{"id":3765,"date":"2023-05-31T10:49:44","date_gmt":"2023-05-31T10:49:44","guid":{"rendered":"https:\/\/coinkickoff.com\/?p=3765"},"modified":"2026-01-08T14:14:54","modified_gmt":"2026-01-08T14:14:54","slug":"usdc-vs-frax","status":"publish","type":"post","link":"https:\/\/coinkickoff.com\/cs\/usdc-vs-frax\/","title":{"rendered":"USDC vs FRAX"},"content":{"rendered":"<h1><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-290 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/08\/Frax-Crypto.jpg\" alt=\"USDC vs FRAX\" width=\"1000\" height=\"533\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/08\/Frax-Crypto.jpg 1000w, https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/08\/Frax-Crypto-300x160.jpg 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/08\/Frax-Crypto-768x409.jpg 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/08\/Frax-Crypto-18x10.jpg 18w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/h1>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_84 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Sekce<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"P\u0159epnut\u00ed tabulky obsahu\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">P\u0159ep\u00edna\u010d<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/coinkickoff.com\/cs\/usdc-vs-frax\/#USDC_vs_FRAX\" >USDC vs FRAX<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/coinkickoff.com\/cs\/usdc-vs-frax\/#The_History_of_USDC_and_FRAX\" >Historie USDC a FRAX<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/coinkickoff.com\/cs\/usdc-vs-frax\/#How_Do_USDC_and_FRAX_Work\" >Jak funguje USDC a FRAX?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/coinkickoff.com\/cs\/usdc-vs-frax\/#What_Are_the_Main_Use_Cases_of_USDC_and_FRAX\" >Jak\u00e9 jsou hlavn\u00ed p\u0159\u00edpady pou\u017eit\u00ed USDC a FRAX?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/coinkickoff.com\/cs\/usdc-vs-frax\/#USDC_and_FRAX_Price_History\" >USDC a FRAX Cenov\u00e1 historie<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/coinkickoff.com\/cs\/usdc-vs-frax\/#USDC_Price_History\" >USDC Cenov\u00e1 historie<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/coinkickoff.com\/cs\/usdc-vs-frax\/#FRAX_Price_History\" >Historie ceny FRAX<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/coinkickoff.com\/cs\/usdc-vs-frax\/#USDC_and_FRAX_Market_Cap\" >USDC a FRAX Tr\u017en\u00ed kapitalizace<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/coinkickoff.com\/cs\/usdc-vs-frax\/#USDC_Market_Cap\" >USDC Tr\u017en\u00ed kapitalizace<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/coinkickoff.com\/cs\/usdc-vs-frax\/#FRAX_Market_Cap\" >FRAX Tr\u017en\u00ed kapitalizace<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/coinkickoff.com\/cs\/usdc-vs-frax\/#USDC_vs_FRAX_Main_Similarities\" >USDC vs FRAX: Hlavn\u00ed podobnosti\u00a0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/coinkickoff.com\/cs\/usdc-vs-frax\/#DeFi_Rewards\" >Odm\u011bny DeFi\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/coinkickoff.com\/cs\/usdc-vs-frax\/#Centralization\" >Centralizace\u00a0<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/coinkickoff.com\/cs\/usdc-vs-frax\/#USDC_vs_FRAX_Main_Differences\" >USDC vs FRAX: Hlavn\u00ed rozd\u00edly\u00a0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/coinkickoff.com\/cs\/usdc-vs-frax\/#Collaterals\" >Kolater\u00e1ly<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/coinkickoff.com\/cs\/usdc-vs-frax\/#Reserves\" >Rezervy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/coinkickoff.com\/cs\/usdc-vs-frax\/#Market_Capitalization\" >Tr\u017en\u00ed kapitalizace<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/coinkickoff.com\/cs\/usdc-vs-frax\/#Risks_Associated_With_USDC_and_FRAX\" >Rizika spojen\u00e1 s USDC a FRAXem\u00a0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/coinkickoff.com\/cs\/usdc-vs-frax\/#Risk_of_Depegging\" >Riziko depeggingu<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/coinkickoff.com\/cs\/usdc-vs-frax\/#Legal_and_Financial_Risks\" >Pr\u00e1vn\u00ed a finan\u010dn\u00ed rizika<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/coinkickoff.com\/cs\/usdc-vs-frax\/#Where_Can_You_Buy_USDC_and_FRAX\" >Kde m\u016f\u017eete koupit USDC a FRAX?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/coinkickoff.com\/cs\/usdc-vs-frax\/#How_Can_You_Exchange_USDC_for_FRAX\" >Jak m\u016f\u017eete vym\u011bnit USDC za FRAX?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/coinkickoff.com\/cs\/usdc-vs-frax\/#Future_Plans_for_USDC_and_FRAX\" >Budouc\u00ed pl\u00e1ny pro USDC a FRAX<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h1><span class=\"ez-toc-section\" id=\"USDC_vs_FRAX\"><\/span><span style=\"font-weight: 400;\">USDC vs FRAX<\/span><span class=\"ez-toc-section-end\"><\/span><\/h1>\n<p><span style=\"font-weight: 400;\">Na pap\u00ed\u0159e, <a href=\"https:\/\/coinkickoff.com\/cs\/usd-coin-usdc\/\" data-internallinksmanager029f6b8e52c=\"8\" title=\"Co je USD Coin (USDC)? Jak funguje a kde ho koupit?\">USDC<\/a> a <a href=\"https:\/\/coinkickoff.com\/cs\/frax-crypto-frax\/\" data-internallinksmanager029f6b8e52c=\"51\" title=\"Co je Frax Crypto (FRAX)? Jak funguje a kde ho koupit?\">FRAX<\/a> jsou si dost podobn\u00e9: jsou stabiln\u011bcoins nav\u00e1z\u00e1ny na americk\u00fd dolar. Maj\u00ed v\u0161ak d\u016fle\u017eit\u00e9 rozd\u00edly, o kter\u00fdch byste m\u011bli v\u011bd\u011bt, ne\u017e si n\u011bkterou z nich koup\u00edte.coin.