{"id":3389,"date":"2023-04-26T09:24:17","date_gmt":"2023-04-26T09:24:17","guid":{"rendered":"https:\/\/coinkickoff.com\/?p=3389"},"modified":"2026-01-08T14:11:23","modified_gmt":"2026-01-08T14:11:23","slug":"usdc-vs-dai","status":"publish","type":"post","link":"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/","title":{"rendered":"USDC vs DAI: melyik a jobb?"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-2920 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai.jpg\" alt=\"USDC vs DAI\" width=\"1000\" height=\"563\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai.jpg 1000w, https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai-300x169.jpg 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai-768x432.jpg 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai-18x10.jpg 18w, https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai-600x338.jpg 600w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><div class=\"cg-choice-box-six   cg-blue\" ><div class=\"cg-cb-row\"><div class=\"cg-cb-items\" id=\"product-265843\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">Legt\u00f6bb Coins<\/div><\/div><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Binance\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/10\/Binance_logo.png\" class=\"cg-img-1\" alt=\"Binance\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-post-title=\"Binance\" target=\"\" rel=\"nofollow noopener\">Binance<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li><strong>350+<\/strong> Kriptovalut\u00e1k list\u00e1zva<\/li><li><strong>&lt;0.10%<\/strong> Tranzakci\u00f3s d\u00edjak<\/li><li><strong>120 milli\u00f3<\/strong> Regisztr\u00e1lt felhaszn\u00e1l\u00f3k<\/li><li>Biztons\u00e1gos eszk\u00f6zalap a felhaszn\u00e1l\u00f3k sz\u00e1m\u00e1ra<\/li><li>A bet\u00e9teken keresni<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-style=\"default\" data-post-title=\"Binance\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Kezdje el<\/a><\/span><\/span><\/div><\/div><div class=\"cg-cb-items\" id=\"product-265829\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">A legt\u00f6bb orsz\u00e1g<\/div><\/div><a href=\"https:\/\/kraken.pxf.io\/756J3y\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Kraken\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/Kraken-logo.webp\" class=\"cg-img-1\" alt=\"Kraken\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/kraken.pxf.io\/756J3y\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-post-title=\"Kraken\" target=\"\" rel=\"nofollow noopener\">Kraken<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li>Amerikai sz\u00e9khely\u0171<\/li><li>Kezdje olyan kev\u00e9ssel, mint <strong>$10<\/strong><\/li><li>V\u00e1s\u00e1rl\u00e1s \u00e9s elad\u00e1s <strong>200+<\/strong> kriptovalut\u00e1k<\/li><li>Pro megold\u00e1s nagyobb keresked\u0151k sz\u00e1m\u00e1ra<\/li><li>El\u00e9rhet\u0151 <strong>190+<\/strong> orsz\u00e1gok<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/kraken.pxf.io\/756J3y\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-style=\"default\" data-post-title=\"Kraken\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Kezdje el<\/a><\/span><\/span><\/div><\/div><div class=\"cg-cb-items\" id=\"product-265822\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">Amerikai sz\u00e9khely\u0171<\/div><\/div><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Coinbase\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/10\/Coinbase.png\" class=\"cg-img-1\" alt=\"Coinbase\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-post-title=\"Coinbase\" target=\"\" rel=\"nofollow noopener\">Coinbase<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li><strong>200+<\/strong> Kriptovalut\u00e1k list\u00e1zva<\/li><li>Get Crypto az els\u0151 v\u00e1s\u00e1rl\u00e1s ut\u00e1n<\/li><li>Biztos\u00edt\u00e1ssal v\u00e9dve&nbsp;<\/li><li>Biztons\u00e1gos t\u00e1rol\u00e1s p\u00e1nc\u00e9lszekr\u00e9nyes v\u00e9delemmel<\/li><li>A legmegb\u00edzhat\u00f3bb kriptop\u00e9nz platform<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-style=\"default\" data-post-title=\"Coinbase\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Kezdje el<\/a><\/span><\/span><\/div><\/div><\/div><\/div>\n<\/p>\n<p><b>Stablecoins mint <a href=\"https:\/\/coinkickoff.com\/hu\/usd-coin-usdc\/\" data-internallinksmanager029f6b8e52c=\"8\" title=\"Mi az USD Coin (USDC)? Hogyan m\u0171k\u00f6dik \u00e9s hol lehet megv\u00e1s\u00e1rolni?\">USDC<\/a> \u00e9s <a href=\"https:\/\/coinkickoff.com\/hu\/dai-dai\/\" data-internallinksmanager029f6b8e52c=\"20\" title=\"Milyen t\u00edpus\u00fa term\u00e9k az Dai (DAI)? Hogyan m\u0171k\u00f6dik \u00e9s hol lehet megv\u00e1s\u00e1rolni?\">DAI<\/a> egy az egyben az USD-hez vannak k\u00f6tve, ami azt jelenti, hogy \u00e1rstabilit\u00e1suk van.<\/b><span style=\"font-weight: 400;\"> Ennek k\u00f6sz\u00f6nhet\u0151en m\u00e1s kriptovalut\u00e1k v\u00e1s\u00e1rl\u00e1s\u00e1ra \u00e9s kereskedelm\u00e9re vagy DeFi projektekbe val\u00f3 befektet\u00e9sre is felhaszn\u00e1lhat\u00f3k.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ebben az USDC vs DAI \u00e1ttekint\u00e9sben elmagyar\u00e1zzuk a k\u00e9t stabilcoins k\u00f6z\u00f6tti k\u00fcl\u00f6nbs\u00e9geket, \u00e9s felsoroljuk a keresked\u00e9s kock\u00e1zatait \u00e9s el\u0151nyeit.<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Szakaszok<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Tartalomjegyz\u00e9k\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#The_History_of_Circle_USDC_and_DAI_Coin_DAI\" >A k\u00f6r (USDC) \u00e9s az DAI t\u00f6rt\u00e9nete Coin (DAI)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#How_Do_USDC_and_DAI_Work\" >Hogyan m\u0171k\u00f6dik az USDC \u00e9s az DAI?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#What_Are_the_Main_Use_Cases_of_USDC_and_DAI\" >Melyek az USDC \u00e9s az DAI f\u0151 felhaszn\u00e1l\u00e1si ter\u00fcletei?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#USDC_and_DAI_Price_History\" >USDC \u00e9s DAI \u00c1rat\u00f6rt\u00e9net<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#USDC_Price_History\" >USDC \u00c1rel\u0151zm\u00e9nyek<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#DAI_Price_History\" >DAI \u00e1r t\u00f6rt\u00e9nete<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#Circle_and_DAI_Market_Cap\" >K\u00f6r \u00e9s DAI Piaci sapka<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#USDC_Market_Cap\" >USDC Piaci Cap<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#DAI_Market_Cap\" >DAI Piaci Cap<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#USDC_vs_DAI_Main_Similarities\" >USDC vs DAI F\u0151 hasonl\u00f3s\u00e1gok<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#USDC_vs_DAI_Main_Differences\" >USDC vs DAI F\u0151 k\u00fcl\u00f6nbs\u00e9gek<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#Pegging_Mechanism\" >R\u00f6gz\u00edt\u00e9si mechanizmus<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#State_of_Reserves\" >A tartal\u00e9kok \u00e1llapota<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#Governance\" >Ir\u00e1ny\u00edt\u00e1s<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#Market_Capitalization\" >Piaci kapitaliz\u00e1ci\u00f3<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#Risks_Associated_With_USDC_and_DAI\" >Az USDC \u00e9s az DAI kock\u00e1zatai\u00a0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#Risk_of_Losing_Their_Peg\" >A p\u00f3zna elveszt\u00e9s\u00e9nek kock\u00e1zata<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#Legal_and_Financial_Risks\" >Jogi \u00e9s p\u00e9nz\u00fcgyi kock\u00e1zatok<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#Where_Can_You_Buy_USDC_and_DAI\" >Hol lehet megv\u00e1s\u00e1rolni az USDC \u00e9s DAI k\u00e9sz\u00fcl\u00e9keket?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#How_Can_You_Exchange_USDC_for_DAI\" >Hogyan lehet az USDC-t DAI-re cser\u00e9lni?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/coinkickoff.com\/hu\/usdc-vs-dai\/#Future_Plans_for_Circle_and_DAI\" >A Circle \u00e9s az DAI j\u00f6v\u0151beli tervei<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"The_History_of_Circle_USDC_and_DAI_Coin_DAI\"><\/span><span style=\"font-weight: 400;\">A k\u00f6r (USDC) \u00e9s az DAI t\u00f6rt\u00e9nete Coin (DAI)<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>Az USDC-t a <\/b><a href=\"https:\/\/www.circle.com\/en\/\" target=\"_blank\" rel=\"noopener\"><b>K\u00f6r<\/b><\/a><b>, egy konzorcium, amely mag\u00e1ban foglalja a <\/b><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" target=\"_blank\" rel=\"noopener\"><b>Coinbase<\/b><\/a><b> 2018-ban.