{"id":1408,"date":"2022-12-15T08:41:08","date_gmt":"2022-12-15T08:41:08","guid":{"rendered":"https:\/\/coinkickoff.com\/?p=1408"},"modified":"2026-01-08T14:14:52","modified_gmt":"2026-01-08T14:14:52","slug":"what-is-cryptocurrency","status":"publish","type":"post","link":"https:\/\/coinkickoff.com\/lt\/what-is-cryptocurrency\/","title":{"rendered":"Kas yra kriptografija ir kaip ji veikia?"},"content":{"rendered":"<h1><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-1409 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-cryptocurrency-and-how-does-it-work.jpg\" alt=\"\" width=\"1000\" height=\"500\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-cryptocurrency-and-how-does-it-work.jpg 1000w, https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-cryptocurrency-and-how-does-it-work-300x150.jpg 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-cryptocurrency-and-how-does-it-work-768x384.jpg 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-cryptocurrency-and-how-does-it-work-18x9.jpg 18w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/h1>\n<p><span style=\"font-weight: 400;\">\u0160iandien investuotojai \u012f kriptovaliutas gali rinktis i\u0161 gausyb\u0117s skaitmenini\u0173 valiut\u0173, kriptovaliut\u0173 prekybos platform\u0173 ir pa\u017eangiausi\u0173 investavimo priemoni\u0173, padedan\u010di\u0173 sudaryti pelningus sandorius spar\u010diai augan\u010dioje skaitmeninio turto rinkoje.<\/span><\/p>\n<p><a href=\"https:\/\/bitcoin.org\/\" target=\"_blank\" rel=\"noopener\"><b>Bitcoin<\/b><\/a><b>, pirmoji oficialiai pripa\u017einta kriptovaliuta, debiutavo 2009 m. ir \u0161iandien vis dar yra populiariausia \u0161ios r\u016b\u0161ies valiuta. <\/b><span style=\"font-weight: 400;\">Tai nauja koncepcija, kuria siekiama pakeisti tradicini\u0173 valiut\u0173 srit\u012f, <a href=\"https:\/\/coinkickoff.com\/lt\/bitcoin-btc\/\" data-internallinksmanager029f6b8e52c=\"1\" title=\"Kas yra Bitcoin (BTC)? Kaina, istorija ir kur \u012fsigyti\">BTC<\/a> nuties\u0117 keli\u0105 daugybei kit\u0173 alternatyvi\u0173 kriptovaliut\u0173, kurios sulauk\u0117 didelio susidom\u0117jimo.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kadangi virtualiosios valiutos vis dar yra gana nauja finans\u0173 pasaulio naujov\u0117, si\u016blau nuodugniau panagrin\u0117ti, kokiu principu jos veikia ir kaip jums gali b\u016bti naudinga investuoti \u012f kriptovaliutas.<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Skyriai<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Perjungti turinio lentel\u0119\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Perjungti<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/coinkickoff.com\/lt\/what-is-cryptocurrency\/#What_Is_Cryptocurrency\" >Kas yra kriptovaliuta?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/coinkickoff.com\/lt\/what-is-cryptocurrency\/#How_Does_Cryptocurrency_Work\" >Kaip veikia kriptovaliuta?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/coinkickoff.com\/lt\/what-is-cryptocurrency\/#Where_to_Buy_Cryptocurrency\" >Kur \u012fsigyti cryptocurrency?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/coinkickoff.com\/lt\/what-is-cryptocurrency\/#Centralized_Cryptocurrency_Exchanges_CEXs\" >Centralizuotos kriptovaliut\u0173 bir\u017eos (CEX)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/coinkickoff.com\/lt\/what-is-cryptocurrency\/#Decentralized_Cryptocurrency_Exchanges_DEXs\" >Decentralizuotos kriptovaliut\u0173 bir\u017eos (DEX)<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/coinkickoff.com\/lt\/what-is-cryptocurrency\/#How_to_Pick_the_Best_Crypto_Exchange\" >Kaip pasirinkti geriausi\u0105 kriptovaliut\u0173 bir\u017e\u0105?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/coinkickoff.com\/lt\/what-is-cryptocurrency\/#How_to_Start_Investing_in_Crypto\" >Kaip prad\u0117ti investuoti \u012f kriptovaliutas?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/coinkickoff.com\/lt\/what-is-cryptocurrency\/#Where_Can_You_Spend_Cryptocurrency\" >Kur galite i\u0161leisti cryptocurrency?