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V tomto \u010dl\u00e1nku porovn\u00e1v\u00e1me USDC a Frax, abychom v\u00e1m pomohli pochopit rizika a v\u00fdhody investice do t\u011bchto stabiln\u00edchcoins. Bez dal\u0161\u00edch podrobnost\u00ed v\u00e1m p\u0159in\u00e1\u0161\u00edme na\u0161i recenzi USDC vs. Frax.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"The_History_of_USDC_and_FRAX\"><\/span><span style=\"font-weight: 400;\">Historie USDC a FRAX<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>Vydal <a href=\"https:\/\/coinkickoff.com\/cs\/coinbase-review\/\">Coinbase<\/a>, jeden z nejv\u011bt\u0161\u00edch <a href=\"https:\/\/coinkickoff.com\/cs\/crypto-exchanges\/\" data-internallinksmanager029f6b8e52c=\"141\" title=\"21 Nejlep\u0161\u00ed kryptom\u011bnov\u00e9 burzy a aplikace v roce 2024\">kryptografick\u00e9 burzy<\/a> na sv\u011bt\u011b a Circle Consortium, USDC je podle tr\u017en\u00ed kapitalizace druhou nejv\u011bt\u0161\u00ed stabiln\u00ed spole\u010dnost\u00ed na sv\u011bt\u011bcoin.\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">USDC byla poprv\u00e9 uvedena na trh v roce 2018 jako regulovan\u00e1 alternativa v USA k USDC. <a href=\"https:\/\/coinkickoff.com\/cs\/tether-usdt\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"Co je Tether (USDT)? Jak funguje a kde ho koupit?\">USDT<\/a>, prvn\u00ed a nej\u00fasp\u011b\u0161n\u011bj\u0161\u00ed stabiln\u00edcoin na sv\u011bt\u011b. Aktivum m\u011blo b\u00fdt <\/span><a href=\"https:\/\/www.bloomberg.com\/news\/articles\/2021-08-11\/coinbase-drops-promise-of-token-s-cash-backing-that-wasn-t-true\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">kryt\u00e9 americk\u00fdmi dolary ve feder\u00e1ln\u011b poji\u0161t\u011bn\u00fdch bank\u00e1ch.<\/span><\/a><span style=\"font-weight: 400;\">, i kdy\u017e Circle nakonec p\u0159ipustil, \u017ee <\/span><a href=\"https:\/\/markets.businessinsider.com\/news\/currencies\/coinbase-crypto-stablecoin-usdc-mistake-reserves-treasuries-cash-treasurys-circle-2021-8\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Rezervy USDC nebyly tvo\u0159eny v\u00fdhradn\u011b hotovost\u00ed<\/span><\/a><span style=\"font-weight: 400;\"> v roce 2020.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Samoz\u0159ejm\u011b, \u017ee ani dr\u017een\u00ed rezerv na bankovn\u00edch \u00fa\u010dtech nen\u00ed dokonal\u00fdm \u0159e\u0161en\u00edm, jak se uk\u00e1zalo v roce 2023, kdy se <\/span><a href=\"https:\/\/www.reuters.com\/business\/crypto-firm-circle-reveals-33-bln-exposure-silicon-valley-bank-2023-03-11\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Silvergate Bank vyhl\u00e1sila bankrot<\/span><\/a><span style=\"font-weight: 400;\">. Circle m\u011bl v t\u00e9 dob\u011b v bance Silvergate USDC v hodnot\u011b 3,3 miliardy a jakmile se zpr\u00e1va dostala na st\u00e1nky, do\u0161lo k p\u0159eru\u0161en\u00ed obchodov\u00e1n\u00ed.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">USDC rychle obnovila sv\u016fj 1 USD kol\u00edk, jakmile Circle a FDIC ozn\u00e1mily, \u017ee \u00fa\u010dty Silvergate budou kryty a z\u00e1kazn\u00edci neutrp\u00ed ztr\u00e1ty.<\/span><\/p>\n<p><b>Frax byl uveden na trh v roce 2020. Vyd\u00e1v\u00e1 ji spole\u010dnost Frax Finance, kter\u00e1 je sou\u010d\u00e1st\u00ed skupiny DeFi.<\/b><span style=\"font-weight: 400;\"> A\u010dkoli byl p\u0159i sv\u00e9m spu\u0161t\u011bn\u00ed pom\u011brn\u011b popul\u00e1rn\u00ed, ztratil \u010d\u00e1st sv\u00e9 pozice ve prosp\u011bch jin\u00fdch projekt\u016f stablecoin kv\u016fli riskantn\u00edmu mechanismu peggingu, kter\u00fd \u010d\u00e1ste\u010dn\u011b z\u00e1vis\u00ed na algoritmech.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Do_USDC_and_FRAX_Work\"><\/span><span style=\"font-weight: 400;\">Jak funguje USDC a FRAX?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Pokud v\u00edte, jak funguje stablecoins, m\u00e1te ji\u017e p\u0159edstavu o tom, jak funguj\u00ed FRAX a USDC. Tyto stabiln\u00edcoins lze kdykoli vym\u011bnit za 1 USD, proto\u017ee jsou cenov\u011b stabiln\u00ed, proto n\u00e1zev stabiln\u00edcoins.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ale jak se jim da\u0159\u00ed udr\u017eet cenu na 1 USD? No, USDC to d\u011bl\u00e1 klasick\u00fdm zp\u016fsobem. Udr\u017euje rezervu tvo\u0159enou aktivy, jako jsou hotovost, komer\u010dn\u00ed pap\u00edry a dluhopisy, kter\u00e9 zaru\u010duj\u00ed, \u017ee emitent USDC Circle od v\u00e1s m\u016f\u017ee v\u017edy odkoupit USDC za 1 USD.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">M\u016f\u017eete si to p\u0159edstavit jako banku. Vlo\u017e\u00edte do n\u00ed hotovost, dostanete z n\u00ed krypto, a pokud u\u017e krypto nepot\u0159ebujete, prost\u011b je vym\u011bn\u00edte zp\u011bt za hotovost.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Frax se li\u0161\u00ed od stabiln\u00edchcoins jako USDC a USDT dv\u011bma zp\u016fsoby. Zaprv\u00e9 nen\u00ed kryt\u00fd hotovost\u00ed nebo jej\u00edmi ekvivalenty, ale jin\u00fdmi kryptom\u011bnami jako USDC. Vyd\u00e1vaj\u00edc\u00ed spole\u010dnosti d\u00e1te sv\u016fj coins; ona v\u00e1m d\u00e1 FRAX. Kdy\u017e budete cht\u00edt sv\u016fj coins zp\u011bt, koup\u00ed si od v\u00e1s FRAX za tyto kryptorezervy. Jin\u00fdmi slovy, je to z\u00e1visl\u00e9 na jin\u00fdch kryptoaktiv\u00e1ch.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Abyste mohli razit FRAX, mus\u00edte zajistit sm\u011bs kryptom\u011bn, v\u010detn\u011b vlastn\u00ed nativn\u00ed spr\u00e1vy Frax Finance token. Mus\u00edte uzamknout ur\u010dit\u00e9 mno\u017estv\u00ed <a href=\"https:\/\/coinkickoff.com\/cs\/frax-share-crypto-fxs\/\" data-internallinksmanager029f6b8e52c=\"94\" title=\"Co je Frax Share Crypto (FXS)? Cena a kde ji koupit\">FXS<\/a> spolu s dal\u0161\u00ed \u0161ifrou coin, jako je USDC, abyste z\u00edskali FRAX.