<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az USDC-t eredetileg doll\u00e1rtartal\u00e9kokkal kellett volna fedezni, b\u00e1r k\u00e9s\u0151bb a v\u00e1llalat <\/span><a href=\"https:\/\/www.bloomberg.com\/news\/articles\/2021-08-11\/coinbase-drops-promise-of-token-s-cash-backing-that-wasn-t-true\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">m\u00f3dos\u00edtotta ezt a politik\u00e1t<\/span><\/a><span style=\"font-weight: 400;\"> a  c\u00edmre. <\/span><b>a stabilcoin-t m\u00e1s befektet\u00e9sekkel, p\u00e9ld\u00e1ul v\u00e1llalati k\u00f6tv\u00e9nyekkel, amerikai \u00e1llamk\u00f6tv\u00e9nyekkel \u00e9s kereskedelmi pap\u00edrokkal fedezi.<\/b><span style=\"font-weight: 400;\">. A Circle szerint, <\/span><a href=\"https:\/\/markets.businessinsider.com\/news\/currencies\/coinbase-crypto-stablecoin-usdc-mistake-reserves-treasuries-cash-treasurys-circle-2021-8\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">k\u00f6r\u00fclbel\u00fcl 61% USDC tartal\u00e9kok<\/span><\/a><span style=\"font-weight: 400;\"> k\u00e9szp\u00e9nzb\u0151l \u00e9s k\u00e9szp\u00e9nz-egyen\u00e9rt\u00e9kesekb\u0151l \u00e1llnak.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A Circle az USDC-t \u00e1tl\u00e1that\u00f3 \u00e9s szab\u00e1lyozott stabilcoin-k\u00e9nt hirdeti. A stabilcoin megb\u00edzhat\u00f3s\u00e1ga azonban az ut\u00f3bbi id\u0151ben megk\u00e9rd\u0151jelez\u0151d\u00f6tt, k\u00fcl\u00f6n\u00f6sen a Silvergate Bank (SVB) buk\u00e1sa \u00f3ta, amely jelent\u0151s mennyis\u00e9g\u0171, mintegy 3,3 milli\u00e1rd USD USDC tartal\u00e9kkal rendelkezett.\u00a0<\/span><\/p>\n<p><b>Az USDC tov\u00e1bbra is a m\u00e1sodik legnagyobb stabilcoin a piaci t\u0151ke\u00e9rt\u00e9k alapj\u00e1n<\/b><span style=\"font-weight: 400;\">, a k\u00f6vetkez\u0151 ut\u00e1n <a href=\"https:\/\/coinkickoff.com\/hu\/tether-usdt\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"Mi az Tether (USDT)? Hogyan m\u0171k\u00f6dik \u00e9s hol lehet megv\u00e1s\u00e1rolni?\">Tether<\/a>USDT.<\/span><\/p>\n<p><b>DAI stabilcoin 2017-ben ind\u00edtotta el a MakerDAO, egy decentraliz\u00e1lt auton\u00f3m szervezet, amelyet a MakerDAO alap\u00edtott. <a href=\"https:\/\/coinkickoff.com\/hu\/thorchain-rune\/\" data-internallinksmanager029f6b8e52c=\"53\" title=\"Mi a Thorchain (RUNE) Hogyan m\u0171k\u00f6dik \u00e9s hol lehet megv\u00e1s\u00e1rolni?\">Rune<\/a> Christensen 2014-ben.<\/b><span style=\"font-weight: 400;\"> MakerDAO tagok (<a href=\"https:\/\/coinkickoff.com\/hu\/maker-mkr\/\" data-internallinksmanager029f6b8e52c=\"63\" title=\"Mi a Maker (MKR) Hogyan m\u0171k\u00f6dik \u00e9s hol lehet megv\u00e1s\u00e1rolni?\">MKR<\/a> tulajdonosok) szavazhatnak a stablecoin j\u00f6v\u0151j\u00e9r\u0151l, \u00e9s r\u00e9szt vehetnek a d\u00f6nt\u00e9shozatali folyamatban, innen a \"decentraliz\u00e1lt auton\u00f3m\" elnevez\u00e9s.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az DAI-t azonban kritika \u00e9rte, hogy meglehet\u0151sen centraliz\u00e1lt, mivel Christensen \u00e9s az alap\u00edt\u00f3 csapat nagy d\u00f6nt\u00e9shozatali hatalommal rendelkezett. Az DAI-t gyakran \u00e9rte kritika az USDC-t\u0151l val\u00f3 f\u00fcgg\u0151s\u00e9ge miatt is.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ellent\u00e9tben az USDT vagy USDC bankjegyekkel, amelyek m\u00f6g\u00f6tt fiat p\u00e9nz \u00e9s m\u00e1s val\u00f3s eszk\u00f6z\u00f6k \u00e1llnak, <\/span><b>Az DAI m\u00f6g\u00f6tt t\u00f6bbnyire m\u00e1s kriptovalut\u00e1k \u00e1llnak.<\/b><span style=\"font-weight: 400;\"> Ez azt jelenti, hogy az token \u00e9rz\u00e9keny az \u00e1ringadoz\u00e1sokra, k\u00fcl\u00f6n\u00f6sen akkor, ha a m\u00f6g\u00f6ttes token-k \u00e9rt\u00e9k\u00e9t jogi vagy piaci fejlem\u00e9nyek befoly\u00e1solj\u00e1k.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">2022-ben a MakerDAO elfogadott egy ind\u00edtv\u00e1nyt, hogy az DAI tartal\u00e9kok decentraliz\u00e1ltabb\u00e1 v\u00e1ljanak az\u00e1ltal, hogy <\/span><a href=\"https:\/\/finance.yahoo.com\/news\/makerdao-members-support-founders-endgame-180208820.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">befektet\u00e9s a val\u00f3s vil\u00e1g eszk\u00f6zeibe<\/span><\/a><span style=\"font-weight: 400;\">. A j\u00f6v\u0151ben az DAI val\u00f3s eszk\u00f6zfedezet\u0171 stabilcoin lehet.\u00a0<\/span><\/p>\n<div class=\"cg-choice-box-six   cg-blue\" ><div class=\"cg-cb-row\"><div class=\"cg-cb-items\" id=\"product-265843\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">Legt\u00f6bb Coins<\/div><\/div><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Binance\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/10\/Binance_logo.png\" class=\"cg-img-1\" alt=\"Binance\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-post-title=\"Binance\" target=\"\" rel=\"nofollow noopener\">Binance<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li><strong>350+<\/strong> Kriptovalut\u00e1k list\u00e1zva<\/li><li><strong>&lt;0.10%<\/strong> Tranzakci\u00f3s d\u00edjak<\/li><li><strong>120 milli\u00f3<\/strong> Regisztr\u00e1lt felhaszn\u00e1l\u00f3k<\/li><li>Biztons\u00e1gos eszk\u00f6zalap a felhaszn\u00e1l\u00f3k sz\u00e1m\u00e1ra<\/li><li>A bet\u00e9teken keresni<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-style=\"default\" data-post-title=\"Binance\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Kezdje el<\/a><\/span><\/span><\/div><\/div><div class=\"cg-cb-items\" id=\"product-265829\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">A legt\u00f6bb orsz\u00e1g<\/div><\/div><a href=\"https:\/\/kraken.pxf.io\/756J3y\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Kraken\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/Kraken-logo.webp\" class=\"cg-img-1\" alt=\"Kraken\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/kraken.pxf.io\/756J3y\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-post-title=\"Kraken\" target=\"\" rel=\"nofollow noopener\">Kraken<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li>Amerikai sz\u00e9khely\u0171<\/li><li>Kezdje olyan kev\u00e9ssel, mint <strong>$10<\/strong><\/li><li>V\u00e1s\u00e1rl\u00e1s \u00e9s elad\u00e1s <strong>200+<\/strong> kriptovalut\u00e1k<\/li><li>Pro megold\u00e1s nagyobb keresked\u0151k sz\u00e1m\u00e1ra<\/li><li>El\u00e9rhet\u0151 <strong>190+<\/strong> orsz\u00e1gok<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/kraken.pxf.io\/756J3y\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-style=\"default\" data-post-title=\"Kraken\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Kezdje el<\/a><\/span><\/span><\/div><\/div><div class=\"cg-cb-items\" id=\"product-265822\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">Amerikai sz\u00e9khely\u0171<\/div><\/div><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Coinbase\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/10\/Coinbase.png\" class=\"cg-img-1\" alt=\"Coinbase\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-post-title=\"Coinbase\" target=\"\" rel=\"nofollow noopener\">Coinbase<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li><strong>200+<\/strong> Kriptovalut\u00e1k list\u00e1zva<\/li><li>Get Crypto az els\u0151 v\u00e1s\u00e1rl\u00e1s ut\u00e1n<\/li><li>Biztos\u00edt\u00e1ssal v\u00e9dve&nbsp;<\/li><li>Biztons\u00e1gos t\u00e1rol\u00e1s p\u00e1nc\u00e9lszekr\u00e9nyes v\u00e9delemmel<\/li><li>A legmegb\u00edzhat\u00f3bb kriptop\u00e9nz platform<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-style=\"default\" data-post-title=\"Coinbase\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Kezdje el<\/a><\/span><\/span><\/div><\/div><\/div><\/div>\n\n<p><span style=\"font-weight: 400;\">T\u00f6bbet tudhat meg a k\u00f6vetkez\u0151 t\u00f6rt\u00e9netekr\u0151l <\/span><a href=\"https:\/\/coinkickoff.com\/hu\/dai-dai\/\"><span style=\"font-weight: 400;\">DAI<\/span><\/a><span style=\"font-weight: 400;\"> \u00e9s az USDC a v\u00e9lem\u00e9ny\u00fcnkben.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Do_USDC_and_DAI_Work\"><\/span><span style=\"font-weight: 400;\">Hogyan m\u0171k\u00f6dik az USDC \u00e9s az DAI?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Amint azt m\u00e1r tudhatja, az USD-hez k\u00f6t\u00f6tt stabilcoins-nek mindig 1 USD-t kell \u00e9rnie, ellent\u00e9tben m\u00e1s v\u00e1ltoz\u00e9kony kriptovalut\u00e1kkal, mint p\u00e9ld\u00e1ul az USD. <a href=\"https:\/\/coinkickoff.com\/hu\/bitcoin-btc\/\" data-internallinksmanager029f6b8e52c=\"1\" title=\"Mi az Bitcoin (BTC)? \u00c1r, t\u00f6rt\u00e9net \u00e9s hol lehet megv\u00e1s\u00e1rolni\">Bitcoin<\/a> (BTC) vagy <a href=\"https:\/\/coinkickoff.com\/hu\/ethereum-eth\/\" data-internallinksmanager029f6b8e52c=\"2\" title=\"Mi az Ethereum (ETH)? \u00c1r, t\u00f6rt\u00e9nelem \u00e9s hol lehet megv\u00e1s\u00e1rolni\">Ethereum<\/a> (ETH).