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/coinkickoff.com\/lt\/what-is-cryptocurrency\/#Ways_to_Keep_Your_Cryptocurrencies_Safe\" >B\u016bdai, kaip u\u017etikrinti kriptovaliut\u0173 saugum\u0105<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/coinkickoff.com\/lt\/what-is-cryptocurrency\/#Hot_Wallets\" >Kar\u0161tos pinigin\u0117s<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/coinkickoff.com\/lt\/what-is-cryptocurrency\/#Cold_Wallets\" >\u0160altos pinigin\u0117s<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/coinkickoff.com\/lt\/what-is-cryptocurrency\/#Are_Cryptocurrencies_Safe\" >Ar kriptovaliutos yra saugios?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/coinkickoff.com\/lt\/what-is-cryptocurrency\/#Fraud_and_Scams_in_the_Crypto_Market\" >Suk\u010diavimas ir apgavyst\u0117s kriptovaliut\u0173 rinkoje<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/coinkickoff.com\/lt\/what-is-cryptocurrency\/#Conclusion\" >I\u0161vada<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_Is_Cryptocurrency\"><\/span><span style=\"font-weight: 400;\">Kas yra kriptovaliuta?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>Kriptovaliuta yra skaitmenin\u0117 arba<\/b> <b>virtuali valiuta<\/b> <b>kuri naudoja kriptografij\u0105, kad apsaugot\u0173 finansinius sandorius novatori\u0161kame blok\u0173 grandin\u0117s tinkle.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u0160is decentralizuotas tinklas yra atsakingas u\u017e sandori\u0173 registravim\u0105 ir nauj\u0173 vienet\u0173 platinim\u0105, tod\u0117l nereikia centrin\u0117s institucijos, kuri veikt\u0173 kaip valiut\u0105 leid\u017eianti ar reguliuojanti institucija.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tod\u0117l apie kriptovaliut\u0105 galime kalb\u0117ti kaip apie <\/span><b>decentralizuotos skaitmenin\u0117s valiutos forma.<\/b><span style=\"font-weight: 400;\"> tod\u0117l nereikia centralizuot\u0173 institucij\u0173, pavyzd\u017eiui, bank\u0173, kad b\u016bt\u0173 galima apdoroti ir patikrinti finansinius sandorius.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Jos <\/span><b>decentralizuotas<\/b><span style=\"font-weight: 400;\">, pasaulinis mok\u0117jim\u0173 tinklas, paremtas novatori\u0161ku <\/span><b>blok\u0173 grandin\u0117s technologija<\/b><span style=\"font-weight: 400;\"> leid\u017eia naudotojams si\u0173sti ir gauti l\u0117\u0161as tiesiogiai vieniems i\u0161 kit\u0173 per <\/span><b>P2P (angl. peer-to-peer) platforma.<\/b><span style=\"font-weight: 400;\">. Savo ruo\u017etu tai suteikia daugiau privatumo investuotojams \u012f kriptovaliutas.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Does_Cryptocurrency_Work\"><\/span><span style=\"font-weight: 400;\">Kaip veikia kriptovaliuta?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Pavadinimas <\/span><b>kriptovaliuta<\/b><span style=\"font-weight: 400;\"> atsiranda d\u0117l to, kad kriptografiniai tikrinimo metodai yra svarbiausi valiutos veikimui. Kriptovaliutos saugojimui ir perk\u0117limui i\u0161 vienos pinigin\u0117s \u012f kit\u0105 naudojant \u0161ifravim\u0105 sprend\u017eiami sud\u0117tingi matematiniai u\u017edaviniai, kuriems spr\u0119sti reikia dideli\u0173 kodavimo \u017eini\u0173 ir specializuotos skai\u010diavimo \u012frangos. Kriptovaliutos kasybos procese, taikant skai\u010diavimo gali\u0105 \u0161iems sud\u0117tingiems matematiniams u\u017edaviniams spr\u0119sti, sukuriami nauji coins.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Be to, naudotojai gali keisti savo fiat valiut\u0105 \u012f \u0161ias virtualias valiutas bir\u017eose ir naudoti skaitmenines pinigines, kad saugiai saugot\u0173 ir pervest\u0173 savo l\u0117\u0161as. Atlikdami prekyb\u0105, naudotojai perveda coins \u012f vienas kito<\/span><b>\u00a0kriptovaliut\u0173 pinigin\u0117s<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kriptovaliut\u0173 mok\u0117jim\u0173 negarantuoja joks centrinis bankas ar vyriausyb\u0117 ir jie egzistuoja tik kaip skaitmeniniai \u012fra\u0161ai elektronin\u0117je duomen\u0173 baz\u0117je, o ne kaip fizin\u0117 valiuta, kuria kei\u010diamasi fiziniame pasaulyje.