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Jak si dok\u00e1\u017eete p\u0159edstavit, p\u0159in\u00e1\u0161\u00ed to do procesu dal\u0161\u00ed prvek rizika: Pokud kryptom\u011bny, kter\u00e9 podporuj\u00ed FRAX, ztrat\u00ed svou hodnotu, spole\u010dnost ji\u017e nem\u016f\u017ee zaru\u010dit 1 USD peg pro FRAX. Aby se toto riziko zm\u00edrnilo, FRAX pou\u017e\u00edv\u00e1 algoritmus, kter\u00fd rozhoduje o sm\u011bnn\u00e9m kurzu mezi kryptokolater\u00e1ly a FRAXem. FRAX je tedy poloalgoritmick\u00fd coin.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Dal\u0161\u00ed slabinou je v\u0161ak z\u00e1vislost FRAXu na FXS. Pokud nap\u0159\u00edklad koup\u00edte 1 FRAX t\u00edm, \u017ee si uzamknete 0,50 USD v hodnot\u011b USDC a 0,50 USD v hodnot\u011b FXS, je hodnota va\u0161eho aktiva v\u00e1z\u00e1na na hodnotu USDC i FXS. V ide\u00e1ln\u00edm p\u0159\u00edpad\u011b by hodnota FXS m\u011bla r\u016fst s t\u00edm, jak FRAX z\u00edsk\u00e1v\u00e1 na popularit\u011b, ale historicky tomu bylo naopak.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Jin\u00fdmi slovy, na rozd\u00edl od USDC je FRAX nedostate\u010dn\u011b zaji\u0161t\u011bn. To znamen\u00e1, \u017ee rezervy, kter\u00e9 kryj\u00ed FRAX, nesta\u010d\u00ed k \u00fapln\u00e9mu zaji\u0161t\u011bn\u00ed cenov\u00e9 stability FRAX.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_the_Main_Use_Cases_of_USDC_and_FRAX\"><\/span><span style=\"font-weight: 400;\">Jak\u00e9 jsou hlavn\u00ed p\u0159\u00edpady pou\u017eit\u00ed USDC a FRAX?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Jedn\u00edm z hlavn\u00edch p\u0159\u00edpad\u016f pou\u017eit\u00ed stablecoins jsou okam\u017eit\u00e9 p\u0159evody hodnot: Tis\u00edce dolar\u016f m\u016f\u017eete poslat komukoli na sv\u011bt\u011b jednodu\u0161e tak, \u017ee si koup\u00edte USDC a po\u0161lete ho na jeho \u00fa\u010det. Pos\u00edl\u00e1n\u00ed USDC je mnohem rychlej\u0161\u00ed ne\u017e p\u0159evod pen\u011bz, zejm\u00e9na pokud prov\u00e1d\u00edte p\u0159eshrani\u010dn\u00ed transakce.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Jako druh\u00fd nejv\u011bt\u0161\u00ed stabiln\u00edcoin na sv\u011bt\u011b m\u00e1 USDC i n\u011bkolik dal\u0161\u00edch mo\u017enost\u00ed vyu\u017eit\u00ed: Mnoho kryptografick\u00fdch burz provozuje USDC trhy pro r\u016fzn\u00e9 jin\u00e9 coins, kter\u00e9 denominuj\u00ed ceny coin v USDC. <\/span><b>To znamen\u00e1, \u017ee s USDC m\u016f\u017eete obchodovat s v\u011bt\u0161inou ostatn\u00edch kryptom\u011bn.\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Dal\u0161\u00ed v\u00fdhodou USDC je jeho u\u017eite\u010dnost jako investi\u010dn\u00edho produktu DeFi. <\/span><b>Sv\u016fj USDC m\u016f\u017eete uzamknout v poolech DeFi a z\u00edskat tak pasivn\u00ed p\u0159\u00edjem ze sv\u00fdch prost\u0159edk\u016f.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">FRAX nen\u00ed v t\u011bchto ohledech tak u\u017eite\u010dn\u00fd jako USDC. S FRAX je podstatn\u011b obt\u00ed\u017en\u011bj\u0161\u00ed p\u0159ev\u00e9st hodnotu kv\u016fli jeho mal\u00e9 tr\u017en\u00ed kapitalizaci a nedostate\u010dn\u00e9mu zaji\u0161t\u011bn\u00ed. V\u011bt\u0161ina kryptografick\u00fdch burz tak\u00e9 neprovozuje trhy FRAX\/USD.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Obliba FRAXu v\u0161ak v roce 2023 m\u00edrn\u011b vzrostla, proto\u017ee emitent nab\u00edz\u00ed n\u011bkolik slu\u017eeb, v\u010detn\u011b s\u00e1zek a p\u016fj\u010dov\u00e1n\u00ed pool\u016f pro toto aktivum. Jednou z nejobl\u00edben\u011bj\u0161\u00edch slu\u017eeb, kter\u00e9 nab\u00edz\u00ed, je jejich <\/span><a href=\"https:\/\/docs.frax.finance\/frax-ether\/overview\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Frax Ether<\/span><\/a><span style=\"font-weight: 400;\"> pool, kde mohou u\u017eivatel\u00e9 z\u00edskat 6-10% \u00farok\u016f z jejich <a href=\"https:\/\/coinkickoff.com\/cs\/ethereum-eth\/\" data-internallinksmanager029f6b8e52c=\"2\" title=\"Co je Ethereum (ETH)? Cena, historie a kde koupit\">Ethereum<\/a> vklady.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"USDC_and_FRAX_Price_History\"><\/span><span style=\"font-weight: 400;\">USDC a FRAX Cenov\u00e1 historie<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"USDC_Price_History\"><\/span><span style=\"font-weight: 400;\">USDC Cenov\u00e1 historie<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-3761 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/Screen-Shot-2023-05-31-at-1.09.24-PM-e1685527934221.png\" alt=\"\" width=\"637\" height=\"522\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/Screen-Shot-2023-05-31-at-1.09.24-PM-e1685527934221.png 637w, https:\/\/coinkickoff.com\/wp-content\/uploads\/Screen-Shot-2023-05-31-at-1.09.24-PM-e1685527934221-300x246.png 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/Screen-Shot-2023-05-31-at-1.09.24-PM-e1685527934221-15x12.png 15w\" sizes=\"auto, (max-width: 637px) 100vw, 637px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Jak vid\u00edte, 1 USDC m\u00e1 hodnotu $1. V roce 2023 v\u0161ak USDC na kr\u00e1tkou dobu p\u0159eru\u0161il svou vazbu kv\u016fli zpr\u00e1v\u011b o bankrotu banky Silvergate. Cena USDC se rychle zotavila pot\u00e9, co bylo ozn\u00e1meno, \u017ee kryt\u00ed FDIC banky bude roz\u0161\u00ed\u0159eno tak, aby chr\u00e1nilo rezervy USDC.