{"id":3013,"date":"2023-03-20T20:22:09","date_gmt":"2023-03-20T20:22:09","guid":{"rendered":"https:\/\/coinkickoff.com\/?p=3013"},"modified":"2026-01-08T14:11:53","modified_gmt":"2026-01-08T14:11:53","slug":"what-is-apy-in-crypto","status":"publish","type":"post","link":"https:\/\/coinkickoff.com\/lt\/what-is-apy-in-crypto\/","title":{"rendered":"Kas yra APY kriptografijoje?"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-3014 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-apy-1.jpg\" alt=\"Kas yra APY?\" width=\"1000\" height=\"667\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-apy-1.jpg 1000w, https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-apy-1-300x200.jpg 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-apy-1-768x512.jpg 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-apy-1-18x12.jpg 18w, https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-apy-1-600x400.jpg 600w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Daugelio investuotoj\u0173 ilgalaikis tikslas - suformuoti tok\u012f portfel\u012f, kad gal\u0117t\u0173 pragyventi tik i\u0161 gaunam\u0173 pal\u016bkan\u0173 ir dividend\u0173. Kaip b\u016bt\u0173 fantasti\u0161ka, jei j\u016bs\u0173 turimos kriptografin\u0117s l\u0117\u0161os augt\u0173 be joki\u0173 j\u016bs\u0173 pastang\u0173?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">D\u0117l palyginti naujos praktikos, vadinamos <\/span><b>kriptovaliut\u0173 statymas<\/b><span style=\"font-weight: 400;\">, tai gali b\u016bti \u012fmanoma. \u0160iame straipsnyje papasakosime, kaip pasirinkti toki\u0105 galimyb\u0119 si\u016blan\u010di\u0105 platform\u0105 ir u\u017edirbti pasyvias pajamas i\u0161 savo kriptovaliut\u0173 santaup\u0173 <\/span><b>metinis procentinis pelningumas arba APY kriptovaliutomis.<\/b><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Skyriai<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Perjungti turinio lentel\u0119\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Perjungti<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/coinkickoff.com\/lt\/what-is-apy-in-crypto\/#APY_vs_APR_vs_ROI\" >APY vs. BKKM vs. ROI\u00a0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/coinkickoff.com\/lt\/what-is-apy-in-crypto\/#Types_of_Interest\" >Interes\u0173 tipai<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/coinkickoff.com\/lt\/what-is-apy-in-crypto\/#The_Variable_vs_Fixed_APY\" >Kintamas ir fiksuotas APY<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/coinkickoff.com\/lt\/what-is-apy-in-crypto\/#How_to_Start_Generating_APY_in_Crypto\" >Kaip prad\u0117ti generuoti APY kriptovaliutomis?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/coinkickoff.com\/lt\/what-is-apy-in-crypto\/#How_Does_Staking_Crypto_Work\" >Kaip veikia kriptovaliut\u0173 statymas?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/coinkickoff.com\/lt\/what-is-apy-in-crypto\/#How_Safe_Is_Crypto_Staking\" >Kiek saugus yra kriptografijos statymas?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/coinkickoff.com\/lt\/what-is-apy-in-crypto\/#Earning_APY_by_Staking_Crypto_on_Binance\" >U\u017edirbti APY statant kriptovaliut\u0105 ant Binance<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/coinkickoff.com\/lt\/what-is-apy-in-crypto\/#Binance_Earn\" >Binance U\u017edirbti<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/coinkickoff.com\/lt\/what-is-apy-in-crypto\/#Guaranteed_Earning\" >Garantuotas u\u017edarbis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/coinkickoff.com\/lt\/what-is-apy-in-crypto\/#Savings\" >Taupymas<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/coinkickoff.com\/lt\/what-is-apy-in-crypto\/#Launchpool\" >\"Launchpool\"<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/coinkickoff.com\/lt\/what-is-apy-in-crypto\/#Locked_Staking\" >U\u017erakintas