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A legt\u00f6bb m\u00e1s stabilcoins-hez hasonl\u00f3an az USDC \u00e9s az DAI is a fedezeti k\u00f6lcs\u00f6n\u00f6knek k\u00f6sz\u00f6nhet\u0151en tartja meg \u00e1rstabilit\u00e1s\u00e1t (az algoritmikus stabilcoins kiv\u00e9telt k\u00e9pez, de ezekr\u0151l k\u00f6ztudott, hogy nem m\u0171k\u00f6dnek). Alapvet\u0151en, <\/span><b>Az USDC \u00e9s DAI m\u00f6g\u00f6ttes eszk\u00f6z\u00f6kkel rendelkezik, amelyek \u00e1rstabilit\u00e1st biztos\u00edtanak sz\u00e1mukra.<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A k\u00f6vetkez\u0151k\u00e9ppen m\u0171k\u00f6dik: Amikor a Circle \u00faj USDC-t bocs\u00e1t ki a piacon, a kibocs\u00e1tott USDC k\u00e9szp\u00e9nz-egyen\u00e9rt\u00e9k\u00e9t a tartal\u00e9k\u00e1ban tartja. P\u00e9ld\u00e1ul, ha a v\u00e1llalat 100 darab USDC token-t bocs\u00e1t ki, akkor 100 darab USD-t kell a tartal\u00e9kaihoz hozz\u00e1adnia. \u00cdgy a v\u00e1llalat garant\u00e1lja, hogy egyetlen USDC 1 USD-t \u00e9r, mert a v\u00e1llalat mindig ezen az \u00e1ron v\u00e1s\u00e1rolja meg.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az DAI egy kicsit m\u00e1sk\u00e9pp m\u0171k\u00f6dik, mivel az DAI tartal\u00e9kok nem doll\u00e1rb\u00f3l, hanem m\u00e1s token-kb\u0151l \u00e9s stabilcoins-kb\u0151l, mint az Ethereum \u00e9s USDC. Mint sejthet\u0151, ez egy kicsit sebezhet\u0151bb\u00e9 teszi a piaci felt\u00e9telekkel szemben, mivel az DAI-nek a k\u00f6vetkez\u0151kt\u0151l kell f\u00fcggenie <a href=\"https:\/\/coinkickoff.com\/hu\/prices\/\" data-internallinksmanager029f6b8e52c=\"136\" title=\"Top 100 \u00e9l\u0151 kriptop\u00e9nz \u00e1rak (USD)\">kripto \u00e1r<\/a> stabilit\u00e1s a m\u0171k\u00f6d\u00e9shez. Hogy kompenz\u00e1lja ezt a plusz sebezhet\u0151s\u00e9get, <\/span><b>Az DAI a t\u00falbiztos\u00edt\u00e1snak nevezett rendszert alkalmazza.<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A t\u00falbiztos\u00edt\u00e1st jobban meg\u00e9rthetj\u00fck, ha \u00f6sszehasonl\u00edtjuk az USDC m\u0171k\u00f6d\u00e9s\u00e9vel. Ahogy az im\u00e9nt elmagyar\u00e1ztuk, 100 USD elegend\u0151 100 USDC megv\u00e1s\u00e1rl\u00e1s\u00e1hoz. \u00d6n 100 USD-t ad a K\u00f6rnek, a v\u00e1llalat pedig a tartal\u00e9k\u00e1ba helyezi, \u00e9s cser\u00e9be 100 USDC-t ad \u00d6nnek. A 100 USD most m\u00e1r az USDC biztos\u00edt\u00e9k\u00e1ul szolg\u00e1l.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ha az DAI \u00fagy m\u0171k\u00f6dne, mint az USDC, akkor csak 100 USDC-t kellene adnod a MakerDAO-nak, hogy 100 DAI-t kapj. De ez nem \u00edgy m\u0171k\u00f6dik! A val\u00f3s\u00e1gban 120-150 USDC-t kell adnod a MakerDAO-nak ahhoz, hogy 100 DAI-t kapj. Ez\u00e1ltal az DAI t\u00falbiztos\u00edtott eszk\u00f6zz\u00e9 v\u00e1lik.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az DAI-nek sz\u00fcks\u00e9ge van az ilyen jelleg\u0171 t\u00falbiztos\u00edt\u00e1sra, mivel a kripto\u00e1rak, m\u00e9g a stabilcoin \u00e1rak is, \u00e9rz\u00e9kenyek az \u00e1ringadoz\u00e1sokra. Ez\u00e9rt a MakerDAO igyekszik biztos\u00edtani, hogy eszk\u00f6z\u00fcknek legyen egy v\u00e9d\u0151bubor\u00e9kja arra az esetre, ha a kripto\u00e1rak er\u0151sen esn\u00e9nek.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A biztos\u00edt\u00e9kok pontos ar\u00e1ny\u00e1t a Maker Protocol hat\u00e1rozza meg, amely algoritmusokat alkalmaz a biztos\u00edt\u00e9kok nyomon k\u00f6vet\u00e9s\u00e9re, hogy az DAI \u00e1r stabil maradjon. Amikor token-t helyezel let\u00e9tbe a Maker Protocol-n\u00e1l, az eszk\u00f6zeidet Collateralized Debt Positions (CDP) okosszerz\u0151d\u00e9sekbe z\u00e1rolj\u00e1k. Ha a biztos\u00edt\u00e9k \u00e9rt\u00e9ke egy bizonyos szint al\u00e1 cs\u00f6kken, az okos szerz\u0151d\u00e9sek automatikusan likvid\u00e1lj\u00e1k az eszk\u00f6z\u00f6ket, hogy az DAI \u00e1ra stabil maradjon.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_the_Main_Use_Cases_of_USDC_and_DAI\"><\/span><span style=\"font-weight: 400;\">Melyek az USDC \u00e9s az DAI f\u0151 felhaszn\u00e1l\u00e1si ter\u00fcletei?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">A Stablecoins a legt\u00f6bb altcoins megv\u00e1s\u00e1rl\u00e1s\u00e1ra \u00e9s kereskedelm\u00e9re haszn\u00e1lhat\u00f3. <\/span><b>A legt\u00f6bb <a href=\"https:\/\/coinkickoff.com\/hu\/crypto-exchanges\/\" data-internallinksmanager029f6b8e52c=\"141\" title=\"21 A legjobb kriptovaluta t\u0151zsd\u00e9k \u00e9s alkalmaz\u00e1sok 2024-ben\">kriptot\u0151zsd\u00e9k<\/a> USDC vagy USDT-ben denomin\u00e1lt altcoin piacokat m\u0171k\u00f6dtetnek, mivel ezek a k\u00e9t legnagyobb stabilcoins.<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az USDC legnagyobb el\u0151nye a k\u00f6vetkez\u0151<\/span><i><span style=\"font-weight: 400;\"> egyszer\u0171 \u00e1talak\u00edt\u00e1si mechanizmus<\/span><\/i><span style=\"font-weight: 400;\">. <\/span><b>Az USDC-t fiat valut\u00e1val lehet v\u00e1s\u00e1rolni \u00e9s eladni, azaz bel\u00e9pni \u00e9s kil\u00e9pni a kriptopiacr\u00f3l ezen a stabilcoin<\/b><span style=\"font-weight: 400;\">. Ha p\u00e9ld\u00e1ul egy BTC elad\u00e1s\u00e1b\u00f3l sz\u00e1rmaz\u00f3 nyeres\u00e9get szeretne kiv\u00e1ltani, akkor az BTC-t USDC-re cser\u00e9lheti, \u00e9s egy k\u00f6zpontos\u00edtott t\u0151zsd\u00e9n kereszt\u00fcl kiv\u00e1lthatja.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az DAI nem olyan n\u00e9pszer\u0171, mint az USDC a digit\u00e1lis eszk\u00f6z\u00f6k kereskedelm\u00e9ben \u00e9s v\u00e1s\u00e1rl\u00e1s\u00e1ban. Mivel \u00e1ltal\u00e1ban nem lehet k\u00f6zvetlen\u00fcl k\u00e9szp\u00e9nzre v\u00e1ltani, nem alkalmas a piacr\u00f3l val\u00f3 gyors kisz\u00e1ll\u00e1shoz. Azonban ez egy n\u00e9pszer\u0171 DeFi eszk\u00f6z. <\/span><b>Az DAI-t befizetheti a k\u00f6vetkez\u0151 c\u00edmre<\/b> <b>Maker DSR okosszerz\u0151d\u00e9s\u00e9t, hogy 1% megtakar\u00edt\u00e1si r\u00e1t\u00e1t szerezzen.\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Term\u00e9szetesen, <\/span><b>az DAI \u00e9s USDC eszk\u00f6zeit k\u00fcl\u00f6nb\u00f6z\u0151 DeFi protokollokba is befizetheti vagy k\u00f6lcs\u00f6nadhatja, hogy kamatot kapjon.<\/b><\/p>\n<h2><span class=\"ez-toc-section\" id=\"USDC_and_DAI_Price_History\"><\/span><span style=\"font-weight: 400;\">USDC \u00e9s DAI \u00c1rat\u00f6rt\u00e9net<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"USDC_Price_History\"><\/span><span style=\"font-weight: 400;\">USDC \u00c1rel\u0151zm\u00e9nyek<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h2><span><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-3391 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/usdc-price.png\" alt=\"usdc \u00e1r\" width=\"985\" height=\"605\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/usdc-price.png 985w, https:\/\/coinkickoff.com\/wp-content\/uploads\/usdc-price-300x184.png 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/usdc-price-768x472.png 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/usdc-price-18x12.png 18w\" sizes=\"auto, (max-width: 985px) 100vw, 985px\" \/><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">1 USDC mindig $1-et \u00e9r, b\u00e1r az \u00e1r n\u00e9ha ingadozhat a gyors piaci mozg\u00e1sok miatt. Amikor az emberek r\u00f6vid id\u0151 alatt nagy mennyis\u00e9gben v\u00e1s\u00e1rolnak vagy adnak el USDC-t, az \u00e1r felfel\u00e9 vagy lefel\u00e9 mozoghat, b\u00e1r \u00e1ltal\u00e1ban nagyon gyorsan korrig\u00e1l\u00f3dik.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"DAI_Price_History\"><\/span><span style=\"font-weight: 400;\">DAI \u00e1r t\u00f6rt\u00e9nete<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-2922 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/dai-price-.png\" alt=\"dai \u00e1r\" width=\"989\" height=\"613\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/dai-price-.png 989w, https:\/\/coinkickoff.com\/wp-content\/uploads\/dai-price--300x186.png 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/dai-price--768x476.png 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/dai-price--18x12.png 18w\" sizes=\"auto, (max-width: 989px) 100vw, 989px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">1 DAI mindig $1 \u00e9rt\u00e9k\u0171nek kell lennie, b\u00e1r el\u0151fordulhatnak \u00e1ringadoz\u00e1sok. \u00c1ringadoz\u00e1sra \u00e1ltal\u00e1ban akkor ker\u00fcl sor, amikor a kereslet r\u00f6vid id\u0151n bel\u00fcl meredeken emelkedik vagy cs\u00f6kken, de az \u00e1r gyorsan vissza\u00e1ll $1-re.