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"FRAX_Price_History\"><\/span><span style=\"font-weight: 400;\">Historie ceny FRAX<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<h3><span style=\"font-weight: 400;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-2929 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/frax-price-history.png\" alt=\"historie cen frax\" width=\"977\" height=\"633\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/frax-price-history.png 977w, https:\/\/coinkickoff.com\/wp-content\/uploads\/frax-price-history-300x194.png 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/frax-price-history-768x498.png 768w, https:\/\/coinkickoff.com\/wp-content\/uploads\/frax-price-history-18x12.png 18w\" sizes=\"auto, (max-width: 977px) 100vw, 977px\" \/><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Frax m\u00e1 hodnotu p\u0159ibli\u017en\u011b 1 USD, i kdy\u017e v n\u011bkter\u00fdch p\u0159\u00edpadech se cena pohybovala nahoru a dol\u016f. Kol\u00eds\u00e1n\u00ed ceny lze p\u0159i\u010d\u00edst n\u00e1hl\u00e9mu zv\u00fd\u0161en\u00ed nebo poklesu popt\u00e1vky.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"USDC_and_FRAX_Market_Cap\"><\/span><span style=\"font-weight: 400;\">USDC a FRAX Tr\u017en\u00ed kapitalizace<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"USDC_Market_Cap\"><\/span><span style=\"font-weight: 400;\">USDC Tr\u017en\u00ed kapitalizace<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-3760 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/Screen-Shot-2023-05-31-at-1.09.47-PM-e1685527982119.png\" alt=\"\" width=\"644\" height=\"590\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/Screen-Shot-2023-05-31-at-1.09.47-PM-e1685527982119.png 644w, https:\/\/coinkickoff.com\/wp-content\/uploads\/Screen-Shot-2023-05-31-at-1.09.47-PM-e1685527982119-300x275.png 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/Screen-Shot-2023-05-31-at-1.09.47-PM-e1685527982119-13x12.png 13w\" sizes=\"auto, (max-width: 644px) 100vw, 644px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">USDC v prvn\u00edm \u010dtvrtlet\u00ed roku 2023 ztratil \u010d\u00e1st pod\u00edlu na trhu, pravd\u011bpodobn\u011b kv\u016fli zpr\u00e1v\u00e1m o bankrotu spole\u010dnosti Silvergate. Navzdory ztr\u00e1t\u00e1m v\u0161ak toto aktivum st\u00e1le z\u016fst\u00e1v\u00e1 druh\u00fdm nejobl\u00edben\u011bj\u0161\u00edm stabiln\u00edmcoin na trhu.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Existuj\u00ed<\/span><b> p\u0159ibli\u017en\u011b 29 miliard kus\u016f USDC token <\/b><a href=\"https:\/\/coinmarketcap.com\/currencies\/tether\/\" target=\"_blank\" rel=\"noopener\"><b>v ob\u011bhu<\/b><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pro USDC nen\u00ed p\u0159ednastaven \u017e\u00e1dn\u00fd horn\u00ed limit. Kruh a p\u0159idru\u017een\u00e9 organizace se spr\u00e1vn\u00fdm pov\u011b\u0159en\u00edm mohou razit v\u00edce USDC token, dokud je po nich popt\u00e1vka. Kdy\u017e popt\u00e1vka klesne a lid\u00e9 prodaj\u00ed USDC za USD nebo jin\u00e9 token, p\u0159ebyte\u010dn\u00e9 USDC token se sp\u00e1l\u00ed.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">USDC se vyd\u00e1v\u00e1 na Ethereum, <a href=\"https:\/\/coinkickoff.com\/cs\/stellar-xlm\/\" data-internallinksmanager029f6b8e52c=\"33\" title=\"Co je Stellar (XLM), jak funguje a kde ho koupit?\">Stellar<\/a>, <a href=\"https:\/\/coinkickoff.com\/cs\/solana-sol\/\" data-internallinksmanager029f6b8e52c=\"5\" title=\"Co je Solana (SOL)? Jak funguje a kde ho koupit?\">Solana<\/a>a <a href=\"https:\/\/coinkickoff.com\/cs\/algorand-algo\/\" data-internallinksmanager029f6b8e52c=\"182\" title=\"Co je Algorand (ALGO)? Cena, historie a kde koupit\">Algorand<\/a> blockchains a m\u016f\u017eete tak\u00e9 p\u0159istupovat <a href=\"https:\/\/coinkickoff.com\/cs\/tron-trx\/\" data-internallinksmanager029f6b8e52c=\"27\" title=\"Co je Tron (TRX), jak funguje a kde ho koupit?\">TRON<\/a> USDC v s\u00edti Tron.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"FRAX_Market_Cap\"><\/span><span style=\"font-weight: 400;\">FRAX Tr\u017en\u00ed kapitalizace<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-3766 size-full\" src=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/Screen-Shot-2023-05-31-at-1.44.24-PM-e1685529918938.png\" alt=\"\" width=\"723\" height=\"540\" srcset=\"https:\/\/coinkickoff.com\/wp-content\/uploads\/Screen-Shot-2023-05-31-at-1.44.24-PM-e1685529918938.png 723w, https:\/\/coinkickoff.com\/wp-content\/uploads\/Screen-Shot-2023-05-31-at-1.44.24-PM-e1685529918938-300x224.png 300w, https:\/\/coinkickoff.com\/wp-content\/uploads\/Screen-Shot-2023-05-31-at-1.44.24-PM-e1685529918938-16x12.png 16w\" sizes=\"auto, (max-width: 723px) 100vw, 723px\" \/><\/p>\n<p><a href=\"https:\/\/coinmarketcap.com\/currencies\/usd-coin\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">FRAX<\/span><\/a><span style=\"font-weight: 400;\">, kdysi jeden z nejlep\u0161\u00edch stabiln\u00edchcoins v ob\u011bhu, ztratil po p\u00e1du vl\u00e1dy svou popularitu. <a href=\"https:\/\/coinkickoff.com\/cs\/terra-luna\/\" data-internallinksmanager029f6b8e52c=\"4\" title=\"Co bylo Terra (LUNA)? Jak fungoval?\">Terra<\/a> <a href=\"https:\/\/coinkickoff.com\/cs\/terrausd-ust\/\" data-internallinksmanager029f6b8e52c=\"15\" title=\"Co bylo TerraUSD (UST)? Jak fungoval?\">UST<\/a>. Jako \u010d\u00e1ste\u010dn\u011b algoritmick\u00fd coin podpo\u0159en\u00fd USDC je pova\u017eov\u00e1n za m\u00e9n\u011b u\u017eite\u010dn\u00fd a spolehliv\u00fd ve srovn\u00e1n\u00ed s jin\u00fdmi mo\u017enostmi na trhu.