statymas<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/coinkickoff.com\/lt\/what-is-apy-in-crypto\/#DeFi_Staking\" >\"DeFi Staking<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/coinkickoff.com\/lt\/what-is-apy-in-crypto\/#Dual_Investment\" >Dvigubos investicijos<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/coinkickoff.com\/lt\/what-is-apy-in-crypto\/#Binance_Liquid_Swap\" >Binance skys\u010di\u0173 keitimas<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/coinkickoff.com\/lt\/what-is-apy-in-crypto\/#Conclusion\" >I\u0161vada<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"APY_vs_APR_vs_ROI\"><\/span><span style=\"font-weight: 400;\">APY vs. BKKM vs. ROI\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Atidarant (kriptovaliut\u0173) taupom\u0105j\u0105 s\u0105skait\u0105 reikia atid\u017eiai apsvarstyti kelet\u0105 rodikli\u0173. Vienas i\u0161 j\u0173 yra <\/span><b>metinis procentinis pelningumas arba APY<\/b><span style=\"font-weight: 400;\">, kuris parodo j\u016bs\u0173 metinio investicij\u0173 prieaugio procentin\u0119 dal\u012f.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Prakti\u0161kai galite naudoti kriptovaliutos taupom\u0105j\u0105 s\u0105skait\u0105, kurioje laikysite savo coins, gausite i\u0161 anksto nustatyt\u0105 gr\u0105\u017eos norm\u0105 u\u017e \u0161iuos coins ir laikui b\u0117gant matysite, kaip j\u016bs\u0173 likutis palaipsniui did\u0117ja.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">APY - tai rodiklis, pagal kur\u012f nustatoma, kiek pal\u016bkan\u0173 per metus galite sukaupti savo taupomojoje s\u0105skaitoje. \u0160iuo tikslu, <\/span><b>didesnis APY visada rei\u0161kia reali\u0105 pal\u016bkan\u0173 norm\u0105, mokam\u0105 u\u017e j\u016bs\u0173 s\u0105skaitos likut\u012f, atsi\u017evelgiant \u012f sud\u0117tini\u0173 pal\u016bkan\u0173 poveik\u012f. <\/b><span style=\"font-weight: 400;\">(paai\u0161kinta toliau).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">APY galite sukaupti naudodamiesi keliomis ind\u0117li\u0173 s\u0105skaitomis, \u012fskaitant taupom\u0105sias s\u0105skaitas, kriptovaliut\u0173 investicines s\u0105skaitas arba ind\u0117li\u0173 sertifikatus (CD).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Be to, nor\u0117dami priimti informacija pagr\u012fst\u0105 sprendim\u0105 d\u0117l skolintojo, kredito kortel\u0117s ar finansinio produkto pasirinkimo, klientai gali naudotis <\/span><b>metin\u0117 pal\u016bkan\u0173 norma (MGL)<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Metin\u0117 pal\u016bkan\u0173 norma - tai b\u016bdas parodyti tikr\u0105j\u0105 pinig\u0173 skolinimosi arba investicij\u0173 pal\u016bkan\u0173 kain\u0105 per tam tikr\u0105 laikotarp\u012f. <\/span><b>\u0160iuo atveju \u012f kaupim\u0105 neatsi\u017evelgiama.<\/b><span style=\"font-weight: 400;\">, ta\u010diau gali b\u016bti, kad bus taikomi papildomi su sandoriu susij\u0119 mokes\u010diai ar rinkliavos.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Galiausiai, norma <\/span><b>investicij\u0173 gr\u0105\u017ea (ROI)<\/b><span style=\"font-weight: 400;\"> tai versle ir finansuose naudojamas rodiklis finansinio \u012fsipareigojimo s\u0117kmei \u012fvertinti. Investicij\u0173 gr\u0105\u017ea - tai b\u016bdas nustatyti, kiek pinig\u0173 u\u017edirbote i\u0161 investicijos, palyginti su tuo, kiek \u012f j\u0105 \u012fd\u0117jote.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Types_of_Interest\"><\/span><span style=\"font-weight: 400;\">Interes\u0173 tipai<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><b><a href=\"https:\/\/coinkickoff.com\/lt\/compound-comp\/\" data-internallinksmanager029f6b8e52c=\"108\" title=\"Kas yra junginys (COMP), kaip jis veikia ir kur j\u012f nusipirkti?