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Circle_and_DAI_Market_Cap\"><\/span><span style=\"font-weight: 400;\">K\u00f6r \u00e9s DAI Piaci sapka<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"USDC_Market_Cap\"><\/span><span style=\"font-weight: 400;\">USDC Piaci Cap<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-3390 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/usdc-marketcap.png\" alt=\"usdc marketcap\" width=\"963\" height=\"599\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/usdc-marketcap.png 963w, https:\/\/coinkickoff.com\/wp-content\/uploads\/usdc-marketcap-300x187.png 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/usdc-marketcap-768x478.png 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/usdc-marketcap-18x12.png 18w\" sizes=\"auto, (max-width: 963px) 100vw, 963px\" \/><\/p>\n<div class=\"cg-choice-box-six   cg-blue\" ><div class=\"cg-cb-row\"><div class=\"cg-cb-items\" id=\"product-265843\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">Legt\u00f6bb Coins<\/div><\/div><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Binance\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/10\/Binance_logo.png\" class=\"cg-img-1\" alt=\"Binance\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-post-title=\"Binance\" target=\"\" rel=\"nofollow noopener\">Binance<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li><strong>350+<\/strong> Kriptovalut\u00e1k list\u00e1zva<\/li><li><strong>&lt;0.10%<\/strong> Tranzakci\u00f3s d\u00edjak<\/li><li><strong>120 milli\u00f3<\/strong> Regisztr\u00e1lt felhaszn\u00e1l\u00f3k<\/li><li>Biztons\u00e1gos eszk\u00f6zalap a felhaszn\u00e1l\u00f3k sz\u00e1m\u00e1ra<\/li><li>A bet\u00e9teken keresni<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-style=\"default\" data-post-title=\"Binance\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Kezdje el<\/a><\/span><\/span><\/div><\/div><div class=\"cg-cb-items\" id=\"product-265829\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">A legt\u00f6bb orsz\u00e1g<\/div><\/div><a href=\"https:\/\/kraken.pxf.io\/756J3y\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Kraken\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/Kraken-logo.webp\" class=\"cg-img-1\" alt=\"Kraken\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/kraken.pxf.io\/756J3y\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-post-title=\"Kraken\" target=\"\" rel=\"nofollow noopener\">Kraken<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li>Amerikai sz\u00e9khely\u0171<\/li><li>Kezdje olyan kev\u00e9ssel, mint <strong>$10<\/strong><\/li><li>V\u00e1s\u00e1rl\u00e1s \u00e9s elad\u00e1s <strong>200+<\/strong> kriptovalut\u00e1k<\/li><li>Pro megold\u00e1s nagyobb keresked\u0151k sz\u00e1m\u00e1ra<\/li><li>El\u00e9rhet\u0151 <strong>190+<\/strong> orsz\u00e1gok<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/kraken.pxf.io\/756J3y\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-style=\"default\" data-post-title=\"Kraken\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Kezdje el<\/a><\/span><\/span><\/div><\/div><div class=\"cg-cb-items\" id=\"product-265822\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">Amerikai sz\u00e9khely\u0171<\/div><\/div><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Coinbase\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/10\/Coinbase.png\" class=\"cg-img-1\" alt=\"Coinbase\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-post-title=\"Coinbase\" target=\"\" rel=\"nofollow noopener\">Coinbase<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li><strong>200+<\/strong> Kriptovalut\u00e1k list\u00e1zva<\/li><li>Get Crypto az els\u0151 v\u00e1s\u00e1rl\u00e1s ut\u00e1n<\/li><li>Biztos\u00edt\u00e1ssal v\u00e9dve&nbsp;<\/li><li>Biztons\u00e1gos t\u00e1rol\u00e1s p\u00e1nc\u00e9lszekr\u00e9nyes v\u00e9delemmel<\/li><li>A legmegb\u00edzhat\u00f3bb kriptop\u00e9nz platform<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-style=\"default\" data-post-title=\"Coinbase\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Kezdje el<\/a><\/span><\/span><\/div><\/div><\/div><\/div>\n\n<p><a href=\"https:\/\/coinmarketcap.com\/currencies\/usd-coin\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">USDC<\/span><\/a><span style=\"font-weight: 400;\"> az USDT ut\u00e1n a m\u00e1sodik legnagyobb stabilcoin \u00e9s a piaci kapitaliz\u00e1ci\u00f3 alapj\u00e1n az \u00f6t\u00f6dik legnagyobb kriptop\u00e9nz. A 2023 \u00e1prilis\u00e1t\u00f3l <\/span><a href=\"https:\/\/www.coingecko.com\/en\/coins\/usd-coin\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">kering\u0151 t\u00e1pegys\u00e9g<\/span><\/a><span style=\"font-weight: 400;\"> a <\/span><b>32 milli\u00e1rd USDC<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az USDC eset\u00e9ben nincs meghat\u00e1rozott teljes ell\u00e1t\u00e1s, mivel <\/span><a href=\"https:\/\/www.centre.io\/usdc-faq\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">A k\u00f6r \u00e1ltal j\u00f3v\u00e1hagyott p\u00e9nz\u00fcgyi int\u00e9zm\u00e9nyek<\/span><\/a><span style=\"font-weight: 400;\"> \u00faj USDC-t adhat ki a piacra, am\u00edg van r\u00e1 kereslet. Amikor az emberek eladj\u00e1k az USDC-t, hogy visszakapj\u00e1k a biztos\u00edt\u00e9kokat, ugyanazok az int\u00e9zm\u00e9nyek el\u00e9getik a felesleges USDC-t.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">B\u00e1r eredetileg az Ethereum h\u00e1l\u00f3zatokon fejlesztett\u00e9k ki \u00e9s ind\u00edtott\u00e1k el, az USDC ma m\u00e1r t\u00f6bb blokkl\u00e1ncon is el\u00e9rhet\u0151, p\u00e9ld\u00e1ul a k\u00f6vetkez\u0151k\u00f6n <a href=\"https:\/\/coinkickoff.com\/hu\/solana-sol\/\" data-internallinksmanager029f6b8e52c=\"5\" title=\"Mi az Solana (SOL)? Hogyan m\u0171k\u00f6dik \u00e9s hol lehet megv\u00e1s\u00e1rolni?\">Solana<\/a>, <a href=\"https:\/\/coinkickoff.com\/hu\/hedera-hbar\/\" data-internallinksmanager029f6b8e52c=\"35\" title=\"Milyen t\u00edpus\u00fa gy\u00f3gyszer a Hedera (HBAR) Hogyan m\u0171k\u00f6dik \u00e9s hol lehet megv\u00e1s\u00e1rolni?\">Hedera<\/a>, <a href=\"https:\/\/coinkickoff.com\/hu\/algorand-algo\/\" data-internallinksmanager029f6b8e52c=\"182\" title=\"Mi az Algorand (ALGO)? \u00c1r, t\u00f6rt\u00e9nelem \u00e9s hol lehet megv\u00e1s\u00e1rolni\">Algorand<\/a>, <a href=\"https:\/\/coinkickoff.com\/hu\/tron-trx\/\" data-internallinksmanager029f6b8e52c=\"27\" title=\"Mi a Tron (TRX) Hogyan m\u0171k\u00f6dik \u00e9s hol lehet megv\u00e1s\u00e1rolni?\">Tron<\/a>, \u00e9s <a href=\"https:\/\/coinkickoff.com\/hu\/stellar-xlm\/\" data-internallinksmanager029f6b8e52c=\"33\" title=\"Mi a Stellar (XLM) Hogyan m\u0171k\u00f6dik \u00e9s hol lehet megv\u00e1s\u00e1rolni?\">Stellar<\/a>.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"DAI_Market_Cap\"><\/span><span style=\"font-weight: 400;\">DAI Piaci Cap<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-2923 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/DAI-marketcap.png\" alt=\"DAI piaci t\u0151ke\" width=\"968\" height=\"613\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/DAI-marketcap.png 968w, https:\/\/coinkickoff.com\/wp-content\/uploads\/DAI-marketcap-300x190.png 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/DAI-marketcap-768x486.png 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/DAI-marketcap-18x12.png 18w\" sizes=\"auto, (max-width: 968px) 100vw, 968px\" \/><\/p>\n<p><a href=\"https:\/\/coinmarketcap.com\/currencies\/usd-coin\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">DAI<\/span><\/a><span style=\"font-weight: 400;\"> a negyedik legnagyobb stabilcoin \u00e9s a tizenhetedik legnagyobb kriptop\u00e9nz a piaci kapitaliz\u00e1ci\u00f3 alapj\u00e1n. 2023 \u00e1prilis\u00e1t\u00f3l kezdve egy <\/span><a href=\"https:\/\/coinmarketcap.com\/currencies\/multi-collateral-dai\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">kering\u0151 t\u00e1pegys\u00e9g<\/span><\/a><span style=\"font-weight: 400;\"> a <\/span><b>5,2 milli\u00e1rd DAI<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az DAI sz\u00e1m\u00e1ra nincs meghat\u00e1rozott teljes ell\u00e1t\u00e1s. Az \u00faj DAI token-ket a Maker Protocol intelligens szerz\u0151d\u00e9sek automatikusan bocs\u00e1tj\u00e1k ki, amikor az emberek let\u00e9tbe helyezik a fedezeti kriptovalut\u00e1kat. A MakerDAO felel\u0151s a protokoll ir\u00e1ny\u00edt\u00e1s\u00e1\u00e9rt \u00e9s a biztos\u00edt\u00e9k ar\u00e1ny\u00e1nak meghat\u00e1roz\u00e1s\u00e1\u00e9rt.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">B\u00e1r a MakerDAO az auton\u00f3m \u00e9s decentraliz\u00e1lt ir\u00e1ny\u00edt\u00e1s h\u00edr\u00e9ben \u00e1ll, a projektet nagyr\u00e9szt az alap\u00edt\u00f3 csapat ir\u00e1ny\u00edtja, akik az MKR token-k t\u00f6bbs\u00e9g\u00e9t birtokolj\u00e1k.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az DAI-t a legt\u00f6bb kriptot\u0151zsd\u00e9n megv\u00e1s\u00e1rolhatja, \u00e9s sz\u00e1mos DeFi protokollon befizetheti, hogy kamatot szerezzen.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"USDC_vs_DAI_Main_Similarities\"><\/span><span style=\"font-weight: 400;\">USDC vs DAI\u00a0<\/span><span style=\"font-weight: 400;\">F\u0151 hasonl\u00f3s\u00e1gok<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>Az USDC \u00e9s az DAI mindkett\u0151 stabilcoins egy az egyben az USD-hez van k\u00f6tve. Mindk\u00e9t eszk\u00f6z meglehet\u0151sen n\u00e9pszer\u0171 \u00e9s megtal\u00e1lhat\u00f3 a legt\u00f6bb kriptot\u0151zsd\u00e9n. Mindk\u00e9t eszk\u00f6zt let\u00e9tbe helyezheti vagy z\u00e1rolhatja a DeFi protokollokban, hogy passz\u00edv j\u00f6vedelemre tegyen szert.