u017eia pirkti DAI ir USDC fiat valiutomis, pavyzd\u017eiui, USD arba eurais, naudojantis internetin\u0117s bankininkyst\u0117s metodais, \u012fskaitant bankinius pervedimus, kredito ir debeto korteles bei tre\u010di\u0173j\u0173 \u0161ali\u0173 mok\u0117jimo paslaug\u0173 teik\u0117jus.<\/span><\/p>\n<div class=\"cg-choice-box-six   cg-blue\" ><div class=\"cg-cb-row\"><div class=\"cg-cb-items\" id=\"product-265843\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">Dauguma Coins<\/div><\/div><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Binance\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/10\/Binance_logo.png\" class=\"cg-img-1\" alt=\"Binance\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-post-title=\"Binance\" target=\"\" rel=\"nofollow noopener\">Binance<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li><strong>350+<\/strong> \u012etrauktos kriptovaliutos<\/li><li><strong>&lt;0.10%<\/strong> Sandori\u0173 mokes\u010diai<\/li><li><strong>120 mln.<\/strong> Registruoti naudotojai<\/li><li>Saugus turto fondas naudotojams<\/li><li>U\u017edirbti i\u0161 ind\u0117li\u0173<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-style=\"default\" data-post-title=\"Binance\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Prad\u0117kite<\/a><\/span><\/span><\/div><\/div><div class=\"cg-cb-items\" id=\"product-265829\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">Dauguma \u0161ali\u0173<\/div><\/div><a href=\"https:\/\/kraken.pxf.io\/756J3y\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Kraken\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/Kraken-logo.webp\" class=\"cg-img-1\" alt=\"Krakenas\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/kraken.pxf.io\/756J3y\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-post-title=\"Kraken\" target=\"\" rel=\"nofollow noopener\">Krakenas<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li>JAV \u012fsik\u016br\u0119s<\/li><li>Prad\u0117kite nuo kuo ma\u017eiau <strong>$10<\/strong><\/li><li>Pirkti ir parduoti <strong>200+<\/strong> kriptovaliutos<\/li><li>\"Pro\" sprendimas didesniems prekybininkams<\/li><li>Galima \u012fsigyti <strong>190+<\/strong> \u0161alys<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/kraken.pxf.io\/756J3y\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-style=\"default\" data-post-title=\"Kraken\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Prad\u0117kite<\/a><\/span><\/span><\/div><\/div><div class=\"cg-cb-items\" id=\"product-265822\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">JAV \u012fsik\u016br\u0119s<\/div><\/div><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Coinbase\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/10\/Coinbase.png\" class=\"cg-img-1\" alt=\"Coinbase\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-post-title=\"Coinbase\" target=\"\" rel=\"nofollow noopener\">Coinbase<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li><strong>200+<\/strong> \u012etrauktos kriptovaliutos<\/li><li>Gaukite kriptovaliut\u0105 po pirmojo pirkimo<\/li><li>Apdraustas draudimu&nbsp;<\/li><li>Saugi saugykla su saugyklos apsauga<\/li><li>Patikimiausia kriptovaliut\u0173 platforma<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-style=\"default\" data-post-title=\"Coinbase\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Prad\u0117kite<\/a><\/span><\/span><\/div><\/div><\/div><\/div>\n\n<p><span style=\"font-weight: 400;\">Taip pat galite gauti DAI, u\u017eblokuodami u\u017estat\u0105 per <\/span><a href=\"https:\/\/oasis.app\/borrow\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\"Oasis Vault\" portalas<\/span><\/a><span style=\"font-weight: 400;\"> arba <\/span><a href=\"https:\/\/debank.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">DeBank<\/span><\/a><span style=\"font-weight: 400;\"> ir <\/span><a href=\"https:\/\/defisaver.