{"id":2919,"date":"2023-03-06T07:19:45","date_gmt":"2023-03-06T07:19:45","guid":{"rendered":"https:\/\/coinkickoff.com\/?p=2919"},"modified":"2026-01-08T14:12:14","modified_gmt":"2026-01-08T14:12:14","slug":"tether-vs-dai","status":"publish","type":"post","link":"https:\/\/coinkickoff.com\/lt\/tether-vs-dai\/","title":{"rendered":"Tether vs DAI"},"content":{"rendered":"<p><span style=\"font-weight: 400;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-2920 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai.jpg\" alt=\"Teter (usdt) vs Dai\" width=\"1000\" height=\"563\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai.jpg 1000w, https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai-300x169.jpg 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai-768x432.jpg 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai-18x10.jpg 18w, https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai-600x338.jpg 600w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/span><\/p>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/coinkickoff.com\/lt\/tether-usdt\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"Kas yra Tether (USDT)? Kaip jis veikia ir kur j\u012f \u012fsigyti?\">Tether<\/a>\"USDT\" ir \"MakerDAO <a href=\"https:\/\/coinkickoff.com\/lt\/dai-dai\/\" data-internallinksmanager029f6b8e52c=\"20\" title=\"Kas yra Dai (DAI)? Kaip jis veikia ir kur j\u012f \u012fsigyti?\">DAI<\/a> abu yra <\/span><b>stablecoins, kriptografinis turtas, kuris visada vertas 1 USD d\u0117l i\u0161orinio palaikymo, ta\u010diau jis veikia \u0161iek tiek kitaip.<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0160ioje Tether ir DAI ap\u017evalgoje aptarsime j\u0173 pana\u0161umus ir skirtumus bei paai\u0161kinsime su kiekvienu coin susijusi\u0105 rizik\u0105 ir naud\u0105.<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Skyriai<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Perjungti turinio lentel\u0119\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Perjungti<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/coinkickoff.com\/lt\/tether-vs-dai\/#The_History_of_Tether_USDT_and_DAI_Coin_DAI\" >Tether (USDT) ir DAI Coin (DAI) istorija<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/coinkickoff.com\/lt\/tether-vs-dai\/#How_Do_Tether_and_DAI_Work\" >Kaip veikia Tether ir DAI?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/coinkickoff.com\/lt\/tether-vs-dai\/#What_Are_the_Main_Use_Cases_of_USDT_and_DAI\" >Kokie yra pagrindiniai USDT ir DAI naudojimo atvejai?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/coinkickoff.com\/lt\/tether-vs-dai\/#Tether_vs_DAI_Price_History\" >Tether ir DAI kain\u0173 istorija<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/coinkickoff.com\/lt\/tether-vs-dai\/#USDT_Price_History\" >USDT Kain\u0173 istorija<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/coinkickoff.com\/lt\/tether-vs-dai\/#DAI_Price_History\" >DAI Kain\u0173 istorija<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/coinkickoff.com\/lt\/tether-vs-dai\/#Tether_vs_DAI_Market_Cap\" >Tether vs DAI Rinkos talpa<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/coinkickoff.com\/lt\/tether-vs-dai\/#USDT_Market_Cap\" >USDT Rinkos kapitalizacija<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/coinkickoff.com\/lt\/tether-vs-dai\/#DAI_Market_Cap\" >DAI Rinkos kapitalizacija<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/coinkickoff.com\/lt\/tether-vs-dai\/#Main_Similarities_Between_Tether_and_DAI\" >Pagrindiniai Tether ir DAI pana\u0161umai<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/coinkickoff.com\/lt\/tether-vs-dai\/#Governance\" >Valdymas<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/coinkickoff.com\/lt\/tether-vs-dai\/#Main_Differences_Between_Tether_and_DAI\" >Pagrindiniai Tether ir DAI skirtumai<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/coinkickoff.com\/lt\/tether-vs-dai\/#Pegging_Mechanism\" >Susiejimo mechanizmas<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/coinkickoff.com\/lt\/tether-vs-dai\/#State_of_Reserves\" >Rezerv\u0173 b\u016bkl\u0117<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/coinkickoff.com\/lt\/tether-vs-dai\/#Market_Capitalization\" >Rinkos kapitalizacija<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/coinkickoff.com\/lt\/tether-vs-dai\/#Risks_Associated_With_Tether_and_DAI\" >Rizika, susijusi su Tether ir DAI\u00a0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/coinkickoff.com\/lt\/tether-vs-dai\/#Risk_of_Losing_Their_Peg\" >Rizika prarasti \"Peg<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/coinkickoff.com\/lt\/tether-vs-dai\/#Legal_and_Financial_Risks\" >Teisin\u0117 ir finansin\u0117 rizika<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/coinkickoff.com\/lt\/tether-vs-dai\/#Where_Can_You_Buy_USDT_and_DAI\" >Kur galite \u012fsigyti USDT ir DAI?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/coinkickoff.com\/lt\/tether-vs-dai\/#How_Can_You_Exchange_USDT_for_DAI\" >Kaip pakeisti USDT \u012f DAI?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/coinkickoff.com\/lt\/tether-vs-dai\/#Future_Plans_for_Tether_and_DAI\" >Ateities planai d\u0117l Tether ir DAI<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/coinkickoff.com\/lt\/tether-vs-dai\/#Diversifying_DAI_Collaterals\" >DAI papildom\u0173 priemoni\u0173 \u012fvairinimas<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/coinkickoff.com\/lt\/tether-vs-dai\/#Depegging_DAI\" >Depegging DAI<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"The_History_of_Tether_USDT_and_DAI_Coin_DAI\"><\/span><span style=\"font-weight: 400;\">Tether (USDT) ir DAI Coin (DAI) istorija<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Tiek Tether, tiek \"MakerDAO\" turi kelet\u0105 prie\u0161taravim\u0173, kurie daro didel\u0119 \u012ftak\u0105 \u0161io turto dabar\u010diai ir atei\u010diai. Tether ir toliau susiduria su neigiama reakcija d\u0117l savo rezerv\u0173 b\u016bkl\u0117s, o MakerDAO valdymas (kuris taip pat kontroliuoja savo rezervus) sulaukia kritikos d\u0117l savo centralizuoto pob\u016bd\u017eio.