{"id":3013,"date":"2023-03-20T20:22:09","date_gmt":"2023-03-20T20:22:09","guid":{"rendered":"https:\/\/coinkickoff.com\/?p=3013"},"modified":"2026-01-08T14:11:53","modified_gmt":"2026-01-08T14:11:53","slug":"what-is-apy-in-crypto","status":"publish","type":"post","link":"https:\/\/coinkickoff.com\/et\/what-is-apy-in-crypto\/","title":{"rendered":"Mis on APY kr\u00fcpto?"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-3014 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-apy-1.jpg\" alt=\"Mis on APY?\" width=\"1000\" height=\"667\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-apy-1.jpg 1000w, https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-apy-1-300x200.jpg 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-apy-1-768x512.jpg 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-apy-1-18x12.jpg 18w, https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-apy-1-600x400.jpg 600w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Paljude investorite pikaajaline eesm\u00e4rk on ehitada oma portfelli nii palju, et nad suudaksid end \u00fclal pidada \u00fcksnes saadud intresside ja dividendide arvelt. Kui fantastiline oleks see, kui teie kr\u00fcptovarad kasvaksid ilma teiepoolse pingutuseta?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">T\u00e4nu suhteliselt uuele tavale, mida tuntakse kui <\/span><b>kr\u00fcpto panustamine<\/b><span style=\"font-weight: 400;\">, v\u00f5ib see lihtsalt olla v\u00f5imalik. Selles artiklis r\u00e4\u00e4gime teile, kuidas valida platvorm, mis pakub seda v\u00f5imalust ja teenida oma kr\u00fcptos\u00e4\u00e4stude passiivset tulu kujul. <\/span><b>aastane protsentuaalne tootlus v\u00f5i APY kr\u00fcpto.<\/b><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Jaotised<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Sisukorra vaheldumine\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/coinkickoff.com\/et\/what-is-apy-in-crypto\/#APY_vs_APR_vs_ROI\" >APY vs. APR vs. ROI\u00a0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/coinkickoff.com\/et\/what-is-apy-in-crypto\/#Types_of_Interest\" >Huvide liigid<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/coinkickoff.com\/et\/what-is-apy-in-crypto\/#The_Variable_vs_Fixed_APY\" >Muutuv vs. fikseeritud APY<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/coinkickoff.com\/et\/what-is-apy-in-crypto\/#How_to_Start_Generating_APY_in_Crypto\" >Kuidas alustada APY genereerimist kr\u00fcptos?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/coinkickoff.com\/et\/what-is-apy-in-crypto\/#How_Does_Staking_Crypto_Work\" >Kuidas t\u00f6\u00f6tab kr\u00fcpto panustamine?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/coinkickoff.com\/et\/what-is-apy-in-crypto\/#How_Safe_Is_Crypto_Staking\" >Kui turvaline on kr\u00fcpto panustamine?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/coinkickoff.com\/et\/what-is-apy-in-crypto\/#Earning_APY_by_Staking_Crypto_on_Binance\" >APY teenimine Binance kr\u00fcpto panustamisega Binance-l<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/coinkickoff.com\/et\/what-is-apy-in-crypto\/#Binance_Earn\" >Binance teenida<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/coinkickoff.com\/et\/what-is-apy-in-crypto\/#Guaranteed_Earning\" >Garanteeritud tulu<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/coinkickoff.com\/et\/what-is-apy-in-crypto\/#Savings\" >S\u00e4\u00e4stud<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/coinkickoff.com\/et\/what-is-apy-in-crypto\/#Launchpool\" >Launchpool<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/coinkickoff.com\/et\/what-is-apy-in-crypto\/#Locked_Staking\" >Lukustatud panustamine<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/coinkickoff.com\/et\/what-is-apy-in-crypto\/#DeFi_Staking\" >DeFi