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Na trhu je p\u0159ibli\u017en\u011b 1 miliarda FRAX\u016f. Tr\u017en\u00ed kapitalizace je ve srovn\u00e1n\u00ed s USDC pom\u011brn\u011b mal\u00e1. Abychom byli spravedliv\u00ed, jen velmi m\u00e1lo lid\u00ed se kdy odch\u00fdlilo od USDT, USDC a <a href=\"https:\/\/coinkickoff.com\/cs\/binance-usd-busd\/\" data-internallinksmanager029f6b8e52c=\"13\" title=\"Co je Binance USD (BUSD)? Cena, historie a kde koupit\">BUSD<\/a> pokud jde o stabiln\u00edcoins, tak\u017ee n\u00edzk\u00e1 popularita Fraxu nen\u00ed nenorm\u00e1ln\u00ed.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Stejn\u011b jako u ostatn\u00edch stabiln\u00edchcoins nen\u00ed pro FRAX stanoven \u017e\u00e1dn\u00fd limit. V\u00edce FRAX m\u016f\u017eete vyt\u011b\u017eit uzam\u010den\u00edm kolater\u00e1l\u016f v chytr\u00fdch kontraktech. K ra\u017eb\u011b FRAXu je t\u0159eba uzamknout FXS token spolu s jinou akceptovanou kryptom\u011bnou (v\u011bt\u0161inou USDC).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">FRAX nem\u00e1 vlastn\u00ed blockchain a je vyd\u00e1v\u00e1n na Ethereum.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"USDC_vs_FRAX_Main_Similarities\"><\/span><span style=\"font-weight: 400;\">USDC vs FRAX: <\/span><span style=\"font-weight: 400;\">Hlavn\u00ed podobnosti\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Hlavn\u00ed podobnost mezi USDC a FRAX spo\u010d\u00edv\u00e1 v tom, \u017ee oba jsou stabiln\u00edcoins v\u00e1zan\u00fd na USD. Zde je n\u011bkolik dal\u0161\u00edch podobnost\u00ed.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"DeFi_Rewards\"><\/span><span style=\"font-weight: 400;\">Odm\u011bny DeFi\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Stablecoins jsou obl\u00edben\u00e1 aktiva DeFi, ale p\u0159esto\u017ee jsou USDC i FRAX pom\u011brn\u011b popul\u00e1rn\u00ed, existuje mezi nimi d\u016fle\u017eit\u00fd rozd\u00edl z hlediska jejich tr\u017en\u00edho dosahu: Zat\u00edmco USDC m\u016f\u017eete pou\u017e\u00edvat v podstat\u011b ve v\u0161ech protokolech DeFi, FRAX nab\u00edz\u00ed mnohem m\u00e9n\u011b p\u0159\u00edle\u017eitost\u00ed k z\u00edsk\u00e1n\u00ed pasivn\u00edho p\u0159\u00edjmu.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Jednodu\u0161e \u0159e\u010deno, USDC m\u016f\u017eete ve v\u011bt\u0161in\u011b baz\u00e9n\u016f zamknout za slu\u0161n\u00fd v\u00fdnos. Frax v\u00e1m umo\u017e\u0148uje s\u00e1zet Ether v\u00fdm\u011bnou za frxEther, kter\u00fd m\u016f\u017eete s\u00e1zet do vlastn\u00edho Frax tdrxEther v poolu za zisk.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pokud jde o odm\u011bny DeFi, m\u016f\u017eeme \u0159\u00edci, \u017ee FRAX prost\u011b nem\u00e1 stejnou popt\u00e1vku jako USDC.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Centralization\"><\/span><span style=\"font-weight: 400;\">Centralizace\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Mo\u017en\u00e1 v\u00e1s to p\u0159ekvap\u00ed, ale navzdory sv\u00e9mu ozna\u010den\u00ed \"decentralizovan\u00e1 autonomn\u00ed organizace\" nen\u00ed Frax Finance ve skute\u010dnosti p\u0159\u00edli\u0161 decentralizovan\u00fd a ve skute\u010dnosti jej lze pova\u017eovat za centralizovan\u00fd projekt, podobn\u011b jako USDC. Pro\u010d?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">No, je tu n\u011bkolik d\u016fvod\u016f. Jak mnoz\u00ed z v\u00e1s v\u011bd\u00ed, kdy\u017e je kryptografick\u00fd projekt centralizovan\u00fd, znamen\u00e1 to, \u017ee o coin a jeho budoucnosti rozhoduje n\u011bkolik lid\u00ed. Nap\u0159\u00edklad emitent USDC, konsorcium Circle, je centralizovan\u00e1 organizace s r\u016fzn\u00fdmi z\u00fa\u010dastn\u011bn\u00fdmi stranami. Ve srovn\u00e1n\u00ed s ostatn\u00edmi coins je o n\u011bco decentralizovan\u011bj\u0161\u00ed, ale st\u00e1le m\u00e1 daleko k autonomn\u00edmu, komunitou \u0159\u00edzen\u00e9mu projektu.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Spole\u010dnost Frax Finance je nep\u0159ekvapiv\u011b tak\u00e9 ovl\u00e1d\u00e1na n\u011bkolika lidmi. Spr\u00e1vci FRAXu maj\u00ed privilegovan\u00fd p\u0159\u00edstup k protokolu a. <\/span><a href=\"https:\/\/code4rena.com\/reports\/2022-09-frax\/#h-02-frontrunning-by-malicious-validator\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">bezpe\u010dnostn\u00ed audit<\/span><\/a><span style=\"font-weight: 400;\"> v roce 2022 odhalil n\u011bkolik chyb v protokolu projektu, kter\u00e9 jsou neslu\u010diteln\u00e9 s decentralizovanou podobou FRAXu.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Bylo zji\u0161t\u011bno, \u017ee vybran\u00ed ov\u011b\u0159ovatel\u00e9 mohou b\u00fdt jmenov\u00e1ni spr\u00e1vci, kte\u0159\u00ed na opl\u00e1tku mohou s\u00ed\u0165 vyu\u017e\u00edvat ve sv\u016fj prosp\u011bch. Tito spr\u00e1vci mohou razit neomezen\u00e9 mno\u017estv\u00ed frxETH, pokud by cht\u011bli.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"USDC_vs_FRAX_Main_Differences\"><\/span><span style=\"font-weight: 400;\">USDC vs FRAX: <\/span><span style=\"font-weight: 400;\">Hlavn\u00ed rozd\u00edly\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>Oba stabiln\u00edcoins slibuj\u00ed z\u00e1ruku ceny: FRAX a USDC by m\u011bly v\u017edy st\u00e1t 1 USD. Maj\u00ed v\u0161ak r\u016fzn\u00e9 metody, jak tohoto slibu dos\u00e1hnout.<\/b><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Collaterals\"><\/span><span style=\"font-weight: 400;\">Kolater\u00e1ly<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">USDC a Frax pou\u017e\u00edvaj\u00ed r\u016fzn\u00e9 druhy kolater\u00e1l\u016f, aby zaru\u010dily sv\u00e9 vazby na USD.