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">A legnagyobb hasonl\u00f3s\u00e1g az USDC \u00e9s az DAI k\u00f6z\u00f6tt a sz\u00e1rmaz\u00e9kos p\u00e9nz\u00fcgyi alkalmaz\u00e1sokban val\u00f3 felhaszn\u00e1l\u00e1suk. <\/span><b>Mind az USDC, mind az DAI n\u00e9pszer\u0171 befektet\u00e9si eszk\u00f6z\u00f6k a kamatok megszerz\u00e9s\u00e9hez.<\/b><span style=\"font-weight: 400;\"> Mindk\u00e9t eszk\u00f6zt k\u00f6lcs\u00f6nadhatja m\u00e1soknak magas kamatl\u00e1bakkal.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"USDC_vs_DAI_Main_Differences\"><\/span><span style=\"font-weight: 400;\">USDC vs DAI <\/span><span style=\"font-weight: 400;\">F\u0151bb k\u00fcl\u00f6nbs\u00e9gek<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Az USDC \u00e9s az DAI k\u00f6z\u00f6tt sz\u00e1mos k\u00fcl\u00f6nbs\u00e9g van, t\u00f6bbek k\u00f6z\u00f6tt a piaci el\u00e9r\u00e9s, a pegging mechanizmusok, a tartal\u00e9kok \u00e1llapota \u00e9s az ir\u00e1ny\u00edt\u00e1s ter\u00e9n. N\u00e9zz\u00fck meg ezeket r\u00e9szletesebben.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Pegging_Mechanism\"><\/span><span style=\"font-weight: 400;\">R\u00f6gz\u00edt\u00e9si mechanizmus<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Az el\u0151z\u0151 szakaszokban elmagyar\u00e1ztuk, hogy az DAI \u00e9s az USDC hogyan k\u00fcl\u00f6nb\u00f6zik egym\u00e1st\u00f3l. M\u00edg az USDC val\u00f3s eszk\u00f6z\u00f6k, p\u00e9ld\u00e1ul k\u00e9szp\u00e9nz \u00e9s befektet\u00e9sek fedezet\u00e9vel v\u00e9di a peng\u00e9j\u00e9t, addig az DAI m\u00e1s kriptovalut\u00e1k, els\u0151sorban az Ethereum \u00e9s az USDC t\u00falbiztos\u00edt\u00e1s\u00e1val v\u00e9di az \u00e9rt\u00e9k\u00e9t.\u00a0<\/span><\/p>\n<p><b>Az DAI m\u00f6g\u00f6tt els\u0151sorban az USD Coin (USDC) \u00e9s az Ether (ETH), valamint m\u00e1s token-k \u00e1llnak, mint p\u00e9ld\u00e1ul a k\u00f6vetkez\u0151k. <a href=\"https:\/\/coinkickoff.com\/hu\/uniswap-uni\/\" data-internallinksmanager029f6b8e52c=\"34\" title=\"Mi az Uniswap (UNI) Hogyan m\u0171k\u00f6dik \u00e9s hol lehet megv\u00e1s\u00e1rolni?\">Uniswap<\/a> (UNI), <a href=\"https:\/\/coinkickoff.com\/hu\/pax-dollar-usdp\/\" data-internallinksmanager029f6b8e52c=\"97\" title=\"Milyen t\u00edpus\u00fa gy\u00f3gyszer a Pax Dollar (USDP)? Hogyan m\u0171k\u00f6dik \u00e9s hol lehet megv\u00e1s\u00e1rolni?\">Pax doll\u00e1r<\/a>, Gemini doll\u00e1r (GUSD) \u00e9s <a href=\"https:\/\/coinkickoff.com\/hu\/csomagolt-bitcoin-wbtc\/\" data-internallinksmanager029f6b8e52c=\"17\" title=\"Mi az Wrapped Bitcoin (WBTC)? Hogyan m\u0171k\u00f6dik \u00e9s hol lehet megv\u00e1s\u00e1rolni?\">Wrapped Bitcoin<\/a>, \u00e9s m\u00e9g n\u00e9h\u00e1ny m\u00e1s. <\/b><span style=\"font-weight: 400;\">Ez az DAI-t szinte teljesen f\u00fcgg\u0151v\u00e9 teszi sz\u00e1mos m\u00e1s kriptop\u00e9nz-projektekt\u0151l. Ha ezeknek az token-knek az \u00e9rt\u00e9ke \u00f6sszeomlik, az DAI \u00e9rt\u00e9ke is cs\u00f6kkenhet.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Technikailag a Maker protokollt m\u0171k\u00f6dtet\u0151 okosszerz\u0151d\u00e9sek \u00fagy vannak programozva, hogy a fedezetek likvid\u00e1l\u00e1s\u00e1val cs\u00f6kkents\u00e9k az el\u00e9rt\u00e9ktelened\u00e9s kock\u00e1zat\u00e1t. Az DAI azonban m\u00e9g mindig vesz\u00edthet \u00e9rt\u00e9k\u00e9b\u0151l, ha egy kiemelked\u0151 token tartal\u00e9kai teljesen \u00f6sszeomlanak.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Meg kell azonban jegyezn\u00fcnk, hogy az DAI a k\u00f6zelm\u00faltban <\/span><b>elkezdett val\u00f3s eszk\u00f6z\u00f6ket v\u00e1s\u00e1rolni, hogy cs\u00f6kkentse f\u00fcgg\u0151s\u00e9g\u00e9t a kripto befektet\u00e9sekt\u0151l.\u00a0<\/b><\/p>\n<p><b>Mivel az USDC k\u00f6zvetlen\u00fcl az USD-hez van k\u00f6tve, likvidnek kell maradnia, am\u00edg a Circle elegend\u0151 k\u00e9szp\u00e9nztartal\u00e9kot tart az eszk\u00f6z fedezet\u00e9re.<\/b><span style=\"font-weight: 400;\"> Meg kell azonban jegyezni, hogy a Circle nem felt\u00e9tlen\u00fcl tartja az \u00f6sszes tartal\u00e9kot k\u00e9szp\u00e9nzben, \u00e9s az USDC elvesz\u00edtheti a peg-t, ha nincs el\u00e9g tartal\u00e9k az token t\u00e1mogat\u00e1s\u00e1ra.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ezzel el\u00e9rkezt\u00fcnk a k\u00f6vetkez\u0151 nagy k\u00fcl\u00f6nbs\u00e9ghez a k\u00e9t eszk\u00f6z k\u00f6z\u00f6tt.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"State_of_Reserves\"><\/span><span style=\"font-weight: 400;\">A tartal\u00e9kok \u00e1llapota<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">A stabilcoin tartal\u00e9kok \u00e1ltal\u00e1ban v\u00e9ve k\u00e9nyes t\u00e9ma. A vil\u00e1g legnagyobb stabilcoin USDT kibocs\u00e1t\u00f3ja, az Tether \u00e9vek \u00f3ta kitart\u00f3an elutas\u00edtotta a nyilv\u00e1nos auditok beny\u00fajt\u00e1s\u00e1t a k\u00f6z- \u00e9s hat\u00f3s\u00e1gi szervek felh\u00edv\u00e1sai \u00e9s az eszk\u00f6zfedezetet \u00e9rint\u0151 sz\u00e1mos ellentmond\u00e1s ellen\u00e9re.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az USDC kibocs\u00e1t\u00f3 Circle sem k\u00fcl\u00f6nb\u00f6zik ett\u0151l. A hivatalos k\u00f6nyvvizsg\u00e1lat helyett a v\u00e1llalat nyilv\u00e1nos k\u00f6nyvvizsg\u00e1l\u00f3 c\u00e9gek \u00e9rt\u00e9kel\u0151 jelent\u00e9seit adja ki. Sajnos, mint arra sz\u00e1mos kritikus r\u00e1mutatott, a jelent\u00e9sek \u00e9rv\u00e9nyess\u00e9ge \u00e9s terjedelme messze nem \u00e1tl\u00e1that\u00f3 \u00e9s nem d\u00f6nt\u0151. Ez\u00e9rt, <\/span><b>f\u00fcggetlen ellen\u0151rz\u00e9sek n\u00e9lk\u00fcl nem lehet tudni, hogy az USDC tartal\u00e9kok milyen \u00e1llapotban vannak.<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A Circle szerint a legt\u00f6bb USDC tartal\u00e9k a k\u00f6vetkez\u0151kb\u0151l \u00e1ll <\/span><b>r\u00f6vid lej\u00e1rat\u00fa kincst\u00e1rjegyek \u00e9s k\u00e9szp\u00e9nzegyen\u00e9rt\u00e9kesek.<\/b><\/p>\n<p><b>Az DAI tartal\u00e9kok viszont \u00e1tl\u00e1that\u00f3bbak. Mivel az DAI m\u00f6g\u00f6tt kriptop\u00e9nzfedezetek \u00e9s okos szerz\u0151d\u00e9sek \u00e1llnak, a tartal\u00e9kinform\u00e1ci\u00f3k nyilv\u00e1nosak, \u00e9s b\u00e1rki sz\u00e1m\u00e1ra hozz\u00e1f\u00e9rhet\u0151ek.\u00a0<\/b><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Governance\"><\/span><span style=\"font-weight: 400;\">Ir\u00e1ny\u00edt\u00e1s<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Ez egy kicsit tr\u00fckk\u00f6s, mivel a MakerDAO \u00e9s a Circle nem nagyon k\u00fcl\u00f6nb\u00f6zik egym\u00e1st\u00f3l, ha a gyakorlatban t\u00f6rt\u00e9n\u0151 ir\u00e1ny\u00edt\u00e1sr\u00f3l van sz\u00f3. Elm\u00e9letben viszont nagyon is k\u00fcl\u00f6nb\u00f6znek. Mutassuk be r\u00e9szletesebben, hogy mire gondolunk.<\/span><\/p>\n<p><b>Elm\u00e9letileg a MakerDAO egy decentraliz\u00e1lt, auton\u00f3m szervezet, ami azt jelenti, hogy az DAI-t a Maker k\u00f6z\u00f6ss\u00e9g tagjai ir\u00e1ny\u00edtj\u00e1k.<\/b><span style=\"font-weight: 400;\"> A k\u00f6z\u00f6ss\u00e9gi tagok deleg\u00e1lhatj\u00e1k MKR token-jeiket (Maker Protocol governance token) k\u00e9pvisel\u0151knek, hogy szavazzanak a nev\u00fckben az DAI-vel \u00e9s a MakerDAO-val kapcsolatos kritikus k\u00e9rd\u00e9sekben. Elm\u00e9letileg teh\u00e1t az DAI meglehet\u0151sen decentraliz\u00e1lt.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Azonban, mint a legt\u00f6bb m\u00e1s \"decentraliz\u00e1lt\" projekt, <\/span><b>Az DAI ir\u00e1ny\u00edt\u00e1sa is meglehet\u0151sen centraliz\u00e1lt, mivel az MKR token-ket kevesek kez\u00e9ben \u00f6sszpontos\u00edtj\u00e1k. <\/b><span style=\"font-weight: 400;\">Ezek az \u00e9rdekelt felek k\u00f6z\u00e9 tartoznak a kock\u00e1zati t\u0151kebefektet\u0151k \u00e9s alap\u00edt\u00f3k, valamint az DAI vezet\u0151i. A MakerDao alap\u00edt\u00f3ja, Christensen hatalmas hatalommal rendelkezik az DAI \u00f6kosziszt\u00e9m\u00e1ban.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">P\u00e9ld\u00e1ul 2022-ben a MakerDAO egy ellentmond\u00e1sos tervet fogadott el a stablecoin j\u00f6v\u0151j\u00e9vel kapcsolatban, k\u00f6sz\u00f6nhet\u0151en Christensen MKR-r\u00e9szesed\u00e9seinek. Ez azt jelenti, hogy a projekttel kapcsolatos d\u00f6nt\u00e9sek val\u00f3j\u00e1ban meglehet\u0151sen k\u00f6zpontos\u00edtva vannak.<\/span><\/p>\n<p><b>M\u00e1sr\u00e9szt az USDC kibocs\u00e1t\u00f3ja, a Circle egy mag\u00e1ntulajdonban l\u00e9v\u0151, k\u00f6zpontos\u00edtott v\u00e1llalat. Ez\u00e9rt a v\u00e1llalat ir\u00e1ny\u00edtja az USDC ver\u00e9si folyamat\u00e1t, valamint a projekt j\u00f6v\u0151j\u00e9t \u00e9rint\u0151 minden fontos d\u00f6nt\u00e9st.