panustamine<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/coinkickoff.com\/et\/what-is-apy-in-crypto\/#Dual_Investment\" >Topeltinvesteeringud<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/coinkickoff.com\/et\/what-is-apy-in-crypto\/#Binance_Liquid_Swap\" >Binance vedeliku vahetamine<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/coinkickoff.com\/et\/what-is-apy-in-crypto\/#Conclusion\" >Kokkuv\u00f5te<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"APY_vs_APR_vs_ROI\"><\/span><span style=\"font-weight: 400;\">APY vs. APR vs. ROI\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">(Kr\u00fcpto)hoiukonto avamine n\u00f5uab mitmete n\u00e4itajate hoolikat kaalumist. \u00dcks neist on <\/span><b>aastane protsentuaalne tootlus ehk APY<\/b><span style=\"font-weight: 400;\">, mis kujutab endast protsentuaalselt teie aastase investeerimiskasumi.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Praktikas saate kasutada kr\u00fcptoraha hoiukontot, et hoida oma coins, saada nendelt coins-delt eelnevalt kindlaks m\u00e4\u00e4ratud tootlust ja seej\u00e4rel n\u00e4ha, kuidas teie saldo aja jooksul j\u00e4rk-j\u00e4rgult suureneb.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">APY on m\u00f5\u00f5dik, mida kasutatakse selleks, et m\u00e4\u00e4rata kindlaks intressi summa, mida saate oma hoiukonto kaudu igal aastal koguda. Selleks, <\/span><b>k\u00f5rgem aastane tootlusm\u00e4\u00e4r t\u00e4hendab alati tegelikku intressim\u00e4\u00e4ra, mida makstakse teie kontoj\u00e4\u00e4gile, mis arvestab liitintressi m\u00f5ju. <\/b><span style=\"font-weight: 400;\">(selgitatud allpool).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V\u00f5ite koguda APY-d mitme hoiukonto, sealhulgas hoiukontode, kr\u00fcptoinvesteeringute kontode v\u00f5i hoiusesertifikaatide (CD) kaudu.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Lisaks sellele saavad kliendid laenuandja, krediitkaardi v\u00f5i finantstoote valiku kohta teadliku otsuse tegemiseks kasutada <\/span><b>aastane protsendim\u00e4\u00e4r (APR)<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tegelik krediidi kulukuse m\u00e4\u00e4r n\u00e4itab raha laenamise v\u00f5i investeeringu intressi teenimise tegelikku maksumust teatud ajavahemiku jooksul. <\/span><b>Sellisel juhul ei v\u00f5eta arvesse liitmist.<\/b><span style=\"font-weight: 400;\">, kuid tehinguga v\u00f5ivad kaasneda lisatasud v\u00f5i -kulud.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">L\u00f5puks, m\u00e4\u00e4r <\/span><b>investeeringu tasuvus (ROI)<\/b><span style=\"font-weight: 400;\"> on m\u00f5\u00f5dupuu, mida kasutatakse \u00e4ris ja rahanduses, et hinnata finantskohustuse edukust. Investeeringu tasuvus on viis v\u00e4lja selgitada, kui palju raha saite investeeringust v\u00f5rreldes sellega, kui palju te sellesse panustasite.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Types_of_Interest\"><\/span><span style=\"font-weight: 400;\">Huvide liigid<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><b><a href=\"https:\/\/coinkickoff.com\/et\/uhendkomponent\/\" data-internallinksmanager029f6b8e52c=\"108\" title=\"Mis on Compound (COMP) Kuidas see toimib ja kust seda osta?\">\u00dchendatud<\/a> huvi <\/b><span style=\"font-weight: 400;\">viitab summale, mida teenite kas oma kontole paigutatud kr\u00fcptoraha hoiustelt (mida nimetatakse ka p\u00f5hisummaks) v\u00f5i s\u00e4\u00e4studelt kogunenud intressile. Kuna alusvara v\u00e4\u00e4rtus suureneb, v\u00f5ite m\u00f5elda liitintressist kui <\/span><b>\"intressi intressi pealt<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><b>Lihtne intress seevastu viitab ainult intressile, mis koguneb ainult algse hoiuse pealt.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Kuna liitmine toimib, on v\u00f5imalik aja jooksul luua uusi vahendeid, mis on \u00fcks p\u00f5hjus, miks liitintressi peetakse finantsmaailmas v\u00f5imsaks investeerimisvahendiks.