\u00a0<\/span><\/p>\n<p><b>USDC je pln\u011b zaji\u0161t\u011bn\u00e9 aktivum. Je zaji\u0161t\u011bn hotovost\u00ed a hotovostn\u00edmi ekvivalenty, tak\u017ee ka\u017ed\u00fd USDC v ob\u011bhu lze vym\u011bnit za dolar.<\/b><\/p>\n<p><b>Naproti tomu FRAX je nedostate\u010dn\u011b zaji\u0161t\u011bn USDC. Tak\u017ee za ka\u017ed\u00fd FRAX m\u016f\u017eete z\u00edskat polovinu USDC a nav\u00edc n\u011bjak\u00e9 FXS.<\/b><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Reserves\"><\/span><span style=\"font-weight: 400;\">Rezervy<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Ji\u017e na za\u010d\u00e1tku jsme zd\u016fraznili, \u017ee je d\u016fle\u017eit\u00e9, aby byl stabiln\u00edcoins zaji\u0161t\u011bn jedna ku jedn\u00e9 aktivy podobn\u00fdmi hotovosti, aby se zabr\u00e1nilo de-peggingu.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Jeliko\u017e je USDC zaji\u0161t\u011bn hotovost\u00ed a pen\u011b\u017en\u00edmi ekvivalenty, jsou rezervy USDC ulo\u017eeny v bank\u00e1ch. To je obecn\u011b bezpe\u010dn\u011bj\u0161\u00ed varianta ve srovn\u00e1n\u00ed s jin\u00fdmi mo\u017enostmi rezerv, jako jsou kryptorezervy, proto\u017ee kr\u00e1de\u017ee a ztr\u00e1ty kryptom\u011bn jsou \u010dast\u011bj\u0161\u00ed ne\u017e ztr\u00e1ta pen\u011bz v bance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Banky v\u0161ak mohou tak\u00e9 selhat. P\u0159esn\u011b to se stalo USDC s bankou Silvergate, kdy projekt m\u00e1lem p\u0159i\u0161el o 3,3 miliardy USD pot\u00e9, co banka vyhl\u00e1sila bankrot.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kl\u00ed\u010dov\u00fdm slovem je v\u0161ak <\/span><b>t\u00e9m\u011b\u0159<\/b><span style=\"font-weight: 400;\">. Circle se poda\u0159ilo obnovit sv\u00e9 rezervy USDC d\u00edky vl\u00e1dn\u00edmu z\u00e1sahu, kter\u00fd roz\u0161\u00ed\u0159il kryt\u00ed FDIC nad p\u0159edem stanoven\u00fd limit 250 000 USD.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To, co v\u00edme o rezerv\u00e1ch USDC, je samoz\u0159ejm\u011b do zna\u010dn\u00e9 m\u00edry omezeno na to, co \u0159\u00edk\u00e1 Circle. Bez nez\u00e1visl\u00e9ho auditu si nem\u016f\u017eeme b\u00fdt 100% jisti finan\u010dn\u00edm z\u00e1zem\u00edm spole\u010dnosti USDC.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">FRAX je na druhou stranu podpo\u0159en USDC, ale proto\u017ee je algoritmick\u00fd a nedostate\u010dn\u011b kolateralizovan\u00fd, nen\u00ed ani pln\u011b podpo\u0159en. Jeho jedinou v\u00fdhodou oproti USDC je, \u017ee m\u016f\u017eete sledovat rezervy FRAXu USDC, co\u017e technicky p\u0159id\u00e1v\u00e1 FRAXu trochu v\u00edce transparentnosti.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Vzhledem k tomu, co v\u00edme o tom, jak centralizovan\u00fd m\u016f\u017ee b\u00fdt syst\u00e9m FRAX, m\u016f\u017ee b\u00fdt transparentnost iluz\u00ed. Vzhledem k tomu, \u017ee administr\u00e1to\u0159i maj\u00ed v s\u00edti Frax Finance zvl\u00e1\u0161tn\u00ed pr\u00e1va, mohou tak\u00e9 manipulovat s chytr\u00fdmi kontrakty.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Market_Capitalization\"><\/span><span style=\"font-weight: 400;\">Tr\u017en\u00ed kapitalizace<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Pamatujete si, jak jsme \u0159\u00edkali, \u017ee USDC m\u00e1 n\u011bkolik p\u0159\u00edpad\u016f pou\u017eit\u00ed? No, to proto, \u017ee USDC je vysoce likvidn\u00ed coin s obrovskou tr\u017en\u00ed kapitalizac\u00ed. V podstat\u011b je USDC u\u017eite\u010dn\u00fd, proto\u017ee ho jako nosi\u010d hodnoty pou\u017e\u00edv\u00e1 mnoho dal\u0161\u00edch lid\u00ed. Koneckonc\u016f je to druh\u00fd nejv\u011bt\u0161\u00ed stabiln\u00edcoin na sv\u011bt\u011b.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Na druhou stranu je FRAX velmi malou rybou ve skupin\u011b stablecoin. V dosahu trhu se nedostane ani do prvn\u00ed des\u00edtky, nato\u017e aby se p\u0159ibl\u00ed\u017eil USDC.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Je t\u0159eba \u0159\u00edci, \u017ee FRAX je nov\u011bj\u0161\u00edm p\u0159\u00edr\u016fstkem do sv\u011bta stablecoin. USDC vstoupil na trh o dva roky d\u0159\u00edve ne\u017e FRAX, tak\u017ee m\u00e1 \u010dasovou v\u00fdhodu. Krach Terra UST mo\u017en\u00e1 tak\u00e9 zmen\u0161il tr\u017en\u00ed dosah FRAXu, proto\u017ee lid\u00e9 se po jeho kolos\u00e1ln\u00edm ne\u00fasp\u011bchu za\u010dali li\u0161it od algoritmick\u00e9ho coins.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Risks_Associated_With_USDC_and_FRAX\"><\/span><span style=\"font-weight: 400;\">Rizika spojen\u00e1 s USDC a FRAXem\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Risk_of_Depegging\"><\/span><span style=\"font-weight: 400;\">Riziko depeggingu<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Kdy\u017e se stabiln\u00edcoin nav\u00e1zan\u00fd na USD odv\u00e1\u017ee, bu\u010f klesne pod svou garantovanou cenu 1 USD, nebo stoupne nad ni.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Zat\u00edmco m\u00edrn\u00e9 v\u00fdkyvy cen jsou pova\u017eov\u00e1ny za norm\u00e1ln\u00ed v d\u016fsledku n\u00e1hl\u00e9ho n\u00e1r\u016fstu a poklesu popt\u00e1vky po stabiln\u00edchcoin, sn\u00ed\u017een\u00ed cen je v\u00fdznamn\u011bj\u0161\u00ed ud\u00e1lost\u00ed. De-peg znamen\u00e1 velkou zm\u011bnu ceny a stabilizace ceny bu\u010f n\u011bjakou dobu trv\u00e1, nebo k n\u00ed nikdy nedojde.