\">Sud\u0117tinis<\/a> pal\u016bkanos <\/b><span style=\"font-weight: 400;\">tai suma, kuri\u0105 u\u017edirbate i\u0161 kriptovaliut\u0173 ind\u0117li\u0173, kuriuos \u012fne\u0161ate \u012f savo s\u0105skait\u0105 (taip pat vadinama pagrindine suma), arba i\u0161 santaup\u0173 sukaupt\u0173 pal\u016bkan\u0173. Kadangi pagrindinio turto vert\u0117 did\u0117ja, sud\u0117tines pal\u016bkanas galite \u012fsivaizduoti kaip <\/span><b>\"pal\u016bkanos u\u017e pal\u016bkanas<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><b>Kita vertus, paprastosios pal\u016bkanos - tai tik u\u017e pradin\u012f ind\u0117l\u012f sukauptos pal\u016bkanos.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">D\u0117l sud\u0117tini\u0173 pal\u016bkan\u0173 veikimo b\u016bdo ilgainiui galima sukaupti nauj\u0173 l\u0117\u0161\u0173, tod\u0117l sud\u0117tin\u0117s pal\u016bkanos finans\u0173 pasaulyje laikomos galinga investavimo priemone.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Be to, u\u017e investicij\u0105 u\u017edirbtos pal\u016bkanos reguliariai sudedamos ir pridedamos prie pagrindin\u0117s sumos, tod\u0117l likutis did\u0117ja. D\u0117l padid\u0117jusio liku\u010dio kiekvienas pal\u016bkan\u0173 mok\u0117jimas bus didesnis.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"The_Variable_vs_Fixed_APY\"><\/span><span style=\"font-weight: 400;\">Kintamas ir fiksuotas APY<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">J\u016bs\u0173 investicij\u0173 metinis procentinis pelningumas gali b\u016bti <\/span><b>fiksuotas<\/b><span style=\"font-weight: 400;\"> arba <\/span><b>kintamasis<\/b><span style=\"font-weight: 400;\">. Ai\u0161kiau tariant, tai rei\u0161kia, kad pal\u016bkan\u0173 norma, kuria augs j\u016bs\u0173 santaupos, i\u0161liks pastovi i\u0161 anksto nustatyt\u0105 laikotarp\u012f (fiksuotos pal\u016bkan\u0173 normos atveju) arba svyruos priklausomai nuo rinkos s\u0105lyg\u0173 (kintamos pal\u016bkan\u0173 normos atveju).<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Start_Generating_APY_in_Crypto\"><\/span><span style=\"font-weight: 400;\">Kaip prad\u0117ti generuoti APY kriptovaliutomis?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">statyti token, laikyti juos kriptografin\u0117je taupomojoje s\u0105skaitoje arba u\u017esiimti <\/span><a href=\"https:\/\/coinmarketcap.com\/alexandria\/article\/what-is-yield-farming\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">derlingas \u016bkininkavimas<\/span><\/a><span style=\"font-weight: 400;\"> skolindami kriptovaliut\u0105 likvidumo fondui - tai \u012fvair\u016bs b\u016bdai, kaip galite u\u017edirbti pal\u016bkanas u\u017e savo kriptovaliut\u0173 investicijas pagal sud\u0117tin\u0119 pal\u016bkan\u0173 norm\u0105.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kriptovaliut\u0173 prekybos platformos, decentralizuot\u0173 finans\u0173 (DeFi) protokolai ir skaitmenini\u0173 pinigini\u0173 program\u0117l\u0117s - tai vietos, kuriose galite u\u017esiimti \u0161ia pal\u016bkanas u\u017edirban\u010dia veikla su savo turimomis kriptovaliutomis.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ta\u010diau prie\u0161 pasirinkdami platform\u0105, protokol\u0105 ar pinigin\u0117s program\u0117l\u0119, kurioje, j\u016bs\u0173 manymu, gal\u0117tum\u0117te gauti did\u017eiausi\u0105 savo kriptovaliut\u0173 APY, tur\u0117tum\u0117te apsvarstyti kelet\u0105 kit\u0173 aspekt\u0173:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">U\u017e klient\u0173 ind\u0117lius paprastai atlyginama pal\u016bkanomis ta pa\u010dia kriptovaliuta, kuria jie i\u0161 prad\u017ei\u0173 \u012fne\u0161\u0117 ind\u0117l\u012f.