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Lisaks sellele liidetakse investeeringult teenitud intressi ja lisatakse regulaarselt p\u00f5hisummale, mis v\u00f5imaldab saldo suurenemist. Suurenenud saldo tulemusena on iga intressimakse suurem.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"The_Variable_vs_Fixed_APY\"><\/span><span style=\"font-weight: 400;\">Muutuv vs. fikseeritud APY<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Teie investeeringu aastane protsentuaalne tootlus v\u00f5ib olla kas <\/span><b>fikseeritud<\/b><span style=\"font-weight: 400;\"> v\u00f5i <\/span><b>muutuv<\/b><span style=\"font-weight: 400;\">. Selgituseks: see t\u00e4hendab, et m\u00e4\u00e4r, millega teie s\u00e4\u00e4stud kasvavad, j\u00e4\u00e4b kas p\u00fcsima eelnevalt kindlaks m\u00e4\u00e4ratud ajaks (kui tegemist on fikseeritud m\u00e4\u00e4raga) v\u00f5i k\u00f5igub vastavalt turutingimustele (kui m\u00e4\u00e4r on muutuv).<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Start_Generating_APY_in_Crypto\"><\/span><span style=\"font-weight: 400;\">Kuidas alustada APY genereerimist kr\u00fcptos?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Panustamine tokens, nende hoidmine kr\u00fcptos\u00e4\u00e4stukontol v\u00f5i osalemine <\/span><a href=\"https:\/\/coinmarketcap.com\/alexandria\/article\/what-is-yield-farming\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">tootlik p\u00f5llumajandus<\/span><\/a><span style=\"font-weight: 400;\"> laenates kr\u00fcptoraha likviidsusfondi, on erinevad viisid, kuidas saate teenida oma kr\u00fcptoinvesteeringutelt intressi liitintressiga.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kr\u00fcptokaubandusplatvormid, detsentraliseeritud finantsprotokollid (DeFi) ja digitaalsed rahakoti rakendused on k\u00f5ik kohad, kus saate oma kr\u00fcptovarudega sellistes intressi teenivates tegevustes osaleda.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kuid enne, kui otsustate platvormi, protokolli v\u00f5i rahakoti rakenduse kasuks, mille puhul arvate, et saate oma kr\u00fcptodelt k\u00f5ige k\u00f5rgemat APY-d, peaksite kaaluma mitmeid teisi aspekte:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Klientide hoiuste eest makstakse tavaliselt intressi sama kr\u00fcptoraha eest, mille nad algselt hoiustasid.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Erinevate platvormide pakutavate APY m\u00e4\u00e4rade vahel on suur konkurents. Seet\u00f5ttu vahetavad kauplejad, kes teenivad oma kr\u00fcpto intressi l\u00e4bi tootluse kasvatamise, m\u00f5nikord erinevate platvormide likviidsusparkide vahel, l\u00e4htudes parematest m\u00e4\u00e4radest. See tasub muidugi ainult siis, kui tehingutega seotud tasud ei ole liiga k\u00f5rged.\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">M\u00f5ned kr\u00fcptoalgatused v\u00f5ivad olla vigased, seega peaksite olema \u00e4\u00e4rmiselt ettevaatlik, kuhu oma raha panete.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"How_Does_Staking_Crypto_Work\"><\/span><span style=\"font-weight: 400;\">Kuidas t\u00f6\u00f6tab kr\u00fcpto panustamine?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Kui tegemist on intresside v\u00f5i muude preemiate teenimisega, <\/span><a href=\"https:\/\/coinkickoff.com\/et\/what-is-crypto-staking\/\"><span style=\"font-weight: 400;\">panustamine<\/span><\/a><span style=\"font-weight: 400;\"> on k\u00f5ige tavalisem ja lihtsam l\u00e4henemisviis.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Panustamine on tasuvaba finantsvahend, mille abil saate teenida intressi oma digitaalsesse rahakotti salvestatud coins-le. Plokiahela struktuur koos Proof-of-Stake (PoS) konsensusmehhanismiga v\u00f5imaldab kr\u00fcptoinvestoritel kasutada seda ainulaadset v\u00f5imalust, et luua oma kr\u00fcptos\u00e4\u00e4studelt passiivset tulu ja APY-tootlust.