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pokud stabiln\u00ed coin ztr\u00e1c\u00ed hodnotu a kles\u00e1, st\u00e1v\u00e1 se coin v podstat\u011b bezcenn\u00fdm. Proto de-pegging p\u0159edstavuje pro stablecoins v\u00e1\u017en\u00e9 riziko.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">U stabiln\u00edch aktiv coin v\u017edy existuje ur\u010dit\u00e9 riziko de-peggingu, a\u010dkoli u USDC a FRAX se toto riziko vyskytuje pon\u011bkud odli\u0161n\u011b.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">USDC by mohl zru\u0161it sv\u016fj kol\u00ed\u010dek v d\u016fsledku n\u00e1hl\u00e9 ztr\u00e1ty rezerv, k n\u00ed\u017e do\u0161lo v prvn\u00edm \u010dtvrtlet\u00ed roku 2023, kdy se na ve\u0159ejnost dostala zpr\u00e1va o bankrotu spole\u010dnosti Silvergate. Ud\u00e1lost de-peg byla kr\u00e1tkodob\u00e1, ale p\u0159esto st\u00e1la spole\u010dnost USDC pom\u011brn\u011b velkou \u010d\u00e1st jej\u00edho pod\u00edlu na trhu.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pokud se USDC nadobro odpoj\u00ed, bude to m\u00edt vliv i na FRAX, proto\u017ee rezervy FRAX jsou tvo\u0159eny USDC.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Na druhou stranu by se FRAX mohl d\u00edky sv\u00e9 poloalgoritmick\u00e9 struktu\u0159e tak\u00e9 zhroutit nebo de-pegovat. Pokud se FXS token (Frax finance token) ocitne na dn\u011b, m\u016f\u017ee to u tohoto aktiva vyvolat de-peg reakci.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Legal_and_Financial_Risks\"><\/span><span style=\"font-weight: 400;\">Pr\u00e1vn\u00ed a finan\u010dn\u00ed rizika<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Stablecoins pln\u00ed v kryptografick\u00e9m prost\u0159ed\u00ed jedine\u010dnou roli: propojuj\u00ed tradi\u010dn\u00ed ekonomiku a pen\u00edze s kryptoekonomikou. To v\u0161ak tak\u00e9 znamen\u00e1, \u017ee mus\u00ed tan\u010dit kolem r\u016fzn\u00fdch pr\u00e1vn\u00edch omezen\u00ed.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Prost\u0159ednictv\u00edm slu\u017eby stablecoins m\u016f\u017eete nap\u0159\u00edklad rychle p\u0159ev\u00e9st velk\u00e9 \u010d\u00e1stky pen\u011bz bez byrokracie a bankovn\u00edch linek, ale z\u00e1rove\u0148 m\u016f\u017eete tuto v\u00fdsadu vyu\u017e\u00edt k \u0159ad\u011b nez\u00e1konn\u00fdch transakc\u00ed, v\u010detn\u011b poru\u0161ov\u00e1n\u00ed mezin\u00e1rodn\u00edch sankc\u00ed, pran\u00ed \u0161pinav\u00fdch pen\u011bz a financov\u00e1n\u00ed zlo\u010dinu a terorismu. Nen\u00ed p\u0159ekvapen\u00edm, \u017ee tyto skute\u010dnosti nejsou stablecoins pro regula\u010dn\u00ed org\u00e1ny p\u0159\u00edzniv\u00e9.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ned\u00e1vno americk\u00e9 \u00fa\u0159ady uk\u00e1zaly svou neochotu tolerovat nez\u00e1konn\u00e9 jedn\u00e1n\u00ed souvisej\u00edc\u00ed se stablecoin t\u00edm, \u017ee <\/span><a href=\"https:\/\/www.cnbc.com\/2022\/08\/08\/crypto-mixing-service-tornado-cash-blacklisted-by-treasury-department-.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">tmav\u00fd seznam n\u011bkolika pen\u011b\u017eenek spojen\u00fdch s Tornado Cash<\/span><\/a><span style=\"font-weight: 400;\">, slu\u017eba coin-tumbling, kter\u00e1 se pou\u017e\u00edv\u00e1 ke skryt\u00ed digit\u00e1ln\u00ed stopy \u0161ifrov\u00e1n\u00ed. Na \u010dernou listinu bylo za\u0159azeno p\u0159ibli\u017en\u011b 38 pen\u011b\u017eenek souvisej\u00edc\u00edch s Tornado Cash s v\u00edce ne\u017e 75 000 USDC.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To je p\u0159\u00edkladem pr\u00e1vn\u00edch a finan\u010dn\u00edch rizik, kter\u00e1 jsou s kryptom\u011bnami, a zejm\u00e9na s USDC, spojena.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Naproti tomu FRAX je ohro\u017een kv\u016fli sv\u00e9 poloalgoritmick\u00e9 struktu\u0159e. Regula\u010dn\u00ed org\u00e1ny hovo\u0159ily o \u00fapln\u00e9m z\u00e1kazu algoritmick\u00e9ho coins a FRAX se pohybuje na hranici mezi algoritmick\u00fdm a stabiln\u00edmcoins zalo\u017een\u00fdm na kolater\u00e1lu.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A co h\u016f\u0159, pokud by USDC ztratil svou hodnotu z n\u011bkter\u00e9ho z v\u00fd\u0161e uveden\u00fdch d\u016fvod\u016f, FRAX by jej brzy n\u00e1sledoval, proto\u017ee je z\u00e1visl\u00fd na USDC, kter\u00fd zaru\u010duje cenovou stabilitu.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Where_Can_You_Buy_USDC_and_FRAX\"><\/span><span style=\"font-weight: 400;\">Kde m\u016f\u017eete koupit USDC a FRAX?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">USDC a FRAX si m\u016f\u017eete koupit na v\u011bt\u0161in\u011b kryptom\u011bnov\u00fdch burz. Centralizovan\u00e9 burzy umo\u017e\u0148uj\u00ed n\u00e1kup USDC (a n\u011bkdy i FRAX) za hotovost. Tato aktiva najdete tak\u00e9 na decentralizovan\u00fdch burz\u00e1ch, jako nap\u0159. <a href=\"https:\/\/coinkickoff.com\/cs\/uniswap-uni\/\" data-internallinksmanager029f6b8e52c=\"34\" title=\"Co je Uniswap (UNI), jak funguje a kde ho koupit?\">Uniswap<\/a> nebo <\/span><a href=\"https:\/\/changelly.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Changelly<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Vzhledem k tomu, \u017ee v\u011bt\u0161ina kryptografick\u00fdch burz provozuje sv\u00e9 vlastn\u00ed kryptografick\u00e9 trhy, mohou m\u00edt n\u011bkter\u00e9 z nich v\u011bt\u0161\u00ed likviditu, pokud jde o tato aktiva. Kter\u00e1 burza m\u00e1 nejv\u011bt\u0161\u00ed obchodn\u00ed trh s USDC nebo FRAX, se dozv\u00edte, kdy\u017e se pod\u00edv\u00e1te na jejich tr\u017en\u00ed \u00fadaje na str\u00e1nce <\/span><a href=\"https:\/\/coinmarketcap.com\/currencies\/frax\/#Markets\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Coinmarketcap.com<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Can_You_Exchange_USDC_for_FRAX\"><\/span><span style=\"font-weight: 400;\">Jak m\u016f\u017eete vym\u011bnit USDC za FRAX?