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u012evairi\u0173 platform\u0173 si\u016blomos APY normos labai konkuruoja. Tod\u0117l prekiautojai, kurie u\u017edirba pal\u016bkanas u\u017e savo kriptovaliutas, \u016bkininkaudami pelningai, kartais pereina i\u0161 vienos platformos likvidumo fondo \u012f kit\u0105 pagal geresnius tarifus. Tai, \u017einoma, pasiteisina tik tada, jei su sandoriais susij\u0119 mokes\u010diai n\u0117ra per dideli.\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Kai kurios kriptovaliut\u0173 iniciatyvos gali b\u016bti ydingos, tod\u0117l tur\u0117tum\u0117te itin atsargiai vertinti, kur dedate savo pinigus.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"How_Does_Staking_Crypto_Work\"><\/span><span style=\"font-weight: 400;\">Kaip veikia kriptovaliut\u0173 statymas?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Kai kalbama apie pal\u016bkan\u0173 ar kitokio atlygio gavim\u0105, <\/span><a href=\"https:\/\/coinkickoff.com\/lt\/what-is-crypto-staking\/\"><span style=\"font-weight: 400;\">statymai<\/span><\/a><span style=\"font-weight: 400;\"> yra labiausiai paplit\u0119s ir paprastas b\u016bdas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Statymai - tai nemokama finansin\u0117 priemon\u0117, skirta pal\u016bkanoms u\u017e j\u016bs\u0173 skaitmenin\u0117je pinigin\u0117je laikom\u0105 coins gauti. Blok\u0173 grandin\u0117s strukt\u016bra kartu su \"Proof-of-Stake\" (PoS) konsensuso mechanizmu leid\u017eia kriptovaliut\u0173 investuotojams pasinaudoti \u0161ia unikalia galimybe generuoti pasyvias pajamas ir APY gr\u0105\u017e\u0105 i\u0161 savo kriptovaliut\u0173 santaup\u0173.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Prekiautojai, kurie savo skaitmenin\u012f turt\u0105 laiko ir saugo naudodamiesi blok\u0173 grandine, kurioje \u012fdiegtas \"pa\u0117mimo \u012frodymas\", turi galimyb\u0119 \"\u012fkeisti\" savo token, apsaugodami juos i\u0161mani\u0105ja sutartimi. Blok\u0173 grandin\u0117 kiekvien\u0105 nauj\u0105 sandor\u012f patvirtina naudodama token, kurie buvo pad\u0117ti, kad b\u016bt\u0173 pasiektas blok\u0173 grandin\u0117s tinkl\u0105 sudaran\u010di\u0173 mazg\u0173 sutarimas.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Taip apsaugomas tinklas ir u\u017ekertamas kelias bet kokiems neteis\u0117tiems sandoriams. D\u0117l to u\u017edirbate APY u\u017e tai, kad remiate blok\u0173 grandin\u0117s tinkl\u0105 savo coins statymu. Pasyvios pajamos bus automati\u0161kai pervedamos \u012f j\u016bs\u0173 s\u0105skaitos likut\u012f ir kaupiamos kartu su j\u016bs\u0173 turimomis stambiomis kriptovaliutomis.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Safe_Is_Crypto_Staking\"><\/span><span style=\"font-weight: 400;\">Kiek saugus yra kriptografijos statymas?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.investopedia.com\/articles\/investing\/052014\/why-bitcoins-value-so-volatile.asp#:~:text=Bitcoin&#039;s%20price%20fluctuates%20because%20it,together%20to%20create%20price%20volatility.\" target=\"_blank\" rel=\"noopener\">Kain\u0173 svyravimai<\/a> yra akivaizd\u017eiausias rizikos, susijusios su kriptovaliutos statymu, po\u017eymis. \u0160i rizika yra paplitusi, kaip ir rizika, susijusi su beveik bet kuria investicija. Pavyzd\u017eiui, jei statomos coin vert\u0117 statymo metu suma\u017e\u0117s, statymo metu gauto pelno gali nepakakti nuostoliams padengti.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Be to, yra tikimyb\u0117, kad kai kurios i\u0161 naujausi\u0173 \"DeFi\" paskol\u0173, kurios giriasi did\u017eiul\u0117mis pal\u016bkan\u0173 normomis, gali staiga \u017elugti ir palikti jus be nieko. Patikrinti norimo statyti coin k\u016brimo plan\u0105 ir \u012fsitikinti, kad jo k\u016br\u0117jai neplanuoja gana greitai atsisakyti savo kriptovaliutos projekto, yra pats protingiausias dalykas, kur\u012f galite padaryti.