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kauplejad, kes toetuvad plokiahelale, mis sisaldab Proof-of-Stake'i, et hoida ja kaitsta oma digitaalseid varasid, on v\u00f5imelised \"panustama\" oma token-d, kindlustades need aruka lepinguga. Plokiahelas valideeritakse iga uus tehing, kasutades tokensid, mis on panustatud, et luua konsensus plokiahelav\u00f5rku moodustavate s\u00f5lmede vahel.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">See omakorda kaitseb v\u00f5rku ja takistab ebaseaduslike tehingute toimumist. Selle tulemusena teenite APY, et toetate plokiahela v\u00f5rgustikku oma panusega coins. Passiivne tulu kantakse automaatselt teie kontoj\u00e4\u00e4gile ja liidetakse teie panustatud kr\u00fcptoraha osalusega.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Safe_Is_Crypto_Staking\"><\/span><span style=\"font-weight: 400;\">Kui turvaline on kr\u00fcpto panustamine?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.investopedia.com\/articles\/investing\/052014\/why-bitcoins-value-so-volatile.asp#:~:text=Bitcoin&#039;s%20price%20fluctuates%20because%20it,together%20to%20create%20price%20volatility.\" target=\"_blank\" rel=\"noopener\">Hinna volatiilsus<\/a> on k\u00f5ige ilmsem m\u00e4rk riskist, mis kaasneb kr\u00fcptoraha panustamisega. See risk on levinud, nagu risk, mis on seotud peaaegu iga investeeringuga. N\u00e4iteks kui panustamise ajal langeb teie panustatava coin v\u00e4\u00e4rtus, ei pruugi panustamise kaudu teenitud kasum olla piisav, et katta kahjumit.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Lisaks sellele on v\u00f5imalik, et m\u00f5ned hiljutisemad DeFi-p\u00fc\u00fcdlused, mis kiidavad tohutute intressim\u00e4\u00e4radega, v\u00f5ivad \u00e4kki kokku kukkuda, j\u00e4ttes teid t\u00fchjaks. K\u00f5ige ettevaatlikum, mida saate teha, on kontrollida selle coin arengukava, mida soovite panustada, ja veenduda, et selle loojad ei kavatse oma kr\u00fcptovaluutaprojektist \u00fcsna varsti loobuda.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Earning_APY_by_Staking_Crypto_on_Binance\"><\/span><span style=\"font-weight: 400;\">APY teenimine Binance kr\u00fcpto panustamisega Binance-l<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Siin on nimekiri passiivse sissetuleku teenimise v\u00f5imalustest k\u00f5ige silmapaistvamal b\u00f6rsil, <\/span><a href=\"https:\/\/accounts.binance.com\/register?ref=BLJQ60RW\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Binance<\/span><\/a><span style=\"font-weight: 400;\">. Selle platvormi kaudu saate osaleda kr\u00fcpto panustamises ja seega suurendada oma kr\u00fcptovaluuta osaluste APY-tootlust.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Binance_Earn\"><\/span><span style=\"font-weight: 400;\">Binance teenida<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Saate oluliselt laiendada oma kr\u00fcptovaluuta portfelli abiga <\/span><a href=\"https:\/\/www.binance.com\/en\/support\/faq\/what-is-binance-earn-and-how-to-use-it-bc076f0eb7fb4ae182de6c5eb8968dec\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Binance teenida<\/span><\/a><span style=\"font-weight: 400;\">'s erinevaid t\u00f6\u00f6riistu. Platvorm pakub mitmeid v\u00f5imalusi, n\u00e4iteks <\/span><b>Garanteeritud tulu<\/b><span style=\"font-weight: 400;\">, <\/span><b>S\u00e4\u00e4stud<\/b><span style=\"font-weight: 400;\">, <\/span><b><a href=\"https:\/\/coinkickoff.com\/et\/binance-coin-bnb\/\" data-internallinksmanager029f6b8e52c=\"6\" title=\"Mis on Binance Coin (BNB)? Kuidas see t\u00f6\u00f6tab ja kust seda osta?\">BNB<\/a> Vault<\/b><span style=\"font-weight: 400;\">, <\/span><b>Launchpool<\/b><span style=\"font-weight: 400;\">ja muudki.