{"id":3389,"date":"2023-04-26T09:24:17","date_gmt":"2023-04-26T09:24:17","guid":{"rendered":"https:\/\/coinkickoff.com\/?p=3389"},"modified":"2026-01-08T14:11:23","modified_gmt":"2026-01-08T14:11:23","slug":"usdc-vs-dai","status":"publish","type":"post","link":"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/","title":{"rendered":"USDC vs DAI: melyik a jobb?"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-2920 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai.jpg\" alt=\"USDC vs DAI\" width=\"1000\" height=\"563\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai.jpg 1000w, https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai-300x169.jpg 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai-768x432.jpg 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai-18x10.jpg 18w, https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai-600x338.jpg 600w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><div class=\"cg-choice-box-six   cg-blue\" ><div class=\"cg-cb-row\"><div class=\"cg-cb-items\" id=\"product-265843\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">Legt\u00f6bb Coins<\/div><\/div><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Binance\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/10\/Binance_logo.png\" class=\"cg-img-1\" alt=\"Binance\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-post-title=\"Binance\" target=\"\" rel=\"nofollow noopener\">Binance<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li><strong>350+<\/strong> Kriptovalut\u00e1k list\u00e1zva<\/li><li><strong>&lt;0.10%<\/strong> Tranzakci\u00f3s d\u00edjak<\/li><li><strong>120 milli\u00f3<\/strong> Regisztr\u00e1lt felhaszn\u00e1l\u00f3k<\/li><li>Biztons\u00e1gos eszk\u00f6zalap a felhaszn\u00e1l\u00f3k sz\u00e1m\u00e1ra<\/li><li>A bet\u00e9teken keresni<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-style=\"default\" data-post-title=\"Binance\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Kezdje el<\/a><\/span><\/span><\/div><\/div><div class=\"cg-cb-items\" id=\"product-265829\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">A legt\u00f6bb orsz\u00e1g<\/div><\/div><a href=\"https:\/\/kraken.pxf.io\/756J3y\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Kraken\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/Kraken-logo.webp\" class=\"cg-img-1\" alt=\"Kraken\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/kraken.pxf.io\/756J3y\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-post-title=\"Kraken\" target=\"\" rel=\"nofollow noopener\">Kraken<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li>Amerikai sz\u00e9khely\u0171<\/li><li>Kezdje olyan kev\u00e9ssel, mint <strong>$10<\/strong><\/li><li>V\u00e1s\u00e1rl\u00e1s \u00e9s elad\u00e1s <strong>200+<\/strong> kriptovalut\u00e1k<\/li><li>Pro megold\u00e1s nagyobb keresked\u0151k sz\u00e1m\u00e1ra<\/li><li>El\u00e9rhet\u0151 <strong>190+<\/strong> orsz\u00e1gok<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/kraken.pxf.io\/756J3y\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-style=\"default\" data-post-title=\"Kraken\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Kezdje el<\/a><\/span><\/span><\/div><\/div><div class=\"cg-cb-items\" id=\"product-265822\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">Amerikai sz\u00e9khely\u0171<\/div><\/div><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Coinbase\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/10\/Coinbase.png\" class=\"cg-img-1\" alt=\"Coinbase\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-post-title=\"Coinbase\" target=\"\" rel=\"nofollow noopener\">Coinbase<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li><strong>200+<\/strong> Kriptovalut\u00e1k list\u00e1zva<\/li><li>Get Crypto az els\u0151 v\u00e1s\u00e1rl\u00e1s ut\u00e1n<\/li><li>Biztos\u00edt\u00e1ssal v\u00e9dve&nbsp;<\/li><li>Biztons\u00e1gos t\u00e1rol\u00e1s p\u00e1nc\u00e9lszekr\u00e9nyes v\u00e9delemmel<\/li><li>A legmegb\u00edzhat\u00f3bb kriptop\u00e9nz platform<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-style=\"default\" data-post-title=\"Coinbase\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Kezdje el<\/a><\/span><\/span><\/div><\/div><\/div><\/div>\n<\/p>\n<p><b>Stablecoins mint <a href=\"https:\/\/coinkickoff.com\/hu\/usd-coin-usdc\/\" data-internallinksmanager029f6b8e52c=\"8\" title=\"Mi az USD Coin (USDC)? Hogyan m\u0171k\u00f6dik \u00e9s hol lehet megv\u00e1s\u00e1rolni?\">USDC<\/a> \u00e9s <a href=\"https:\/\/coinkickoff.com\/hu\/dai-dai\/\" data-internallinksmanager029f6b8e52c=\"20\" title=\"Milyen t\u00edpus\u00fa term\u00e9k az Dai (DAI)? Hogyan m\u0171k\u00f6dik \u00e9s hol lehet megv\u00e1s\u00e1rolni?\">DAI<\/a> egy az egyben az USD-hez vannak k\u00f6tve, ami azt jelenti, hogy \u00e1rstabilit\u00e1suk van.<\/b><span style=\"font-weight: 400;\"> Ennek k\u00f6sz\u00f6nhet\u0151en m\u00e1s kriptovalut\u00e1k v\u00e1s\u00e1rl\u00e1s\u00e1ra \u00e9s kereskedelm\u00e9re vagy DeFi projektekbe val\u00f3 befektet\u00e9sre is felhaszn\u00e1lhat\u00f3k.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ebben az USDC vs DAI \u00e1ttekint\u00e9sben elmagyar\u00e1zzuk a k\u00e9t stabilcoins k\u00f6z\u00f6tti k\u00fcl\u00f6nbs\u00e9geket, \u00e9s felsoroljuk a keresked\u00e9s kock\u00e1zatait \u00e9s el\u0151nyeit.<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_84 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Szakaszok<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Tartalomjegyz\u00e9k\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#The_History_of_Circle_USDC_and_DAI_Coin_DAI\" >A k\u00f6r (USDC) \u00e9s az DAI t\u00f6rt\u00e9nete Coin (DAI)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#How_Do_USDC_and_DAI_Work\" >Hogyan m\u0171k\u00f6dik az USDC \u00e9s az DAI?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#What_Are_the_Main_Use_Cases_of_USDC_and_DAI\" >Melyek az USDC \u00e9s az DAI f\u0151 felhaszn\u00e1l\u00e1si ter\u00fcletei?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#USDC_and_DAI_Price_History\" >USDC \u00e9s DAI \u00c1rat\u00f6rt\u00e9net<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#USDC_Price_History\" >USDC \u00c1rel\u0151zm\u00e9nyek<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#DAI_Price_History\" >DAI \u00e1r t\u00f6rt\u00e9nete<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#Circle_and_DAI_Market_Cap\" >K\u00f6r \u00e9s DAI Piaci sapka<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#USDC_Market_Cap\" >USDC Piaci Cap<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#DAI_Market_Cap\" >DAI Piaci Cap<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#USDC_vs_DAI_Main_Similarities\" >USDC vs DAI F\u0151 hasonl\u00f3s\u00e1gok<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#USDC_vs_DAI_Main_Differences\" >USDC vs DAI F\u0151 k\u00fcl\u00f6nbs\u00e9gek<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#Pegging_Mechanism\" >R\u00f6gz\u00edt\u00e9si mechanizmus<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#State_of_Reserves\" >A tartal\u00e9kok \u00e1llapota<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#Governance\" >Ir\u00e1ny\u00edt\u00e1s<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#Market_Capitalization\" >Piaci kapitaliz\u00e1ci\u00f3<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#Risks_Associated_With_USDC_and_DAI\" >Az USDC \u00e9s az DAI kock\u00e1zatai\u00a0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#Risk_of_Losing_Their_Peg\" >A p\u00f3zna elveszt\u00e9s\u00e9nek kock\u00e1zata<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#Legal_and_Financial_Risks\" >Jogi \u00e9s p\u00e9nz\u00fcgyi kock\u00e1zatok<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#Where_Can_You_Buy_USDC_and_DAI\" >Hol lehet megv\u00e1s\u00e1rolni az USDC \u00e9s DAI k\u00e9sz\u00fcl\u00e9keket?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#How_Can_You_Exchange_USDC_for_DAI\" >Hogyan lehet az USDC-t DAI-re cser\u00e9lni?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#Future_Plans_for_Circle_and_DAI\" >A Circle \u00e9s az DAI j\u00f6v\u0151beli tervei<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"The_History_of_Circle_USDC_and_DAI_Coin_DAI\"><\/span><span style=\"font-weight: 400;\">A k\u00f6r (USDC) \u00e9s az DAI t\u00f6rt\u00e9nete Coin (DAI)<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>Az USDC-t a <\/b><a href=\"https:\/\/www.circle.com\/en\/\" target=\"_blank\" rel=\"noopener\"><b>K\u00f6r<\/b><\/a><b>, egy konzorcium, amely mag\u00e1ban foglalja a <\/b><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" target=\"_blank\" rel=\"noopener\"><b>Coinbase<\/b><\/a><b> 2018-ban.