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Visi kriptovaliut\u0173 sandoriai vie\u0161ai registruojami skaitmeniniame <a href=\"https:\/\/coinkickoff.com\/lt\/what-is-ledger-wallet\/\" data-internallinksmanager029f6b8e52c=\"167\" title=\"&quot;Ledger&quot; pinigin\u0117s ap\u017evalgos 2023: Mokes\u010diai, funkcijos, saugumas, privalumai ir tr\u016bkumai\">Did\u017eioji knyga<\/a> ir saugomi specialiose <\/span><b>skaitmenin\u0117s (kriptovaliut\u0173) pinigin\u0117s<\/b><span style=\"font-weight: 400;\"> internetu arba neprisijungus.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Where_to_Buy_Cryptocurrency\"><\/span><span style=\"font-weight: 400;\">Kur \u012fsigyti cryptocurrency?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u0160iuo metu jums gali b\u016bti \u012fdomu, koks yra saugiausias b\u016bdas \u012fsigyti kriptovaliutos. Papras\u010diausias b\u016bdas susipa\u017einti su kriptovaliutomis - u\u017eregistruoti prekybos s\u0105skait\u0105 patikimoje <a href=\"https:\/\/coinkickoff.com\/lt\/crypto-exchanges\/\" data-internallinksmanager029f6b8e52c=\"141\" title=\"21 Geriausios kriptovaliut\u0173 keityklos ir programos 2024 m.\">cryptocurrency mainai<\/a>.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kalbant apie tai, kaip prekiaujama kriptovaliutomis, skaitmeninio turto bir\u017eos gali b\u016bti decentralizuotos (dar vadinamos DEX) arba centralizuotos (CEX). \u0160tai kuo jos skiriasi.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Centralized_Cryptocurrency_Exchanges_CEXs\"><\/span><span style=\"font-weight: 400;\">Centralizuotos kriptovaliut\u0173 bir\u017eos (CEX)<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u0160iuo metu centralizuotos platformos apdoroja beveik 99% vis\u0173 kriptovaliut\u0173 sandori\u0173. Taip yra tod\u0117l, kad centrin\u0117s bir\u017eos gali vienu metu apdoroti daugyb\u0119 sandori\u0173 ir per trump\u0105 laik\u0105 u\u017ebaigti daugyb\u0119 sandori\u0173.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Dauguma centralizuot\u0173 prekybos platform\u0173 taip pat veikia kaip saugojimo platformos, o tai rei\u0161kia, kad jos saugo j\u016bs\u0173 priva\u010dius raktus. \u012esilau\u017e\u0117liams lengviau pasinaudoti centralizuotomis bir\u017eomis, nes kiekvienai platformai yra tik vienas centrinis gedimo ta\u0161kas. Siekdamos apsaugoti savo naudotoj\u0173 l\u0117\u0161as, \u0161ios platformos \u012fgyvendina kelis skirtingus saugumo protokolus, pavyzd\u017eiui, dviej\u0173 veiksni\u0173 autentifikavim\u0105 (2FA), SSL \u0161ifravim\u0105, DDoS sistem\u0105 ir kt.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Decentralized_Cryptocurrency_Exchanges_DEXs\"><\/span><span style=\"font-weight: 400;\">Decentralizuotos kriptovaliut\u0173 bir\u017eos (DEX)<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Decentralizuoti mainai pa\u0161alina tarpininkus ir retai stebi ar identifikuoja naudotojus. Be to, kadangi jos n\u0117ra reguliuojamos, dauguma DEX negali priimti ind\u0117li\u0173 fiat valiuta. Ta\u010diau kai kurios platformos priima mok\u0117jimus kredito ir debeto kortel\u0117mis, kai bendradarbiauja su tre\u010di\u0173j\u0173 \u0161ali\u0173 procesoriais.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">DEX paprastai n\u0117ra susijusios su kriptovaliut\u0173 ar priva\u010di\u0173 rakt\u0173 saugojimu ar per\u0117mimu. Skirtingai nei CEX, DEX naudotojai i\u0161laiko visi\u0161k\u0105 savo l\u0117\u0161\u0173 kontrol\u0119, tod\u0117l \u0161ios platformos yra ma\u017eiau jautrios \u012fsilau\u017eimams ir suk\u010diavimams. Ie\u0161kant gero sandorio, DEX gali prireikti daugiau laiko, nes jose vyrauja ma\u017eo likvidumo problemos.