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\"MakerDAO\", organizacij\u0105, atsaking\u0105 u\u017e DAI stablecoin, 2014 m. \u012fk\u016br\u0117 <a href=\"https:\/\/coinkickoff.com\/lt\/thorchain-rune\/\" data-internallinksmanager029f6b8e52c=\"53\" title=\"Kas yra Thorchain (RUNE) Kaip jis veikia ir kur j\u012f \u012fsigyti?\">Rune<\/a> Christensenas. Organizacija suk\u016br\u0117 <a href=\"https:\/\/coinkickoff.com\/lt\/maker-mkr\/\" data-internallinksmanager029f6b8e52c=\"63\" title=\"Kas yra Maker (MKR), kaip jis veikia ir kur j\u012f nusipirkti?\">Gamintojas<\/a> Protokolas d\u0117l <a href=\"https:\/\/coinkickoff.com\/lt\/ethereum-eth\/\" data-internallinksmanager029f6b8e52c=\"2\" title=\"Kas yra Ethereum (ETH)? Kaina, istorija ir kur \u012fsigyti\">Ethereum<\/a> blok\u0173 grandin\u0119 ir 2017 m. prad\u0117jo naudoti stabil\u0173coin DAI.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">DAI rinkoje i\u0161gars\u0117jo kaip decentralizuota coin su decentralizuotu valdymu, nes \"MakerDAO\" token tur\u0117tojai turi balsavimo teis\u0119 priimant sprendimus, kurie turi \u012ftakos projekto atei\u010diai.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ta\u010diau organizacija yra gana centralizuota, o Christensenas ir \u012fk\u016br\u0117j\u0173 komanda turi pakankamai MKR, kad gal\u0117t\u0173 daryti \u012ftak\u0105 projekto kryp\u010diai.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">2022 m. \"MakerDAO\" paskelb\u0117 kelet\u0105 <\/span><a href=\"https:\/\/finance.yahoo.com\/news\/makerdao-members-support-founders-endgame-180208820.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">planai diversifikuoti DAI atsargas<\/span><\/a><span style=\"font-weight: 400;\"> investuodami \u012f realaus pasaulio turt\u0105 ir bendradarbiaudami su kriptovaliut\u0173 \u012fmon\u0117mis. Tai yra did\u017eiulis pokytis, nes DAI vis\u0173 pirma yra kriptovaliutomis u\u017etikrintas stabiluscoin.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Christensenas u\u017esimin\u0117, kad DAI ateityje gali b\u016bti i\u0161brauktas.<\/span><\/p>\n<p><b>USDT 2014 m. prad\u0117jo platinti \"Tether Holdings Ltd.\" ir pagal rinkos vert\u0119 yra did\u017eiausia stabilicoin rinkoje. <\/b><span style=\"font-weight: 400;\">USDT prad\u0117jo prekyb\u0105<\/span> <a href=\"https:\/\/www.icij.org\/investigations\/paradise-papers\/paradise-papers-connection-sparks-massive-bitcoin-lawsuit\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Tether seserin\u0117 \u012fmon\u0117<\/span><\/a><span style=\"font-weight: 400;\">. <\/span><a href=\"https:\/\/www.bitfinex.com\/sign-up?refcode=kjCYk-CZD\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Bitfinex<\/span><\/a><span style=\"font-weight: 400;\"> keistis.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nors USDT tapo populiariu prekybos turtu <a href=\"https:\/\/coinkickoff.com\/lt\/bitcoin-btc\/\" data-internallinksmanager029f6b8e52c=\"1\" title=\"Kas yra Bitcoin (BTC)? Kaina, istorija ir kur \u012fsigyti\">BTC<\/a> ir kit\u0173 kriptovaliut\u0173, daugelis \u012ftar\u0117 Tether nes\u0105\u017einingu \u017eaidimu ir apkaltino bendrov\u0119 spausdinant monopolinius pinigus ir naudojant juos <\/span><a href=\"https:\/\/www.theverge.com\/22620464\/tether-backing-cryptocurrency-stablecoin\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">padidinti kriptovaliut\u0173 kainas<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">2021 m., Tether ir <a href=\"https:\/\/coinkickoff.com\/lt\/bitfinex-review\/\" data-internallinksmanager029f6b8e52c=\"151\" title=\"Bitfinex Atsiliepimai 2023: Mokes\u010diai, funkcijos, saugumas, &quot;u\u017e&quot; ir &quot;prie\u0161\">Bitfinex<\/a> buvo nurodyta sumok\u0117ti apie <\/span><a href=\"https:\/\/www.reuters.com\/technology\/tether-bitfinex-agree-pay-425-mln-fines-settle-us-cftc-charges-2021-10-15\/,\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">60 milijon\u0173 baud\u0173<\/span><\/a><span style=\"font-weight: 400;\"> CFTC ir Niujorko valstijai, kai paai\u0161k\u0117jo, kad bendrov\u0117 melavo apie savo atsargas, o USDT ne visada buvo padengtas vienas prie vieno su USD.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Galite daugiau su\u017einoti apie <\/span><a href=\"https:\/\/coinkickoff.com\/lt\/dai-dai\/\"><span style=\"font-weight: 400;\">MakerDAO<\/span><\/a><span style=\"font-weight: 400;\"> ir <\/span><a href=\"https:\/\/coinkickoff.com\/lt\/bitfinex-review\/\"><span style=\"font-weight: 400;\">Bitfinex<\/span><\/a><span style=\"font-weight: 400;\"> m\u016bs\u0173 ap\u017evalgose.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Do_Tether_and_DAI_Work\"><\/span><span style=\"font-weight: 400;\">Kaip veikia Tether ir DAI?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Jei suprantate, kaip veikia stabiluscoins, tur\u0117tum\u0117te i\u0161 esm\u0117s suprasti, kaip veikia Tether ir MakerDAO. \u0160ios organizacijos i\u0161leid\u017eia USDT ir DAI \u012f rink\u0105 mainais \u012f u\u017estatu u\u017etikrintas paskolas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tether yra privati pelno siekianti bendrov\u0117, kuri leid\u017eia USDT stabil\u0173j\u012fcoin. Bendrov\u0117 sukuria USDT mainais u\u017e USD paskolas ir i\u0161leid\u017eia nukaldintus USDT pirk\u0117jui. Pirk\u0117jai gali parduoti savo USDT Tether ir susigr\u0105\u017einti paskolas. \u017dinoma, tai yra institucin\u0117 reikal\u0173 pus\u0117, o USDT taip pat galite \u012fsigyti \u012fvairiose bir\u017eose, kaip tai daro dauguma ma\u017emenini\u0173 vartotoj\u0173.