<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az USDC-t eredetileg doll\u00e1rtartal\u00e9kokkal kellett volna fedezni, b\u00e1r k\u00e9s\u0151bb a v\u00e1llalat <\/span><a href=\"https:\/\/www.bloomberg.com\/news\/articles\/2021-08-11\/coinbase-drops-promise-of-token-s-cash-backing-that-wasn-t-true\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">m\u00f3dos\u00edtotta ezt a politik\u00e1t<\/span><\/a><span style=\"font-weight: 400;\"> a  c\u00edmre. <\/span><b>a stabilcoin-t m\u00e1s befektet\u00e9sekkel, p\u00e9ld\u00e1ul v\u00e1llalati k\u00f6tv\u00e9nyekkel, amerikai \u00e1llamk\u00f6tv\u00e9nyekkel \u00e9s kereskedelmi pap\u00edrokkal fedezi.<\/b><span style=\"font-weight: 400;\">. A Circle szerint, <\/span><a href=\"https:\/\/markets.businessinsider.com\/news\/currencies\/coinbase-crypto-stablecoin-usdc-mistake-reserves-treasuries-cash-treasurys-circle-2021-8\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">k\u00f6r\u00fclbel\u00fcl 61% USDC tartal\u00e9kok<\/span><\/a><span style=\"font-weight: 400;\"> k\u00e9szp\u00e9nzb\u0151l \u00e9s k\u00e9szp\u00e9nz-egyen\u00e9rt\u00e9kesekb\u0151l \u00e1llnak.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A Circle az USDC-t \u00e1tl\u00e1that\u00f3 \u00e9s szab\u00e1lyozott stabilcoin-k\u00e9nt hirdeti. A stabilcoin megb\u00edzhat\u00f3s\u00e1ga azonban az ut\u00f3bbi id\u0151ben megk\u00e9rd\u0151jelez\u0151d\u00f6tt, k\u00fcl\u00f6n\u00f6sen a Silvergate Bank (SVB) buk\u00e1sa \u00f3ta, amely jelent\u0151s mennyis\u00e9g\u0171, mintegy 3,3 milli\u00e1rd USD USDC tartal\u00e9kkal rendelkezett.\u00a0<\/span><\/p>\n<p><b>Az USDC tov\u00e1bbra is a m\u00e1sodik legnagyobb stabilcoin a piaci t\u0151ke\u00e9rt\u00e9k alapj\u00e1n<\/b><span style=\"font-weight: 400;\">, a k\u00f6vetkez\u0151 ut\u00e1n <a href=\"https:\/\/coinkickoff.com\/hu\/tether-usdt\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"Mi az Tether (USDT)? Hogyan m\u0171k\u00f6dik \u00e9s hol lehet megv\u00e1s\u00e1rolni?\">Tether<\/a>USDT.<\/span><\/p>\n<p><b>DAI stabilcoin 2017-ben ind\u00edtotta el a MakerDAO, egy decentraliz\u00e1lt auton\u00f3m szervezet, amelyet a MakerDAO alap\u00edtott. <a href=\"https:\/\/coinkickoff.com\/hu\/thorchain-rune\/\" data-internallinksmanager029f6b8e52c=\"53\" title=\"Mi a Thorchain (RUNE) Hogyan m\u0171k\u00f6dik \u00e9s hol lehet megv\u00e1s\u00e1rolni?\">Rune<\/a> Christensen 2014-ben.<\/b><span style=\"font-weight: 400;\"> MakerDAO tagok (<a href=\"https:\/\/coinkickoff.com\/hu\/maker-mkr\/\" data-internallinksmanager029f6b8e52c=\"63\" title=\"Mi a Maker (MKR) Hogyan m\u0171k\u00f6dik \u00e9s hol lehet megv\u00e1s\u00e1rolni?\">MKR<\/a> tulajdonosok) szavazhatnak a stablecoin j\u00f6v\u0151j\u00e9r\u0151l, \u00e9s r\u00e9szt vehetnek a d\u00f6nt\u00e9shozatali folyamatban, innen a \"decentraliz\u00e1lt auton\u00f3m\" elnevez\u00e9s.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az DAI-t azonban kritika \u00e9rte, hogy meglehet\u0151sen centraliz\u00e1lt, mivel Christensen \u00e9s az alap\u00edt\u00f3 csapat nagy d\u00f6nt\u00e9shozatali hatalommal rendelkezett. Az DAI-t gyakran \u00e9rte kritika az USDC-t\u0151l val\u00f3 f\u00fcgg\u0151s\u00e9ge miatt is.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ellent\u00e9tben az USDT vagy USDC bankjegyekkel, amelyek m\u00f6g\u00f6tt fiat p\u00e9nz \u00e9s m\u00e1s val\u00f3s eszk\u00f6z\u00f6k \u00e1llnak, <\/span><b>Az DAI m\u00f6g\u00f6tt t\u00f6bbnyire m\u00e1s kriptovalut\u00e1k \u00e1llnak.<\/b><span style=\"font-weight: 400;\"> Ez azt jelenti, hogy az token \u00e9rz\u00e9keny az \u00e1ringadoz\u00e1sokra, k\u00fcl\u00f6n\u00f6sen akkor, ha a m\u00f6g\u00f6ttes token-k \u00e9rt\u00e9k\u00e9t jogi vagy piaci fejlem\u00e9nyek befoly\u00e1solj\u00e1k.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">2022-ben a MakerDAO elfogadott egy ind\u00edtv\u00e1nyt, hogy az DAI tartal\u00e9kok decentraliz\u00e1ltabb\u00e1 v\u00e1ljanak az\u00e1ltal, hogy <\/span><a href=\"https:\/\/finance.yahoo.com\/news\/makerdao-members-support-founders-endgame-180208820.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">befektet\u00e9s a val\u00f3s vil\u00e1g eszk\u00f6zeibe<\/span><\/a><span style=\"font-weight: 400;\">. A j\u00f6v\u0151ben az DAI val\u00f3s eszk\u00f6zfedezet\u0171 stabilcoin lehet.\u00a0<\/span><\/p>\n<div class=\"cg-choice-box-six   cg-blue\" ><div class=\"cg-cb-row\"><div class=\"cg-cb-items\" id=\"product-265843\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">Legt\u00f6bb Coins<\/div><\/div><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Binance\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/10\/Binance_logo.png\" class=\"cg-img-1\" alt=\"Binance\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-post-title=\"Binance\" target=\"\" rel=\"nofollow noopener\">Binance<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li><strong>350+<\/strong> Kriptovalut\u00e1k list\u00e1zva<\/li><li><strong>&lt;0.10%<\/strong> Tranzakci\u00f3s d\u00edjak<\/li><li><strong>120 milli\u00f3<\/strong> Regisztr\u00e1lt felhaszn\u00e1l\u00f3k<\/li><li>Biztons\u00e1gos eszk\u00f6zalap a felhaszn\u00e1l\u00f3k sz\u00e1m\u00e1ra<\/li><li>A bet\u00e9teken keresni<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-style=\"default\" data-post-title=\"Binance\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Kezdje el<\/a><\/span><\/span><\/div><\/div><div class=\"cg-cb-items\" id=\"product-265829\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">A legt\u00f6bb orsz\u00e1g<\/div><\/div><a href=\"https:\/\/kraken.pxf.io\/756J3y\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Kraken\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/Kraken-logo.webp\" class=\"cg-img-1\" alt=\"Kraken\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/kraken.pxf.io\/756J3y\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-post-title=\"Kraken\" target=\"\" rel=\"nofollow noopener\">Kraken<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li>Amerikai sz\u00e9khely\u0171<\/li><li>Kezdje olyan kev\u00e9ssel, mint <strong>$10<\/strong><\/li><li>V\u00e1s\u00e1rl\u00e1s \u00e9s elad\u00e1s <strong>200+<\/strong> kriptovalut\u00e1k<\/li><li>Pro megold\u00e1s nagyobb keresked\u0151k sz\u00e1m\u00e1ra<\/li><li>El\u00e9rhet\u0151 <strong>190+<\/strong> orsz\u00e1gok<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/kraken.pxf.io\/756J3y\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-style=\"default\" data-post-title=\"Kraken\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Kezdje el<\/a><\/span><\/span><\/div><\/div><div class=\"cg-cb-items\" id=\"product-265822\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">Amerikai sz\u00e9khely\u0171<\/div><\/div><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Coinbase\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/10\/Coinbase.png\" class=\"cg-img-1\" alt=\"Coinbase\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-post-title=\"Coinbase\" target=\"\" rel=\"nofollow noopener\">Coinbase<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li><strong>200+<\/strong> Kriptovalut\u00e1k list\u00e1zva<\/li><li>Get Crypto az els\u0151 v\u00e1s\u00e1rl\u00e1s ut\u00e1n<\/li><li>Biztos\u00edt\u00e1ssal v\u00e9dve&nbsp;<\/li><li>Biztons\u00e1gos t\u00e1rol\u00e1s p\u00e1nc\u00e9lszekr\u00e9nyes v\u00e9delemmel<\/li><li>A legmegb\u00edzhat\u00f3bb kriptop\u00e9nz platform<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-style=\"default\" data-post-title=\"Coinbase\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Kezdje el<\/a><\/span><\/span><\/div><\/div><\/div><\/div>\n\n<p><span style=\"font-weight: 400;\">T\u00f6bbet tudhat meg a k\u00f6vetkez\u0151 t\u00f6rt\u00e9netekr\u0151l <\/span><a href=\"https:\/\/coinkickoff.com\/hu\/dai-dai\/\"><span style=\"font-weight: 400;\">DAI<\/span><\/a><span style=\"font-weight: 400;\"> \u00e9s az USDC a v\u00e9lem\u00e9ny\u00fcnkben.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Do_USDC_and_DAI_Work\"><\/span><span style=\"font-weight: 400;\">Hogyan m\u0171k\u00f6dik az USDC \u00e9s az DAI?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Amint azt m\u00e1r tudhatja, az USD-hez k\u00f6t\u00f6tt stabilcoins-nek mindig 1 USD-t kell \u00e9rnie, ellent\u00e9tben m\u00e1s v\u00e1ltoz\u00e9kony kriptovalut\u00e1kkal, mint p\u00e9ld\u00e1ul az USD. <a href=\"https:\/\/coinkickoff.com\/hu\/bitcoin-btc\/\" data-internallinksmanager029f6b8e52c=\"1\" title=\"Mi az Bitcoin (BTC)? \u00c1r, t\u00f6rt\u00e9net \u00e9s hol lehet megv\u00e1s\u00e1rolni\">Bitcoin<\/a> (BTC) vagy <a href=\"https:\/\/coinkickoff.com\/hu\/ethereum-eth\/\" data-internallinksmanager029f6b8e52c=\"2\" title=\"Mi az Ethereum (ETH)? \u00c1r, t\u00f6rt\u00e9nelem \u00e9s hol lehet megv\u00e1s\u00e1rolni\">Ethereum<\/a> (ETH).