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Earning_APY_by_Staking_Crypto_on_Binance\"><\/span><span style=\"font-weight: 400;\">U\u017edirbti APY statant kriptovaliut\u0105 ant Binance<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Pateikiame pasyvias pajamas generuojan\u010di\u0173 parink\u010di\u0173 s\u0105ra\u0161\u0105 \u017eymiausioje bir\u017eoje, <\/span><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Binance<\/span><\/a><span style=\"font-weight: 400;\">. Per \u0161i\u0105 platform\u0105 galite dalyvauti kriptovaliut\u0173 statymuose ir taip padidinti savo turim\u0173 kriptovaliut\u0173 APY gr\u0105\u017e\u0105.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Binance_Earn\"><\/span><span style=\"font-weight: 400;\">Binance U\u017edirbti<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Galite gerokai i\u0161pl\u0117sti savo kriptovaliut\u0173 portfel\u012f naudodamiesi <\/span><a href=\"https:\/\/www.binance.com\/en\/support\/faq\/what-is-binance-earn-and-how-to-use-it-bc076f0eb7fb4ae182de6c5eb8968dec\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Binance U\u017edirbti<\/span><\/a><span style=\"font-weight: 400;\">\u012franki\u0173 \u012fvairov\u0117. Platformoje si\u016bloma daugyb\u0117 parink\u010di\u0173, pvz. <\/span><b>Garantuotas u\u017edarbis<\/b><span style=\"font-weight: 400;\">, <\/span><b>Taupymas<\/b><span style=\"font-weight: 400;\">, <\/span><b><a href=\"https:\/\/coinkickoff.com\/lt\/binance-coin-bnb\/\" data-internallinksmanager029f6b8e52c=\"6\" title=\"Kas yra Binance Coin (BNB)? Kaip jis veikia ir kur j\u012f \u012fsigyti?\">BNB<\/a> Saugykla<\/b><span style=\"font-weight: 400;\">, <\/span><b>\"Launchpool\"<\/b><span style=\"font-weight: 400;\">, ir dar daugiau.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0160iuo metu, <a href=\"https:\/\/coinkickoff.com\/lt\/binance-review\/\" data-internallinksmanager029f6b8e52c=\"152\" title=\"Binance Atsiliepimai 2024: Funkcijos, mokes\u010diai, saugumas, privalumai ir tr\u016bkumai\">Binance<\/a> \"Earn\" leid\u017eia naudotojams pasirinkti vien\u0105 i\u0161 dviej\u0173 skirting\u0173 u\u017edarbio tip\u0173: <\/span><b>Garantuotas<\/b><span style=\"font-weight: 400;\"> ir <\/span><b>Didelis pelningumas<\/b><span style=\"font-weight: 400;\">. Kriptovaliut\u0173 investuotojai gali investuoti savo pinigus \u012f stabilius coins, kurie si\u016blo garantuot\u0105 gr\u0105\u017e\u0105, arba \u012f auk\u0161to pajamingumo statymus coins, kurie si\u016blo didesn\u0119 nei vidutin\u0119 gr\u0105\u017e\u0105 mainais \u012f didesn\u0119 rizik\u0105 prarasti pradin\u0119 investicij\u0105.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nesvarbu, kokia patraukli gali atrodyti gr\u0105\u017ea, niekada nerizikuokite daugiau, nei galite sau leisti prarasti.<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Guaranteed_Earning\"><\/span><span style=\"font-weight: 400;\">Garantuotas u\u017edarbis<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Jei esate naujokas cryptocurrency pasaulyje, prad\u0117ti reik\u0117t\u0173 nuo bet koki\u0173 element\u0173, pa\u017eym\u0117t\u0173 Binance Earn prietais\u0173 skydelio skirtuke \"Garantuotai\". \u0160ie produktai si\u016blo APY pajamingum\u0105, kuris yra gerokai stabilesnis u\u017e vidutin\u012f, o po pradinio fiksavimo laikotarpio turite teis\u0119 atgauti pagrindin\u0119 investicij\u0105.