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tether teigia, kad paskolos laikomos rezerve, siekiant paremti USDT ir u\u017etikrinti, kad ji ir toliau b\u016bt\u0173 susieta 1:1 su JAV doleriu.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">DAI veikia \u0161iek tiek kitaip. Tai stabilicoin, sukurta Ethereum blok\u0173 grandin\u0117s pagrindu ir i\u0161leista <\/span><a href=\"https:\/\/www.crunchbase.com\/organization\/makerdao\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">MakerDAO<\/span><\/a><span style=\"font-weight: 400;\">, dar viena privati pelno siekianti bendrov\u0117, taip pat reklamuojama kaip decentralizuota autonomin\u0117 organizacija. DAI monet\u0173 kalimo proces\u0105 kontroliuoja \"MakerDAO\" ir \"MakerDAO\" algoritmai.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kai investuotojai nori \u012fsigyti DAI, jie turi suteikti paskol\u0105 kriptovaliuta, kurios vert\u0117 yra bent 150% didesn\u0117 u\u017e norim\u0105 \u012fsigyti DAI. Pavyzd\u017eiui, norint \u012fsigyti 100 DAI vert\u0117s DAI, reikia suteikti 150 USD vert\u0117s eterio paskol\u0105.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tai vadinama pertekliniu \u012fkeitimu ir yra b\u016btina, nes <a href=\"https:\/\/coinkickoff.com\/lt\/prices\/\" data-internallinksmanager029f6b8e52c=\"136\" title=\"Top 100 Live Cryptocurrency kainos (USD)\">cryptocurrency kainos<\/a> yra nepastov\u016bs. Taip u\u017etikrinama, kad DAI i\u0161likt\u0173 stabilus, net jei eterio kainos krenta.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Paskolintas kriptovaliut\u0173 turtas u\u017erakinamas i\u0161maniosiose sutartyse, vadinamose \u012fkaitu u\u017etikrintomis skolos pozicijomis (angl. Collateralized Debt Positions, CDP), sudarytose \"Maker\" protokole. Algoritmai seka u\u017estato paskolas ir likviduoja u\u017erakint\u0105 turt\u0105, jei kyla gr\u0117sm\u0117 DAI kainos stabilumui. Prekiautojai gali susigr\u0105\u017einti savo u\u017erakint\u0105 turt\u0105 gr\u0105\u017eindami pasiskolint\u0105 DAI ir sumok\u0117dami stabilumo mokest\u012f.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_the_Main_Use_Cases_of_USDT_and_DAI\"><\/span><span style=\"font-weight: 400;\">Kokie yra pagrindiniai USDT ir DAI naudojimo atvejai?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\"Stablecoins\" palengvina ir pagreitina kriptografinius sandorius. <\/span><b>Galite prekiauti daugeliu kriptovaliut\u0173 u\u017e USDT, o daug DAI ir kriptovaliut\u0173 por\u0173 galima rasti <a href=\"https:\/\/coinkickoff.com\/lt\/crypto-exchanges\/\" data-internallinksmanager029f6b8e52c=\"141\" title=\"21 Geriausios kriptovaliut\u0173 keityklos ir programos 2024 m.\">kriptovaliut\u0173 mainai<\/a><\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><b>Prekybininkai gali priimti kriptovaliut\u0173 mok\u0117jimus USDT, nesijaudindami d\u0117l beproti\u0161k\u0173 kain\u0173 svyravim\u0173, kurie b\u016bdingi tokiam turtui kaip Bitcoin.<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">DAI ir USDT yra labai populiar\u016bs \"DeFi\". <\/span><b>Dauguma \"DeFi\" protokol\u0173 leid\u017eia skolinti DAI ir USDT, kad u\u017edirbtum\u0117te pal\u016bkanas u\u017e savo coins.<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">DAI taip pat si\u016blo <\/span><b>DAI Taupymo norma 1%, kai \u012fne\u0161ate DAI \u012f \"Maker's DSR\" i\u0161mani\u0105j\u0105 sutart\u012f<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Tether_vs_DAI_Price_History\"><\/span><span style=\"font-weight: 400;\">Tether ir DAI kain\u0173 istorija<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"USDT_Price_History\"><\/span><span style=\"font-weight: 400;\">USDT Kain\u0173 istorija<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-2925 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/tether-usdt-price.png\" alt=\"usdt kain\u0173 istorija\" width=\"959\" height=\"613\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/tether-usdt-price.png 959w, https:\/\/coinkickoff.com\/wp-content\/uploads\/tether-usdt-price-300x192.png 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/tether-usdt-price-768x491.png 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/tether-usdt-price-18x12.png 18w\" sizes=\"auto, (max-width: 959px) 100vw, 959px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Kaip matyti i\u0161 pirmiau pateiktos diagramos, 1 USDT yra vertas $1, nors kartais kaina gali svyruoti. Kainos svyravimai paprastai pasirei\u0161kia, kai USDT paklausa per trump\u0105 laik\u0105 smarkiai padid\u0117ja arba suma\u017e\u0117ja, ta\u010diau kaina greitai atsigauna iki $1.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"DAI_Price_History\"><\/span><span style=\"font-weight: 400;\">DAI Kain\u0173 istorija<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-2922 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/dai-price-.png\" alt=\"DAI kain\u0173 istorija\" width=\"989\" height=\"613\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/dai-price-.png 989w, https:\/\/coinkickoff.com\/wp-content\/uploads\/dai-price--300x186.png 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/dai-price--768x476.png 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/dai-price--18x12.png 18w\" sizes=\"auto, (max-width: 989px) 100vw, 989px\" \/>1 DAI visada tur\u0117t\u0173 b\u016bti vertas $1, nors kainos gali svyruoti, kai turto paklausa per trump\u0105 laik\u0105 padid\u0117ja arba suma\u017e\u0117ja. Kaina greitai atsistato iki $1 fiksuotos kainos.