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A legt\u00f6bb m\u00e1s stabilcoins-hez hasonl\u00f3an az USDC \u00e9s az DAI is a fedezeti k\u00f6lcs\u00f6n\u00f6knek k\u00f6sz\u00f6nhet\u0151en tartja meg \u00e1rstabilit\u00e1s\u00e1t (az algoritmikus stabilcoins kiv\u00e9telt k\u00e9pez, de ezekr\u0151l k\u00f6ztudott, hogy nem m\u0171k\u00f6dnek). Alapvet\u0151en, <\/span><b>Az USDC \u00e9s DAI m\u00f6g\u00f6ttes eszk\u00f6z\u00f6kkel rendelkezik, amelyek \u00e1rstabilit\u00e1st biztos\u00edtanak sz\u00e1mukra.<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A k\u00f6vetkez\u0151k\u00e9ppen m\u0171k\u00f6dik: Amikor a Circle \u00faj USDC-t bocs\u00e1t ki a piacon, a kibocs\u00e1tott USDC k\u00e9szp\u00e9nz-egyen\u00e9rt\u00e9k\u00e9t a tartal\u00e9k\u00e1ban tartja. P\u00e9ld\u00e1ul, ha a v\u00e1llalat 100 darab USDC token-t bocs\u00e1t ki, akkor 100 darab USD-t kell a tartal\u00e9kaihoz hozz\u00e1adnia. \u00cdgy a v\u00e1llalat garant\u00e1lja, hogy egyetlen USDC 1 USD-t \u00e9r, mert a v\u00e1llalat mindig ezen az \u00e1ron v\u00e1s\u00e1rolja meg.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az DAI egy kicsit m\u00e1sk\u00e9pp m\u0171k\u00f6dik, mivel az DAI tartal\u00e9kok nem doll\u00e1rb\u00f3l, hanem m\u00e1s token-kb\u0151l \u00e9s stabilcoins-kb\u0151l, mint az Ethereum \u00e9s USDC. Mint sejthet\u0151, ez egy kicsit sebezhet\u0151bb\u00e9 teszi a piaci felt\u00e9telekkel szemben, mivel az DAI-nek a k\u00f6vetkez\u0151kt\u0151l kell f\u00fcggenie <a href=\"https:\/\/coinkickoff.com\/hu\/prices\/\" data-internallinksmanager029f6b8e52c=\"136\" title=\"Top 100 \u00e9l\u0151 kriptop\u00e9nz \u00e1rak (USD)\">kripto \u00e1r<\/a> stabilit\u00e1s a m\u0171k\u00f6d\u00e9shez. Hogy kompenz\u00e1lja ezt a plusz sebezhet\u0151s\u00e9get, <\/span><b>Az DAI a t\u00falbiztos\u00edt\u00e1snak nevezett rendszert alkalmazza.<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A t\u00falbiztos\u00edt\u00e1st jobban meg\u00e9rthetj\u00fck, ha \u00f6sszehasonl\u00edtjuk az USDC m\u0171k\u00f6d\u00e9s\u00e9vel. Ahogy az im\u00e9nt elmagyar\u00e1ztuk, 100 USD elegend\u0151 100 USDC megv\u00e1s\u00e1rl\u00e1s\u00e1hoz. \u00d6n 100 USD-t ad a K\u00f6rnek, a v\u00e1llalat pedig a tartal\u00e9k\u00e1ba helyezi, \u00e9s cser\u00e9be 100 USDC-t ad \u00d6nnek. A 100 USD most m\u00e1r az USDC biztos\u00edt\u00e9k\u00e1ul szolg\u00e1l.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ha az DAI \u00fagy m\u0171k\u00f6dne, mint az USDC, akkor csak 100 USDC-t kellene adnod a MakerDAO-nak, hogy 100 DAI-t kapj. De ez nem \u00edgy m\u0171k\u00f6dik! A val\u00f3s\u00e1gban 120-150 USDC-t kell adnod a MakerDAO-nak ahhoz, hogy 100 DAI-t kapj. Ez\u00e1ltal az DAI t\u00falbiztos\u00edtott eszk\u00f6zz\u00e9 v\u00e1lik.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az DAI-nek sz\u00fcks\u00e9ge van az ilyen jelleg\u0171 t\u00falbiztos\u00edt\u00e1sra, mivel a kripto\u00e1rak, m\u00e9g a stabilcoin \u00e1rak is, \u00e9rz\u00e9kenyek az \u00e1ringadoz\u00e1sokra. Ez\u00e9rt a MakerDAO igyekszik biztos\u00edtani, hogy eszk\u00f6z\u00fcknek legyen egy v\u00e9d\u0151bubor\u00e9kja arra az esetre, ha a kripto\u00e1rak er\u0151sen esn\u00e9nek.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A biztos\u00edt\u00e9kok pontos ar\u00e1ny\u00e1t a Maker Protocol hat\u00e1rozza meg, amely algoritmusokat alkalmaz a biztos\u00edt\u00e9kok nyomon k\u00f6vet\u00e9s\u00e9re, hogy az DAI \u00e1r stabil maradjon. Amikor token-t helyezel let\u00e9tbe a Maker Protocol-n\u00e1l, az eszk\u00f6zeidet Collateralized Debt Positions (CDP) okosszerz\u0151d\u00e9sekbe z\u00e1rolj\u00e1k. Ha a biztos\u00edt\u00e9k \u00e9rt\u00e9ke egy bizonyos szint al\u00e1 cs\u00f6kken, az okos szerz\u0151d\u00e9sek automatikusan likvid\u00e1lj\u00e1k az eszk\u00f6z\u00f6ket, hogy az DAI \u00e1ra stabil maradjon.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_the_Main_Use_Cases_of_USDC_and_DAI\"><\/span><span style=\"font-weight: 400;\">Melyek az USDC \u00e9s az DAI f\u0151 felhaszn\u00e1l\u00e1si ter\u00fcletei?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">A Stablecoins a legt\u00f6bb altcoins megv\u00e1s\u00e1rl\u00e1s\u00e1ra \u00e9s kereskedelm\u00e9re haszn\u00e1lhat\u00f3. <\/span><b>A legt\u00f6bb <a href=\"https:\/\/coinkickoff.com\/hu\/crypto-exchanges\/\" data-internallinksmanager029f6b8e52c=\"141\" title=\"21 A legjobb kriptovaluta t\u0151zsd\u00e9k \u00e9s alkalmaz\u00e1sok 2024-ben\">kriptot\u0151zsd\u00e9k<\/a> USDC vagy USDT-ben denomin\u00e1lt altcoin piacokat m\u0171k\u00f6dtetnek, mivel ezek a k\u00e9t legnagyobb stabilcoins.<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az USDC legnagyobb el\u0151nye a k\u00f6vetkez\u0151<\/span><i><span style=\"font-weight: 400;\"> egyszer\u0171 \u00e1talak\u00edt\u00e1si mechanizmus<\/span><\/i><span style=\"font-weight: 400;\">. <\/span><b>Az USDC-t fiat valut\u00e1val lehet v\u00e1s\u00e1rolni \u00e9s eladni, azaz bel\u00e9pni \u00e9s kil\u00e9pni a kriptopiacr\u00f3l ezen a stabilcoin<\/b><span style=\"font-weight: 400;\">. Ha p\u00e9ld\u00e1ul egy BTC elad\u00e1s\u00e1b\u00f3l sz\u00e1rmaz\u00f3 nyeres\u00e9get szeretne kiv\u00e1ltani, akkor az BTC-t USDC-re cser\u00e9lheti, \u00e9s egy k\u00f6zpontos\u00edtott t\u0151zsd\u00e9n kereszt\u00fcl kiv\u00e1lthatja.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az DAI nem olyan n\u00e9pszer\u0171, mint az USDC a digit\u00e1lis eszk\u00f6z\u00f6k kereskedelm\u00e9ben \u00e9s v\u00e1s\u00e1rl\u00e1s\u00e1ban. Mivel \u00e1ltal\u00e1ban nem lehet k\u00f6zvetlen\u00fcl k\u00e9szp\u00e9nzre v\u00e1ltani, nem alkalmas a piacr\u00f3l val\u00f3 gyors kisz\u00e1ll\u00e1shoz. Azonban ez egy n\u00e9pszer\u0171 DeFi eszk\u00f6z. <\/span><b>Az DAI-t befizetheti a k\u00f6vetkez\u0151 c\u00edmre<\/b> <b>Maker DSR okosszerz\u0151d\u00e9s\u00e9t, hogy 1% megtakar\u00edt\u00e1si r\u00e1t\u00e1t szerezzen.\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Term\u00e9szetesen, <\/span><b>az DAI \u00e9s USDC eszk\u00f6zeit k\u00fcl\u00f6nb\u00f6z\u0151 DeFi protokollokba is befizetheti vagy k\u00f6lcs\u00f6nadhatja, hogy kamatot kapjon.<\/b><\/p>\n<h2><span class=\"ez-toc-section\" id=\"USDC_and_DAI_Price_History\"><\/span><span style=\"font-weight: 400;\">USDC \u00e9s DAI \u00c1rat\u00f6rt\u00e9net<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"USDC_Price_History\"><\/span><span style=\"font-weight: 400;\">USDC \u00c1rel\u0151zm\u00e9nyek<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h2><span><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-3391 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/usdc-price.png\" alt=\"usdc \u00e1r\" width=\"985\" height=\"605\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/usdc-price.png 985w, https:\/\/coinkickoff.com\/wp-content\/uploads\/usdc-price-300x184.png 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/usdc-price-768x472.png 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/usdc-price-18x12.png 18w\" sizes=\"auto, (max-width: 985px) 100vw, 985px\" \/><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">1 USDC mindig $1-et \u00e9r, b\u00e1r az \u00e1r n\u00e9ha ingadozhat a gyors piaci mozg\u00e1sok miatt. Amikor az emberek r\u00f6vid id\u0151 alatt nagy mennyis\u00e9gben v\u00e1s\u00e1rolnak vagy adnak el USDC-t, az \u00e1r felfel\u00e9 vagy lefel\u00e9 mozoghat, b\u00e1r \u00e1ltal\u00e1ban nagyon gyorsan korrig\u00e1l\u00f3dik.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"DAI_Price_History\"><\/span><span style=\"font-weight: 400;\">DAI \u00e1r t\u00f6rt\u00e9nete<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-2922 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/dai-price-.png\" alt=\"dai \u00e1r\" width=\"989\" height=\"613\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/dai-price-.png 989w, https:\/\/coinkickoff.com\/wp-content\/uploads\/dai-price--300x186.png 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/dai-price--768x476.png 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/dai-price--18x12.png 18w\" sizes=\"auto, (max-width: 989px) 100vw, 989px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">1 DAI mindig $1 \u00e9rt\u00e9k\u0171nek kell lennie, b\u00e1r el\u0151fordulhatnak \u00e1ringadoz\u00e1sok. \u00c1ringadoz\u00e1sra \u00e1ltal\u00e1ban akkor ker\u00fcl sor, amikor a kereslet r\u00f6vid id\u0151n bel\u00fcl meredeken emelkedik vagy cs\u00f6kken, de az \u00e1r gyorsan vissza\u00e1ll $1-re.