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Praegu, <a href=\"https:\/\/coinkickoff.com\/et\/binance-review\/\" data-internallinksmanager029f6b8e52c=\"152\" title=\"Binance Arvamused 2024: Omadused, tasud, turvalisus, plussid ja miinused\">Binance<\/a> Earn v\u00f5imaldab kasutajatel valida kahe erineva teenimisviisi vahel: <\/span><b>Garanteeritud<\/b><span style=\"font-weight: 400;\"> ja <\/span><b>K\u00f5rge tootlus<\/b><span style=\"font-weight: 400;\">. Kr\u00fcptovaluuta investorid v\u00f5ivad panna oma raha stabiilsessecoins, mis pakuvad garanteeritud tulu, v\u00f5i k\u00f5rge tootlusega panustamise coins, mis pakuvad keskmisest suuremat tulu, vastutasuks suurema riski eest kaotada oma algne investeering.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00dcksk\u00f5ik kui atraktiivne tootlus ka ei tunduks, ei tohiks kunagi riskida rohkem, kui saate mugavalt endale lubada kaotada.<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Guaranteed_Earning\"><\/span><span style=\"font-weight: 400;\">Garanteeritud tulu<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-weight: 400;\">K\u00f5ik Binance Earn armatuurlaual \"Garanteeritud\" sildi all olevad elemendid oleksid hea koht, kust alustada, kui olete kr\u00fcptoraha maailmas uus. Need tooted pakuvad keskmisest oluliselt stabiilsemat APY tootlust ja p\u00e4rast esialgset lukustusperioodi on teil \u00f5igus saada oma p\u00f5hiinvesteering tagasi.<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Savings\"><\/span><span style=\"font-weight: 400;\">S\u00e4\u00e4stud<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-weight: 400;\">The <\/span><b>S\u00e4\u00e4stud<\/b><span style=\"font-weight: 400;\"> funktsioon on see, mis paistab nende v\u00f5imaluste hulgast k\u00f5ige rohkem silma. Nimelt v\u00f5imaldab Savings kr\u00fcptoinvestoritel valida kahe erineva tootekategooria vahel: <\/span><b>Paindlik s\u00e4\u00e4stmine<\/b><span style=\"font-weight: 400;\"> ja <\/span><b>Fikseeritud s\u00e4\u00e4stud<\/b><span style=\"font-weight: 400;\">. Saate oma kr\u00fcptoraha hoiustada analoogselt n\u00f5udmiseni hoiusega pangas ja teenida oma mitteaktiivsetelt vahenditelt igap\u00e4evast intressi.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Erinevalt <\/span><b>Fikseeritud s\u00e4\u00e4stud<\/b><span style=\"font-weight: 400;\">, kus raha tuleb hoiustada teatud ajaks, saades vastutasuks k\u00f5rgema tootluse, <\/span><b>Paindlik s\u00e4\u00e4stmine<\/b><span style=\"font-weight: 400;\"> v\u00f5ib igal ajal tagasi v\u00f5tta. Pidage meeles, et kui te v\u00f5tate oma fikseeritud hoiukontolt ennet\u00e4htaegselt raha v\u00e4lja, kaotate ka k\u00f5ik selle aja jooksul kogunenud intressid.<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Launchpool\"><\/span><span style=\"font-weight: 400;\">Launchpool<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Kui otsite kohta, kust leida uusi varasid, <\/span><b>Launchpool <\/b><span style=\"font-weight: 400;\">on teie parim valik. Hiljuti v\u00e4lja antud token on saadaval stiimulitena panustamise eest. <a href=\"https:\/\/coinkickoff.com\/et\/bitcoin-btc\/\" data-internallinksmanager029f6b8e52c=\"1\" title=\"Mis on Bitcoin (BTC)? Hind, ajalugu ja kust osta\">Bitcoin<\/a>, <a href=\"https:\/\/coinkickoff.com\/et\/bitcoin-cash-bch\/\" data-internallinksmanager029f6b8e52c=\"26\" title=\"Mis on Bitcoin Cash (BCH)? Hind, ajalugu ja kust osta\">Bitcoin Sularaha<\/a>, Bitcoin USD ja muud kr\u00fcptovaluutad. Teil on piiramatu juurdep\u00e4\u00e4s k\u00f5ikidele panustatavatele rahalistele vahenditele, lisaks tehakse k\u00f5igile panustajatele tunnip\u00f5hiseid v\u00e4ljamakseid.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kasutajad, kes panustavad oma digitaalseid valuutasid DeFi projektidesse, aidates kaasa likviidsuspuuli stabiilsusele, teenivad oma osaluse eest boonust. Kuna investorid reinvesteerivad oma kasumi, k\u00e4ivitavad nad protsessi, mida nimetatakse tootluse kasvatamiseks.