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Tether_vs_DAI_Market_Cap\"><\/span><span style=\"font-weight: 400;\">Tether vs DAI Rinkos talpa<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"USDT_Market_Cap\"><\/span><span style=\"font-weight: 400;\">USDT Rinkos kapitalizacija<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-2924 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/usdt-marketcap.png\" alt=\"USDT rinkos kapitalizacija\" width=\"961\" height=\"631\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/usdt-marketcap.png 961w, https:\/\/coinkickoff.com\/wp-content\/uploads\/usdt-marketcap-300x197.png 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/usdt-marketcap-768x504.png 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/usdt-marketcap-18x12.png 18w\" sizes=\"auto, (max-width: 961px) 100vw, 961px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">USDT yra did\u017eiausia stabilicoin ir tre\u010dia pagal rinkos kapitalizacij\u0105 kriptovaliuta po Bitcoin ir Ethereum.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nuo 2023 m. sausio m\u0117n.<\/span><b> daugiau kaip 60 milijard\u0173 USDT token <\/b><a href=\"https:\/\/coinmarketcap.com\/currencies\/tether\/\" target=\"_blank\" rel=\"noopener\"><b>apyvartoje<\/b><\/a><span style=\"font-weight: 400;\">. FTX bankrutavus, \u0161io turto rinkos vert\u0117 \u0161iek tiek suma\u017e\u0117jo.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Bendra USDT pasi\u016bla n\u0117ra nustatyta, nes Tether gali i\u0161leisti daugiau token, atsi\u017evelgdama \u012f turto paklaus\u0105. Kai paklausa did\u0117ja, sukuriama daugiau token. \u017dmon\u0117s ir institucijos gali parduoti arba konvertuoti USDT \u012f kitus coins, tokiu atveju bendrov\u0117 perteklinius token sudegina.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tether \u017eada tur\u0117ti atsarg\u0173 u\u017e kiekvien\u0105 apyvartoje esant\u012f USDT, kad apsaugot\u0173 turto susiejim\u0105 su JAV doleriu \"vienas prie vieno\". Jei bendrov\u0117 i\u0161leis daugiau token nei turi rezerv\u0173, suma\u017e\u0117jus paklausai, kaina kris.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">USDT galima \u012fsigyti daugumoje pagrindini\u0173 bir\u017e\u0173, j\u012f palaiko daugelis blok\u0173 grandin\u0117s tinkl\u0173, \u012fskaitant Ethereum, <a href=\"https:\/\/coinkickoff.com\/lt\/algorand-algo\/\" data-internallinksmanager029f6b8e52c=\"182\" title=\"Kas yra Algorand (ALGO)? Kaina, istorija ir kur pirkti\">Algorandas<\/a>, <a href=\"https:\/\/coinkickoff.com\/lt\/hederos-baras\/\" data-internallinksmanager029f6b8e52c=\"35\" title=\"Kas yra Hedera (HBAR), kaip ji veikia ir kur j\u0105 \u012fsigyti?\">Hedera<\/a>, <a href=\"https:\/\/coinkickoff.com\/lt\/tron-trx\/\" data-internallinksmanager029f6b8e52c=\"27\" title=\"Kas yra Tronas (TRX) Kaip jis veikia ir kur j\u012f \u012fsigyti?\">Tronas<\/a>, <a href=\"https:\/\/coinkickoff.com\/lt\/solana-sol\/\" data-internallinksmanager029f6b8e52c=\"5\" title=\"Kas yra Solana (SOL)? Kaip jis veikia ir kur j\u012f \u012fsigyti?\">Solana<\/a>, ir dar daugiau.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"DAI_Market_Cap\"><\/span><span style=\"font-weight: 400;\">DAI Rinkos kapitalizacija<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-2923 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/DAI-marketcap.png\" alt=\"DAI Rinkos b\u016bkl\u0117\" width=\"968\" height=\"613\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/DAI-marketcap.png 968w, https:\/\/coinkickoff.com\/wp-content\/uploads\/DAI-marketcap-300x190.png 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/DAI-marketcap-768x486.png 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/DAI-marketcap-18x12.png 18w\" sizes=\"auto, (max-width: 968px) 100vw, 968px\" \/><\/p>\n<p><a href=\"https:\/\/coinmarketcap.com\/currencies\/usd-coin\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">DAI<\/span><\/a><span style=\"font-weight: 400;\"> yra ketvirta pagal dyd\u012f stabilicoin ir \u0161e\u0161iolikta pagal rinkos kapitalizacij\u0105 kriptovaliuta. Nuo 2023 m. sausio m\u0117n. <\/span><a href=\"https:\/\/coinmarketcap.com\/currencies\/multi-collateral-dai\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">cirkuliacinis tiekimas<\/span><\/a><span style=\"font-weight: 400;\"> i\u0161 <\/span><b>5,8 mlrd. DAI<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">DAI neturi bendros pasi\u016blos, o \"MakerDAO\" gali i\u0161leisti nauj\u0173 DAI token, atsi\u017evelgdama \u012f turto paklaus\u0105. \u0160is procesas yra automatinis ir valdomas \"Maker\" protokolo i\u0161mani\u0173j\u0173 sutar\u010di\u0173. Bendra pasi\u016bla kinta priklausomai nuo rinkos paklausos.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">MakerDAO naudoja i\u0161mani\u0173j\u0173 sutar\u010di\u0173 ir valdymo derin\u012f, kad gal\u0117t\u0173 kontroliuoti apyvartoje esan\u010di\u0173 DAI token kiek\u012f. Valdymas reklamuojamas kaip decentralizuotas ir autonomi\u0161kas, ta\u010diau steig\u0117j\u0173 komanda turi kontrolin\u012f sprendim\u0173 fondo akcij\u0173 paket\u0105.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">DAI veikia Ethereum blok\u0173 grandin\u0117je ir yra prieinamas daugumoje kriptovaliut\u0173 bir\u017e\u0173 bei daugelyje DeFi protokol\u0173.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Main_Similarities_Between_Tether_and_DAI\"><\/span><span style=\"font-weight: 400;\">Pagrindiniai Tether ir DAI pana\u0161umai<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>USDT ir DAI yra prilygintos USD santykiu vienas prie vieno. N\u0117ra nustatytos bendros abiej\u0173 stabili\u0173 coin atsargos, nes, padid\u0117jus \u0161io turto paklausai, galima sukurti daugiau token.