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Circle_and_DAI_Market_Cap\"><\/span><span style=\"font-weight: 400;\">K\u00f6r \u00e9s DAI Piaci sapka<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"USDC_Market_Cap\"><\/span><span style=\"font-weight: 400;\">USDC Piaci Cap<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-3390 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/usdc-marketcap.png\" alt=\"usdc marketcap\" width=\"963\" height=\"599\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/usdc-marketcap.png 963w, https:\/\/coinkickoff.com\/wp-content\/uploads\/usdc-marketcap-300x187.png 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/usdc-marketcap-768x478.png 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/usdc-marketcap-18x12.png 18w\" sizes=\"auto, (max-width: 963px) 100vw, 963px\" \/><\/p>\n<div class=\"cg-choice-box-six   cg-blue\" ><div class=\"cg-cb-row\"><div class=\"cg-cb-items\" id=\"product-265843\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">Legt\u00f6bb Coins<\/div><\/div><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Binance\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/10\/Binance_logo.png\" class=\"cg-img-1\" alt=\"Binance\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-post-title=\"Binance\" target=\"\" rel=\"nofollow noopener\">Binance<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li><strong>350+<\/strong> Kriptovalut\u00e1k list\u00e1zva<\/li><li><strong>&lt;0.10%<\/strong> Tranzakci\u00f3s d\u00edjak<\/li><li><strong>120 milli\u00f3<\/strong> Regisztr\u00e1lt felhaszn\u00e1l\u00f3k<\/li><li>Biztons\u00e1gos eszk\u00f6zalap a felhaszn\u00e1l\u00f3k sz\u00e1m\u00e1ra<\/li><li>A bet\u00e9teken keresni<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-style=\"default\" data-post-title=\"Binance\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Kezdje el<\/a><\/span><\/span><\/div><\/div><div class=\"cg-cb-items\" id=\"product-265829\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">A legt\u00f6bb orsz\u00e1g<\/div><\/div><a href=\"https:\/\/kraken.pxf.io\/756J3y\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Kraken\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/Kraken-logo.webp\" class=\"cg-img-1\" alt=\"Kraken\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/kraken.pxf.io\/756J3y\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-post-title=\"Kraken\" target=\"\" rel=\"nofollow noopener\">Kraken<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li>Amerikai sz\u00e9khely\u0171<\/li><li>Kezdje olyan kev\u00e9ssel, mint <strong>$10<\/strong><\/li><li>V\u00e1s\u00e1rl\u00e1s \u00e9s elad\u00e1s <strong>200+<\/strong> kriptovalut\u00e1k<\/li><li>Pro megold\u00e1s nagyobb keresked\u0151k sz\u00e1m\u00e1ra<\/li><li>El\u00e9rhet\u0151 <strong>190+<\/strong> orsz\u00e1gok<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/kraken.pxf.io\/756J3y\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-style=\"default\" data-post-title=\"Kraken\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Kezdje el<\/a><\/span><\/span><\/div><\/div><div class=\"cg-cb-items\" id=\"product-265822\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">Amerikai sz\u00e9khely\u0171<\/div><\/div><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Coinbase\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/10\/Coinbase.png\" class=\"cg-img-1\" alt=\"Coinbase\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-post-title=\"Coinbase\" target=\"\" rel=\"nofollow noopener\">Coinbase<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li><strong>200+<\/strong> Kriptovalut\u00e1k list\u00e1zva<\/li><li>Get Crypto az els\u0151 v\u00e1s\u00e1rl\u00e1s ut\u00e1n<\/li><li>Biztos\u00edt\u00e1ssal v\u00e9dve&nbsp;<\/li><li>Biztons\u00e1gos t\u00e1rol\u00e1s p\u00e1nc\u00e9lszekr\u00e9nyes v\u00e9delemmel<\/li><li>A legmegb\u00edzhat\u00f3bb kriptop\u00e9nz platform<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-style=\"default\" data-post-title=\"Coinbase\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Kezdje el<\/a><\/span><\/span><\/div><\/div><\/div><\/div>\n\n<p><a href=\"https:\/\/coinmarketcap.com\/currencies\/usd-coin\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">USDC<\/span><\/a><span style=\"font-weight: 400;\"> az USDT ut\u00e1n a m\u00e1sodik legnagyobb stabilcoin \u00e9s a piaci kapitaliz\u00e1ci\u00f3 alapj\u00e1n az \u00f6t\u00f6dik legnagyobb kriptop\u00e9nz. A 2023 \u00e1prilis\u00e1t\u00f3l <\/span><a href=\"https:\/\/www.coingecko.com\/en\/coins\/usd-coin\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">kering\u0151 t\u00e1pegys\u00e9g<\/span><\/a><span style=\"font-weight: 400;\"> a <\/span><b>32 milli\u00e1rd USDC<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az USDC eset\u00e9ben nincs meghat\u00e1rozott teljes ell\u00e1t\u00e1s, mivel <\/span><a href=\"https:\/\/www.centre.io\/usdc-faq\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">A k\u00f6r \u00e1ltal j\u00f3v\u00e1hagyott p\u00e9nz\u00fcgyi int\u00e9zm\u00e9nyek<\/span><\/a><span style=\"font-weight: 400;\"> \u00faj USDC-t adhat ki a piacra, am\u00edg van r\u00e1 kereslet. Amikor az emberek eladj\u00e1k az USDC-t, hogy visszakapj\u00e1k a biztos\u00edt\u00e9kokat, ugyanazok az int\u00e9zm\u00e9nyek el\u00e9getik a felesleges USDC-t.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">B\u00e1r eredetileg az Ethereum h\u00e1l\u00f3zatokon fejlesztett\u00e9k ki \u00e9s ind\u00edtott\u00e1k el, az USDC ma m\u00e1r t\u00f6bb blokkl\u00e1ncon is el\u00e9rhet\u0151, p\u00e9ld\u00e1ul a k\u00f6vetkez\u0151k\u00f6n <a href=\"https:\/\/coinkickoff.com\/hu\/solana-sol\/\" data-internallinksmanager029f6b8e52c=\"5\" title=\"Mi az Solana (SOL)? Hogyan m\u0171k\u00f6dik \u00e9s hol lehet megv\u00e1s\u00e1rolni?\">Solana<\/a>, <a href=\"https:\/\/coinkickoff.com\/hu\/hedera-hbar\/\" data-internallinksmanager029f6b8e52c=\"35\" title=\"Milyen t\u00edpus\u00fa gy\u00f3gyszer a Hedera (HBAR) Hogyan m\u0171k\u00f6dik \u00e9s hol lehet megv\u00e1s\u00e1rolni?\">Hedera<\/a>, <a href=\"https:\/\/coinkickoff.com\/hu\/algorand-algo\/\" data-internallinksmanager029f6b8e52c=\"182\" title=\"Mi az Algorand (ALGO)? \u00c1r, t\u00f6rt\u00e9nelem \u00e9s hol lehet megv\u00e1s\u00e1rolni\">Algorand<\/a>, <a href=\"https:\/\/coinkickoff.com\/hu\/tron-trx\/\" data-internallinksmanager029f6b8e52c=\"27\" title=\"Mi a Tron (TRX) Hogyan m\u0171k\u00f6dik \u00e9s hol lehet megv\u00e1s\u00e1rolni?\">Tron<\/a>, \u00e9s <a href=\"https:\/\/coinkickoff.com\/hu\/stellar-xlm\/\" data-internallinksmanager029f6b8e52c=\"33\" title=\"Mi a Stellar (XLM) Hogyan m\u0171k\u00f6dik \u00e9s hol lehet megv\u00e1s\u00e1rolni?\">Stellar<\/a>.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"DAI_Market_Cap\"><\/span><span style=\"font-weight: 400;\">DAI Piaci Cap<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-2923 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/DAI-marketcap.png\" alt=\"DAI piaci t\u0151ke\" width=\"968\" height=\"613\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/DAI-marketcap.png 968w, https:\/\/coinkickoff.com\/wp-content\/uploads\/DAI-marketcap-300x190.png 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/DAI-marketcap-768x486.png 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/DAI-marketcap-18x12.png 18w\" sizes=\"auto, (max-width: 968px) 100vw, 968px\" \/><\/p>\n<p><a href=\"https:\/\/coinmarketcap.com\/currencies\/usd-coin\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">DAI<\/span><\/a><span style=\"font-weight: 400;\"> a negyedik legnagyobb stabilcoin \u00e9s a tizenhetedik legnagyobb kriptop\u00e9nz a piaci kapitaliz\u00e1ci\u00f3 alapj\u00e1n. 2023 \u00e1prilis\u00e1t\u00f3l kezdve egy <\/span><a href=\"https:\/\/coinmarketcap.com\/currencies\/multi-collateral-dai\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">kering\u0151 t\u00e1pegys\u00e9g<\/span><\/a><span style=\"font-weight: 400;\"> a <\/span><b>5,2 milli\u00e1rd DAI<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az DAI sz\u00e1m\u00e1ra nincs meghat\u00e1rozott teljes ell\u00e1t\u00e1s. Az \u00faj DAI token-ket a Maker Protocol intelligens szerz\u0151d\u00e9sek automatikusan bocs\u00e1tj\u00e1k ki, amikor az emberek let\u00e9tbe helyezik a fedezeti kriptovalut\u00e1kat. A MakerDAO felel\u0151s a protokoll ir\u00e1ny\u00edt\u00e1s\u00e1\u00e9rt \u00e9s a biztos\u00edt\u00e9k ar\u00e1ny\u00e1nak meghat\u00e1roz\u00e1s\u00e1\u00e9rt.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">B\u00e1r a MakerDAO az auton\u00f3m \u00e9s decentraliz\u00e1lt ir\u00e1ny\u00edt\u00e1s h\u00edr\u00e9ben \u00e1ll, a projektet nagyr\u00e9szt az alap\u00edt\u00f3 csapat ir\u00e1ny\u00edtja, akik az MKR token-k t\u00f6bbs\u00e9g\u00e9t birtokolj\u00e1k.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az DAI-t a legt\u00f6bb kriptot\u0151zsd\u00e9n megv\u00e1s\u00e1rolhatja, \u00e9s sz\u00e1mos DeFi protokollon befizetheti, hogy kamatot szerezzen.