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Pick_the_Best_Crypto_Exchange\"><\/span><span style=\"font-weight: 400;\">Kaip pasirinkti geriausi\u0105 kriptovaliut\u0173 bir\u017e\u0105?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Pirmasis \u017eingsnis norint \u012fsigyti kriptovaliut\u0173 - pasirinkti prekybos platform\u0105, kuri puikiai tinka j\u016bs\u0173 ketinamiems naudoti metodams ir strategijoms.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ta\u010diau yra ir kit\u0173 veiksni\u0173, apie kuriuos reikia pagalvoti, pavyzd\u017eiui, prekybos mokes\u010diai, naudotojo patikrinimo procesas, \u012f s\u0105ra\u0161\u0105 \u012ftraukt\u0173 kriptovaliut\u0173 skai\u010dius, mok\u0117jimo b\u016bdai, vis\u0105 par\u0105 veikian\u010dio palaikymo centro prieinamumas ir saugumo mechanizmai, kurie u\u017etikrina j\u016bs\u0173 priva\u010di\u0173 duomen\u0173 ir investicij\u0173 saugum\u0105.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kuri kriptovaliut\u0173 bir\u017ea jums yra geriausia, galiausiai tur\u0117t\u0173 b\u016bti nustatoma pagal j\u016bs\u0173 nustatytus prekybos tikslus ir reikalavimus.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Start_Investing_in_Crypto\"><\/span><span style=\"font-weight: 400;\">Kaip prad\u0117ti investuoti \u012f kriptovaliutas?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Atidaryti prekybos s\u0105skait\u0105 kriptovaliut\u0173 bir\u017eoje - tai pirmas \u017eingsnis norint prad\u0117ti prekiauti. Nors registracijos proced\u016bros ypatumai skirtingose platformose gali keistis, reikia nepamir\u0161ti kai kuri\u0173 pastovi\u0173 dalyk\u0173.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Dauguma reguliuojam\u0173 kriptovaliut\u0173 bir\u017e\u0173 yra saistomos grie\u017et\u0173 <strong>Pa\u017eink savo klient\u0105 (KYC)<\/strong> ir <strong>Kova su pinig\u0173 plovimu (AML)<\/strong> politika. Tai rei\u0161kia, kad jums gali tekti pateikti identifikavimo informacij\u0105, pavyzd\u017eiui, el. pa\u0161to adres\u0105, naudotojo vard\u0105 ir slapta\u017eod\u012f.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kitas \u017eingsnis - pateikti asmens tapatyb\u0119 patvirtinant\u012f dokument\u0105 i\u0161 oficialaus \u0161altinio, dabartin\u0119 savo nuotrauk\u0105 ir pilietyb\u0117s arba dabartin\u0117s gyvenamosios vietos \u012frodym\u0105. Kad b\u016btum\u0117te apsaugoti, prie\u0161 atlikdami bet kokius ind\u0117lius ar pinig\u0173 i\u0161\u0117mimus, i\u0161tirkite kriptovaliut\u0173 bir\u017eos, kurioje planuojate prekiauti, tikrinimo politik\u0105.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Patvirtin\u0119 savo tapatyb\u0119, galite \u012fne\u0161ti pinigus ir prad\u0117ti prekiauti. Remdamiesi bir\u017eos priimtinomis mok\u0117jimo parinktimis, savo s\u0105skait\u0105 galite papildyti fiat arba kriptovaliuta. Kai tik pinigai pasieks j\u016bs\u0173 prekybos s\u0105skait\u0105, gal\u0117site prad\u0117ti prekiauti coins.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Where_Can_You_Spend_Cryptocurrency\"><\/span><span style=\"font-weight: 400;\">Kur galite i\u0161leisti cryptocurrency?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Kriptovaliutos buvo sukurtos kaip main\u0173 priemon\u0117, padedanti \u012fsigyti toki\u0173 \u012fvairi\u0173 preki\u0173 kaip rytin\u0117 latte, naujas ne\u0161iojamasis kompiuteris ar net naujas dvaras.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nors vis daugiau organizacij\u0173 pradeda priimti kriptovaliutas, didel\u0117s apimties sandoriai vis dar retai atliekami skaitmenin\u0117mis valiutomis. Ta\u010diau i\u0161 internetini\u0173 pardav\u0117j\u0173, priiman\u010di\u0173 kriptovaliut\u0105, galite \u012fsigyti \u012fvairi\u0173 preki\u0173. \u0160tai keletas pavyzd\u017ei\u0173:<\/span><b><\/b><\/p>\n<ul>\n<li aria-level=\"1\"><b>Prekyba internetu ir technologin\u0117s programin\u0117s \u012frangos sprendimai. <\/b><span style=\"font-weight: 400;\">Kriptovaliutomis ir pinigin\u0117mis galima