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\"DeFi Saver<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Can_You_Exchange_USDC_for_DAI\"><\/span><span style=\"font-weight: 400;\">Kaip pakeisti USDC \u012f DAI?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Galite apsikeisti USDC \u012f DAI daugumoje kriptovaliut\u0173 bir\u017e\u0173. Uniswap ir Curve si\u016blo dideles USDC\/DAI rinkas, ta\u010diau galite patikrinti, ar j\u016bs\u0173 kriptovaliut\u0173 bir\u017eoje yra USDC\/DAI por\u0173 s\u0105ra\u0161as.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Future_Plans_for_Circle_and_DAI\"><\/span><span style=\"font-weight: 400;\">Ateities planai d\u0117l \"Circle\" ir DAI<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">OFAC \u012fsakymas d\u0117l \"Tornado Mixer\" ir \"Silvergate Bank\" (SVB) bankrotas buvo svarb\u016bs \u012fvykiai tiek USDC, tiek DAI. Abiej\u0173 aktyv\u0173 ateitis priklauso nuo to, kaip u\u017e \u0161i\u0173 aktyv\u0173 valdym\u0105 atsakingi asmenys reaguos \u012f \u0161ias kli\u016btis.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pastaraisiais m\u0117nesiais \"MakerDAO\" perdav\u0117 kelet\u0105 plan\u0173, kurie gali reik\u0161ti did\u017eiulius stabiluscoin poky\u010dius. Ties\u0105 sakant, klausimas, ar DAI i\u0161liks stabilicoin, lieka atviras.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">I\u0161samiau susipa\u017einkime su DAI ir USDC ateities planais.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">2022 m. \"MakerDAO\" bendruomen\u0117 sureng\u0117 balsavim\u0105 d\u0117l prie\u0161taringai vertinamo Rune Christenseno plano d\u0117l DAI ateities, pavadinto \"<\/span><a href=\"https:\/\/beincrypto.com\/makerdao-mkr-endgame-plan-passed-in-a-vote-where-founder-had-60-influence\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\"Endgame\"<\/span><\/a><span style=\"font-weight: 400;\">.\" Christensenas garsiai pasisako u\u017e tvarius finansus ir kov\u0105 su visuotiniu at\u0161ilimu, o \"galutinio \u017eaidimo\" plan\u0105 sudaro keli scenarijai, kaip spr\u0119sti jo finansinius ir aplinkosaugos klausimus.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Plan\u0105 sudaro trys etapai ir daug judan\u010di\u0173 dali\u0173, kurias \"MakerDAO\" bendruomen\u0117 gali \u012fgyvendinti laikui b\u0117gant.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Trumpalaikis tikslas - u\u017edirbti kuo daugiau pinig\u0173, kad ateityje b\u016bt\u0173 galima \u012fsigyti daugiau ETH DAI. Kadangi DAI jau remiasi Ethereum, Christensenas teigia, kad prasminga statyti ant ETH, o ne ant USDC ir kit\u0173 stabili\u0173 coins.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ilgalaikis tikslas yra <\/span><a href=\"https:\/\/beincrypto.com\/makerdao-mkr-endgame-plan-passed-in-a-vote-where-founder-had-60-influence\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">suma\u017einti DAI's USDC atsargas<\/span><\/a><span style=\"font-weight: 400;\"> siekiant u\u017etikrinti atsarg\u0173 apsaug\u0105. Ilgalaik\u0117je perspektyvoje pagal plan\u0105 reikalaujama, kad MakerDAO investuot\u0173 \u012f real\u0173 turt\u0105, kad <\/span><a href=\"https:\/\/finance.yahoo.com\/news\/makerdao-approves-deployment-100m-usdc-184700831.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u012fvairinti DAI atsargas<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Plane numatoma pirkti nekilnojam\u0105j\u012f turt\u0105 ir JAV vyriausyb\u0117s bei <\/span><a href=\"https:\/\/www.coindesk.com\/business\/2022\/10\/06\/stablecoin-issuer-makerdao-allocates-500m-for-treasuries-corporate-bond-investment\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u012fmoni\u0173 obligacijos<\/span><\/a><span style=\"font-weight: 400;\"> apsisaugoti nuo kriptografijos nestabilumo.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Galutiniame etape planuojama DAI atriboti nuo USD, kad jis tapt\u0173 laisvai cirkuliuojan\u010diu turtu. Tai priklauso nuo keleto kit\u0173 s\u0105lyg\u0173, ta\u010diau i\u0161lieka reali galimyb\u0117 ateityje, priklausomai nuo to, kaip vystysis kriptoekonomika.