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"USDC_vs_DAI_Main_Similarities\"><\/span><span style=\"font-weight: 400;\">USDC vs DAI\u00a0<\/span><span style=\"font-weight: 400;\">F\u0151 hasonl\u00f3s\u00e1gok<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>Az USDC \u00e9s az DAI mindkett\u0151 stabilcoins egy az egyben az USD-hez van k\u00f6tve. Mindk\u00e9t eszk\u00f6z meglehet\u0151sen n\u00e9pszer\u0171 \u00e9s megtal\u00e1lhat\u00f3 a legt\u00f6bb kriptot\u0151zsd\u00e9n. Mindk\u00e9t eszk\u00f6zt let\u00e9tbe helyezheti vagy z\u00e1rolhatja a DeFi protokollokban, hogy passz\u00edv j\u00f6vedelemre tegyen szert.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">A legnagyobb hasonl\u00f3s\u00e1g az USDC \u00e9s az DAI k\u00f6z\u00f6tt a sz\u00e1rmaz\u00e9kos p\u00e9nz\u00fcgyi alkalmaz\u00e1sokban val\u00f3 felhaszn\u00e1l\u00e1suk. <\/span><b>Mind az USDC, mind az DAI n\u00e9pszer\u0171 befektet\u00e9si eszk\u00f6z\u00f6k a kamatok megszerz\u00e9s\u00e9hez.<\/b><span style=\"font-weight: 400;\"> Mindk\u00e9t eszk\u00f6zt k\u00f6lcs\u00f6nadhatja m\u00e1soknak magas kamatl\u00e1bakkal.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"USDC_vs_DAI_Main_Differences\"><\/span><span style=\"font-weight: 400;\">USDC vs DAI <\/span><span style=\"font-weight: 400;\">F\u0151bb k\u00fcl\u00f6nbs\u00e9gek<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Az USDC \u00e9s az DAI k\u00f6z\u00f6tt sz\u00e1mos k\u00fcl\u00f6nbs\u00e9g van, t\u00f6bbek k\u00f6z\u00f6tt a piaci el\u00e9r\u00e9s, a pegging mechanizmusok, a tartal\u00e9kok \u00e1llapota \u00e9s az ir\u00e1ny\u00edt\u00e1s ter\u00e9n. N\u00e9zz\u00fck meg ezeket r\u00e9szletesebben.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Pegging_Mechanism\"><\/span><span style=\"font-weight: 400;\">R\u00f6gz\u00edt\u00e9si mechanizmus<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Az el\u0151z\u0151 szakaszokban elmagyar\u00e1ztuk, hogy az DAI \u00e9s az USDC hogyan k\u00fcl\u00f6nb\u00f6zik egym\u00e1st\u00f3l. M\u00edg az USDC val\u00f3s eszk\u00f6z\u00f6k, p\u00e9ld\u00e1ul k\u00e9szp\u00e9nz \u00e9s befektet\u00e9sek fedezet\u00e9vel v\u00e9di a peng\u00e9j\u00e9t, addig az DAI m\u00e1s kriptovalut\u00e1k, els\u0151sorban az Ethereum \u00e9s az USDC t\u00falbiztos\u00edt\u00e1s\u00e1val v\u00e9di az \u00e9rt\u00e9k\u00e9t.\u00a0<\/span><\/p>\n<p><b>Az DAI m\u00f6g\u00f6tt els\u0151sorban az USD Coin (USDC) \u00e9s az Ether (ETH), valamint m\u00e1s token-k \u00e1llnak, mint p\u00e9ld\u00e1ul a k\u00f6vetkez\u0151k. <a href=\"https:\/\/coinkickoff.com\/hu\/uniswap-uni\/\" data-internallinksmanager029f6b8e52c=\"34\" title=\"Mi az Uniswap (UNI) Hogyan m\u0171k\u00f6dik \u00e9s hol lehet megv\u00e1s\u00e1rolni?\">Uniswap<\/a> (UNI), <a href=\"https:\/\/coinkickoff.com\/hu\/pax-dollar-usdp\/\" data-internallinksmanager029f6b8e52c=\"97\" title=\"Milyen t\u00edpus\u00fa gy\u00f3gyszer a Pax Dollar (USDP)? Hogyan m\u0171k\u00f6dik \u00e9s hol lehet megv\u00e1s\u00e1rolni?\">Pax doll\u00e1r<\/a>, Gemini doll\u00e1r (GUSD) \u00e9s <a href=\"https:\/\/coinkickoff.com\/hu\/wrapped-bitcoin-wbtc\/\" data-internallinksmanager029f6b8e52c=\"17\" title=\"Mi az Wrapped Bitcoin (WBTC)? Hogyan m\u0171k\u00f6dik \u00e9s hol lehet megv\u00e1s\u00e1rolni?\">Wrapped Bitcoin<\/a>, \u00e9s m\u00e9g n\u00e9h\u00e1ny m\u00e1s. <\/b><span style=\"font-weight: 400;\">Ez az DAI-t szinte teljesen f\u00fcgg\u0151v\u00e9 teszi sz\u00e1mos m\u00e1s kriptop\u00e9nz-projektekt\u0151l. Ha ezeknek az token-knek az \u00e9rt\u00e9ke \u00f6sszeomlik, az DAI \u00e9rt\u00e9ke is cs\u00f6kkenhet.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Technikailag a Maker protokollt m\u0171k\u00f6dtet\u0151 okosszerz\u0151d\u00e9sek \u00fagy vannak programozva, hogy a fedezetek likvid\u00e1l\u00e1s\u00e1val cs\u00f6kkents\u00e9k az el\u00e9rt\u00e9ktelened\u00e9s kock\u00e1zat\u00e1t. Az DAI azonban m\u00e9g mindig vesz\u00edthet \u00e9rt\u00e9k\u00e9b\u0151l, ha egy kiemelked\u0151 token tartal\u00e9kai teljesen \u00f6sszeomlanak.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Meg kell azonban jegyezn\u00fcnk, hogy az DAI a k\u00f6zelm\u00faltban <\/span><b>elkezdett val\u00f3s eszk\u00f6z\u00f6ket v\u00e1s\u00e1rolni, hogy cs\u00f6kkentse f\u00fcgg\u0151s\u00e9g\u00e9t a kripto befektet\u00e9sekt\u0151l.\u00a0<\/b><\/p>\n<p><b>Mivel az USDC k\u00f6zvetlen\u00fcl az USD-hez van k\u00f6tve, likvidnek kell maradnia, am\u00edg a Circle elegend\u0151 k\u00e9szp\u00e9nztartal\u00e9kot tart az eszk\u00f6z fedezet\u00e9re.<\/b><span style=\"font-weight: 400;\"> Meg kell azonban jegyezni, hogy a Circle nem felt\u00e9tlen\u00fcl tartja az \u00f6sszes tartal\u00e9kot k\u00e9szp\u00e9nzben, \u00e9s az USDC elvesz\u00edtheti a peg-t, ha nincs el\u00e9g tartal\u00e9k az token t\u00e1mogat\u00e1s\u00e1ra.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ezzel el\u00e9rkezt\u00fcnk a k\u00f6vetkez\u0151 nagy k\u00fcl\u00f6nbs\u00e9ghez a k\u00e9t eszk\u00f6z k\u00f6z\u00f6tt.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"State_of_Reserves\"><\/span><span style=\"font-weight: 400;\">A tartal\u00e9kok \u00e1llapota<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">A stabilcoin tartal\u00e9kok \u00e1ltal\u00e1ban v\u00e9ve k\u00e9nyes t\u00e9ma. A vil\u00e1g legnagyobb stabilcoin USDT kibocs\u00e1t\u00f3ja, az Tether \u00e9vek \u00f3ta kitart\u00f3an elutas\u00edtotta a nyilv\u00e1nos auditok beny\u00fajt\u00e1s\u00e1t a k\u00f6z- \u00e9s hat\u00f3s\u00e1gi szervek felh\u00edv\u00e1sai \u00e9s az eszk\u00f6zfedezetet \u00e9rint\u0151 sz\u00e1mos ellentmond\u00e1s ellen\u00e9re.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az USDC kibocs\u00e1t\u00f3 Circle sem k\u00fcl\u00f6nb\u00f6zik ett\u0151l. A hivatalos k\u00f6nyvvizsg\u00e1lat helyett a v\u00e1llalat nyilv\u00e1nos k\u00f6nyvvizsg\u00e1l\u00f3 c\u00e9gek \u00e9rt\u00e9kel\u0151 jelent\u00e9seit adja ki. Sajnos, mint arra sz\u00e1mos kritikus r\u00e1mutatott, a jelent\u00e9sek \u00e9rv\u00e9nyess\u00e9ge \u00e9s terjedelme messze nem \u00e1tl\u00e1that\u00f3 \u00e9s nem d\u00f6nt\u0151. Ez\u00e9rt, <\/span><b>f\u00fcggetlen ellen\u0151rz\u00e9sek n\u00e9lk\u00fcl nem lehet tudni, hogy az USDC tartal\u00e9kok milyen \u00e1llapotban vannak.<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A Circle szerint a legt\u00f6bb USDC tartal\u00e9k a k\u00f6vetkez\u0151kb\u0151l \u00e1ll <\/span><b>r\u00f6vid lej\u00e1rat\u00fa kincst\u00e1rjegyek \u00e9s k\u00e9szp\u00e9nzegyen\u00e9rt\u00e9kesek.<\/b><\/p>\n<p><b>Az DAI tartal\u00e9kok viszont \u00e1tl\u00e1that\u00f3bbak. Mivel az DAI m\u00f6g\u00f6tt kriptop\u00e9nzfedezetek \u00e9s okos szerz\u0151d\u00e9sek \u00e1llnak, a tartal\u00e9kinform\u00e1ci\u00f3k nyilv\u00e1nosak, \u00e9s b\u00e1rki sz\u00e1m\u00e1ra hozz\u00e1f\u00e9rhet\u0151ek.\u00a0<\/b><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Governance\"><\/span><span style=\"font-weight: 400;\">Ir\u00e1ny\u00edt\u00e1s<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Ez egy kicsit tr\u00fckk\u00f6s, mivel a MakerDAO \u00e9s a Circle nem nagyon k\u00fcl\u00f6nb\u00f6zik egym\u00e1st\u00f3l, ha a gyakorlatban t\u00f6rt\u00e9n\u0151 ir\u00e1ny\u00edt\u00e1sr\u00f3l van sz\u00f3. Elm\u00e9letben viszont nagyon is k\u00fcl\u00f6nb\u00f6znek. Mutassuk be r\u00e9szletesebben, hogy mire gondolunk.<\/span><\/p>\n<p><b>Elm\u00e9letileg a MakerDAO egy decentraliz\u00e1lt, auton\u00f3m szervezet, ami azt jelenti, hogy az DAI-t a Maker k\u00f6z\u00f6ss\u00e9g tagjai ir\u00e1ny\u00edtj\u00e1k.<\/b><span style=\"font-weight: 400;\"> A k\u00f6z\u00f6ss\u00e9gi tagok deleg\u00e1lhatj\u00e1k MKR token-jeiket (Maker Protocol governance token) k\u00e9pvisel\u0151knek, hogy szavazzanak a nev\u00fckben az DAI-vel \u00e9s a MakerDAO-val kapcsolatos kritikus k\u00e9rd\u00e9sekben. Elm\u00e9letileg teh\u00e1t az DAI meglehet\u0151sen decentraliz\u00e1lt.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Azonban, mint a legt\u00f6bb m\u00e1s \"decentraliz\u00e1lt\" projekt, <\/span><b>Az DAI ir\u00e1ny\u00edt\u00e1sa is meglehet\u0151sen centraliz\u00e1lt, mivel az MKR token-ket kevesek kez\u00e9ben \u00f6sszpontos\u00edtj\u00e1k. <\/b><span style=\"font-weight: 400;\">Ezek az \u00e9rdekelt felek k\u00f6z\u00e9 tartoznak a kock\u00e1zati t\u0151kebefektet\u0151k \u00e9s alap\u00edt\u00f3k, valamint az DAI vezet\u0151i. A MakerDao alap\u00edt\u00f3ja, Christensen hatalmas hatalommal rendelkezik az DAI \u00f6kosziszt\u00e9m\u00e1ban.