<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Savings\"><\/span><span style=\"font-weight: 400;\">Taupymas<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Svetain\u0117 <\/span><b>Taupymas<\/b><span style=\"font-weight: 400;\"> i\u0161 \u0161i\u0173 parink\u010di\u0173 labiausiai i\u0161siskiria funkcija. B\u016btent \"Savings\" leid\u017eia kriptovaliut\u0173 investuotojams rinktis i\u0161 dviej\u0173 skirting\u0173 produkt\u0173 kategorij\u0173: <\/span><b>Lankstus taupymas<\/b><span style=\"font-weight: 400;\"> ir <\/span><b>Fiksuotos santaupos<\/b><span style=\"font-weight: 400;\">. Savo kriptovaliut\u0105 galite pad\u0117ti \u012f ind\u0117l\u012f analogi\u0161kai ind\u0117liui iki pareikalavimo banke ir u\u017e neaktyvias l\u0117\u0161as kasdien u\u017edirbti pal\u016bkanas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Prie\u0161ingai nei <\/span><b>Fiksuotos santaupos<\/b><span style=\"font-weight: 400;\">, kai l\u0117\u0161os turi b\u016bti laikomos tam tikr\u0105 laik\u0105 mainais \u012f didesn\u0119 gr\u0105\u017eos norm\u0105, <\/span><b>Lankstus taupymas<\/b><span style=\"font-weight: 400;\"> galima bet kada atsiimti. Atminkite, kad anks\u010diau laiko atsi\u0117m\u0119 l\u0117\u0161as i\u0161 savo fiksuot\u0173 santaup\u0173 s\u0105skaitos taip pat neteksite per t\u0105 laik\u0105 sukaupt\u0173 pal\u016bkan\u0173.<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Launchpool\"><\/span><span style=\"font-weight: 400;\">\"Launchpool\"<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Jei ie\u0161kote vietos, kur gal\u0117tum\u0117te \u012fsigyti naujo turto, <\/span><b>\"Launchpool\" <\/b><span style=\"font-weight: 400;\">yra geriausias pasirinkimas. Naujai i\u0161leistus token galima \u012fsigyti kaip skatinam\u0105j\u0105 priemon\u0119 u\u017e statymus <a href=\"https:\/\/coinkickoff.com\/lt\/bitcoin-btc\/\" data-internallinksmanager029f6b8e52c=\"1\" title=\"Kas yra Bitcoin (BTC)? Kaina, istorija ir kur \u012fsigyti\">Bitcoin<\/a>, <a href=\"https:\/\/coinkickoff.com\/lt\/bitcoin-cash-bch\/\" data-internallinksmanager029f6b8e52c=\"26\" title=\"Kas yra Bitcoin grynieji pinigai (BCH)? Kaina, istorija ir kur pirkti\">Bitcoin Grynieji pinigai<\/a>, Bitcoin USD ir kitos kriptovaliutos. Turite neribot\u0105 prieig\u0105 prie bet koki\u0173 \u012fne\u0161t\u0173 l\u0117\u0161\u0173, be to, kas valand\u0105 visiems \u012fne\u0161\u0117jams i\u0161mokamos l\u0117\u0161os.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Vartotojai, kurie savo skaitmenin\u0117mis valiutomis prisideda prie \"DeFi\" projekt\u0173 ir taip prisideda prie likvidumo fondo stabilumo, u\u017e savo dalyvavim\u0105 gaus premij\u0105. Investuotojai, reinvestuodami savo peln\u0105, pradeda proces\u0105, vadinam\u0105 pelningumo \u016bkininkavimu.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">BNB Vault yra investicinis sprendimas, si\u016blantis garantuot\u0105 kapitalo gr\u0105\u017e\u0105 ir padedantis rasti produktyv\u0173 nepanaudot\u0173 kriptovaliut\u0173 panaudojim\u0105.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Laikydami savo pinigus saugykloje, BNB HODLeriai gali diversifikuoti savo turimas l\u0117\u0161as \u012fvairiuose centralizuotuose ir decentralizuotuose finansiniuose produktuose, naudodamiesi vienu supaprastintu procesu, taip padidindami savo gr\u0105\u017e\u0105 ir pasinaudodami \u012fvairiomis galimyb\u0117mis Binance ekosistemoje.<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Locked_Staking\"><\/span><span style=\"font-weight: 400;\">U\u017erakintas statymas<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><b>U\u017erakintas statymas<\/b><span style=\"font-weight: 400;\"> tai b\u016bdas u\u017edirbti atlyg\u012f statant kriptovaliut\u0105 blok\u0173 grandin\u0117je. Patvirtinus registracij\u0105, tur\u0117site prieig\u0105 prie \u0161io turto, kur\u012f gal\u0117site i\u0161sipirkti, ta\u010diau prie\u0161 tai reikia palaukti. \u0160i blokavimo trukm\u0117 skiriasi priklausomai nuo produkto, priklausomai nuo to, kok\u012f coin nusprend\u0117te \u012fsigyti.