naudotis teikiant daugyb\u0119 internetini\u0173 paslaug\u0173, \u012fskaitant domeno vardo \u012fsigijim\u0105, prieglob\u0105, serveri\u0173 valdym\u0105 ir VPN prieig\u0105. U\u017e \u012fvairias internetines paslaugas galite anonimi\u0161kai ir saugiai atsiskaityti kriptovaliuta, nes <a href=\"https:\/\/coinkickoff.com\/lt\/bitpay-review\/\" data-internallinksmanager029f6b8e52c=\"158\" title=\"&quot;Bitpay&quot; ap\u017evalgos 2023 m: Mokes\u010diai, funkcijos, saugumas, privalumai ir tr\u016bkumai\">BitPay<\/a>integracija su tokiomis paslaugomis kaip <\/span><a href=\"https:\/\/www.expressvpn.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\"ExpressVPN\"<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/hostkey.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">HOSTKEY<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.namecheap.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">PavadinimasCheap<\/span><\/a><span style=\"font-weight: 400;\">, ir <\/span><a href=\"http:\/\/www.nexusguard.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Nexusguard<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Prabang\u016bs daiktai. <\/b><span style=\"font-weight: 400;\">Kriptovaliut\u0105 kaip mok\u0117jimo b\u016bd\u0105 jau prad\u0117jo naudoti kai kurios automobili\u0173 pramon\u0117s atstovyb\u0117s, pradedant masin\u0117s rinkos fran\u0161iz\u0117mis ir baigiant prabangi\u0173 automobili\u0173 atstovyb\u0117mis. Pavyzd\u017eiui, u\u017e savo kriptovaliutos likut\u012f galite \u012fsigyti \"Rolex\" laikrod\u017ei\u0173, \"Tesla\" automobili\u0173 ir kit\u0173 prabangos preki\u0173.\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Draudimo polisai. <\/b><a href=\"https:\/\/www.axa.ch\/en\/private-customers.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">AXA<\/span><\/a><span style=\"font-weight: 400;\">\u0160veicarijos draudimo bendrov\u0117 2021 m. baland\u017eio m\u0117n. paskelb\u0117, kad prad\u0117s priimti Bitcoin kaip mok\u0117jimo priemon\u0119 u\u017e visus savo draudimo polisus, i\u0161skyrus gyvyb\u0117s draudim\u0105. Draudimo \u012fmokas Bitcoin galima mok\u0117ti ir JAV \u012fsik\u016brusioje draudimo bendrov\u0117je \"Premier Shield\", teikian\u010dioje b\u016bsto ir automobilio draudimo paslaugas.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Ways_to_Keep_Your_Cryptocurrencies_Safe\"><\/span><span style=\"font-weight: 400;\">B\u016bdai, kaip u\u017etikrinti kriptovaliut\u0173 saugum\u0105<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">J\u016bs\u0173 turimos skaitmenin\u0117s valiutos atsargos tur\u0117t\u0173 b\u016bti saugomos saugioje skaitmenin\u0117je pinigin\u0117je. Kriptovaliut\u0173 pinigin\u0117s - tai skaitmenin\u0117s vie\u0161\u0173 ir priva\u010di\u0173 kriptovaliut\u0173 rakt\u0173 saugyklos, kurios palengvina skaitmenini\u0173 valiut\u0173 pirkim\u0105, pardavim\u0105 ir keitim\u0105si jomis, taip pat padeda steb\u0117ti pinigin\u0117s turimas l\u0117\u0161as.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nors skaitmenines pinigines si\u016blo daugelis rink\u0173, galite pasirinkti toki\u0105, kuri atitinka j\u016bs\u0173 poreikius, susijusius su funkcijomis ir saugumu.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Yra du paplit\u0119 skaitmenini\u0173 pinigini\u0173 tipai:<\/span><b> \u0161altosios pinigin\u0117s (kuriomis galima naudotis tik neprisijungus). <\/b><span style=\"font-weight: 400;\">ir <\/span><b>kar\u0161tosios pinigin\u0117s (kurias visada galima rasti internete).<\/b><span style=\"font-weight: 400;\">. Palyginkime ir palyginkime kiekvienos i\u0161 \u0161i\u0173 laikmen\u0173 privalumus.