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">P\u00e9ld\u00e1ul 2022-ben a MakerDAO egy ellentmond\u00e1sos tervet fogadott el a stablecoin j\u00f6v\u0151j\u00e9vel kapcsolatban, k\u00f6sz\u00f6nhet\u0151en Christensen MKR-r\u00e9szesed\u00e9seinek. Ez azt jelenti, hogy a projekttel kapcsolatos d\u00f6nt\u00e9sek val\u00f3j\u00e1ban meglehet\u0151sen k\u00f6zpontos\u00edtva vannak.<\/span><\/p>\n<p><b>M\u00e1sr\u00e9szt az USDC kibocs\u00e1t\u00f3ja, a Circle egy mag\u00e1ntulajdonban l\u00e9v\u0151, k\u00f6zpontos\u00edtott v\u00e1llalat. Ez\u00e9rt a v\u00e1llalat ir\u00e1ny\u00edtja az USDC ver\u00e9si folyamat\u00e1t, valamint a projekt j\u00f6v\u0151j\u00e9t \u00e9rint\u0151 minden fontos d\u00f6nt\u00e9st.<\/b><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Market_Capitalization\"><\/span><span style=\"font-weight: 400;\">Piaci kapitaliz\u00e1ci\u00f3<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><b>A legnagyobb k\u00fcl\u00f6nbs\u00e9g az USDC \u00e9s az DAI k\u00f6z\u00f6tt a piaci \u00e9rt\u00e9k\u00fckben van.<\/b> <b>Az USDC a m\u00e1sodik legnagyobb stabilcoin a piaci t\u0151ke\u00e9rt\u00e9k alapj\u00e1n. Az DAI ezzel szemben csak a negyedik.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Az USDC-t a legt\u00f6bb mainstream int\u00e9zm\u00e9ny elfogadja, \u00e9s szinte minden altcoins ellen\u00e9ben kereskedhet\u0151. Az DAI az USDC-hez k\u00e9pest tov\u00e1bbra is egy meglehet\u0151sen hi\u00e1nyp\u00f3tl\u00f3 stabilcoin.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Risks_Associated_With_USDC_and_DAI\"><\/span><span style=\"font-weight: 400;\">Az USDC \u00e9s az DAI kock\u00e1zatai\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Risk_of_Losing_Their_Peg\"><\/span><span style=\"font-weight: 400;\">A p\u00f3zna elveszt\u00e9s\u00e9nek kock\u00e1zata<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><b>A stablecoins els\u0151dleges kock\u00e1zata az \u00e1ringadoz\u00e1s. A stabilcoins bizonyos k\u00f6r\u00fclm\u00e9nyek k\u00f6z\u00f6tt elvesz\u00edtheti az \u00e1rr\u00f6gz\u00edt\u00e9st, \u00e1ltal\u00e1ban akkor, amikor a tartal\u00e9kok t\u00fal alacsonyak ahhoz, hogy a forgalomban l\u00e9v\u0151 token-k sz\u00e1m\u00e1t fedezz\u00e9k.\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Egy ilyen forgat\u00f3k\u00f6nyv akkor lehets\u00e9ges, ha a kibocs\u00e1t\u00f3 v\u00e1llalatok nem tartanak elegend\u0151 k\u00e9szp\u00e9nzt \u00e9s k\u00e9szp\u00e9nz-egyen\u00e9rt\u00e9kest tartal\u00e9kban, vagy ha a tartal\u00e9kokat ellopj\u00e1k vagy elvesz\u00edtik, vagy m\u00e1s m\u00f3don hozz\u00e1f\u00e9rhetetlenn\u00e9 v\u00e1lnak.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A Stablecoins id\u0151nk\u00e9nt r\u00f6vid ideig elmaradhat a doll\u00e1r\u00e9rt\u00e9k\u00e9t\u0151l, de \u00e1ltal\u00e1ban gyorsan visszanyeri az \u00e1r\u00e1t. Ha azonban a de-pegging esem\u00e9nyt nem k\u00f6veti gyorsan a helyre\u00e1ll\u00e1s, az \u00e1r lefel\u00e9 \u00edvelhet, ami fizet\u00e9sk\u00e9ptelens\u00e9get id\u00e9zhet el\u0151.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00c1ltal\u00e1ban ez azt jelenti, hogy a sz\u00f3ban forg\u00f3 stabilcoin teljesen \u00f6sszeomlik, \u00e9s a doll\u00e1r\u00e9rt\u00e9k\u00e9t elt\u00f6rli a piacr\u00f3l, az token-tulajdonosok pedig \u00e9rt\u00e9ktelen token-vel maradnak.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az DAI \u00e9s az USDC eset\u00e9ben a de-pegging kock\u00e1zata fokoz\u00f3dhat. Mivel az USDC teszi ki az DAI biztos\u00edt\u00e9k nagy r\u00e9sz\u00e9t, \u00edgy az USDC tartal\u00e9kok eset\u00e9ben probl\u00e9ma lehet. <\/span><a href=\"https:\/\/cointelegraph.com\/news\/circle-s-usdc-instability-causes-domino-effect-on-dai-usdd-stablecoins\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">az DAI eset\u00e9ben is kiv\u00e1lthat egy de-pegging esem\u00e9nyt.<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><b>Mivel mind az DAI, mind az USDC n\u00e9pszer\u0171 eszk\u00f6z\u00f6k a DeFi-ben, egy \u00e1rzuhan\u00e1s hat\u00e1sai az eg\u00e9sz kriptopiacon \u00e9reztethetik hat\u00e1sukat.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">N\u00e9zz\u00fcnk n\u00e9h\u00e1ny konkr\u00e9t p\u00e9ld\u00e1t a lehets\u00e9ges probl\u00e9m\u00e1kra:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">2023-ban cs\u0151d\u00f6t jelentett a Silvergate Bank (SVB), a kripto\u00fczletek k\u00f6r\u00e9ben n\u00e9pszer\u0171 int\u00e9zm\u00e9ny. Abban az id\u0151ben, <\/span><a href=\"https:\/\/www.coindesk.com\/consensus-magazine\/2023\/04\/05\/usdc-boasted-transparency-but-it-didnt-help-when-silicon-valley-bank-got-into-trouble\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Az SVB mintegy 3,3 milli\u00e1rd bet\u00e9tet tartott az USDC-t\u0151l kezdve<\/span><\/a><span style=\"font-weight: 400;\">, ami jelent\u0151s \u00f6sszeg, \u00e9s az USDC tartal\u00e9kok nagyvonal\u00fa r\u00e9sz\u00e9t k\u00e9pezi.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az SVB cs\u0151dj\u00e9nek h\u00edr\u00e9re az USDC elvesztette doll\u00e1rhoz k\u00f6t\u00f6tts\u00e9g\u00e9t. B\u00e1r a Circle gyorsan biztos\u00edtotta a befektet\u0151ket arr\u00f3l, hogy a hi\u00e1nyz\u00f3 3,3 milli\u00e1rd USD fedezet\u00e9hez sz\u00fcks\u00e9ges p\u00e9nzeszk\u00f6z\u00f6kkel rendelkezik, az esem\u00e9ny r\u00e1vil\u00e1g\u00edtott arra, hogy m\u00e9g a k\u00e9szp\u00e9nzalap\u00fa stabilcoins is <\/span><a href=\"https:\/\/www.bloomberg.com\/news\/articles\/2023-03-11\/circle-s-usdc-stablecoin-shakiness-reverberates-in-crypto-world-of-defi-dai#xj4y7vzkg\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">s\u00e9r\u00fcl\u00e9kenyek a piaci kudarcokkal szemben<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">USDC csak azut\u00e1n \u00e1llt meg a spir\u00e1lban, hogy a szab\u00e1lyoz\u00f3 hat\u00f3s\u00e1gok k\u00f6z\u00f6lt\u00e9k, hogy <\/span><a href=\"https:\/\/www.cnbc.com\/2023\/03\/12\/regulators-unveil-plan-to-stem-damage-from-svb-collapse.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">a bet\u00e9tesek \u00fajra hozz\u00e1f\u00e9rn\u00e9nek p\u00e9nzeszk\u00f6zeikhez<\/span><\/a><span style=\"font-weight: 400;\">. Norm\u00e1lis esetben az FDIC bet\u00e9tbiztos\u00edt\u00e1s csak 250 000 USD-ig terjed, ami j\u00f3val kevesebb, mint az SVB-n\u00e9l tartott bet\u00e9tek.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Term\u00e9szetesen az USDC \u00e1rfolyamr\u00f6gz\u00edt\u00e9s\u00e9nek megsz\u00fcntet\u00e9se hossz\u00fa t\u00e1von az DAI-nek is \u00e1rtott volna, ha az eszk\u00f6z nem tudta volna visszaszerezni az \u00e1rfolyamr\u00f6gz\u00edt\u00e9st. De ez m\u00e9g nem minden. Az DAI fedezet\u00e9t k\u00fcl\u00f6nb\u00f6z\u0151 m\u00e1s token-k is k\u00e9pezik, k\u00f6zt\u00fck a Gemini USD (GUSD).<\/span><\/p>\n<p><a href=\"https:\/\/www.coindesk.com\/business\/2021\/11\/18\/crypto-exchange-gemini-trust-looks-for-7b-valuation-in-400m-funding-round-report\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">A Gemini USD (GUSD) az DAI potenci\u00e1lis kock\u00e1zata.<\/span><\/a><span style=\"font-weight: 400;\"> mert az Ikrek maga is komoly bajban van a p\u00e9nz\u00fcgyeit illet\u0151en. A Gemini mintegy 900 milli\u00f3 USD vesztes\u00e9get szenvedett el a Gemini Earn programot ir\u00e1ny\u00edt\u00f3 Genesis buk\u00e1sa ut\u00e1n. Ha a Gemini p\u00e9nz\u00fcgyei cs\u0151d\u00f6t mondanak, \u00e9s a GUSD \u00e1ra cs\u00f6kken, az tov\u00e1bbi vesz\u00e9lybe sodorhatja az DAI tartal\u00e9kokat.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Legal_and_Financial_Risks\"><\/span><span style=\"font-weight: 400;\">Jogi \u00e9s p\u00e9nz\u00fcgyi kock\u00e1zatok<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Mint m\u00e1r kifejtett\u00fck, a stabilcoins t\u00f6k\u00e9letes bel\u00e9p\u00e9si \u00e9s kil\u00e9p\u00e9si pontok a kriptopiacra. V\u00e1s\u00e1rolhat stablecoins-t egy t\u0151zsd\u00e9n, \u00e9s elk\u00fcldheti \u0151ket b\u00e1rhov\u00e1 a vil\u00e1gon, hogy nagy \u00f6sszegeket utaljon \u00e1t.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ahogy a szab\u00e1lyoz\u00f3 hat\u00f3s\u00e1gok egyre ink\u00e1bb tudat\u00e1ban vannak annak, hogyan haszn\u00e1lj\u00e1k a stabilcoins-t, egyre \u00f3vatosabb\u00e1 v\u00e1lnak azzal kapcsolatban, hogy ezeket az eszk\u00f6z\u00f6ket szab\u00e1lyoz\u00e1s n\u00e9lk\u00fcl hagyj\u00e1k mozogni a vil\u00e1gban.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Mint tudj\u00e1k, az Bitcoin (most m\u00e1r stabilcoins) \u00e9s az Bitcoin (most m\u00e1r stabilcoins) kriptodeviz\u00e1k els\u0151dleges \u00e9rt\u00e9kes\u00edt\u00e9si pontja a gyors \u00e9s hat\u00e1rok n\u00e9lk\u00fcli tranzakci\u00f3k, amelyeket nem akad\u00e1lyoz a banki vil\u00e1g k\u00f6lts\u00e9ges \u00e9s id\u0151ig\u00e9nyes b\u00fcrokr\u00e1ci\u00e1ja.