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">BNB Vault on investeerimislahendus, mis pakub garanteeritud tulu teie kapitalile ja aitab teil leida oma kasutamata kr\u00fcptovaluutadele produktiivset kasutust.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pannes oma raha Vault'i, saavad BNB HODL-i kasutajad mitmekesistada oma osalusi paljude tsentraliseeritud ja detsentraliseeritud finantstoodete vahel \u00fche lihtsustatud protsessiga, maksimeerides oma tulu, kasutades samal ajal \u00e4ra mitmesuguseid v\u00f5imalusi Binance \u00f6kos\u00fcsteemis.<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Locked_Staking\"><\/span><span style=\"font-weight: 400;\">Lukustatud panustamine<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><b>Lukustatud panustamine<\/b><span style=\"font-weight: 400;\"> on meetod, mille abil saab teenida preemiaid, panustades kr\u00fcptoraha plokiahelas. Kui teie registreerimine on kontrollitud, on teil juurdep\u00e4\u00e4s nendele varadele lunastamiseks, kuid enne seda on olemas ooteaeg. See blokeeringu kestus on tooteti erinev, s\u00f5ltuvalt sellest, millise coin te otsustate omandada.<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"DeFi_Staking\"><\/span><span style=\"font-weight: 400;\">DeFi panustamine<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-weight: 400;\">DeFi (Decentralized Finance) on algatus, mis kasutab plokiahela tehnoloogiat ja arukaid lepinguid, et pakkuda detsentraliseeritud finantsteenuseid. Binance l\u00f5i selle APY-tootlusega v\u00f5imaluse, et h\u00f5lbustada tarbijate osalemist erinevates detsentraliseeritud algatustes, mis on seotud kr\u00fcptovaluutadega.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Selle tulemusel saate n\u00fc\u00fcd Binances h\u00f5lpsasti DeFi maailma siseneda, ilma et peaksite muretsema privaatv\u00f5tmete haldamise, ressursside hankimise, tehingute tegemise v\u00f5i muude DeFi panustamises osalemiseks vajalike raskete \u00fclesannete t\u00e4itmise p\u00e4rast.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pidage meeles, et DeFi toodetel on kohustuslikud lukustusperioodid, nii et kui peate oma raha eelnevalt eemaldama, v\u00f5ite kaotada vastavad preemiad. Enne DeFi panustamise alustamist Binance suurema APY tulu saamiseks peate tutvuma t\u00e4iendavat teavet sisaldavate tootesuunistega.<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Dual_Investment\"><\/span><span style=\"font-weight: 400;\">Topeltinvesteeringud<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Topeltinvesteeringu strateegia abil saate juhtida oma riskipositsiooni kahel erineval viisil.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Binance'd <\/span><b>Kahekordne investeerimine<\/b><span style=\"font-weight: 400;\"> funktsionaalsus v\u00f5imaldab kasutajatel hoiustada \u00fchte coin, teenides samal ajal intressi kahe erineva vara tootluse alusel. Seda funktsiooni kasutades saate oma kr\u00fcptovarade investeerimisega lukustada oma s\u00e4\u00e4studelt m\u00e4rkimisv\u00e4\u00e4rse intressi ning teenite palju rohkem, kui teie osaluste v\u00e4\u00e4rtus turul p\u00e4rast nende sidumist t\u00f5useb.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Teie rahaliste vahendite v\u00e4\u00e4rtus p\u00e4rast nende hoiustamist <\/span><b>Binance Dual Investing<\/b><span style=\"font-weight: 400;\"> p\u00f5hineb kr\u00fcptovaluutaturu tulemuslikkusel. P\u00e4rast toote t\u00e4htaja l\u00f5ppemist saate raha v\u00e4lja v\u00f5tta, kasutades kas BTC v\u00f5i <a href=\"https:\/\/coinkickoff.com\/et\/binance-usd-busd\/\" data-internallinksmanager029f6b8e52c=\"13\" title=\"Mis on Binance USD (BUSD)? Hind, ajalugu ja kust osta\">BUSD<\/a>. Kasumid ei ole garanteeritud, kuid need v\u00f5ivad t\u00f5usta nii k\u00f5rgele, kui soovite, ja te saate neid kasutada oma digitaalsete varadega seotud riskide kontrollimiseks.