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Bet kur\u012f turt\u0105 galite rasti kriptovaliut\u0173 bir\u017eose ir DeFi protokoluose. Turtas naudingas prekiaujant kriptovaliutomis ir dalyvaujant DeFi. Galite skolintis ir skolinti USDT ir DAI, kad gal\u0117tum\u0117te atlikti sandorius arba u\u017edirbti pal\u016bkan\u0173 u\u017e savo santaupas.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Governance\"><\/span><span style=\"font-weight: 400;\">Valdymas<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Galb\u016bt nustebsite su\u017einoj\u0119, kad Tether ir \"MakerDAO\" ne taip jau ir skiriasi, kai kalbama apie valdym\u0105. Juk Tether yra privati, centralizuota bendrov\u0117, gars\u0117janti neskaidriomis USDT monet\u0173 kalimo proced\u016bromis ir bendrov\u0117s vadov\u0173 sprendim\u0173 pri\u0117mimo procesais.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kita vertus, \"MakerDAO\" pristatoma kaip \"autonomin\u0117 decentralizuota organizacija\", kuriai vadovauja investuotoj\u0173 bendruomen\u0117, turinti akcij\u0173, susijusi\u0173 su organizacijos sprendimais d\u0117l DAI.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Be abejo, tiesa, kad MKR token (daugia\u0161al\u0117s token sistemos \"Maker\" protokolo valdymo token) tur\u0117tojai reglamentuoja organizacijos sprendimus d\u0117l daugia\u0161al\u0117s Dai sistemos ateities.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ta\u010diau prakti\u0161kai sistema n\u0117ra visi\u0161kai decentralizuota. Kaip ir daugumoje decentralizuot\u0173 organizacij\u0173, sprendim\u0173 pri\u0117mimo galia priklauso did\u017eiausi\u0105 token kiek\u012f turintiems asmenims.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\"MakerDAO\" paprastai tai yra \"Maker\" \u012fk\u016br\u0117jas Christensenas ir kiti steig\u0117j\u0173 komandos nariai. Kartu jie turi daugiau balsavimo teisi\u0173 nei visos kitos \u012f platform\u0105 investavusios suinteresuotosios \u0161alys, o tai tapo vis akivaizd\u017eiau pastaraisiais metais, kai \"MakerDAO\" patvirtino kelet\u0105 prie\u0161taring\u0173 sprendim\u0173 d\u0117l projekto finans\u0173 ir ateities.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Main_Differences_Between_Tether_and_DAI\"><\/span><span style=\"font-weight: 400;\">Pagrindiniai Tether ir DAI skirtumai<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">USDT ir DAI yra stabil\u016bscoins, ta\u010diau d\u0117l skirtingos u\u017estato mechanikos jie yra skirting\u0173 r\u016b\u0161i\u0173 stabil\u016bscoins.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Pegging_Mechanism\"><\/span><span style=\"font-weight: 400;\">Susiejimo mechanizmas<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Kaip jau \u017einote, stabiluscoins, susietas su USD, visada yra vertas 1 USD, nes yra u\u017etikrintas kitu turtu. Ta\u010diau \u0161is turtas gali labai skirtis vienas nuo kito.<\/span><\/p>\n<p><b>USDT padengtas tradiciniu finansiniu turtu, pavyzd\u017eiui, grynaisiais pinigais ir obligacijomis, o DAI - kitomis kriptovaliutomis, pavyzd\u017eiui, eteriu (ETH), <a href=\"https:\/\/coinkickoff.com\/lt\/usd-coin-usdc\/\" data-internallinksmanager029f6b8e52c=\"8\" title=\"Kas yra USD Coin (USDC)? Kaip jis veikia ir kur j\u012f \u012fsigyti?\">USD Coin<\/a>, <a href=\"https:\/\/coinkickoff.com\/lt\/pax-dollar-usdp\/\" data-internallinksmanager029f6b8e52c=\"97\" title=\"Kas yra &quot;Pax Dollar&quot; (USDP)? Kaip jis veikia ir kur j\u012f \u012fsigyti?\">Pax Dollar<\/a>, <a href=\"https:\/\/coinkickoff.com\/lt\/apvyniotas-bitcoin-wbtc\/\" data-internallinksmanager029f6b8e52c=\"17\" title=\"Kas yra Wrapped Bitcoin (WBTC)? Kaip jis veikia ir kur j\u012f \u012fsigyti?\">Wrapped Bitcoin<\/a>, Dvyni\u0173 doleris (GUSD), <a href=\"https:\/\/coinkickoff.com\/lt\/uniswap-uni\/\" data-internallinksmanager029f6b8e52c=\"34\" title=\"Kas yra &quot;Uniswap&quot; (UNI), kaip jis veikia ir kur j\u012f \u012fsigyti?\">Uniswap<\/a> (UNI) ir dar kelios kriptovaliutos<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tai yra did\u017eiulis skirtumas daugeliu at\u017evilgi\u0173, nes jis turi \u012ftakos tam, kaip gali b\u016bti i\u0161duodami nauji stabil\u016bs coins ir kaip realizuojami pertekliniai coins.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Apie tai, kaip Tether i\u0161duoda nauj\u0105 coins, daug ne\u017einome, nes bendrov\u0117 neatskleid\u017eia daug informacijos apie \u0161\u012f proces\u0105. Kita vertus, \"MakerDAO\" naudoja i\u0161maniuosius kontraktus naujiems DAI kaldinti, tod\u0117l procesas yra daug skaidresnis.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"State_of_Reserves\"><\/span><span style=\"font-weight: 400;\">Rezerv\u0173 b\u016bkl\u0117<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><b>Nuo 2015 m. abejojama d\u0117l Tether atsarg\u0173 b\u016bkl\u0117s, nes bendrov\u0117 neskelbia audito, kuris \u012frodyt\u0173, kad turi atsarg\u0173, kuriomis gal\u0117t\u0173 padengti USDT.<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tether turi blog\u0173 rezultat\u0173, kai kalbama apie jos rezerv\u0173 skaidrum\u0105. Paai\u0161k\u0117jo, kad bendrov\u0117 klaidino ir prie\u017ei\u016bros institucijas, ir klientus, nurodydama, kaip Tether buvo remiama.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kita vertus,<\/span><b> DAI yra u\u017etikrintas kriptografiniais u\u017estatais, o u\u017etikrinimo sistema valdoma i\u0161maniosiomis sutartimis, tod\u0117l procesas tampa skaidresnis (nors ir ne ma\u017eiau painus).<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ta\u010diau organizacija MakerDAO, atsakinga u\u017e token valdym\u0105 ir u\u017etikrinanti, kad jis b\u016bt\u0173 apsaugotas 1:1 santykiu, pri\u0117m\u0117 prie\u0161taringus sprendimus d\u0117l to, koks turtas gali b\u016bti naudojamas kaip u\u017estatas u\u017e DAI.