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Hot_Wallets\"><\/span><span style=\"font-weight: 400;\">Kar\u0161tos pinigin\u0117s<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Stalin\u0117s kriptovaliut\u0173 pinigin\u0117s, mobiliosios saugyklos program\u0117l\u0117s ir debes\u0173 saugyklos paslaugos - visa tai priskiriama <\/span><b>kar\u0161tos pinigin\u0117s<\/b><span style=\"font-weight: 400;\">. Kar\u0161tosios pinigin\u0117s pasiekiamos tik internetu. Tiesa, visos kar\u0161tosios skaitmenin\u0117s pinigin\u0117s yra pa\u017eeid\u017eiamos \u012fsilau\u017eim\u0173 ir kibernetini\u0173 atak\u0173, ta\u010diau d\u0117l nuolatinio prisijungimo prie interneto internetini\u0173 pinigini\u0173 joms kyla ypatinga rizika.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ta\u010diau d\u0117l savo patogumo kar\u0161tosios pinigin\u0117s tampa vis populiaresn\u0117s tarp prekiautoj\u0173 kriptovaliutomis. Palyginti su \u0161altosios pinigin\u0117s naudojimu, kai reik\u0117t\u0173 i\u0161eiti i\u0161 prekybos sistemos, prijungti \u0161alt\u0105j\u0105 pinigin\u0119 prie kompiuterio ar mobiliojo \u012frenginio, perkelti kriptovaliutas \u012f internetin\u0119 (kar\u0161t\u0105j\u0105) pinigin\u0119 ir tada u\u017ebaigti pervedim\u0105, daugelis rinkos dalyvi\u0173 pirmenyb\u0119 teikia mobiliosioms kar\u0161tosioms pinigin\u0117ms.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tiesa, kad kar\u0161tos pinigin\u0117s n\u0117ra tokios saugios kaip \u0161altosios, ta\u010diau niekas negali paneigti, kad jos yra daug prakti\u0161kesn\u0117s nei \u0161altosios.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Cold_Wallets\"><\/span><span style=\"font-weight: 400;\">\u0160altos pinigin\u0117s<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u0160altojo saugojimo pinigin\u0117s, dar vadinamos aparatin\u0117mis arba popierin\u0117mis pinigin\u0117mis, yra neprisijung\u0119 fiziniai \u012frenginiai, naudojami kriptovaliutoms saugoti. Populiariausias aparatin\u0117s pinigin\u0117s tipas yra nedidelis ma\u017edaug atminties kortel\u0117s dyd\u017eio \u012frenginys.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kadangi \u0161altosios pinigin\u0117s n\u0117ra tiesiogiai prijungtos prie interneto, jos paprastai laikomos saugesniu variantu nei kar\u0161tosios pinigin\u0117s. Tod\u0117l aparatin\u0117s pinigin\u0117s yra apsaugotos nuo bandym\u0173 \u012fsilau\u017eti.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nor\u0117damas pagrobti coins i\u0161 \u0161altosios pinigin\u0117s, \u012fsilau\u017e\u0117lis turi kontroliuoti j\u016bs\u0173 \u0161alt\u0105j\u0105 pinigin\u0119 arba \u017einoti j\u0105 atrakinan\u010dius slapta\u017eod\u017eius. Tai labai ma\u017eai tik\u0117tinas atvejis, nebent j\u016bs\u0173 aparatin\u0117 pinigin\u0117 b\u016bt\u0173 pamesta arba pavogta. Net jei taip nutikt\u0173, j\u016bs\u0173 coins vis tiek bus pasiekiamas su j\u016bs\u0173 slapta\u017eod\u017eiu.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Are_Cryptocurrencies_Safe\"><\/span><span style=\"font-weight: 400;\">Ar kriptovaliutos yra saugios?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>Blockchain<\/b><span style=\"font-weight: 400;\"> yra pagrindin\u0117 daugelio kriptovaliut\u0173 technologija. Blok\u0173 grandin\u0117s terminas apib\u016bdina <\/span><b>operacij\u0173 registravimo chronologiniais blokais sistema<\/b><span style=\"font-weight: 400;\">. Galutinis \u0161ios techni\u0161kai sud\u0117tingos proced\u016bros rezultatas - skaitmenin\u0117 kriptovaliut\u0173 sandori\u0173 knyga, kuri\u0105 programi\u0161iams labai sunku kaip nors pakeisti.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Be to, prie\u0161 atlikdami bet kokias operacijas turite atlikti dviej\u0173 veiksni\u0173 autentifikavimo (2FA) proced\u016br\u0105. Pavyzd\u017eiui, norint inicijuoti sandor\u012f, gali tekti pateikti identifikavimo informacij\u0105, pvz., prisijungimo duomenis. Po to j\u016bs\u0173 gali b\u016bti papra\u0161yta \u012fvesti kod\u0105, kuris buvo atsi\u0173stas \u012f j\u016bs\u0173 telefon\u0105, kad b\u016bt\u0173 u\u017etikrintas papildomas saugumas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nors kriptovaliut\u0173 sandoriams apsaugoti gali b\u016bti \u012fdiegtos kelios apsaugos priemon\u0117s, tai nerei\u0161kia, kad kriptovaliut\u0173 platformos yra ne\u012fveikiamos. Keli didelio masto \u012fsilau\u017eimai padar\u0117 dideli\u0173 nuostoli\u0173 kriptovaliut\u0173 startuoliams.