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">B\u00e1r ez egy vonz\u00f3 aj\u00e1nlat, ugyanakkor teljesen figyelmen k\u00edv\u00fcl hagyja, hogy a hagyom\u00e1nyos banki tev\u00e9kenys\u00e9g mi\u00e9rt m\u0171k\u00f6dik \u00edgy. A bankok nem v\u00e9letlen\u00fcl alkalmaznak k\u00fcl\u00f6nf\u00e9le szab\u00e1lyoz\u00e1sokat, m\u00e9gpedig az\u00e9rt, hogy megakad\u00e1lyozz\u00e1k a p\u00e9nzmos\u00e1st, a terrorizmus finansz\u00edroz\u00e1s\u00e1t \u00e9s m\u00e1s b\u0171ncselekm\u00e9nyeket.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az elm\u00falt \u00e9vekben a hat\u00f3s\u00e1gok elkezdt\u00e9k nyomon k\u00f6vetni, hogy a stabilcoin tranzakci\u00f3kat hogyan haszn\u00e1lj\u00e1k fel a szerepl\u0151k k\u00f6z\u00f6tti illeg\u00e1lis p\u00e9nz\u00e1tutal\u00e1sra, \u00e9s l\u00e9p\u00e9seket tesznek ezen eszk\u00f6z\u00f6k alaposabb szab\u00e1lyoz\u00e1s\u00e1ra.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">P\u00e9ld\u00e1ul, amikor a K\u00fclf\u00f6ldi Eszk\u00f6z\u00f6k Ellen\u0151rz\u00e9si Hivatala <\/span><a href=\"https:\/\/home.treasury.gov\/news\/press-releases\/jy0916\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">szankci\u00f3t rendelt el a Tornado Cash ellen<\/span><\/a><span style=\"font-weight: 400;\"> 2022-ben a kriptot\u0151zsd\u00e9knek feketelist\u00e1ra kellett tenni\u00fck t\u00f6bb, a Tornad\u00f3hoz kapcsol\u00f3d\u00f3 p\u00e9nzt\u00e1rc\u00e1t.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A Tornado Mixer egy anonim keresked\u00e9si szolg\u00e1ltat\u00e1s, amellyel elfedhetj\u00fck digit\u00e1lis l\u00e1bnyomainkat a blokkl\u00e1ncon, \u00e9s amely felhaszn\u00e1lhat\u00f3 az OFAC szankci\u00f3inak \u00e9s a p\u00e9nzmos\u00e1snak a megszeg\u00e9s\u00e9re.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A rendelet nyom\u00e1n a Circle feketelist\u00e1ra tett 38 olyan t\u00e1rcac\u00edmet, amelyeken legal\u00e1bb 75 000 USDC volt. Ez viszonylag kis \u00f6sszeg a Circle sz\u00e1m\u00e1ra (az SVB \u00e1ltal tartott 3,3 milli\u00e1rd USD-hez k\u00e9pest), de m\u00e9gis riadalmat keltett a kripto\u00f6kosziszt\u00e9m\u00e1ban azzal kapcsolatban, hogy a szab\u00e1lyoz\u00e1s hogyan vesz\u00e9lyezteti a kripto befektet\u00e9seket.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">B\u00e1r a kriptop\u00e9nzek gyakran \u00fagy jelennek meg a piacon, mintha a k\u00f3dok uraln\u00e1k \u0151ket, az igazs\u00e1g az, hogy m\u0171k\u00f6d\u00e9s\u00fckh\u00f6z ezeknek a szolg\u00e1ltat\u00e1soknak meg kell felelni\u00fck a p\u00e9nz\u00fcgyi vil\u00e1g szab\u00e1lyainak \u00e9s el\u0151\u00edr\u00e1sainak.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Where_Can_You_Buy_USDC_and_DAI\"><\/span><span style=\"font-weight: 400;\">Hol lehet megv\u00e1s\u00e1rolni az USDC \u00e9s DAI k\u00e9sz\u00fcl\u00e9keket?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Az USDC \u00e9s DAI szinte az \u00f6sszes kriptot\u0151zsd\u00e9n megv\u00e1s\u00e1rolhat\u00f3. Az DAI legnagyobb piacai a k\u00f6vetkez\u0151k <a href=\"https:\/\/coinkickoff.com\/hu\/binance-review\/\" data-internallinksmanager029f6b8e52c=\"152\" title=\"Binance V\u00e9lem\u00e9nyek 2024: Jellemz\u0151k, d\u00edjak, biztons\u00e1g, el\u0151ny\u00f6k \u00e9s h\u00e1tr\u00e1nyok\">Binance<\/a>, <a href=\"https:\/\/coinkickoff.com\/hu\/coinbase-review\/\" data-internallinksmanager029f6b8e52c=\"142\" title=\"Coinbase V\u00e9lem\u00e9nyek 2024: Tulajdons\u00e1gok, d\u00edjak, biztons\u00e1g, el\u0151ny\u00f6k \u00e9s h\u00e1tr\u00e1nyok\">Coinbase<\/a>, Uniswap, \u00e9s <a href=\"https:\/\/coinkickoff.com\/hu\/kraken-review\/\" data-internallinksmanager029f6b8e52c=\"171\" title=\"Kraken V\u00e9lem\u00e9nyek 2023: Kraken: D\u00edjak, jellemz\u0151k, biztons\u00e1g, el\u0151ny\u00f6k \u00e9s h\u00e1tr\u00e1nyok\">Kraken<\/a>. Hasonl\u00f3k\u00e9ppen, az USDC legnagyobb piacai az Binance, a Kraken, az Uniswap \u00e9s a <a href=\"https:\/\/coinkickoff.com\/hu\/kucoin-review\/\" data-internallinksmanager029f6b8e52c=\"153\" title=\"KuCoin V\u00e9lem\u00e9nyek 2023: Pro \u00e9s kontra: D\u00edjak, biztons\u00e1g, Pro \u00e9s kontra\">Kucoin<\/a>.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A legt\u00f6bb k\u00f6zpontos\u00edtott t\u0151zsd\u00e9n DAI \u00e9s USDC v\u00e1s\u00e1rolhat fiat valut\u00e1kkal, p\u00e9ld\u00e1ul USD vagy EUR online banki m\u00f3dszerekkel, bele\u00e9rtve az \u00e1tutal\u00e1sokat, hitel- \u00e9s bet\u00e9ti k\u00e1rty\u00e1kat, valamint harmadik f\u00e9lt\u0151l sz\u00e1rmaz\u00f3 fizet\u00e9si szolg\u00e1ltat\u00f3kat.<\/span><\/p>\n<div class=\"cg-choice-box-six   cg-blue\" ><div class=\"cg-cb-row\"><div class=\"cg-cb-items\" id=\"product-265843\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">Legt\u00f6bb Coins<\/div><\/div><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Binance\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/10\/Binance_logo.png\" class=\"cg-img-1\" alt=\"Binance\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-post-title=\"Binance\" target=\"\" rel=\"nofollow noopener\">Binance<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li><strong>350+<\/strong> Kriptovalut\u00e1k list\u00e1zva<\/li><li><strong>&lt;0.10%<\/strong> Tranzakci\u00f3s d\u00edjak<\/li><li><strong>120 milli\u00f3<\/strong> Regisztr\u00e1lt felhaszn\u00e1l\u00f3k<\/li><li>Biztons\u00e1gos eszk\u00f6zalap a felhaszn\u00e1l\u00f3k sz\u00e1m\u00e1ra<\/li><li>A bet\u00e9teken keresni<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-style=\"default\" data-post-title=\"Binance\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Kezdje el<\/a><\/span><\/span><\/div><\/div><div class=\"cg-cb-items\" id=\"product-265829\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">A legt\u00f6bb orsz\u00e1g<\/div><\/div><a href=\"https:\/\/kraken.pxf.io\/756J3y\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Kraken\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/Kraken-logo.webp\" class=\"cg-img-1\" alt=\"Kraken\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/kraken.pxf.io\/756J3y\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-post-title=\"Kraken\" target=\"\" rel=\"nofollow noopener\">Kraken<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li>Amerikai sz\u00e9khely\u0171<\/li><li>Kezdje olyan kev\u00e9ssel, mint <strong>$10<\/strong><\/li><li>V\u00e1s\u00e1rl\u00e1s \u00e9s elad\u00e1s <strong>200+<\/strong> kriptovalut\u00e1k<\/li><li>Pro megold\u00e1s nagyobb keresked\u0151k sz\u00e1m\u00e1ra<\/li><li>El\u00e9rhet\u0151 <strong>190+<\/strong> orsz\u00e1gok<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/kraken.pxf.io\/756J3y\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-style=\"default\" data-post-title=\"Kraken\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Kezdje el<\/a><\/span><\/span><\/div><\/div><div class=\"cg-cb-items\" id=\"product-265822\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">Amerikai sz\u00e9khely\u0171<\/div><\/div><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Coinbase\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/10\/Coinbase.png\" class=\"cg-img-1\" alt=\"Coinbase\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-post-title=\"Coinbase\" target=\"\" rel=\"nofollow noopener\">Coinbase<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li><strong>200+<\/strong> Kriptovalut\u00e1k list\u00e1zva<\/li><li>Get Crypto az els\u0151 v\u00e1s\u00e1rl\u00e1s ut\u00e1n<\/li><li>Biztos\u00edt\u00e1ssal v\u00e9dve&nbsp;<\/li><li>Biztons\u00e1gos t\u00e1rol\u00e1s p\u00e1nc\u00e9lszekr\u00e9nyes v\u00e9delemmel<\/li><li>A legmegb\u00edzhat\u00f3bb kriptop\u00e9nz platform<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-style=\"default\" data-post-title=\"Coinbase\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Kezdje el<\/a><\/span><\/span><\/div><\/div><\/div><\/div>\n\n<p><span style=\"font-weight: 400;\">Az DAI-t a biztos\u00edt\u00e9kok lez\u00e1r\u00e1s\u00e1val is megszerezheti a <\/span><a href=\"https:\/\/oasis.app\/borrow\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Oasis Vault port\u00e1l<\/span><\/a><span style=\"font-weight: 400;\"> vagy <\/span><a href=\"https:\/\/debank.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">DeBank<\/span><\/a><span style=\"font-weight: 400;\"> \u00e9s <\/span><a href=\"https:\/\/defisaver.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">DeFi Saver<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Can_You_Exchange_USDC_for_DAI\"><\/span><span style=\"font-weight: 400;\">Hogyan lehet az USDC-t DAI-re cser\u00e9lni?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">A legt\u00f6bb kriptot\u0151zsd\u00e9n USDC-t cser\u00e9lhet DAI-re. Az Uniswap \u00e9s a Curve nagy USDC\/DAI piacokat k\u00edn\u00e1l, de ellen\u0151rizheti, hogy az \u00d6n kriptot\u0151zsd\u00e9j\u00e9n szerepelnek-e USDC\/DAI p\u00e1rok.