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pavyzd\u017eiui, 2023 m. sausio m\u0117n. \"MakerDAO\" balsavo u\u017e tai, kad jos \"Gemini USD\" (GUSD) rezervai likt\u0173 su 51% patvirtinimu, o tai buvo nedidel\u0117 pergal\u0117, kuri\u0105 l\u0117m\u0117 <\/span><a href=\"https:\/\/www.coindesk.com\/business\/2021\/11\/18\/crypto-exchange-gemini-trust-looks-for-7b-valuation-in-400m-funding-round-report\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\"ParaFi\", \"Gemini\" investuotoja<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nors balsai i\u0161gelb\u0117jo \"Gemini\" ir GUSD nuo katastrofos, DAI atsid\u016br\u0117 sunkioje pad\u0117tyje, nes \"Gemini\" turi finansini\u0173 sunkum\u0173 d\u0117l kriptografijos \u012fmon\u0117s \"Genesis\" bankroto. Jei \"Gemini\" \u017elugs, GUSD tur\u0117tojai, tokie kaip \"MakerDAO\", gali tur\u0117ti rimt\u0173 problem\u0173.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Market_Capitalization\"><\/span><span style=\"font-weight: 400;\">Rinkos kapitalizacija<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><b>Kitas ry\u0161kiausias skirtumas tarp USDT ir DAI yra j\u0173 pasiekiamumas.<\/b> <b>USDT yra did\u017eiausia stabilicoin pagal rinkos vert\u0119, o DAI yra tik ketvirta.\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Apskritai tai rei\u0161kia, kad USDT yra labiau paplit\u0119s rinkoje, o prekiauti USDT su skirtingais coins yra lengviau. Dauguma DeFi paskol\u0173 gali b\u016bti denominuotos USDT, nors yra nema\u017eai galimybi\u0173 prekiauti ir DAI.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Risks_Associated_With_Tether_and_DAI\"><\/span><span style=\"font-weight: 400;\">Rizika, susijusi su Tether ir DAI\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Risk_of_Losing_Their_Peg\"><\/span><span style=\"font-weight: 400;\">Rizika prarasti \"Peg<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><b>Stabil\u016bscoins gali prarasti susiejim\u0105, jei atsargos yra ma\u017eesn\u0117s u\u017e apyvartoje esan\u010di\u0173coins skai\u010di\u0173. <\/b><span style=\"font-weight: 400;\">Po to \u012fvyk\u0119s kain\u0173 kritimas gali i\u0161 rinkos i\u0161stumti milijardus doleri\u0173 ir sukelti sniego gni\u016b\u017et\u0117s efekt\u0105, d\u0117l kurio \u017elunga kitos \u012fmon\u0117s ir institucijos. Tai ypa\u010d pasakytina apie Tether, kuris u\u017eima did\u017eiausi\u0105 rinkos dal\u012f tarp vis\u0173 stabili\u0173j\u0173 coins, ta\u010diau tai taip pat pasakytina ir apie DAI.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tether tr\u016bkstami auditai ir toliau kelia gin\u010dus; tr\u016bkstant rezerv\u0173 gali \u017elugti USDT ir visa kriptovaliut\u0173 rinka, jei \u012fvykt\u0173 stiprus turto bank\u0173 b\u0117gimas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Viena vertus, kadangi DAI atsargos laikomos kriptovaliutomis, kyla susir\u016bpinimas d\u0117l kain\u0173 stabilumo. Nors DAI remiasi pertekliniu \u012fkaitu ir algoritmais, u\u017etikrinan\u010diais 1:1 susiejim\u0105 su USD, kriptovaliut\u0173 svyravimai, kuriuos sukelia rinkos s\u0105lygos ar reguliavimas, gali suma\u017einti turto vert\u0119.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">DeFi ir kriptovaliut\u0173 rinkos yra labai tarpusavyje susijusios. Beveik visos kriptovaliut\u0173 verslo \u012fmon\u0117s priklauso nuo kit\u0173 kriptovaliut\u0173 verslo \u012fmoni\u0173, kad gal\u0117t\u0173 atlikti naujas investicijas ir sukurti i\u0161vestinius produktus. MakerDAO ir Tether yra dideli \u017eaid\u0117jai, tod\u0117l kain\u0173 kritimas gali tur\u0117ti didel\u012f poveik\u012f visai rinkai.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Legal_and_Financial_Risks\"><\/span><span style=\"font-weight: 400;\">Teisin\u0117 ir finansin\u0117 rizika<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Kalbant apie teisin\u0119 ir finansin\u0119 rizik\u0105, Tether turi prastesnius rezultatus nei DAI, ta\u010diau abi bendrov\u0117s \u0117m\u0117si prie\u0161taring\u0173 veiksm\u0173.<\/span><\/p>\n<p><b>Tether pirmasis <\/b><a href=\"https:\/\/twitter.com\/Tether_to\/status\/574965820129996800?s=20&amp;t=R27c09QcjUbRcmbUHXKKmA\" target=\"_blank\" rel=\"noopener\"><b>pa\u017ead\u0117jo atlikti oficial\u0173 audit\u0105<\/b><\/a><b> 2015 m., ir \u0161\u012f pa\u017ead\u0105 bendrov\u0117 kartojo daugel\u012f met\u0173.<\/b> <b>ta\u010diau, nepaisant investuotoj\u0173 ir reguliavimo institucij\u0173 susir\u016bpinimo, jos ne\u012fvykd\u0117.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Kita vertus, \"MakerDAO\" taip pat yra labai centralizuota, su <\/span><b>\u012fk\u016br\u0117jas Christensenas perduoda prie\u0161taringai vertinamus planus d\u0117l DAI ateities.<\/b><span style=\"font-weight: 400;\">, \u012fskaitant <\/span><b>galb\u016bt panaikins turto susiejim\u0105 su USD, nors investuotojai tam garsiai prie\u0161taravo.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Kitas susir\u016bpinim\u0105 keliantis klausimas d\u0117l DAI kyla d\u0117l reguliavimo institucij\u0173 galimyb\u0117s apriboti prieig\u0105 prie kriptovaliut\u0173 pinigini\u0173, veikian\u010di\u0173 ne pagal kovos su pinig\u0173 plovimu protokolus. 2022 m. U\u017esienio turto kontrol\u0117s tarnyba <\/span><a href=\"https:\/\/home.treasury.gov\/news\/press-releases\/jy0916\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">nurod\u0117 skirti Tornado Cash sankcij\u0105.<\/span><\/a><span style=\"font-weight: 400;\">, kriptovaliut\u0173 mai\u0161ytuvas, skirtas anonimin\u0117ms kriptovaliut\u0173 operacijoms.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tod\u0117l kelios kriptografin\u0117s \u012fmon\u0117s, pvz. <\/span><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Coinbase<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/aave.