<\/b><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Market_Capitalization\"><\/span><span style=\"font-weight: 400;\">Piaci kapitaliz\u00e1ci\u00f3<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><b>A legnagyobb k\u00fcl\u00f6nbs\u00e9g az USDC \u00e9s az DAI k\u00f6z\u00f6tt a piaci \u00e9rt\u00e9k\u00fckben van.<\/b> <b>Az USDC a m\u00e1sodik legnagyobb stabilcoin a piaci t\u0151ke\u00e9rt\u00e9k alapj\u00e1n. Az DAI ezzel szemben csak a negyedik.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Az USDC-t a legt\u00f6bb mainstream int\u00e9zm\u00e9ny elfogadja, \u00e9s szinte minden altcoins ellen\u00e9ben kereskedhet\u0151. Az DAI az USDC-hez k\u00e9pest tov\u00e1bbra is egy meglehet\u0151sen hi\u00e1nyp\u00f3tl\u00f3 stabilcoin.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Risks_Associated_With_USDC_and_DAI\"><\/span><span style=\"font-weight: 400;\">Az USDC \u00e9s az DAI kock\u00e1zatai\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Risk_of_Losing_Their_Peg\"><\/span><span style=\"font-weight: 400;\">A p\u00f3zna elveszt\u00e9s\u00e9nek kock\u00e1zata<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><b>A stablecoins els\u0151dleges kock\u00e1zata az \u00e1ringadoz\u00e1s. A stabilcoins bizonyos k\u00f6r\u00fclm\u00e9nyek k\u00f6z\u00f6tt elvesz\u00edtheti az \u00e1rr\u00f6gz\u00edt\u00e9st, \u00e1ltal\u00e1ban akkor, amikor a tartal\u00e9kok t\u00fal alacsonyak ahhoz, hogy a forgalomban l\u00e9v\u0151 token-k sz\u00e1m\u00e1t fedezz\u00e9k.\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Egy ilyen forgat\u00f3k\u00f6nyv akkor lehets\u00e9ges, ha a kibocs\u00e1t\u00f3 v\u00e1llalatok nem tartanak elegend\u0151 k\u00e9szp\u00e9nzt \u00e9s k\u00e9szp\u00e9nz-egyen\u00e9rt\u00e9kest tartal\u00e9kban, vagy ha a tartal\u00e9kokat ellopj\u00e1k vagy elvesz\u00edtik, vagy m\u00e1s m\u00f3don hozz\u00e1f\u00e9rhetetlenn\u00e9 v\u00e1lnak.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A Stablecoins id\u0151nk\u00e9nt r\u00f6vid ideig elmaradhat a doll\u00e1r\u00e9rt\u00e9k\u00e9t\u0151l, de \u00e1ltal\u00e1ban gyorsan visszanyeri az \u00e1r\u00e1t. Ha azonban a de-pegging esem\u00e9nyt nem k\u00f6veti gyorsan a helyre\u00e1ll\u00e1s, az \u00e1r lefel\u00e9 \u00edvelhet, ami fizet\u00e9sk\u00e9ptelens\u00e9get id\u00e9zhet el\u0151.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00c1ltal\u00e1ban ez azt jelenti, hogy a sz\u00f3ban forg\u00f3 stabilcoin teljesen \u00f6sszeomlik, \u00e9s a doll\u00e1r\u00e9rt\u00e9k\u00e9t elt\u00f6rli a piacr\u00f3l, az token-tulajdonosok pedig \u00e9rt\u00e9ktelen token-vel maradnak.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az DAI \u00e9s az USDC eset\u00e9ben a de-pegging kock\u00e1zata fokoz\u00f3dhat. Mivel az USDC teszi ki az DAI biztos\u00edt\u00e9k nagy r\u00e9sz\u00e9t, \u00edgy az USDC tartal\u00e9kok eset\u00e9ben probl\u00e9ma lehet. <\/span><a href=\"https:\/\/cointelegraph.com\/news\/circle-s-usdc-instability-causes-domino-effect-on-dai-usdd-stablecoins\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">az DAI eset\u00e9ben is kiv\u00e1lthat egy de-pegging esem\u00e9nyt.<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><b>Mivel mind az DAI, mind az USDC n\u00e9pszer\u0171 eszk\u00f6z\u00f6k a DeFi-ben, egy \u00e1rzuhan\u00e1s hat\u00e1sai az eg\u00e9sz kriptopiacon \u00e9reztethetik hat\u00e1sukat.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">N\u00e9zz\u00fcnk n\u00e9h\u00e1ny konkr\u00e9t p\u00e9ld\u00e1t a lehets\u00e9ges probl\u00e9m\u00e1kra:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">2023-ban cs\u0151d\u00f6t jelentett a Silvergate Bank (SVB), a kripto\u00fczletek k\u00f6r\u00e9ben n\u00e9pszer\u0171 int\u00e9zm\u00e9ny. Abban az id\u0151ben, <\/span><a href=\"https:\/\/www.coindesk.com\/consensus-magazine\/2023\/04\/05\/usdc-boasted-transparency-but-it-didnt-help-when-silicon-valley-bank-got-into-trouble\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Az SVB mintegy 3,3 milli\u00e1rd bet\u00e9tet tartott az USDC-t\u0151l kezdve<\/span><\/a><span style=\"font-weight: 400;\">, ami jelent\u0151s \u00f6sszeg, \u00e9s az USDC tartal\u00e9kok nagyvonal\u00fa r\u00e9sz\u00e9t k\u00e9pezi.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az SVB cs\u0151dj\u00e9nek h\u00edr\u00e9re az USDC elvesztette doll\u00e1rhoz k\u00f6t\u00f6tts\u00e9g\u00e9t. B\u00e1r a Circle gyorsan biztos\u00edtotta a befektet\u0151ket arr\u00f3l, hogy a hi\u00e1nyz\u00f3 3,3 milli\u00e1rd USD fedezet\u00e9hez sz\u00fcks\u00e9ges p\u00e9nzeszk\u00f6z\u00f6kkel rendelkezik, az esem\u00e9ny r\u00e1vil\u00e1g\u00edtott arra, hogy m\u00e9g a k\u00e9szp\u00e9nzalap\u00fa stabilcoins is <\/span><a href=\"https:\/\/www.bloomberg.com\/news\/articles\/2023-03-11\/circle-s-usdc-stablecoin-shakiness-reverberates-in-crypto-world-of-defi-dai#xj4y7vzkg\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">s\u00e9r\u00fcl\u00e9kenyek a piaci kudarcokkal szemben<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">USDC csak azut\u00e1n \u00e1llt meg a spir\u00e1lban, hogy a szab\u00e1lyoz\u00f3 hat\u00f3s\u00e1gok k\u00f6z\u00f6lt\u00e9k, hogy <\/span><a href=\"https:\/\/www.cnbc.com\/2023\/03\/12\/regulators-unveil-plan-to-stem-damage-from-svb-collapse.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">a bet\u00e9tesek \u00fajra hozz\u00e1f\u00e9rn\u00e9nek p\u00e9nzeszk\u00f6zeikhez<\/span><\/a><span style=\"font-weight: 400;\">. Norm\u00e1lis esetben az FDIC bet\u00e9tbiztos\u00edt\u00e1s csak 250 000 USD-ig terjed, ami j\u00f3val kevesebb, mint az SVB-n\u00e9l tartott bet\u00e9tek.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Term\u00e9szetesen az USDC \u00e1rfolyamr\u00f6gz\u00edt\u00e9s\u00e9nek megsz\u00fcntet\u00e9se hossz\u00fa t\u00e1von az DAI-nek is \u00e1rtott volna, ha az eszk\u00f6z nem tudta volna visszaszerezni az \u00e1rfolyamr\u00f6gz\u00edt\u00e9st. De ez m\u00e9g nem minden. Az DAI fedezet\u00e9t k\u00fcl\u00f6nb\u00f6z\u0151 m\u00e1s token-k is k\u00e9pezik, k\u00f6zt\u00fck a Gemini USD (GUSD).<\/span><\/p>\n<p><a href=\"https:\/\/www.coindesk.com\/business\/2021\/11\/18\/crypto-exchange-gemini-trust-looks-for-7b-valuation-in-400m-funding-round-report\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">A Gemini USD (GUSD) az DAI potenci\u00e1lis kock\u00e1zata.<\/span><\/a><span style=\"font-weight: 400;\"> mert az Ikrek maga is komoly bajban van a p\u00e9nz\u00fcgyeit illet\u0151en. A Gemini mintegy 900 milli\u00f3 USD vesztes\u00e9get szenvedett el a Gemini Earn programot ir\u00e1ny\u00edt\u00f3 Genesis buk\u00e1sa ut\u00e1n. Ha a Gemini p\u00e9nz\u00fcgyei cs\u0151d\u00f6t mondanak, \u00e9s a GUSD \u00e1ra cs\u00f6kken, az tov\u00e1bbi vesz\u00e9lybe sodorhatja az DAI tartal\u00e9kokat.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Legal_and_Financial_Risks\"><\/span><span style=\"font-weight: 400;\">Jogi \u00e9s p\u00e9nz\u00fcgyi kock\u00e1zatok<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Mint m\u00e1r kifejtett\u00fck, a stabilcoins t\u00f6k\u00e9letes bel\u00e9p\u00e9si \u00e9s kil\u00e9p\u00e9si pontok a kriptopiacra. V\u00e1s\u00e1rolhat stablecoins-t egy t\u0151zsd\u00e9n, \u00e9s elk\u00fcldheti \u0151ket b\u00e1rhov\u00e1 a vil\u00e1gon, hogy nagy \u00f6sszegeket utaljon \u00e1t.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ahogy a szab\u00e1lyoz\u00f3 hat\u00f3s\u00e1gok egyre ink\u00e1bb tudat\u00e1ban vannak annak, hogyan haszn\u00e1lj\u00e1k a stabilcoins-t, egyre \u00f3vatosabb\u00e1 v\u00e1lnak azzal kapcsolatban, hogy ezeket az eszk\u00f6z\u00f6ket szab\u00e1lyoz\u00e1s n\u00e9lk\u00fcl hagyj\u00e1k mozogni a vil\u00e1gban.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Mint tudj\u00e1k, az Bitcoin (most m\u00e1r stabilcoins) \u00e9s az Bitcoin (most m\u00e1r stabilcoins) kriptodeviz\u00e1k els\u0151dleges \u00e9rt\u00e9kes\u00edt\u00e9si pontja a gyors \u00e9s hat\u00e1rok n\u00e9lk\u00fcli tranzakci\u00f3k, amelyeket nem akad\u00e1lyoz a banki vil\u00e1g k\u00f6lts\u00e9ges \u00e9s id\u0151ig\u00e9nyes b\u00fcrokr\u00e1ci\u00e1ja.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">B\u00e1r ez egy vonz\u00f3 aj\u00e1nlat, ugyanakkor teljesen figyelmen k\u00edv\u00fcl hagyja, hogy a hagyom\u00e1nyos banki tev\u00e9kenys\u00e9g mi\u00e9rt m\u0171k\u00f6dik \u00edgy. A bankok nem v\u00e9letlen\u00fcl alkalmaznak k\u00fcl\u00f6nf\u00e9le szab\u00e1lyoz\u00e1sokat, m\u00e9gpedig az\u00e9rt, hogy megakad\u00e1lyozz\u00e1k a p\u00e9nzmos\u00e1st, a terrorizmus finansz\u00edroz\u00e1s\u00e1t \u00e9s m\u00e1s b\u0171ncselekm\u00e9nyeket.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az elm\u00falt \u00e9vekben a hat\u00f3s\u00e1gok elkezdt\u00e9k nyomon k\u00f6vetni, hogy a stabilcoin tranzakci\u00f3kat hogyan haszn\u00e1lj\u00e1k fel a szerepl\u0151k k\u00f6z\u00f6tti illeg\u00e1lis p\u00e9nz\u00e1tutal\u00e1sra, \u00e9s l\u00e9p\u00e9seket tesznek ezen eszk\u00f6z\u00f6k alaposabb szab\u00e1lyoz\u00e1s\u00e1ra.