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kriptovaliutos vert\u0119, skirtingai nei vyriausyb\u0117s remiam\u0173 fiat valiut\u0173, lemia tik rinkos j\u0117gos. Savo ruo\u017etu d\u0117l to kainos gali smarkiai svyruoti, o tai kriptovaliut\u0173 investuotojams gali atne\u0161ti arba did\u017eiul\u012f peln\u0105, arba pra\u017e\u016btingus nuostolius.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Be to, investicijas \u012f kriptovaliutas saugo gerokai \u017eemesnis reguliavimo lygis nei tradicinius finansinius produktus, pavyzd\u017eiui, akcijas, vertybinius popierius ir kolektyvinio investavimo schemas.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Fraud_and_Scams_in_the_Crypto_Market\"><\/span><span style=\"font-weight: 400;\">Suk\u010diavimas ir apgavyst\u0117s kriptovaliut\u0173 rinkoje<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Deja, su kriptovaliutomis susijusi nusikalstama veikla spar\u010diai auga. Toliau pateikiami kai kuri\u0173 da\u017eniausiai pastebim\u0173 suk\u010diavimo atvej\u0173, susijusi\u0173 su kriptovaliutomis, pavyzd\u017eiai:<\/span><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Apgaulingos svetain\u0117s.<\/b><span style=\"font-weight: 400;\"> Saugokit\u0117s interneto svetaini\u0173, kurios \u017eada greit\u0105, did\u017eiul\u0119 ir garantuot\u0105 gr\u0105\u017e\u0105 tol, kol per reklamuojam\u0105 platform\u0105 \u012f kriptovaliut\u0173 rink\u0105 \u012fd\u0117site savo pinigus. I\u0161 tikr\u0173j\u0173 \u0161iose schemose tiesiog pilna netikr\u0173 asmenini\u0173 investavimo istorij\u0173 ir kriptovaliut\u0173 \u017eargono, kad visa tai skamb\u0117t\u0173 \u012ftikinamiau.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ponzi schemos. <\/b><span style=\"font-weight: 400;\">Piktavaliai rinkos dalyviai gali pasinaudoti kriptovaliutomis reklamuodami neegzistuojan\u010dias investavimo galimybes ir sudarydami \u012fsp\u016bd\u012f apie did\u017eiul\u0119 gr\u0105\u017e\u0105, gr\u0105\u017eindami seniesiems investuotojams pinigus i\u0161 nauj\u0173 investuotoj\u0173. Tokios schemos vadinamos virtualiomis Ponzi schemomis. <\/span><a href=\"https:\/\/www.justice.gov\/usao-nj\/bitclub\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\"BitClub\" tinklas<\/span><\/a><span style=\"font-weight: 400;\">, vienai i\u0161 toki\u0173 suk\u010diavimo operacij\u0173, pavyko apgaule i\u0161 investuotoj\u0173 i\u0161vilioti daugiau kaip $700 mln. eur\u0173, kol 2019 m. gruod\u017eio m\u0117n. jos operatoriams buvo pateikti kaltinimai d\u0117l nusikaltimo.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Savaranki\u0161kai pasiskelbusi\u0173 \"\u012f\u017eymybi\u0173\" patvirtinimai.<\/b><span style=\"font-weight: 400;\"> Kai kurie suk\u010diai prisistato esantys turtingi arba gars\u016bs, kad gal\u0117t\u0173 apgaule i\u0161vilioti j\u016bs\u0173 skaitmeninius pinigus. Jie taip pat gali skleisti melaging\u0105 informacij\u0105 per tiesiogini\u0173 \u017einu\u010di\u0173 tarnybas arba interneto diskusij\u0173 forumus, kad \u017einomas verslininkas remia tam tikr\u0105 kriptovaliut\u0105. Suk\u010diai parduoda savo turimas valiutos akcijas po to, kai \u012ftikin\u0119 investuotojus pirkti valiut\u0105, i\u0161pu\u010dia jos kain\u0105.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Internetiniai romanti\u0161ki suk\u010diai.<\/b><span style=\"font-weight: 400;\"> FTB \u012fsp\u0117jo apie <\/span><a href=\"https:\/\/www.fbi.gov\/how-we-can-help-you\/safety-resources\/scams-and-safety\/common-scams-and-crimes\/romance-scams\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">did\u0117janti internetini\u0173 romantikos suk\u010diavim\u0173 tendencija<\/span><\/a><span style=\"font-weight: 400;\"> kai suk\u010diai \u012ftikina aukas, su kuriomis susipa\u017eino naudodamiesi pa\u017ein\u010di\u0173 program\u0117l\u0117mis ar socialini\u0173 tinkl\u0173 svetain\u0117mis, \u012fne\u0161ti pinigus arba prekiauti skaitmenin\u0117mis valiutomis. Per pirmuosius septynis 2021 m. m\u0117nesius FTB Nusikaltim\u0173 internete skund\u0173 centras gavo daugiau kaip 1 800 prane\u0161im\u0173 apie romanti\u0161kus suk\u010diavimus, kuriuose dalyvavo.