<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"DeFi_Staking\"><\/span><span style=\"font-weight: 400;\">\"DeFi Staking<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-weight: 400;\">\"DeFi\" (Decentralizuoti finansai) - tai iniciatyva, kuri naudoja blok\u0173 grandin\u0117s technologij\u0105 ir i\u0161mani\u0105sias sutartis decentralizuotoms finansin\u0117ms paslaugoms teikti. Binance suk\u016br\u0117 \u0161i\u0105 APY pajamingumo galimyb\u0119, kad palengvint\u0173 vartotoj\u0173 dalyvavim\u0105 \u012fvairiose decentralizuotose iniciatyvose, susijusiose su kriptovaliutomis.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tod\u0117l dabar galite be vargo patekti \u012f \"DeFi\" pasaul\u012f per Binance, nesir\u016bpindami priva\u010di\u0173 rakt\u0173 valdymu, i\u0161tekli\u0173 \u012fsigijimu, sandori\u0173 sudarymu ar kitais sud\u0117tingais darbais, reikalingais dalyvaujant \"DeFi\" statym\u0173 \u017eaidime.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nepamir\u0161kite, kad \"DeFi\" produktams taikomi privalomi blokavimo laikotarpiai, tod\u0117l, jei jums reikia i\u0161 anksto pa\u0161alinti l\u0117\u0161as, galite prarasti atitinkamus apdovanojimus. Prie\u0161 dalyvaudami \"DeFi\" statym\u0173 \u017eaidime, kad gautum\u0117te didesn\u0119 APY gr\u0105\u017e\u0105 i\u0161 Binance, turite susipa\u017einti su produkto gair\u0117mis, kuriose pateikiama daugiau informacijos.<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Dual_Investment\"><\/span><span style=\"font-weight: 400;\">Dvigubos investicijos<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Taikydami dvigub\u0105 investavimo strategij\u0105, galite valdyti rizik\u0105 dviem skirtingais b\u016bdais.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Binance's <\/span><b>Dvigubas investavimas<\/b><span style=\"font-weight: 400;\"> funkcija leid\u017eia naudotojams \u012fne\u0161ti vien\u0105 coin ind\u0117l\u012f ir kartu u\u017edirbti pal\u016bkanas, pagr\u012fstas dviej\u0173 skirting\u0173 aktyv\u0173 rezultatais. Naudodamiesi \u0161ia funkcija galite u\u017efiksuoti dideles pal\u016bkanas u\u017e savo santaupas investuodami kriptovaliut\u0173 turt\u0105, o jei j\u016bs\u0173 turim\u0173 l\u0117\u0161\u0173 vert\u0117 rinkoje pakils po to, kai jas atiduosite, u\u017edirbsite daug daugiau.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">J\u016bs\u0173 l\u0117\u0161\u0173 vert\u0117 po to, kai jas \u012fne\u0161\u0117te \u012f <\/span><b>Binance Dvigubas investavimas<\/b><span style=\"font-weight: 400;\"> priklausys nuo kriptovaliut\u0173 rinkos rezultat\u0173. Pasibaigus produkto terminui, pinigus galite i\u0161sigryninti naudodami BTC arba <a href=\"https:\/\/coinkickoff.com\/lt\/binance-usd-busd\/\" data-internallinksmanager029f6b8e52c=\"13\" title=\"Kas yra Binance USD (BUSD)? Kaina, istorija ir kur \u012fsigyti\">BUSD<\/a>. Pelnas n\u0117ra garantuotas, ta\u010diau jis gali b\u016bti toks didelis, kokio norite, ir juo galite pasinaudoti nor\u0117dami kontroliuoti su savo skaitmeniniu turtu susijusi\u0105 rizik\u0105.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pasibaigus sutar\u010diai, galutinis atsiskaitymas coin nustatomas suderinus atsiskaitymo kain\u0105 su tos dienos neatid\u0117liotin\u0173 sandori\u0173 kaina. Tuo atveju, jei j\u016bs\u0173 kriptovaliutos turto rinkos kaina pakils ir j\u016bs\u0173 u\u017edarbis bus didesnis u\u017e taupymo norm\u0105, gausite didesn\u0119 sum\u0105.