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Aave<\/span><\/a><span style=\"font-weight: 400;\">, ir <\/span><a href=\"https:\/\/uniswap.org\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Uniswap<\/span><\/a><span style=\"font-weight: 400;\">, \u012f juod\u0105j\u012f s\u0105ra\u0161\u0105 \u012ftrauktos su \"Tornado Cash\" susijusios pinigin\u0117s. USDC emitento centras <\/span><a href=\"https:\/\/thedefiant.io\/usdc-addresses-banned\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">u\u017e\u0161ald\u0117 38 pinigin\u0117s adresus, kuriuose saugoma 75 000 USDC<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0160is \u017eingsnis tur\u0117s rimt\u0173 pasekmi\u0173 stabiliaicoins. Jei vald\u017eios institucijos gali \u012ftraukti pinigines \u012f juod\u0105j\u012f s\u0105ra\u0161\u0105, tiek USDC, tiek nuo USDC priklausantis turtas, pavyzd\u017eiui, DAI, gali tur\u0117ti rimt\u0173 problem\u0173 saugant savo rezervus.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kita vertus, DAI \u012fk\u016br\u0117jas Christensenas pasi\u016bl\u0117, kad problema b\u016bt\u0173 i\u0161spr\u0119sta atskyrus DAI nuo USD ir suma\u017einus jo priklausomyb\u0119 nuo USDC. DAI atskyrimas nuo USD rei\u0161kia stabilioscoin pabaig\u0105, nes tai b\u016bt\u0173 laisvai plaukiojanti valiuta.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Where_Can_You_Buy_USDT_and_DAI\"><\/span><span style=\"font-weight: 400;\">Kur galite \u012fsigyti USDT ir DAI?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">USDT ir DAI galite \u012fsigyti daugumoje kriptovaliut\u0173 bir\u017e\u0173, \u012fskaitant centralizuotas kriptovaliut\u0173 bir\u017eas, pvz. <a href=\"https:\/\/coinkickoff.com\/lt\/coinbase-review\/\" data-internallinksmanager029f6b8e52c=\"142\" title=\"Coinbase Atsiliepimai 2024: Funkcijos, mokes\u010diai, saugumas, privalumai ir tr\u016bkumai\">Coinbase<\/a> ir <\/span><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Binance<\/span><\/a><span style=\"font-weight: 400;\"> arba decentralizuotus mainus, pvz. <\/span><a href=\"https:\/\/changelly.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Changelly<\/span><\/a><span style=\"font-weight: 400;\"> arba <\/span><a href=\"https:\/\/oasisprotocol.org\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Oaz\u0117<\/span><\/a><span style=\"font-weight: 400;\">. <\/span><a href=\"https:\/\/crypto.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Crypto.com<\/span><\/a><span style=\"font-weight: 400;\"> d\u0117l reguliavimo problem\u0173 i\u0161brauk\u0117 USDT Kanados klientams i\u0161 prekybos.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">DAI ir USDT galite \u012fsigyti kitomis kriptovaliutomis arba fiat valiuta, naudodamiesi bankiniais pavedimais, kredito ir debeto kortel\u0117mis, \"Apple Pay\", \"Google Pay\" ar kitais tre\u010di\u0173j\u0173 \u0161ali\u0173 mok\u0117jimo paslaug\u0173 teik\u0117jais.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Taip pat galite sukurti DAI per <\/span><a href=\"https:\/\/oasis.app\/borrow\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\"Oasis Vault\" portalas<\/span><\/a><span style=\"font-weight: 400;\"> arba per tre\u010di\u0173j\u0173 \u0161ali\u0173 saugykl\u0173 portalus, pvz.\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/debank.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">DeBank<\/span><\/a><span style=\"font-weight: 400;\"> ir <\/span><a href=\"https:\/\/defisaver.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\"DeFi Saver<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Can_You_Exchange_USDT_for_DAI\"><\/span><span style=\"font-weight: 400;\">Kaip pakeisti USDT \u012f DAI?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Galite apsikeisti USDT \u012f DAI daugumoje kriptovaliut\u0173 main\u0173, \u012fskaitant <a href=\"https:\/\/coinkickoff.com\/lt\/binance-review\/\" data-internallinksmanager029f6b8e52c=\"152\" title=\"Binance Atsiliepimai 2024: Funkcijos, mokes\u010diai, saugumas, privalumai ir tr\u016bkumai\">Binance<\/a>, Coinbaz\u0117, <a href=\"https:\/\/coinkickoff.com\/lt\/kucoin-review\/\" data-internallinksmanager029f6b8e52c=\"153\" title=\"KuCoin Atsiliepimai 2023: Mokes\u010diai, saugumas, privalumai ir tr\u016bkumai\">Kucoin<\/a>ir \"Bitfinex\". Tiesiog patikrinkite, ar j\u016bs\u0173 pasirinktoje kriptovaliut\u0173 bir\u017eoje yra USDT\/DAI paringo s\u0105ra\u0161as.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Future_Plans_for_Tether_and_DAI\"><\/span><span style=\"font-weight: 400;\">Ateities planai d\u0117l Tether ir DAI<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Sunku sp\u0117ti, kas laukia Tether ateityje. USDT i\u0161lieka did\u017eiausia stabilicoin rinkoje, ta\u010diau \u0161iek tiek prarado pozicijas d\u0117l prie\u0161taringos pad\u0117ties, susijusios su jos atsargomis ir audito tr\u016bkumu.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">JAV vyriausyb\u0117 paskelb\u0117 apie planus imtis priemoni\u0173, kad <\/span><a href=\"https:\/\/www.reuters.com\/world\/us\/us-treasury-issue-stablecoin-report-paving-way-new-rules-2021-11-01\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">atid\u017eiau reguliuoti stabil\u0173coins<\/span><\/a><span style=\"font-weight: 400;\">, kuri gal\u0117t\u0173 nuskandinti Tether laiv\u0105 arba, galb\u016bt, pad\u0117ti jai tapti skaidresne, kalbant apie jos verslo praktik\u0105.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">DAI padar\u0117 daug <a href=\"https:\/\/coinkickoff.com\/lt\/waves-crypto-waves\/\" data-internallinksmanager029f6b8e52c=\"45\" title=\"Kas yra bangos Crypto (WAVES) Kaip tai veikia ir kur j\u012f nusipirkti?\">bangos<\/a> 2022 m., kai MakerDAO pri\u0117m\u0117 <\/span><a href=\"https:\/\/beincrypto.com\/makerdao-mkr-endgame-plan-passed-in-a-vote-where-founder-had-60-influence\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">keletas prie\u0161taring\u0173 plan\u0173.