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kita vertus, \"Circle\" pasirinko kitok\u012f po\u017ei\u016br\u012f, kad u\u017etikrint\u0173 didesn\u012f stabilum\u0105. Circle Tarletonas Watkinsas pasi\u016bl\u0117, kad geriausia b\u016bt\u0173, jei stabilicoin bendrov\u0117 gal\u0117t\u0173 <\/span><a href=\"https:\/\/www.finextra.com\/newsarticle\/42007\/circle-calls-for-fed-backing-for-usdc-picks-france-for-european-hq\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">turi atsarg\u0173 JAV doleriais FED.<\/span><\/a><span style=\"font-weight: 400;\"> vietoj toki\u0173 bank\u0173 kaip SVB. Tai vadinama visi\u0161ko FED rezervo modeliu, kuris u\u017etikrint\u0173 rezervini\u0173 l\u0117\u0161\u0173 saugum\u0105 be bankroto rizikos.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">SVB bankrotas atskleid\u0117 kar\u010di\u0105 kriptovaliut\u0173 ironij\u0105: Kadaise kriptoekonomika buvo sveikinama kaip tradicini\u0173 finansini\u0173 institucij\u0173, toki\u0173 kaip bankai, nutraukimas. Bitcoin buvo garsiai paskelbta kaip kovos \u0161auksmas prie\u0161 \u017elungan\u010di\u0105 bank\u0173 sistem\u0105, kuri savo b\u0117das i\u0161krov\u0117 visuomenei, priversdama j\u0105 mok\u0117ti u\u017e \u017elungan\u010di\u0173 bank\u0173 institucij\u0173 klaidas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ta\u010diau naujausia SVB ir USDC kriz\u0117 rodo, kad viskas n\u0117ra taip paprasta.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">USDC pavyko susigr\u0105\u017einti 1 USD susiejim\u0105 tik po to, kai Federalinis rezerv\u0173 bankas ir I\u017edo departamentas panaikino SVB FDIC padengimo limit\u0105. Federalinis rezerv\u0173 bankas prad\u0117jo vykdyti nauj\u0105 Bank\u0173 terminuotojo finansavimo program\u0105, kad suma\u017eint\u0173 galimus nuostolius d\u0117l SVB \u017elugimo, kuri\u0105 JAV i\u017edo departamentas remia 25 mln. USD fondu.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nepaisant akivaizd\u017ei\u0173 problem\u0173 su vald\u017eios institucijomis, ilgainiui gali paai\u0161k\u0117ti, kad reguliavimo institucijos yra kriptovaliut\u0173 gelb\u0117tojos.\u00a0<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Stabilios coins, pavyzd\u017eiui, USDC ir DAI, yra susietos su USD vienas su vienu, t. y. j\u0173 kaina yra stabili. D\u0117l to juos galima naudoti perkant ir prekiaujant kitomis kriptovaliutomis arba investuojant \u012f DeFi projektus. \u0160ioje USDC vs DAI ap\u017evalgoje paai\u0161kinsime dviej\u0173 stabili\u0173coins skirtumus ir i\u0161vardysime prekybos USDC rizik\u0105 ir naud\u0105.<\/p>","protected":false},"author":3,"featured_media":2920,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","_glsr_average":0,"_glsr_ranking":0,"_glsr_reviews":0,"footnotes":""},"categories":[9,4],"tags":[],"class_list":{"0":"post-3389","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-comparisons","8":"category-coins","9":"entry"},"featured_image_src":"https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai-600x400.jpg","featured_image_src_square":"https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai-600x563.jpg","author_info":{"display_name":"Ian Wright","author_link":"https:\/\/coinkickoff.com\/lt\/author\/ianw\/"},"_links":{"self":[{"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/posts\/3389","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/comments?post=3389"}],"version-history":[{"count":3,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/posts\/3389\/revisions"}],"predecessor-version":[{"id":4311,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/posts\/3389\/revisions\/4311"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/media\/2920"}],"wp:attachment":[{"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/media?parent=3389"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/categories?post=3389"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/tags?post=3389"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}