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Apgaulingi sandoriai. <\/b><span style=\"font-weight: 400;\">Nusikalt\u0117liai gali lengvai apsimesti s\u0105\u017einingais rinkos dalyviais ar bir\u017eomis ir i\u0161 nieko ne\u012ftarian\u010di\u0173 auk\u0173 i\u0161vilioti j\u0173 pinigus. Kitas suk\u010diavimo kriptovaliuta pavyzdys - suk\u010diai melagingai \u017eada pensij\u0173 santaupas kriptovaliutos pavidalu, pateikdami klaidinan\u010dius pardavimo pasi\u016blymus.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u012esilau\u017eimas.<\/b><span style=\"font-weight: 400;\"> Galiausiai, yra ir tradici\u0161kesn\u0117 \u012fsilau\u017eimo \u012f keitimosi kriptovaliutomis platformas forma, kai \u012fsilau\u017e\u0119 \u012f auk\u0173 skaitmenines pinigines kibernetiniai nusikalt\u0117liai \u012fgyja neteis\u0117t\u0105 prieig\u0105 prie j\u0173 skaitmenini\u0173 pinig\u0173.\u00a0<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><span style=\"font-weight: 400;\">I\u0161vada<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Niekas negali paneigti, kad Bitcoin ir kit\u0173 kriptovaliut\u0173 \u012fvedimas visi\u0161kai pakeit\u0117 mums \u017einom\u0105 finans\u0173 pasaul\u012f. Nors bet kokia investicija visada susijusi su tam tikra rizika, kai kurie ekspertai kriptovaliutas laiko ypa\u010d rizikingomis. Tod\u0117l b\u016bsimiems investuotojams \u012f kriptovaliutas rekomenduojama atlikti nam\u0173 darbus prie\u0161 sudarant bet kokius su kriptovaliutomis susijusius sandorius.<\/span><\/p>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>\u0160iandien investuotojai \u012f kriptovaliutas gali rinktis i\u0161 gausyb\u0117s skaitmenini\u0173 valiut\u0173, kriptovaliut\u0173 prekybos platform\u0173 ir pa\u017eangiausi\u0173 investavimo priemoni\u0173, padedan\u010di\u0173 sudaryti pelningus sandorius spar\u010diai augan\u010dioje skaitmeninio turto rinkoje. Bitcoin, pirmoji oficialiai pripa\u017einta kriptovaliuta, debiutavo 2009 m. ir \u0161iandien vis dar yra populiariausia \u0161ios r\u016b\u0161ies kriptovaliuta. B\u016bdama nauja valiut\u0173 [...]<\/p>","protected":false},"author":3,"featured_media":1409,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","_glsr_average":0,"_glsr_ranking":0,"_glsr_reviews":0,"footnotes":""},"categories":[11],"tags":[],"class_list":{"0":"post-1408","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-knowledge","8":"entry"},"featured_image_src":"https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-cryptocurrency-and-how-does-it-work-600x400.jpg","featured_image_src_square":"https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-cryptocurrency-and-how-does-it-work-600x500.jpg","author_info":{"display_name":"Ian Wright","author_link":"https:\/\/coinkickoff.com\/lt\/author\/ianw\/"},"_links":{"self":[{"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/posts\/1408","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/comments?post=1408"}],"version-history":[{"count":3,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/posts\/1408\/revisions"}],"predecessor-version":[{"id":1439,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/posts\/1408\/revisions\/1439"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/media\/1409"}],"wp:attachment":[{"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/media?parent=1408"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/categories?post=1408"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/coinkickoff.com\/lt\/wp-json\/wp\/v2\/tags?post=1408"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}