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Net jei kriptovaliut\u0173 turto rinkos vert\u0117 suma\u017e\u0117s arba j\u016bs\u0173 u\u017edarbis bus ma\u017eesnis nei taupymo norma, vis tiek gausite pal\u016bkanas u\u017e savo l\u0117\u0161as.  J\u016bs\u0173 pelnas visada atiteks jums, tod\u0117l nesijaudinkite d\u0117l to, kaip jis paskirstomas.<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Binance_Liquid_Swap\"><\/span><span style=\"font-weight: 400;\">Binance skys\u010di\u0173 keitimas<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Galite bet kada atsiimti turt\u0105 i\u0161 likvidumo fondo arba keisti jame esan\u010dias kriptovaliutas u\u017e ma\u017e\u0105 slydim\u0105 ir nebrangius tvarkymo mokes\u010dius. Ta\u010diau jei norite pakeisti tik vien\u0105 turt\u0105, tur\u0117site sumok\u0117ti aptarnavimo mokest\u012f.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><span style=\"font-weight: 400;\">I\u0161vada<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Jei esate kriptovaliut\u0173 entuziastas, siekiantis gauti pelno i\u0161 turim\u0173 l\u0117\u0161\u0173, APY pal\u016bkan\u0173 norma pagr\u012fsta taupomoji s\u0105skaita gali b\u016bti tinkamas pasirinkimas. Kai kuriose \u017einomiausiose prekybos platformose galite rinktis i\u0161 plataus kriptovaliut\u0173 pajamingumo pasirinkimo.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kad i\u0161vengtum\u0117te nuostoli\u0173, prie\u0161 skirdami savo prekybos pastangas \u0161iai finansinei priemonei, atid\u017eiai perskaitykite \u0161i\u0105 tem\u0105. Ypating\u0105 d\u0117mes\u012f atkreipkite \u012f mokes\u010dius, \u012f\u0117jimo reikalavimus, pal\u016bkan\u0173 u\u017edirbimo proces\u0105 ir turim\u0105 skaitmenin\u012f turt\u0105, nes \u012fvairiose platformose jie skiriasi.\u00a0<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Daugelio investuotoj\u0173 ilgalaikis tikslas - suformuoti tok\u012f portfel\u012f, kad gal\u0117t\u0173 pragyventi tik i\u0161 gaunam\u0173 pal\u016bkan\u0173 ir dividend\u0173. Kaip b\u016bt\u0173 fantasti\u0161ka, jei j\u016bs\u0173 turimos kriptografin\u0117s l\u0117\u0161os augt\u0173 be joki\u0173 j\u016bs\u0173 pastang\u0173? D\u0117l palyginti naujos praktikos, vadinamosios kriptografijos statym\u0173, tai gali b\u016bti tik [...]<\/p>","protected":false},"author":3,"featured_media":3014,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","_glsr_average":0,"_glsr_ranking":0,"_glsr_reviews":0,"footnotes":""},"categories":[11],"tags":[],"class_list":{"0":"post-3013","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-knowledge","8":"entry"},"featured_image_src":"https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-apy-1-600x400.jpg","featured_image_src_square":"https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-apy-1-600x600.jpg","author_info":{"display_name":"Ian Wright","author_link":"https:\/\/coinkickoff.com\/lt\/author\/ianw\/"},"_links":{"self":[{"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/posts\/3013","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/comments?post=3013"}],"version-history":[{"count":3,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/posts\/3013\/revisions"}],"predecessor-version":[{"id":3114,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/posts\/3013\/revisions\/3114"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/media\/3014"}],"wp:attachment":[{"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/media?parent=3013"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/categories?post=3013"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/tags?post=3013"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}