<\/span><\/a><span style=\"font-weight: 400;\"> remia organizacijos \u012fk\u016br\u0117jas Christensenas.<\/span><b>.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Plane, pavadintame \"Pabaiga\", i\u0161samiai apra\u0161oma \"MakerDAO\" organizacijos restrukt\u016brizacija ir DAI ateitis. Planas yra labai sud\u0117tingas, susidedantis i\u0161 keleto judan\u010di\u0173 dali\u0173, o jo \u012fgyvendinimas u\u017etruks ne vienerius metus.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Christensenas paskelb\u0117, kad nori <\/span><a href=\"https:\/\/beincrypto.com\/makerdao-mkr-endgame-plan-passed-in-a-vote-where-founder-had-60-influence\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">ilgainiui nutraukti DAI priklausomyb\u0119 nuo USDC.<\/span><\/a><span style=\"font-weight: 400;\">, nes USDC pinigin\u0117s gali b\u016bti \u012ftrauktos \u012f juod\u0105j\u012f reguliuotoj\u0173 s\u0105ra\u0161\u0105, jei \u012ftariama, kad jos yra nes\u0105\u017einingos, o tai gali suma\u017einti DAI kainas. DAI yra 40% paremtas USDC.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Diversifying_DAI_Collaterals\"><\/span><span style=\"font-weight: 400;\">DAI papildom\u0173 priemoni\u0173 \u012fvairinimas<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\"MakerDAO\" \u0117m\u0117si priemoni\u0173, kad <\/span><a href=\"https:\/\/finance.yahoo.com\/news\/makerdao-approves-deployment-100m-usdc-184700831.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">diversifikuoti u\u017estatus.<\/span><\/a><span style=\"font-weight: 400;\"> ir suma\u017einti priklausomyb\u0119 nuo \"Circle's USDC\".\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Planuose numatyta investuoti \u012f JAV vyriausyb\u0119 ir <\/span><a href=\"https:\/\/www.coindesk.com\/business\/2022\/10\/06\/stablecoin-issuer-makerdao-allocates-500m-for-treasuries-corporate-bond-investment\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u012fmoni\u0173 obligacijos<\/span><\/a><span style=\"font-weight: 400;\">, realaus pasaulio turt\u0105, pavyzd\u017eiui, nekilnojam\u0105j\u012f turt\u0105, ir bendradarbiauti su kriptovaliut\u0173 bendrov\u0117mis, pavyzd\u017eiui, Coinbase ir Paxos.\u00a0<\/span><span style=\"font-weight: 400;\">MakerDAO jau patvirtino planus pervesti $1,6 mlrd. USDC \u012f Coinbase Prime, kad b\u016bt\u0173 u\u017edirbta 1,5% metin\u0117 gr\u0105\u017ea.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Depegging_DAI\"><\/span><span style=\"font-weight: 400;\">Depegging DAI<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Christensenas taip pat paskelb\u0117 apie savo planus <\/span><a href=\"https:\/\/thedefiant.io\/what-is-dai\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">laikui b\u0117gant atsisakyti JAV dolerio.<\/span><\/a><span style=\"font-weight: 400;\">, ta\u010diau kas tai rei\u0161kia DAI ateit\u012f, lieka abejotina.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Apie tai paskelbta po to, kai JAV vyriausyb\u0117 nurod\u0117 taikyti sankcijas su \"Tornado Cash\" susijusioms pinigin\u0117ms, kuri\u0173 vienoje buvo 75000 USDC.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Christensenas planuoja perkelti DAI u\u017estat\u0105 \u012f kitas kriptovaliutas (be kainos stabilumo), pavyzd\u017eiui, eter\u012f, ta\u010diau tokio \u017eingsnio pasekm\u0117s yra labai rimtos. Be USDC ir kit\u0173 stabili\u0173coin u\u017estat\u0173 kain\u0173 stabilumo DAI b\u016bt\u0173 priklausoma nuo laisvai svyruojan\u010di\u0173 kriptovaliut\u0173 kain\u0173 malon\u0117s.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kristenseno galutinio \u017eaidimo planas buvo patvirtintas 80% bals\u0173, nors kritikai greitai atkreip\u0117 d\u0117mes\u012f \u012f tai, kad Kristensenas tur\u0117jo \u012ftakos 63% bals\u0173 d\u0117l savo turim\u0173 MKR akcij\u0173.<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Tether USDT ir MakerDAO DAI yra stabil\u016bscoins, kriptovaliutos, kurios d\u0117l i\u0161orinio palaikymo visada vertos 1 USD, ta\u010diau jie veikia \u0161iek tiek kitaip.  \u0160ioje Tether vs DAI ap\u017evalgoje aptarsime j\u0173 pana\u0161umus ir skirtumus bei paai\u0161kinsime su kiekvienu coin susijusi\u0105 rizik\u0105 ir naud\u0105. Tether (USDT) ir DAI [...]<\/p>","protected":false},"author":3,"featured_media":2920,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","_glsr_average":0,"_glsr_ranking":0,"_glsr_reviews":0,"footnotes":""},"categories":[4,9],"tags":[],"class_list":{"0":"post-2919","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-coins","8":"category-comparisons","9":"entry"},"featured_image_src":"https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai-600x400.jpg","featured_image_src_square":"https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai-600x563.jpg","author_info":{"display_name":"Ian Wright","author_link":"https:\/\/coinkickoff.com\/lt\/author\/ianw\/"},"_links":{"self":[{"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/posts\/2919","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/comments?post=2919"}],"version-history":[{"count":1,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/posts\/2919\/revisions"}],"predecessor-version":[{"id":2926,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/posts\/2919\/revisions\/2926"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/media\/2920"}],"wp:attachment":[{"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/media?parent=2919"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/categories?post=2919"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/tags?post=2919"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}