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Future_Plans_for_Circle_and_DAI\"><\/span><span style=\"font-weight: 400;\">A Circle \u00e9s az DAI j\u00f6v\u0151beli tervei<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">A Tornado Mixer elleni OFAC-rendelkez\u00e9s \u00e9s a Silvergate Bank (SVB) cs\u0151dje jelent\u0151s esem\u00e9ny volt mind az USDC, mind az DAI sz\u00e1m\u00e1ra. Mindk\u00e9t eszk\u00f6z j\u00f6v\u0151je att\u00f3l f\u00fcgg, hogy az eszk\u00f6z\u00f6k kezel\u00e9s\u00e9\u00e9rt felel\u0151s szem\u00e9lyek hogyan reag\u00e1lnak ezekre az akad\u00e1lyokra.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A MakerDAO az elm\u00falt h\u00f3napokban t\u00f6bb olyan tervet is elfogadott, amelyek hatalmas v\u00e1ltoz\u00e1sokat hozhatnak a stablecoin sz\u00e1m\u00e1ra. Val\u00f3j\u00e1ban az, hogy az DAI stabilcoin marad-e, tov\u00e1bbra is nyitott k\u00e9rd\u00e9s.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">L\u00e1ssuk r\u00e9szletesebben az DAI \u00e9s USDC j\u00f6v\u0151beli terveit.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">2022-ben a MakerDAO k\u00f6z\u00f6ss\u00e9g szavaz\u00e1st tartott Rune Christensen ellentmond\u00e1sos terv\u00e9r\u0151l az DAI j\u00f6v\u0151j\u00e9r\u0151l, amelyet \"<\/span><a href=\"https:\/\/beincrypto.com\/makerdao-mkr-endgame-plan-passed-in-a-vote-where-founder-had-60-influence\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">V\u00e9gj\u00e1t\u00e9k<\/span><\/a><span style=\"font-weight: 400;\">.\" Christensen a \"fenntarthat\u00f3 p\u00e9nz\u00fcgyek\" \u00e9s a glob\u00e1lis felmeleged\u00e9s elleni fell\u00e9p\u00e9s hangos t\u00e1mogat\u00f3ja, \u00e9s a \"v\u00e9gj\u00e1t\u00e9k\" terve t\u00f6bb forgat\u00f3k\u00f6nyvb\u0151l \u00e1ll, amelyekkel p\u00e9nz\u00fcgyi \u00e9s k\u00f6rnyezetv\u00e9delmi aggodalmait k\u00edv\u00e1nja kezelni.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A terv h\u00e1rom f\u00e1zisb\u00f3l \u00e9s sz\u00e1mos mozg\u00f3 r\u00e9szb\u0151l \u00e1ll, amelyeket a MakerDAO k\u00f6z\u00f6ss\u00e9g id\u0151vel megval\u00f3s\u00edthat.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A r\u00f6vid t\u00e1v\u00fa c\u00e9l az, hogy min\u00e9l t\u00f6bb p\u00e9nzt keress\u00fcnk, hogy t\u00f6bb ETH-t tudjunk v\u00e1s\u00e1rolni az DAI j\u00f6v\u0151j\u00e9hez. Mivel az DAI m\u00e1r az Ethereum-re \u00e9p\u00fcl, \u00e9rvel Christensen, \u00e9rdemes ink\u00e1bb az ETH-re fogadni, mint az USDC-re \u00e9s m\u00e1s stabilcoins-re.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A hossz\u00fa t\u00e1v\u00fa c\u00e9l az, hogy <\/span><a href=\"https:\/\/beincrypto.com\/makerdao-mkr-endgame-plan-passed-in-a-vote-where-founder-had-60-influence\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">cs\u00f6kkenti az DAI USDC tartal\u00e9kait<\/span><\/a><span style=\"font-weight: 400;\"> a tartal\u00e9kok v\u00e9delm\u00e9nek biztos\u00edt\u00e1sa \u00e9rdek\u00e9ben. Hossz\u00fa t\u00e1von a terv megk\u00f6veteli, hogy a MakerDAO val\u00f3s eszk\u00f6z\u00f6kbe fektessen be a k\u00f6vetkez\u0151k \u00e9rdek\u00e9ben <\/span><a href=\"https:\/\/finance.yahoo.com\/news\/makerdao-approves-deployment-100m-usdc-184700831.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">diverzifik\u00e1lja az DAI tartal\u00e9kokat<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A terv ingatlanv\u00e1s\u00e1rl\u00e1st, valamint az amerikai korm\u00e1nyzat \u00e9s az Egyes\u00fclt \u00c1llamok <\/span><a href=\"https:\/\/www.coindesk.com\/business\/2022\/10\/06\/stablecoin-issuer-makerdao-allocates-500m-for-treasuries-corporate-bond-investment\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">v\u00e1llalati k\u00f6tv\u00e9nyek<\/span><\/a><span style=\"font-weight: 400;\"> a kripto instabilit\u00e1s elleni v\u00e9delem \u00e9rdek\u00e9ben.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A v\u00e9gs\u0151 f\u00e1zisban a terv az DAI lev\u00e1laszt\u00e1s\u00e1t tartalmazza az USD-r\u0151l, hogy az szabadon mozg\u00f3 eszk\u00f6zz\u00e9 v\u00e1lhasson. Ez sz\u00e1mos egy\u00e9b felt\u00e9telt\u0151l f\u00fcgg, de tov\u00e1bbra is re\u00e1lis lehet\u0151s\u00e9g marad a j\u00f6v\u0151ben, att\u00f3l f\u00fcgg\u0151en, hogy hogyan fejl\u0151dik a kriptogazdas\u00e1g.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A Circle viszont m\u00e1s megk\u00f6zel\u00edt\u00e9st v\u00e1lasztott a nagyobb stabilit\u00e1s \u00e9rdek\u00e9ben. Tarleton Watkins, a Circle munkat\u00e1rsa azt javasolta, hogy az lenne a legjobb, ha a stabilcoin c\u00e9g <\/span><a href=\"https:\/\/www.finextra.com\/newsarticle\/42007\/circle-calls-for-fed-backing-for-usdc-picks-france-for-european-hq\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">a Fed-n\u00e9l doll\u00e1r tartal\u00e9kot tartanak<\/span><\/a><span style=\"font-weight: 400;\"> az SVB-hez hasonl\u00f3 bankok helyett. Ez a teljes Fed-tartal\u00e9kmodellnek nevezett megold\u00e1s a tartal\u00e9kalapok biztons\u00e1g\u00e1t garant\u00e1ln\u00e1 a cs\u0151d kock\u00e1zata n\u00e9lk\u00fcl.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az SVB cs\u0151dje egy keser\u0171 ir\u00f3ni\u00e1t t\u00e1rt fel a kripto sz\u00edv\u00e9ben: A kriptogazdas\u00e1got egykor a hagyom\u00e1nyos p\u00e9nz\u00fcgyi int\u00e9zm\u00e9nyekkel, p\u00e9ld\u00e1ul a bankokkal val\u00f3 szak\u00edt\u00e1sk\u00e9nt \u00fcdv\u00f6z\u00f6lt\u00e9k. Az Bitcoin h\u00edresen a cs\u0151dbe jutott bankrendszer elleni csataki\u00e1lt\u00e1sk\u00e9nt indult, amely a lakoss\u00e1gra pakolta a gondokat azzal, hogy a lakoss\u00e1ggal fizettette meg a cs\u0151dbe jutott bankint\u00e9zetek hib\u00e1it.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az SVB \u00e9s az USDC legut\u00f3bbi v\u00e1ls\u00e1ga azonban azt mutatja, hogy a dolgok nem ilyen egyszer\u0171ek.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az USDC csak azut\u00e1n tudta visszanyerni 1 USD-s \u00e1rfolyam\u00e1t, hogy a Federal Reserve \u00e9s a P\u00e9nz\u00fcgyminiszt\u00e9rium megsz\u00fcntette az FDIC fedezeti korl\u00e1tj\u00e1t az SVB sz\u00e1m\u00e1ra. A Federal Reserve az SVB cs\u0151dje miatti esetleges vesztes\u00e9gek m\u00e9rs\u00e9kl\u00e9s\u00e9re \u00faj Bank Term Funding Programot ind\u00edtott, amelyet az amerikai p\u00e9nz\u00fcgyminiszt\u00e9rium 25 milli\u00f3 USD \u00f6sszeg\u0171 alappal t\u00e1mogat.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A hat\u00f3s\u00e1gokkal val\u00f3 nyilv\u00e1nval\u00f3 probl\u00e9m\u00e1k ellen\u00e9re a szab\u00e1lyoz\u00f3k hossz\u00fa t\u00e1von a kripto megment\u0151inek bizonyulhatnak.\u00a0<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Stablecoins like USDC and DAI are pegged to USD one-to-one, meaning they have price stability. Thanks to that, they can be used to buy and trade other cryptocurrencies or invest in DeFi projects. In this USDC vs DAI review, we\u2019ll explain the differences between the two stablecoins and list the risks and benefits of trading [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":2920,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","_glsr_average":0,"_glsr_ranking":0,"_glsr_reviews":0,"footnotes":""},"categories":[9,4],"tags":[],"class_list":["post-3389","post","type-post","status-publish","format-standard","has-post-thumbnail","category-comparisons","category-coins","entry"],"featured_image_src":"https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai-600x400.jpg","featured_image_src_square":"https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai-600x563.jpg","author_info":{"display_name":"Ian Wright","author_link":"https:\/\/coinkickoff.com\/hu\/author\/ianw\/"},"_links":{"self":[{"href":"https:\/\/coinkickoff.com\/hu\/wp-json\/wp\/v2\/posts\/3389","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/coinkickoff.com\/hu\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/coinkickoff.com\/hu\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/hu\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/hu\/wp-json\/wp\/v2\/comments?post=3389"}],"version-history":[{"count":3,"href":"https:\/\/coinkickoff.com\/hu\/wp-json\/wp\/v2\/posts\/3389\/revisions"}],"predecessor-version":[{"id":4311,"href":"https:\/\/coinkickoff.com\/hu\/wp-json\/wp\/v2\/posts\/3389\/revisions\/4311"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/hu\/wp-json\/wp\/v2\/media\/2920"}],"wp:attachment":[{"href":"https:\/\/coinkickoff.com\/hu\/wp-json\/wp\/v2\/media?parent=3389"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/coinkickoff.com\/hu\/wp-json\/wp\/v2\/categories?post=3389"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/coinkickoff.com\/hu\/wp-json\/wp\/v2\/tags?post=3389"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}