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kui leping l\u00f5peb, otsustatakse l\u00f5plik arveldus coin, sobitades arveldushinna selle p\u00e4eva hetkehinnaga. Juhul, kui teie kr\u00fcptovaluuta varade turuhind t\u00f5useb ja teie tulu on suurem kui s\u00e4\u00e4stum\u00e4\u00e4r, saate suurema summa.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Isegi kui teie kr\u00fcptovarade turuv\u00e4\u00e4rtus langeb v\u00f5i teie tulu on madalam kui s\u00e4\u00e4stmise m\u00e4\u00e4r, saate oma vahenditelt ikkagi intressi.  Teie kasum l\u00e4heb alati teile, nii et \u00e4rge muretsege selle jaotamise p\u00e4rast.<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Binance_Liquid_Swap\"><\/span><span style=\"font-weight: 400;\">Binance vedeliku vahetamine<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Saate igal ajal likviidsusbasseinist varasid v\u00e4lja v\u00f5tta v\u00f5i selle sees kr\u00fcptosid vahetada, et v\u00e4hendada libisemist ja soodsaid k\u00e4itlemistasusid. Kui aga soovite vahetada ainult \u00fchte vara, peate maksma teenustasu.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><span style=\"font-weight: 400;\">Kokkuv\u00f5te<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Kui olete kr\u00fcptoraha entusiast, kes otsib oma hoiuste tootlust, v\u00f5iks olla sobivaks lahenduseks APY-ga hoiukonto. M\u00f5nel k\u00f5ige tuntumal kauplemisplatvormil on teie jaoks saadaval suur valik kr\u00fcptotootlusega v\u00f5imalusi.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kahjude v\u00e4ltimiseks lugege enne selle finantsinstrumendiga kauplemise alustamist p\u00f5hjalikult l\u00e4bi. P\u00f6\u00f6rake erilist t\u00e4helepanu tasudele, sisenemisn\u00f5uetele, intressi teenimise protsessile ja olemasolevatele digitaalsetele varadele, sest need erinevad platvormiti.\u00a0<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Paljude investorite pikaajaline eesm\u00e4rk on ehitada oma portfelli nii palju, et nad suudaksid end \u00fclal pidada \u00fcksnes saadud intresside ja dividendide arvelt. Kui fantastiline oleks see, kui teie kr\u00fcptovarad kasvaksid ilma teiepoolse pingutuseta? T\u00e4nu suhteliselt uuele praktikale, mida tuntakse kr\u00fcpto panustamise nime all, v\u00f5ib see olla just [...]<\/p>","protected":false},"author":3,"featured_media":3014,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","_glsr_average":0,"_glsr_ranking":0,"_glsr_reviews":0,"footnotes":""},"categories":[11],"tags":[],"class_list":{"0":"post-3013","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-knowledge","8":"entry"},"featured_image_src":"https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-apy-1-600x400.jpg","featured_image_src_square":"https:\/\/coinkickoff.com\/wp-content\/uploads\/what-is-apy-1-600x600.jpg","author_info":{"display_name":"Ian Wright","author_link":"https:\/\/coinkickoff.com\/et\/author\/ianw\/"},"_links":{"self":[{"href":"https:\/\/coinkickoff.com\/et\/wp-json\/wp\/v2\/posts\/3013","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/coinkickoff.com\/et\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/coinkickoff.com\/et\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/et\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/et\/wp-json\/wp\/v2\/comments?post=3013"}],"version-history":[{"count":3,"href":"https:\/\/coinkickoff.com\/et\/wp-json\/wp\/v2\/posts\/3013\/revisions"}],"predecessor-version":[{"id":3114,"href":"https:\/\/coinkickoff.com\/et\/wp-json\/wp\/v2\/posts\/3013\/revisions\/3114"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/et\/wp-json\/wp\/v2\/media\/3014"}],"wp:attachment":[{"href":"https:\/\/coinkickoff.com\/et\/wp-json\/wp\/v2\/media?parent=3013"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/coinkickoff.com\/et\/wp-json\/wp\/v2\/categories?post=3013"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/coinkickoff.com\/et\/wp-json\/wp\/v2\/tags?post=3013"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}