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">P\u00e9ld\u00e1ul, amikor a K\u00fclf\u00f6ldi Eszk\u00f6z\u00f6k Ellen\u0151rz\u00e9si Hivatala <\/span><a href=\"https:\/\/home.treasury.gov\/news\/press-releases\/jy0916\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">szankci\u00f3t rendelt el a Tornado Cash ellen<\/span><\/a><span style=\"font-weight: 400;\"> 2022-ben a kriptot\u0151zsd\u00e9knek feketelist\u00e1ra kellett tenni\u00fck t\u00f6bb, a Tornad\u00f3hoz kapcsol\u00f3d\u00f3 p\u00e9nzt\u00e1rc\u00e1t.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A Tornado Mixer egy anonim keresked\u00e9si szolg\u00e1ltat\u00e1s, amellyel elfedhetj\u00fck digit\u00e1lis l\u00e1bnyomainkat a blokkl\u00e1ncon, \u00e9s amely felhaszn\u00e1lhat\u00f3 az OFAC szankci\u00f3inak \u00e9s a p\u00e9nzmos\u00e1snak a megszeg\u00e9s\u00e9re.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A rendelet nyom\u00e1n a Circle feketelist\u00e1ra tett 38 olyan t\u00e1rcac\u00edmet, amelyeken legal\u00e1bb 75 000 USDC volt. Ez viszonylag kis \u00f6sszeg a Circle sz\u00e1m\u00e1ra (az SVB \u00e1ltal tartott 3,3 milli\u00e1rd USD-hez k\u00e9pest), de m\u00e9gis riadalmat keltett a kripto\u00f6kosziszt\u00e9m\u00e1ban azzal kapcsolatban, hogy a szab\u00e1lyoz\u00e1s hogyan vesz\u00e9lyezteti a kripto befektet\u00e9seket.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">B\u00e1r a kriptop\u00e9nzek gyakran \u00fagy jelennek meg a piacon, mintha a k\u00f3dok uraln\u00e1k \u0151ket, az igazs\u00e1g az, hogy m\u0171k\u00f6d\u00e9s\u00fckh\u00f6z ezeknek a szolg\u00e1ltat\u00e1soknak meg kell felelni\u00fck a p\u00e9nz\u00fcgyi vil\u00e1g szab\u00e1lyainak \u00e9s el\u0151\u00edr\u00e1sainak.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Where_Can_You_Buy_USDC_and_DAI\"><\/span><span style=\"font-weight: 400;\">Hol lehet megv\u00e1s\u00e1rolni az USDC \u00e9s DAI k\u00e9sz\u00fcl\u00e9keket?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Az USDC \u00e9s DAI szinte az \u00f6sszes kriptot\u0151zsd\u00e9n megv\u00e1s\u00e1rolhat\u00f3. Az DAI legnagyobb piacai a k\u00f6vetkez\u0151k <a href=\"https:\/\/coinkickoff.com\/hu\/binance-review\/\" data-internallinksmanager029f6b8e52c=\"152\" title=\"Binance V\u00e9lem\u00e9nyek 2024: Jellemz\u0151k, d\u00edjak, biztons\u00e1g, el\u0151ny\u00f6k \u00e9s h\u00e1tr\u00e1nyok\">Binance<\/a>, <a href=\"https:\/\/coinkickoff.com\/hu\/coinbase-review\/\" data-internallinksmanager029f6b8e52c=\"142\" title=\"Coinbase V\u00e9lem\u00e9nyek 2024: Tulajdons\u00e1gok, d\u00edjak, biztons\u00e1g, el\u0151ny\u00f6k \u00e9s h\u00e1tr\u00e1nyok\">Coinbase<\/a>, Uniswap, \u00e9s <a href=\"https:\/\/coinkickoff.com\/hu\/kraken-review\/\" data-internallinksmanager029f6b8e52c=\"171\" title=\"Kraken V\u00e9lem\u00e9nyek 2023: Kraken: D\u00edjak, jellemz\u0151k, biztons\u00e1g, el\u0151ny\u00f6k \u00e9s h\u00e1tr\u00e1nyok\">Kraken<\/a>. Hasonl\u00f3k\u00e9ppen, az USDC legnagyobb piacai az Binance, a Kraken, az Uniswap \u00e9s a <a href=\"https:\/\/coinkickoff.com\/hu\/kucoin-review\/\" data-internallinksmanager029f6b8e52c=\"153\" title=\"KuCoin V\u00e9lem\u00e9nyek 2023: Pro \u00e9s kontra: D\u00edjak, biztons\u00e1g, Pro \u00e9s kontra\">Kucoin<\/a>.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A legt\u00f6bb k\u00f6zpontos\u00edtott t\u0151zsd\u00e9n DAI \u00e9s USDC v\u00e1s\u00e1rolhat fiat valut\u00e1kkal, p\u00e9ld\u00e1ul USD vagy EUR online banki m\u00f3dszerekkel, bele\u00e9rtve az \u00e1tutal\u00e1sokat, hitel- \u00e9s bet\u00e9ti k\u00e1rty\u00e1kat, valamint harmadik f\u00e9lt\u0151l sz\u00e1rmaz\u00f3 fizet\u00e9si szolg\u00e1ltat\u00f3kat.<\/span><\/p>\n<div class=\"cg-choice-box-six   cg-blue\" ><div class=\"cg-cb-row\"><div class=\"cg-cb-items\" id=\"product-265843\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">Legt\u00f6bb Coins<\/div><\/div><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Binance\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/10\/Binance_logo.png\" class=\"cg-img-1\" alt=\"Binance\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-post-title=\"Binance\" target=\"\" rel=\"nofollow noopener\">Binance<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li><strong>350+<\/strong> Kriptovalut\u00e1k list\u00e1zva<\/li><li><strong>&lt;0.10%<\/strong> Tranzakci\u00f3s d\u00edjak<\/li><li><strong>120 milli\u00f3<\/strong> Regisztr\u00e1lt felhaszn\u00e1l\u00f3k<\/li><li>Biztons\u00e1gos eszk\u00f6zalap a felhaszn\u00e1l\u00f3k sz\u00e1m\u00e1ra<\/li><li>A bet\u00e9teken keresni<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" data-style=\"default\" data-post-title=\"Binance\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Kezdje el<\/a><\/span><\/span><\/div><\/div><div class=\"cg-cb-items\" id=\"product-265829\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">A legt\u00f6bb orsz\u00e1g<\/div><\/div><a href=\"https:\/\/kraken.pxf.io\/756J3y\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Kraken\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/Kraken-logo.webp\" class=\"cg-img-1\" alt=\"Kraken\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/kraken.pxf.io\/756J3y\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-post-title=\"Kraken\" target=\"\" rel=\"nofollow noopener\">Kraken<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li>Amerikai sz\u00e9khely\u0171<\/li><li>Kezdje olyan kev\u00e9ssel, mint <strong>$10<\/strong><\/li><li>V\u00e1s\u00e1rl\u00e1s \u00e9s elad\u00e1s <strong>200+<\/strong> kriptovalut\u00e1k<\/li><li>Pro megold\u00e1s nagyobb keresked\u0151k sz\u00e1m\u00e1ra<\/li><li>El\u00e9rhet\u0151 <strong>190+<\/strong> orsz\u00e1gok<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/kraken.pxf.io\/756J3y\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/kraken.pxf.io\/756J3y\" data-style=\"default\" data-post-title=\"Kraken\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Kezdje el<\/a><\/span><\/span><\/div><\/div><div class=\"cg-cb-items\" id=\"product-265822\"><div class=\"cg-cb-top-head\"><div class=\"cg-cb-top-pick\">Amerikai sz\u00e9khely\u0171<\/div><\/div><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" target=\"_blank\" rel=\"nofollow noopener\" class=\"cg-aff-link cg-cb-img\" data-post-title=\"Coinbase\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-post-type=\"top\" data-post-id=\"127750\"><img decoding=\"async\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/10\/Coinbase.png\" class=\"cg-img-1\" alt=\"Coinbase\" style=\"\"><\/a><div class=\"cg-cb-title\"><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" class=\"cg-aff-link\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-post-title=\"Coinbase\" target=\"\" rel=\"nofollow noopener\">Coinbase<\/a><\/span><\/div><div class=\"cg-cb-content\"><ul><li><strong>200+<\/strong> Kriptovalut\u00e1k list\u00e1zva<\/li><li>Get Crypto az els\u0151 v\u00e1s\u00e1rl\u00e1s ut\u00e1n<\/li><li>Biztos\u00edt\u00e1ssal v\u00e9dve&nbsp;<\/li><li>Biztons\u00e1gos t\u00e1rol\u00e1s p\u00e1nc\u00e9lszekr\u00e9nyes v\u00e9delemmel<\/li><li>A legmegb\u00edzhat\u00f3bb kriptop\u00e9nz platform<\/li><\/ul><\/div><div class=\"cg-cb-btn\"><span class='cta-copy'><a href=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" class=\"cg-one-button cg-btn cg-red  cg-aff-link cg-btn-lg\" data-post-id=\"127750\" data-post-type=\"top\" data-aff-link=\"https:\/\/coinbase-consumer.sjv.io\/ORPoaG\" data-style=\"default\" data-post-title=\"Coinbase\" data-extra=\"arrow\" style=\"\" target=\"\" rel=\"nofollow noopener\">Kezdje el<\/a><\/span><\/span><\/div><\/div><\/div><\/div>\n\n<p><span style=\"font-weight: 400;\">Az DAI-t a biztos\u00edt\u00e9kok lez\u00e1r\u00e1s\u00e1val is megszerezheti a <\/span><a href=\"https:\/\/oasis.app\/borrow\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Oasis Vault port\u00e1l<\/span><\/a><span style=\"font-weight: 400;\"> vagy <\/span><a href=\"https:\/\/debank.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">DeBank<\/span><\/a><span style=\"font-weight: 400;\"> \u00e9s <\/span><a href=\"https:\/\/defisaver.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">DeFi Saver<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Can_You_Exchange_USDC_for_DAI\"><\/span><span style=\"font-weight: 400;\">Hogyan lehet az USDC-t DAI-re cser\u00e9lni?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">A legt\u00f6bb kriptot\u0151zsd\u00e9n USDC-t cser\u00e9lhet DAI-re. Az Uniswap \u00e9s a Curve nagy USDC\/DAI piacokat k\u00edn\u00e1l, de ellen\u0151rizheti, hogy az \u00d6n kriptot\u0151zsd\u00e9j\u00e9n szerepelnek-e USDC\/DAI p\u00e1rok.