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">FRAX si m\u016f\u017eete koupit na kter\u00e9koli burze, kde je k\u00f3tov\u00e1n. Sta\u010d\u00ed nav\u0161t\u00edvit va\u0161i obl\u00edbenou burzu a vyhledat p\u00e1rov\u00e1n\u00ed USDC\/FRAX. Pokud burza p\u00e1rov\u00e1n\u00ed USDC\/FRAX uv\u00e1d\u00ed, nebudete m\u00edt probl\u00e9my.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Spole\u010dnosti Uniswap, Curve a Solidly nab\u00edzej\u00ed nejv\u011bt\u0161\u00ed trhy s USDC\/FRAX. <a href=\"https:\/\/coinkickoff.com\/cs\/gateio-review\/\" data-internallinksmanager029f6b8e52c=\"155\" title=\"Gate.io Recenze 2023: Pro a proti: poplatky, funkce, bezpe\u010dnost, v\u00fdhody a nev\u00fdhody\">Gate.io<\/a> je centralizovan\u00e1 burza, na kter\u00e9 m\u016f\u017eete sm\u011bnit USDC za Frax.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Future_Plans_for_USDC_and_FRAX\"><\/span><span style=\"font-weight: 400;\">Budouc\u00ed pl\u00e1ny pro USDC a FRAX<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Sam Kazemian, zakladatel spole\u010dnosti Frax Finance, v roce 2023 ozn\u00e1mil, \u017ee zva\u017euje vybudov\u00e1n\u00ed spole\u010dnosti. <\/span><a href=\"https:\/\/thedefiant.io\/frax-compliant-stablecoin\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">zcela v souladu s p\u0159edpisy stabiln\u00edcoin<\/span><\/a><span style=\"font-weight: 400;\">. Vzhledem k tomu, \u017ee algoritmick\u00e9 coins jsou v hork\u00e9 vod\u011b s regula\u010dn\u00edmi org\u00e1ny, Kazemian\u016fv pl\u00e1n vy\u017eaduje aktivum s pln\u011b zaji\u0161t\u011bn\u00e9 kolater\u00e1lem.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Zat\u00edm v\u0161ak nen\u00ed jist\u00e9, jak do tohoto syst\u00e9mu zapad\u00e1 FRAX. Pokud bude Frax v USA zak\u00e1z\u00e1n kv\u016fli sv\u00e9 poloalgoritmick\u00e9 struktu\u0159e, bude pro coin t\u011b\u017ek\u00e9 ochr\u00e1nit sv\u016fj kol\u00edk.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Aby toho nebylo m\u00e1lo, americk\u00e9 \u00fa\u0159ady tak\u00e9 tvrd\u011b postihuj\u00ed slu\u017eby \"staking\" poskytovan\u00e9 centralizovan\u00fdmi burzami a pooly. FRAX se t\u011b\u0161\u00ed vzestupu popularity pot\u00e9, co spustil svou <\/span><a href=\"https:\/\/defillama.com\/protocol\/fraxlend\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">fond likvidity<\/span><\/a><span style=\"font-weight: 400;\"> v \u0159\u00edjnu 2022, ale pokud regula\u010dn\u00ed org\u00e1ny za\u010dnou st\u00edhat DeFi a s\u00e1zky na deriv\u00e1ty, i to by mohlo m\u00edt kr\u00e1tk\u00e9 trv\u00e1n\u00ed.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Na druhou stranu se zd\u00e1, \u017ee spole\u010dnost USDC je unaven\u00e1 z neochoty b\u011b\u017en\u00fdch bank spolupracovat s kryptografick\u00fdmi spole\u010dnostmi. Finan\u010dn\u00ed \u0159editel spole\u010dnosti Circle navrhl, \u017ee nejlep\u0161\u00edm zp\u016fsobem, jak zajistit bezpe\u010dnost rezerv USDC, je. <\/span><a href=\"https:\/\/beincrypto.com\/circle-calls-holding-usdc-reserve-federal-reserve\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">ulo\u017eit je ve Feder\u00e1ln\u00edch rezerv\u00e1ch<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>USDC vs FRAX On paper, USDC and FRAX are pretty similar: they are stablecoins pegged to the US dollar. However, they have important differences you should know about before you buy either coin. In this article, we compare USDC and Frax to help you understand the risks and benefits of investing in these stablecoins. Without [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":135,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","_glsr_average":0,"_glsr_ranking":0,"_glsr_reviews":0,"footnotes":""},"categories":[4,9],"tags":[],"class_list":["post-3765","post","type-post","status-publish","format-standard","has-post-thumbnail","category-coins","category-comparisons","entry"],"featured_image_src":"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/06\/USD-Coin-USDC-600x400.png","featured_image_src_square":"https:\/\/coinkickoff.com\/wp-content\/uploads\/2022\/06\/USD-Coin-USDC-600x600.png","author_info":{"display_name":"Ian Wright","author_link":"https:\/\/coinkickoff.com\/cs\/author\/ianw\/"},"_links":{"self":[{"href":"https:\/\/coinkickoff.com\/cs\/wp-json\/wp\/v2\/posts\/3765","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/coinkickoff.com\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/coinkickoff.com\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/cs\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/cs\/wp-json\/wp\/v2\/comments?post=3765"}],"version-history":[{"count":2,"href":"https:\/\/coinkickoff.com\/cs\/wp-json\/wp\/v2\/posts\/3765\/revisions"}],"predecessor-version":[{"id":3768,"href":"https:\/\/coinkickoff.com\/cs\/wp-json\/wp\/v2\/posts\/3765\/revisions\/3768"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/coinkickoff.com\/cs\/wp-json\/wp\/v2\/media\/135"}],"wp:attachment":[{"href":"https:\/\/coinkickoff.com\/cs\/wp-json\/wp\/v2\/media?parent=3765"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/coinkickoff.com\/cs\/wp-json\/wp\/v2\/categories?post=3765"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/coinkickoff.com\/cs\/wp-json\/wp\/v2\/tags?post=3765"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}