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Future_Plans_for_Circle_and_DAI\"><\/span><span style=\"font-weight: 400;\">A Circle \u00e9s az DAI j\u00f6v\u0151beli tervei<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">A Tornado Mixer elleni OFAC-rendelkez\u00e9s \u00e9s a Silvergate Bank (SVB) cs\u0151dje jelent\u0151s esem\u00e9ny volt mind az USDC, mind az DAI sz\u00e1m\u00e1ra. Mindk\u00e9t eszk\u00f6z j\u00f6v\u0151je att\u00f3l f\u00fcgg, hogy az eszk\u00f6z\u00f6k kezel\u00e9s\u00e9\u00e9rt felel\u0151s szem\u00e9lyek hogyan reag\u00e1lnak ezekre az akad\u00e1lyokra.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A MakerDAO az elm\u00falt h\u00f3napokban t\u00f6bb olyan tervet is elfogadott, amelyek hatalmas v\u00e1ltoz\u00e1sokat hozhatnak a stablecoin sz\u00e1m\u00e1ra. Val\u00f3j\u00e1ban az, hogy az DAI stabilcoin marad-e, tov\u00e1bbra is nyitott k\u00e9rd\u00e9s.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">L\u00e1ssuk r\u00e9szletesebben az DAI \u00e9s USDC j\u00f6v\u0151beli terveit.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">2022-ben a MakerDAO k\u00f6z\u00f6ss\u00e9g szavaz\u00e1st tartott Rune Christensen ellentmond\u00e1sos terv\u00e9r\u0151l az DAI j\u00f6v\u0151j\u00e9r\u0151l, amelyet \"<\/span><a href=\"https:\/\/beincrypto.com\/makerdao-mkr-endgame-plan-passed-in-a-vote-where-founder-had-60-influence\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">V\u00e9gj\u00e1t\u00e9k<\/span><\/a><span style=\"font-weight: 400;\">.\" Christensen a \"fenntarthat\u00f3 p\u00e9nz\u00fcgyek\" \u00e9s a glob\u00e1lis felmeleged\u00e9s elleni fell\u00e9p\u00e9s hangos t\u00e1mogat\u00f3ja, \u00e9s a \"v\u00e9gj\u00e1t\u00e9k\" terve t\u00f6bb forgat\u00f3k\u00f6nyvb\u0151l \u00e1ll, amelyekkel p\u00e9nz\u00fcgyi \u00e9s k\u00f6rnyezetv\u00e9delmi aggodalmait k\u00edv\u00e1nja kezelni.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A terv h\u00e1rom f\u00e1zisb\u00f3l \u00e9s sz\u00e1mos mozg\u00f3 r\u00e9szb\u0151l \u00e1ll, amelyeket a MakerDAO k\u00f6z\u00f6ss\u00e9g id\u0151vel megval\u00f3s\u00edthat.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A r\u00f6vid t\u00e1v\u00fa c\u00e9l az, hogy min\u00e9l t\u00f6bb p\u00e9nzt keress\u00fcnk, hogy t\u00f6bb ETH-t tudjunk v\u00e1s\u00e1rolni az DAI j\u00f6v\u0151j\u00e9hez. Mivel az DAI m\u00e1r az Ethereum-re \u00e9p\u00fcl, \u00e9rvel Christensen, \u00e9rdemes ink\u00e1bb az ETH-re fogadni, mint az USDC-re \u00e9s m\u00e1s stabilcoins-re.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A hossz\u00fa t\u00e1v\u00fa c\u00e9l az, hogy <\/span><a href=\"https:\/\/beincrypto.com\/makerdao-mkr-endgame-plan-passed-in-a-vote-where-founder-had-60-influence\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">cs\u00f6kkenti az DAI USDC tartal\u00e9kait<\/span><\/a><span style=\"font-weight: 400;\"> a tartal\u00e9kok v\u00e9delm\u00e9nek biztos\u00edt\u00e1sa \u00e9rdek\u00e9ben. Hossz\u00fa t\u00e1von a terv megk\u00f6veteli, hogy a MakerDAO val\u00f3s eszk\u00f6z\u00f6kbe fektessen be a k\u00f6vetkez\u0151k \u00e9rdek\u00e9ben <\/span><a href=\"https:\/\/finance.yahoo.com\/news\/makerdao-approves-deployment-100m-usdc-184700831.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">diverzifik\u00e1lja az DAI tartal\u00e9kokat<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A terv ingatlanv\u00e1s\u00e1rl\u00e1st, valamint az amerikai korm\u00e1nyzat \u00e9s az Egyes\u00fclt \u00c1llamok <\/span><a href=\"https:\/\/www.coindesk.com\/business\/2022\/10\/06\/stablecoin-issuer-makerdao-allocates-500m-for-treasuries-corporate-bond-investment\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">v\u00e1llalati k\u00f6tv\u00e9nyek<\/span><\/a><span style=\"font-weight: 400;\"> a kripto instabilit\u00e1s elleni v\u00e9delem \u00e9rdek\u00e9ben.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A v\u00e9gs\u0151 f\u00e1zisban a terv az DAI lev\u00e1laszt\u00e1s\u00e1t tartalmazza az USD-r\u0151l, hogy az szabadon mozg\u00f3 eszk\u00f6zz\u00e9 v\u00e1lhasson. Ez sz\u00e1mos egy\u00e9b felt\u00e9telt\u0151l f\u00fcgg, de tov\u00e1bbra is re\u00e1lis lehet\u0151s\u00e9g marad a j\u00f6v\u0151ben, att\u00f3l f\u00fcgg\u0151en, hogy hogyan fejl\u0151dik a kriptogazdas\u00e1g.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A Circle viszont m\u00e1s megk\u00f6zel\u00edt\u00e9st v\u00e1lasztott a nagyobb stabilit\u00e1s \u00e9rdek\u00e9ben. Tarleton Watkins, a Circle munkat\u00e1rsa azt javasolta, hogy az lenne a legjobb, ha a stabilcoin c\u00e9g <\/span><a href=\"https:\/\/www.finextra.com\/newsarticle\/42007\/circle-calls-for-fed-backing-for-usdc-picks-france-for-european-hq\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">a Fed-n\u00e9l doll\u00e1r tartal\u00e9kot tartanak<\/span><\/a><span style=\"font-weight: 400;\"> az SVB-hez hasonl\u00f3 bankok helyett. Ez a teljes Fed-tartal\u00e9kmodellnek nevezett megold\u00e1s a tartal\u00e9kalapok biztons\u00e1g\u00e1t garant\u00e1ln\u00e1 a cs\u0151d kock\u00e1zata n\u00e9lk\u00fcl.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az SVB cs\u0151dje egy keser\u0171 ir\u00f3ni\u00e1t t\u00e1rt fel a kripto sz\u00edv\u00e9ben: A kriptogazdas\u00e1got egykor a hagyom\u00e1nyos p\u00e9nz\u00fcgyi int\u00e9zm\u00e9nyekkel, p\u00e9ld\u00e1ul a bankokkal val\u00f3 szak\u00edt\u00e1sk\u00e9nt \u00fcdv\u00f6z\u00f6lt\u00e9k. Az Bitcoin h\u00edresen a cs\u0151dbe jutott bankrendszer elleni csataki\u00e1lt\u00e1sk\u00e9nt indult, amely a lakoss\u00e1gra pakolta a gondokat azzal, hogy a lakoss\u00e1ggal fizettette meg a cs\u0151dbe jutott bankint\u00e9zetek hib\u00e1it.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az SVB \u00e9s az USDC legut\u00f3bbi v\u00e1ls\u00e1ga azonban azt mutatja, hogy a dolgok nem ilyen egyszer\u0171ek.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Az USDC csak azut\u00e1n tudta visszanyerni 1 USD-s \u00e1rfolyam\u00e1t, hogy a Federal Reserve \u00e9s a P\u00e9nz\u00fcgyminiszt\u00e9rium megsz\u00fcntette az FDIC fedezeti korl\u00e1tj\u00e1t az SVB sz\u00e1m\u00e1ra. A Federal Reserve az SVB cs\u0151dje miatti esetleges vesztes\u00e9gek m\u00e9rs\u00e9kl\u00e9s\u00e9re \u00faj Bank Term Funding Programot ind\u00edtott, amelyet az amerikai p\u00e9nz\u00fcgyminiszt\u00e9rium 25 milli\u00f3 USD \u00f6sszeg\u0171 alappal t\u00e1mogat.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A hat\u00f3s\u00e1gokkal val\u00f3 nyilv\u00e1nval\u00f3 probl\u00e9m\u00e1k ellen\u00e9re a szab\u00e1lyoz\u00f3k hossz\u00fa t\u00e1von a kripto megment\u0151inek bizonyulhatnak.\u00a0<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>A stabilcoins, mint az USDC \u00e9s az DAI egy az egyben az USD-hez van k\u00f6tve, ami azt jelenti, hogy \u00e1rstabil. Ennek k\u00f6sz\u00f6nhet\u0151en m\u00e1s kriptovalut\u00e1k v\u00e1s\u00e1rl\u00e1s\u00e1ra \u00e9s kereskedelm\u00e9re, illetve DeFi projektekbe val\u00f3 befektet\u00e9sre is felhaszn\u00e1lhat\u00f3k. Ebben az USDC vs DAI \u00e1ttekint\u00e9sben elmagyar\u00e1zzuk a k\u00e9t stabilcoins k\u00f6z\u00f6tti k\u00fcl\u00f6nbs\u00e9geket, \u00e9s felsoroljuk a keresked\u00e9s kock\u00e1zatait \u00e9s el\u0151nyeit [...]<\/p>","protected":false},"author":3,"featured_media":2920,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","_glsr_average":0,"_glsr_ranking":0,"_glsr_reviews":0,"footnotes":""},"categories":[9,4],"tags":[],"class_list":{"0":"post-3389","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-comparisons","8":"category-coins","9":"entry"},"featured_image_src":"https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai-600x400.jpg","featured_image_src_square":"https:\/\/coinkickoff.com\/wp-content\/uploads\/tethervsdai-600x563.jpg","author_info":{"display_name":"Ian Wright","author_link":"https:\/\/coinkickoff.com\/hu\/author\/ianw\/"},"_links":{"self":[{"href":"https:\/\/coinkickoff.com\/hu\/wp-json\/wp\/v2\/posts\/3389","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/coinkickoff.com\/hu\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/coinkickoff.com\/hu\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/hu\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/hu\/wp-json\/wp\/v2\/comments?post=3389"}],"version-history":[{"count":3,"href":"https:\/\/coinkickoff.com\/hu\/wp-json\/wp\/v2\/posts\/3389\/revisions"}],"predecessor-version":[{"id":4311,"href":"https:\/\/coinkickoff.com\/hu\/wp-json\/wp\/v2\/posts\/3389\/revisions\/4311"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/hu\/wp-json\/wp\/v2\/media\/2920"}],"wp:attachment":[{"href":"https:\/\/coinkickoff.com\/hu\/wp-json\/wp\/v2\/media?parent=3389"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/coinkickoff.com\/hu\/wp-json\/wp\/v2\/categories?post=3389"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/coinkickoff.com\/hu\/wp-json\/wp\/v2\/tags?post=3389"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}